Journey To Launch

Is it possible to "have it all" and still be happy, better yet sane? Join me in today's solo episode where I am discussing how I balancing my pregnancy, motherhood, growing my business and everything in between. Specifically, I discuss: Being pregnant and attempting to juggle it all The importance of my support system and why you too should build up your relationship currency Becoming a mom of 3 kids and how we plan to save on kid-related expenses Ways in which you can take more control of your life Plans for Journey To Launch while on maternity leave I also talk about the waitlist to the soft launch of my monthly membership program. Get monthly tips, tools, and classes to help you launch to Financial Freedom. Click here to sign up and be the first to be notified when the doors open in Summer/Fall 2018. Other related blog posts/links mentioned in this episode: Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Jamila Souffrant on Instagram Journey To Launch Instagram Journey To Launch Twitter Journey To Launch Facebook Page Join the private Facebook Group

There are many factors to consider on the journey to becoming wealthy but shifting your mindset is by far one of the most important. Several studies show that psychological factors have a tremendous effect on our behaviors, habits, and our ability to adapt to new circumstances. Jim Fortin, the Subconscious Selling & High-Performance Expert, knows and understands what it means to shift your internal dominant thoughts to manifest the wealthy lifestyle that you desire. As a former foreign exchange day trader that fell on hard times, Jim is no stranger to poverty and the scarcity mindset. After losing nearly $1 million in one night, he sought after knowledge that went beyond motivational teachings such as hypnosis and Neuro-Linguistic Programming (NLP) which highlighted the power of the mind. Through the inspiration of his brother-in-law, a spiritualist, Jim has adopted the mindset that wealth starts in the mind. This is the premise behind his teachings and the knowledge that he shares with us on the show: In this episode we discuss: The Be, Do, Have Model How having a scarcity mindset can be counterproductive while building wealth Why Effort does not necessarily make you more money Why your dominant thoughts are directly related to wealth Changing your identity in relation to money The Law of Attraction How happiness relates to abundance How Internal, Mindset Changes can affect your Income Why Gratitude and Giving Helped Jim to Become Wealthy At the end of the podcast, I also talk about the waitlist to the soft launch of my monthly membership program. Get monthly tips, tools, and classes to help you launch to Financial Freedom. Click here to sign up and be the first to be notified when the doors open in Summer/Fall 2018. (YNAB, my favorite budgeting app is giving Journeyers a 2-month free trial, no credit card required to try their amazing budgeting system, check it out here!) Other related blog posts/links mentioned in this episode: The Complete Works of Florence Scovel Shinn Jim's 20-Minute Training on Habits JimFortin.com Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Jim on: JimFortin.com Facebook Twitter Connect with me: Journey To Launch Instagram Journey To Launch Twitter Journey To Launch Facebook Page Join the private Facebook Group

The Health Savings Account, introduced in the early 2000's, has proved to be the ultimate retirement and investment account–particularly for those on the road to early retirement. Certified Educator in Personal Finance (CEPF®) and Health Saving Account (HSA) expert, Jackie Cummings Koski, joins us on the show to discuss everything from how to obtain an HSA account to how to invest the money that you contribute. As one of 6 children raised by a single father, Jackie knows firsthand what it means to struggle financially. As a result, she made educating herself about finances and investing her personal mission. From the knowledge that she acquired, she wrote her book "Money Letters 2 My Daughter" as a way to educate her then 14-year-old daughter on what it means to be financially savvy. Today, Jackie has grown her HSA account to more than $100,000 as is on track to retire early in her 40's. In this episode we discuss: The definition and benefits of the Health Savings Account (HSA) How to enroll in an insurance plan with an HSA Things to consider when enrolling in an insurance plan When to consider enrolling in a traditional plan vs. a high-deductible plan Annual contribution guidelines How and when to access the money within your HSA Shopping around for the right provider Inheritance of an HSA account The expenses that you can use HSA money for (qualifying reimbursements) Jackie's early retirement plan At the end of the podcast, I also talk about the waitlist to the soft launch of my monthly membership program. Get monthly tips, tools, and classes to help you launch to Financial Freedom. Click here to sign up and be the first to be notified when the doors open in Summer/Fall 2018. (YNAB, my favorite budgeting app is giving Journeyers a 2-month free trial, no credit card required to try their amazing budgeting system, check it out here!) Other related blog posts/links mentioned in this episode: Jackie's book "Money Letters 2 My Daughter" IRS Publication 969, Health Savings Accounts and Other Tax-Favored Health Plans IRS Publication 502, Medical and Dental Expenses Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Vicki on: Moneyletters2.com Facebook Twitter Connect with me: Journey To Launch Instagram Journey To Launch Twitter Journey To Launch Facebook Page Join the private Facebook Group

