How to Money

Who has been spending more time working from home?! ✋ We’re going to dive into how WFH can make us happier and more productive, and joining us for this conversation is Laura Vanderkam. Laura is the author of several time management and productivity books, including Juliet’s School of Possibilities, Off The Clock, and The New Corner Office. Her work has appeared in publications including the New York Times, the Wall Street Journal, Fast Company, and Fortune. She is the host of the podcast Before Breakfast and co-hosts the podcast Best of Both Worlds. She lives outside Philadelphia with her husband and five children, and she’s also a friend of ours who we had on the show a couple of years ago when we talked about valuing our limited time.During this episode we enjoyed a Science and Sorcery by Equilibrium Brewery. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: working out at home on the cheap, student loan payment freeze extension, students appealing their financial aid package, stimulus prepaid debit cards, GameStop and FOMO, Ludacris and his Benz, watching the Super Bowl for free, our TVs are watching us, avoiding Ticketmaster, and Airbnb bans.And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

The fear of missing out- we’ve all experienced that emotion before! Whether some friends are getting together but you’re stuck finishing up a project, or maybe you haven’t been able to get your hands on the latest gaming console (or craft beer!). Well, FOMO has an ability to work its way into many different aspects of our lives, including our financial lives as well. You might feel some serious FOMO seeing individual stocks like Tesla skyrocket this past year while you are investing in plain old index funds. Or maybe with mortgage rates being at all-time lows, you feel like you are the only person in your peer group not buying a house right now. And you don’t want to miss out! This episode is about how to deal with and fend off FOMO so that we don’t make moves that mess up our ultimate goals due to distractions in the world around us.During this episode we shared a Daaank Daniel by Heist Brewery in Charlotte NC. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - Should we continue renting or are we ready to purchase a home?2 - Are there benefits of a joint brokerage investment account if we’re not married?3 - What should I consider as I’m choosing between a cashback or travel rewards credit card?4 - How do I keep my bank from selling my mortgage to another loan servicer?5 - Should I be placing riskier investments in different types of investment accounts?During this episode we shared an Ancient Feelings by Heist Brewery out of Charlotte NC. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: crazy low mortgage rates, free tax filing, payment app security issues, getting credit card annual fees waived, awful financial advice on TikTok, astronomical food delivery fees, smart grocery carts, states that everyone is moving to, and the states with the highest credit scores.And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Just a few years before he died, author David Foster Wallace gave a now-famous commencement speech at Kenyon College. Here’s a small snippet of what he said. “There are these two young fish swimming along and they happen to meet an older fish swimming the other way, who nods at them and says ‘Morning, boys. How's the water?’ And the two young fish swim on for a bit, and then eventually one of them looks over at the other and goes ‘What the hell is water?’” Wallace then went on to argue that we tend to live our lives according to values and rules that are hard to see. Similarly, we live in a culture that pushes us to go into debt for everything! It’s the message we are constantly bombarded with - it’s the water we swim in. So on today’s episode we’re going to push back on that line of thought and give the real reasons we should all be striving to avoid debt.During this episode we both enjoyed a EMO-J by Heist Brewery in Charlotte NC. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Lisa Rowan is a staff writer at Forbes Advisor, where she covers banking and personal finance and she was previously a staff writer at Lifehacker’s “Two Cents” covering personal finance. Prior to that, she was a senior writer and on-air analyst at The Penny Hoarder, where she launched the “Dear Penny” advice column syndicated by The Tampa Bay Times. Her work has appeared in The Washington Post, CityLab, and many other publications. Now she has recently published her book- Money Hacks: 275+ Ways to Decrease Spending, Increase Savings, and Make Your Money Work for You! We’re excited for you to hear this extremely practical personal finance conversation today!During this episode we enjoyed a Condensation Accumulation by Heist Brewing. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: getting paid to get vaccinated, bringing down the cost of your cell phone bill, generous return policies for online shopping, snagging the best car deal over MLK Jr. weekend, Carmax offering a 1,500 mile return window for their cars, the best jobs that pay over $100k, using accessory dwelling units to generate passive income, 15 months of rent assistance available, and new PPP funding for the businesses we love.And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

When we need to make some serious changes to our personal finances, the small tweaks and changes aren’t going to cut it. Instead, we need to take a look at some of the bigger money moves that will allow us to drastically save and invest more of our money. And often, this isn’t an instinctual response. For many reasons we tend to immediately focus on and get bogged down with the little stuff- it’s the small money moves that often get much of the attention. For example how often do we hear about cutting out a latte or the proverbial avocado toast. But while it is certainly easier to forego a to-go coffee than to look at the bigger money levers in our life, those changes are also going to have a far smaller impact. It’s time to focus on the big stuff!During this episode we both enjoyed a Holmberg Bound by Four Peaks Brewing- thanks to Jacob for donating these beers to the show! And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - How can I put my monthly mortgage on a credit card in order to score cashback?2 - When it comes to long term disability insurance, is it worth it to pay more for a longer benefit period?3 - How should we start investing money that we’re receiving for our newborn?4 - Can I rollover my entire IRA into an HSA in order to avoid paying taxes?5 - Why do y’all recommend Carvana when their prices aren’t all that competitive?And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.