Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Oct 5, 2023 • 9min
2471: Want to Retire Early? - Focus on This Rate by Christina Browning of Our Rich Journey on Increasing Your Savings Rate
Christina Browning of Our Rich Journey talks about which rate to focus on if you want to retire earlyEpisode 2471: Want to Retire Early? - Focus on This Rate by Christina Browning of Our Rich Journey on Increasing Your Savings RateAmon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again.And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired!If you’re interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you!Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence.The original post is located here: https://www.ourrichjourney.com/post/want-to-retire-early-focus-on-this-rate Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 4, 2023 • 12min
2470: Top Strategies to Pay Off Student Loans in 5 Years by Caitlin See of Student Loan Planner on Getting Out of Student Loan Debt
Caitlin See of Student Loan Planner talks about the top strategies to pay off student loans in 5 yearsEpisode 2470: Top Strategies to Pay Off Student Loans in 5 Years by Caitlin See of Student Loan Planner on Getting Out of Student Loan DebtStudent Loan Planner has the country's top experts in figuring out exactly what to do with monster student loan debt. If you owe $20,000 to $1 million in student loans, they can help you by creating a custom student loan plan made just for you that details the path to debt freedom, and connect you with private lenders that will refinance your loans at a lower interest rate. You'll also get a cash back bonus. The original post is located here: https://www.studentloanplanner.com/pay-off-student-loans-five-years/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 3, 2023 • 12min
2469: Should I Payoff My Mortgage Early? by Rich of Rich on Money on Pros and Cons of Paying Off Your Mortgage Early
Rich of Rich On Money tells you if you should pay off your mortgage earlyEpisode 2469: Should I Payoff My Mortgage Early? by Rich of Rich on Money on Pros and Cons of Paying Off Your Mortgage EarlyRich is from Montgomery, Alabama. He buys rental properties in cash, fixes them up, rents them out to local families, and manages the properties himself. He's been doing this for the past 20 years. He now owns 30 units, with 20 single-family homes paid off.And he didn't have an easy start. While serving in the military, he paid off $32,000 in student loans in a year, paid off a $280k mortgage in 6 years, flipped several houses in Washington D.C. to help build income for real estate investing, purchased 20 rental properties with cash, and set up systems to do all of this while serving overseas.The original post can be found here: https://www.richonmoney.comVisit Me Online at OLDPodcast.comInterested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 2, 2023 • 10min
2468: What’s Keeping You From Financial Freedom? by Dr. Peter Kim with Physician on Fire on Attaining Your Money Goals
Dr. Peter Kim of The White Coat Investor asks what's keeping you from financial freedomEpisode 2468: What’s Keeping You From Financial Freedom? by Dr. Peter Kim with Physician on Fire on Attaining Your Money GoalsThe White Coat Investor is the most widely-read, physician-specific personal finance and investing website in the world. It is the premier resource for high-income professionals looking for unbiased information about all things financial or simply a referral to a trusted professional providing good advice at a fair price. What started as a simple blog has grown into a multi-media company that will provide you the financial information you need in whatever format you prefer.The original post can be found here: https://www.physicianonfire.com/keeping-you-from-financial-freedom/Visit Me Online at OLDPodcast.comInterested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 1, 2023 • 9min
2467: Conscious Spending: It's About the Little Purchases and the Big Wins by Kalen Bruce of Freedom Sprout
Kalen Bruce of Freedom Sprout talks about the value of little purchases and big wins.Episode 2467: Conscious Spending: It's About the Little Purchases and the Big Wins by Kalen Bruce of Freedom SproutKalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances. The ultimate goal and vision of Freedom Sprout: To sprout a future of financial freedom for 1,000,000 children.The original post is located here: https://freedomsprout.com/conscious-spending/Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 1, 2023 • 11min
2466: Positive Self-Talk: How Talking to Yourself Is a Good Thing by Kimberly Holland with Healthline
Kimberly Holland with Healthline explains the value of talking to yourself.Episode 2466: Positive Self-Talk: How Talking to Yourself Is a Good Thing by Kimberly Holland with HealthlineHow you feel affects every precious day of your life. Healthline understands that, which is why they’re committed to being your most trusted ally in your pursuit of health and well-being. You can depend on Healthline to provide expert content along with genuine caring--both of which will support, guide, and inspire you toward the best possible health outcomes for you and your family.The original post is located here: https://www.healthline.com/health/positive-self-talk Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 30, 2023 • 11min
2465: 6 Reasons Not to Do FI (Why FIRE May Not Actually Be Useful For Everyone) by Mr. Finer on Downsides of Financial Independence
Mr. Finer shares 6 reasons not to do FIEpisode 2465: 6 Reasons Not to Do FI (Why FIRE May Not Actually Be Useful For Everyone) by Mr. Finer on Downsides of Financial IndependenceMr. Finer is a normal salaried employee who achieved FI with no side hustle or other income sources. After spending a decade without any plan, he started pursuing FI in his 30s, and achieved it at 40. He created his blog to share experiences, mistakes, successes, benefits, positives, and negatives from his journey.The original posts are located here: https://mrfiner.com/6-reasons-not-to-do-fi-why-fire-may-not-actually-be-useful-for-everyone/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 29, 2023 • 9min
2464: Why Keeping Up With The Joneses Will Make You Broke by Michelle Schroeder-Gardner of Making Sense of Cents
Michelle Schroeder-Gardner of Making Sense of Cents talks about why keeping up with the Joneses will make you brokeEpisode 2464: Why Keeping Up With The Joneses Will Make You Broke by Michelle Schroeder-Gardner of Making Sense of CentsMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2014/11/why-keeping-up-with-the-joneses-will-make-you-broke.html Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 28, 2023 • 8min
2463: [Part 2] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving Habits
Mr. Money Mustache shares wealth advice that should be obvious. This is part 2 of 2.Episode 2463: [Part 2] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving HabitsMr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.The original post is located here: https://www.mrmoneymustache.com/2013/09/20/wealth-advice-that-should-be-obvious/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 27, 2023 • 11min
2462: [Part 1] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving Habits
Mr. Money Mustache shares wealth advice that should be obvious. This is part 1 of 2.Episode 2462: [Part 1] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving HabitsMr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.The original post is located here: https://www.mrmoneymustache.com/2013/09/20/wealth-advice-that-should-be-obvious/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