Vicki Robins, the co-author of the very popular book, "Your Money or Your Life" has been one of the most influential visionaries of the Financial Independence movement. In the late 1960's, with the advice of the late Joe Dominguez, Vicki reached Financial Independence and together they began to teach their revolutionary methods all over the nation. Their workshops featured the famous 9 steps to reach Financial Independence and eventually, Vicki and Joe were approached to turn their teachings into the book that we know today, "Your Money or Your Life". The book went on to be wildly popular, encouraging people to fight against the weight of consumerism and become a New York Times bestseller. Vicki also made two appearances on the Oprah Show with Oprah declaring that the book "would change your life". More than 25 years later, Vicki has written an updated version of the book for a new generation of people on the path to Financial Independence. I'm so honored to have Vicki on the show to discuss: How Vicki met the late co-author Joe Dominguez and how they worked to create the Financial Independence movement How their book "Your Money or Your Life" came to fruition and became popular. Why Vicki set out to create an updated version of the book The importance of relationships and how they create community wealth Why "freeing your mind" is the cornerstone of Financial Independence The definition of the "Enough Point" How to calculate your life energy and true hourly wage What Vicki believes to be the most transformational steps of the 9 steps from the book How Vicki believes the new version of "Your Money or Your Life" will impact the world in this new age The bigger picture of systemic barriers in the United States that make achieving Financial Independence more difficult Also, find out how you can be one of 3 Journeyers, to win a free copy of the updated book, "Your Money or Your Life". Click here for your chance to win! At the end of the podcast, I also talk about the waitlist to the soft launch of my monthly membership program. Get monthly tips, tools, and classes to help you launch to Financial Freedom. Click here to sign up and be the first to be notified when the doors open in Summer/Fall 2018. (YNAB, my favorite budgeting app is giving Journeyers a 2-month free trial, no credit card required to try their amazing budgeting system, check it out here!) Other related blog posts/links mentioned in this episode: Life Energy Calculator How We Saved $169,000 in 2 Years With the Help of This Budgeting System Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Vicki on: VickiRobin.com YourMoneyOrYourLife.com Connect with me: Journey To Launch Instagram Journey To Launch Twitter Journey To Launch Facebook Page Join the private Facebook Group

Shane Mason, CPA/PFS, CPF, is a New York-based accountant, financial planner, and all-around tax wizard that joins the show this week to discuss the one topic that has many Americans baffled: taxes. He specializes in accounting, tax preparation and financial planning services for small and medium business owners, creatives, tech professionals, expatriates and foreign nationals living in the US. Shane and I crossed paths during my search for the assistance of a new tax professional and we are delighted to have his expertise on the show to unravel tax law and what it means for everyone on the journey to Financial Independence. In this episode, we talk about: Why we have to pay taxes Why you should consider hiring a tax professional How tax refunds work Why a large tax refund isn't necessarily a great thing Common mistakes made when filing taxes Amending a tax return Determining the right investment account for your income Factors to consider when determining where to invest first The new tax law changes and how they affect you At the end of the podcast, I also talk about the waitlist to the soft launch of my monthly membership program. Get monthly tips, tools, and classes to help you launch to Financial Freedom. Click here to sign up and be the first to be notified when the doors open in Summer/Fall 2018. (YNAB, my favorite budgeting app is giving Journeyers a 2-month free trial, no credit card required to try their amazing budgeting system, check it out here!) Other related blog posts/links mentioned in this episode: 3 Questions To Ask Before Spending Your Tax Refund Why You Shouldn't Want A Tax Refund IRS Withholding Calculator Sign up for Credit Sesame using my affiliate link and get your free credit report and other resources to help you monitor and improve your credit How We Saved $169,000 in 2 Years With the Help of This Budgeting System Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Shane on: ShaneMasonCpa.com Connect with me: Journey To Launch Instagram Journey To Launch Twitter Journey To Launch Facebook Page Join the private Facebook Group

