How to Money

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/1 - What steps can be taken in order to prepare to become a single income household?2 - In addition to maxing out my Roth IRA, what else should I do if I want to save and invest more?3 - What are your thoughts on long-term care insurance?4 - As a newly married couple, how do we budget on a variable income?5 - What changes should I expect to see in my expenses as I’m moving from a very small town to a very large city?During this episode we enjoyed a Green by Treehouse Brewing- thanks to Bryan and Caitlin for donating this one to the show! And as we ramp up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Friday episodes are all about the coronavirus and your money. There’s a lot of news and information out there, but we are distilling that down to specific takeaways that will allow you to weather this surreal health and financial crisis. In today’s timely episode we cover a lot of good news, including more details on the CARES Act, aka the stimulus bill. Specifically we dive into unemployment, as well as the benefits that many small businesses are eligible for like Economic Injury Disaster Loans (EIDL) as well as the Paycheck Protection Program (PPP). And then we round the episode out by answering some questions pertaining to investing in a down market as well as paying back federal student loans.And as we ramp up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It is essential for us to learn how to thrive while working from home. Our modern workforce has been heading towards working remotely for years, but of course the coronavirus has all but eliminated the ability for non-essential offices to continue to function as they had previously. The problem is that most of us don’t have home offices, or if we do, there are still countless distractions in our home that we’re not used to. And additionally, many of us have kids at home as well- while they are wonderful, they are likely distracting us from the other myriad tasks at hand! How do we work from home and do it well? We can’t continue with a system that hampers our ability to actually get work done, so we’re going to speak to how we as individuals can work from home without going crazy.During this episode we enjoyed a Same As It Ever Was by Monday Night Brewing, makers of some of Atlanta’s best craft beer. And as we ramp up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Since we’re all spending a lot more time indoors, getting to know our kitchens a little better and not going to restaurants, we’re particularly happy to have Beth Moncel joining us today. Before Beth was a food blogger, she was a microbiologist after earning a degree in nutritional science. Now, she has a massively popular site called Budget Bytes where you can find simple, delicious recipes that are designed for folks with small budgets. Beth has published a cookbook and she has developed a really cool mobile app as she continues to help others discover the joy of cooking while saving money. After housing and transportation, for most of us food is our next biggest expense every month so we’re excited to talk with an expert who sits at the intersection of food and money.During this episode we enjoyed a Whimsical Nature by Phase Three Brewing - thanks to Doug for sending this one our way! And as we ramp up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Friday episodes are all about the coronavirus and your money. There’s a lot of news and information out there, and our goal is to distill that down to specific takeaways that will allow you to weather this surreal health and financial crisis. In today’s optimistic episode we cover a lot of good news coming down the pike, including the stimulus bill- how it looks like we’re all getting stimulus checks, unemployment benefits are being extended, and small business loans are getting amped up. Listen to learn how this bill will affect you.And as we ramp up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It doesn’t matter if the market is flying high, or if it’s dropping faster than we’ve seen in history, each one of us is capable of making the occasional dumb decision, and it’s simply because we’re human! There are certain tendencies ingrained in us that can cause us to approach the world and our personal finances in an irrational way. Some of the hardest money mistakes to correct are ones that we make habitually because we don’t recognize the patterns that may have led us there. In order to break those bad money habits, sometimes it means taking a step back and figuring out what those behavioral tendencies are! The better we are at identifying these behavioral tendencies, the more likely we are to be able to make better decisions that will have a positive impact on how we view and handle our money.During this episode we enjoyed an IDKFA by Ellipsis Brewing - thanks to Joel for picking this one up while he was down in Orlando. And as we ramp up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/1 - Should I utilize a VA loan to purchase a home?2 - As a graduate student, what do I need to keep in mind as I’m applying for my first credit card?3 - I’m repaying my student loans as part of the PSLF Program - should I make contributions to my Roth IRA?4 - What are your thoughts on day trading and the expensive courses teaching you how to ‘hack the stock market’?5 - Is there a danger in having too many credit cards?During this episode we enjoyed an I’m Already Pulled Over by Ellipsis Brewing - thanks to Joel for picking this one up while he was down in Orlando. And as we ramp up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. While you may not catch up with friends and family in person these days, it would really help out the show if you could share the podcast with others. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

The economy and its effect on our personal finances continues to change due to the coronavirus, so our shorter Friday episodes are here to stay! Our goal is to provide you with timely and relevant information you need to be aware of so you can be in control of your money. In this episode we cover how to manage decreased or non-existent income along with bills that need to be paid, whether now is a good time to invest in stocks, and what you need to know about unemployment benefits.And as we ramp up the podcast with this additional Friday episode, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. While you may not catch up with friends and family in person these days, it would really help out the show if you could share the podcast with others. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Maybe the reason you haven’t been able to stick with a budget is because you’re trying to use the wrong kind of budget! There are different approaches, apps, and methods out there, and finding the right one for you could be the difference between a failure to launch, and you becoming a budgeting pro. We’re here to remind you of the many benefits of having a budget- it’s not only about saving more money (but really, who needs more of a reason than that?!). We’ll share some universal tips that will help you get started as well as show how budgeting can look different based on your personality type.During this episode we enjoyed a Bourbon County Wheatwine Ale by Goose Island - a big thanks to Alex for donating the beers to the show this week! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

If you feel overwhelmed at the thought of investing in the stock market, especially amid these turbulent times, then look no further. We are fortunate enough to be speaking with the one and only JL Collins. JL is an expert in the arena of investing and is the author of the book “The Simple Path to Wealth”. In his book and on his site, JL writes about how truly straightforward and simple it is to invest your money in order to achieve financial independence. Not surprisingly, he’s also considered by many to be the godfather of the financial independence movement. We’re pumped to discuss all things related to investing in the market as well as topics like buying a new car and raising financially savvy kids.During this episode we enjoyed a Bourbon County Stout by Goose Island - a big thanks to Alex for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.