When it comes to building wealth, credit can be a key component in helping you to achieve your financial goals. Credit expert, Shante Harris, joins us on the show to talk about everything from credit scores, credit reporting, and even credit card utilization. A Maryland native, Shante shares an incredible story of triumph in which she survived cancer, becoming a mother of a child with autism, divorce and even homelessness. Throughout her times of adversity, Shante gained the experience of bouncing back from credit card debt and becoming an expert in transforming not-so-perfect credit. Today, she leads a Facebook group of more than 58,000 members where she shares her expertise and inspires others to work toward their credit goals. She is also the founder of the non-profit organization, F.A.C.E. (Facing Autism with Children Everywhere). Sign up for Credit Sesame using my affiliate link and get your free credit report and other resources to help you with your credit. In this episode, we talk about: Why credit is important How credit works The 5 components of a credit score The importance of the average age of accounts How travel hacking can affect your score Vantage scores vs. FICO How student loans affect your credit How employers check credit scores and other financial information Tips for paying off your credit card balance At the end of the podcast, I announced the waitlist to the soft launch of my monthly membership program. Get monthly tips, tools, and classes to help you launch to Financial Freedom. Click here to sign up and be the first to be notified when the doors open in Summer/Fall 2018. (YNAB, my favorite budgeting app is giving Journeyers a 2-month free trial, no credit card required to try their amazing budgeting system, check it out here!) Other related blog posts/links mentioned in this episode: Your Financial Common Cents Facebook Group Annualcreditreport.com Sign up for Credit Sesame using my affiliate link and get your free credit report and other resources to help you with your credit How We Saved $169,000 in 2 Years With the Help of This Budgeting System Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Shante on: Facebook Instagram Financial Common Sense shante@yourfinancialcommoncents.org Connect with me: Journey To Launch Instagram Journey To Launch Twitter Journey To Launch Facebook Page Join the private Facebook Group

Student loan debt is one of the biggest concerns of college graduates in America. Robert Farrington, the Student Loan Debt Expert, is helping readers from all over the nation to better understand the process of student loan repayment with his blog, The College Investor. Robert was always passionate about investing and making money but when he identified a need amongst his peers to share more about student loans, he changed the course of his finance blog to educate borrowers. Robert was able to pay off more than $42,000 in student loan debt over the course of 3 years and he's sharing his methods with college grads all over the nation to encourage them to do the same. In fact, this month, he is working with others in the financial influencer community to inspire followers to collectively pay off $1 million or more of student loan debt. You can find more information about this movement in the links below. (Also, YNAB, my favorite budgeting app is giving Journeyers a 2-month free trial, no credit card required to try their amazing budgeting system, check it out here!) In this episode, we talk about: The significance of paying an additional $100 on student loan debt How earning more income is key to getting rid of debt The importance of investing in your future while paying on student loan debt Federal loan repayment and debt forgiveness programs Student loan consolidation vs. refinancing When it is appropriate to only make minimum payments and when to make extra payments Things to consider while applying for student loans Other related blog posts/links mentioned in this episode: Join the Student Loan Debt Movement The College Investor's Email Course for Journeyers Studentloan.gov Public Service Loan Forgiveness Program Info How We Saved $169,000 in 2 Years With the Help of This Budgeting System Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Robert on: Twitter Facebook Instagram The College Investor Connect with me: Journey To Launch Instagram Journey To Launch Twitter Journey To Launch Facebook Page Join the private Facebook Group

When it comes to saving, frugality is so more than just a habit, it's a lifestyle choice. Liz Thames, affectionately known as Mrs. Frugalwoods, allowed a frugal lifestyle to help fuel her family toward Financial Independence and a simpler lifestyle in the woods of Vermont. Retired at 32, Liz and her husband made it a priority to make tough decisions on spending in order to save 70-80% of their income. She shares much of her wisdom on her blog, Frugalwoods, and we are delighted to have her be a part of this show. Their new book, Meet the Frugalwoods: Achieving Financial Independence Through Frugal Living Book is set for release and readers that pre-order by March 13, 2018, will receive a signed bookplate! Details are listed in the links below. (Also, YNAB, my favorite budgeting app is giving Journeyers a 2-month free trial, no credit card required to try their amazing budgeting system, check it out here!) In this episode, we talk about: How frugality can simplify your life and catapult your savings goals How important it is to consider what makes you happy in making savings/retirement plans The simple formula for achieving financial independence How to cut your expenses to achieve the lifestyle you desire The significance of understanding the opportunity cost of the money that you are spending. The importance of remaining mentally connected to your financial goals How finding meaningful hobbies can help to keep you focused during the wait of finding financial independence Other related blog posts/links mentioned in this episode: Frugalwoods' Uber Frugal Month Challenge Frugalwoods' Uber Frugal Month Challenge Meet the Frugalwoods: Achieving Financial Independence Through Frugal Living Book Pre-order and Signed Bookplate How We Saved $169,000 in 2 Years With the Help of This Budgeting System Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with The Frugalwoods on: Twitter Facebook Instagram Frugalwoods.com Connect with me: Journey To Launch Instagram Journey To Launch Twitter Journey To Launch Facebook Page Join the private Facebook Group

Investing in stock can seem very intimidating but Tela Holcomb, the renowned stock investor has used swing trading as a vessel to help her create financial independence. More than 9 years ago, as a servicemember and single mom, a conversation about trading and early retirement inspired Tela to teach herself the skills necessary to replace her 9-5. In this episode, we talk about: The difference between trading and long-term investing How practice trading accounts prepare for real life stock trading Tela's 3 trading account system How to buy stock How to make a trading plan to manage gains and losses How to manage the emotions that come with stock trading Tela's definitions of financial independence and financial freedom Why you don't have to be perfect to find success in stock trading. Other related blog posts/links mentioned in this episode: Tela's Website With Free Stock Market Course Tela's free Stocks and Profit Facebook Group Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Tela on: Twitter Facebook Instagram TelaHolcomb.com Connect with me: Journey To Launch Instagram Journey To Launch Twitter Journey To Launch Facebook Page Join the private Facebook Group

Passing down generational wealth is extremely important. The best way to make sure that wealth is passed down for generations to come is through proper estate planning. Art Steele, Estate Planner and the podcaster behind The Legalese for Entrepreneurs Podcast, has an incredible story about how she came to choose her career and the epiphany that caused her to realize the significance generational wealth within in the black community. In this episode, we talk about: Understanding the racial wealth gap Why personal behavior cannot close the racial wealth gap The significance of estate planning in the black community (and all communities) How considering the "value of your life" helps with planning your estate What having an estate plan involves The legal documents required to make decisions for end of life care The roles of a financial planner and an estate planner The importance of leaving behind a will How proper estate planning can benefit generations beyond your children The significance of a trust with inheritance for children How hiring an attorney for estate planning can save you money in the long run Other related blog posts/links mentioned in this episode: The article about the racial wealth gap Art's Free Estate Planning Workbook Art's Email Legal-Ease Course Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Art on: Twitter Facebook Instagram Podcast: Legal-Ease for Entrepreneurs ArtSteele.co Connect with me: Journey To Launch Instagram Journey To Launch Twitter Journey To Launch Facebook Page Join the private Facebook Group