How to Money

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: we got new life insurance policies, slower more expensive mail, finding the most affordable shipping options, Allstate tracking drivers, bosses monitoring employees, housing market chill pills, dying ain’t cheap, winter budget busters due to higher energy costs, contagious commerce, & free money in 529 plans.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Joel doesn’t like to eat at fancy restaurants- not only because paying a ton of money isn’t his jam, but also because there are all these rules of etiquette that fine diners are just supposed to know. What’s he going to do with that 3rd fork anyways?! The same is often true when it comes to our money and the social situations we find ourselves in. Splitting the bill with friends when we go out- what should we keep in mind there? How should we talk about money with our co-workers, friends, and family? When you’re on a date, who pays for what and how quickly should you dive into money conversations with someone you’re serious about? And because we’re all unique individuals, we argue that there are no hard and fast rules that dictate our actions when it comes to our money. Instead there is a lot of nuance and it takes a lot of emotional intelligence in order to get your money etiquette right. It’s not always clear what path we should take and so during the episode we provide a helpful framework to help you decide. And we also share our thoughts on some common scenarios so that we can all avoid that awkward tension that might arise.During this episode we both enjoyed Paranormal Electricity of Trans-Pacific Airwaves IPA by Burial! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Today we have the pleasure of talking with Carl Jensen who found himself trapped in a cubicle as a software developer nearly 9 years ago, when he set off on a journey to achieve the status of: financially independent and retired early. That’s when he started his site 1500 Days and has been blogging under the moniker Mr. 1500. Carl has since achieved FIRE and continues to be incredibly productive in the world of real estate with his live-in flips, all while pursuing a very intentional life in Longmont Colorado. Carl also happens to be a good friend of ours who we met years ago. And after spending some more time together recently at a personal finance conference, we realized we were overdue in having him come on as a guest on the show. We discuss everything from the downside of sharing personal financial information publicly, practical tips in finding a great property to flip, to how it is that Carl owns over 600 shares of Tesla stock!During this episode we both enjoyed an Old Chub by Oskar Blues! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: Salesforce predicting we’ll pay 20% more on holiday spending, inflation impacting dollar stores, our Black Friday predictions, more scammers on Facebook Marketplace, the cure for high gas prices, scraping by on just $500k, Robinhood on college campuses, & stop paying for your credit score!And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Anytime you see a commercial for prescription meds, everyone always looks so happy- they’re 100% living their best life! But what about those insane side effects?! If you’re considering taking those medications you’ll have to seriously consider whether or not it’s going to be worth it for you. And we believe similar considerations need to be given when it comes to gig work. On the surface gig jobs seem like they could provide you with all that you’re looking for- flexibility, income, autonomy! And with an easy to use app on your phone you could be earning an income before it’s time for lunch. But we believe there’s a darker side to gig work as well. So during this episode we’re going to address both sides of the argument, we’re going to help you to determine if gig work is right for you, and then we’ll help you to think through choosing the best one for your life.During this episode we enjoyed a Fluffo Sando by Pipeworks Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!1 - How do I know if I’m investing enough when financial advisors always say to invest just a little bit more?2 - Which warehouse club should I go with- Costco or Sam’s Club?3 - What should I do with a 401k from a previous employer?4 - How large should my emergency fund be, where should I keep it, and where can I earn a high rate of return on money in 2-3 months?5 - Should I start house hacking if that means investing less money in the stock market?During this episode we enjoyed a Southern Crisp by Southern Grist Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: a new federal student loan servicer, free money for college is available starting today, what to do about rising rents, preparing for covid healthcare costs, investing hamsters beating the market, “experts” calling for a market crash, Vanguard slashing fees, making bank as an influencer, & multiple reasons why bottled water sucks.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Do you know anybody who’s never broken the speed limit? Even just a single person- in your entire life?! And if you’re being honest you’re less likely to treat it as a speed limit, and more like a speed minimum. We think we should be going at least that fast, if not more! For better or worse the speed limit is one of those rules in life that consistently is not followed. We break that rule because we believe we can still drive safely, even while exceeding the speed limit. Well the same is true with our personal finances and the money moves that we make. There are a lot of financial rules out there that many believe must never be broken or even challenged, while we believe a certain amount of liberty can be taken. It’s not that we believe that the rules should be done away with altogether- they’re important rules of thumb and reference points that we should definitely pay attention to, especially early on in our financial journey. But as you gain more knowledge and experience there are some financial rules that were made to be broken. Listen as we cover some of those rules as well as why it’s ok to be a conscientious objector!During this episode we enjoyed an Indefinite Staycation by Dogfish Head- thanks Ryan for donating this one to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Excelling in your career depends on more than just doing a great job. Just because you’re a decent software engineer, or you get the job done as a nurse- that doesn’t mean that you’ll quickly rise through the ranks. Nor does it mean you’ll automatically see big raises or year-end bonuses! That’s because there are things that managers and bosses expect of you, but they’re never explained to you. This is the basis for Gorick Ng’s best-selling book, “The Unspoken Rules: Secrets to Starting Your Career Off Right.” Gorick is a career adviser at Harvard, focusing on coaching first-generation, low-income students. But before that, he gained plenty of professional experience from working in management consulting, investment banking, and as a researcher with the Harvard Business School. Regardless of your specific job, there are plenty of soft skills and unspoken rules that you need to discover, in order to find success in your career.During this episode we both enjoyed a Belgian Aloha by Olentangy River Brewing- thanks Scott for donating this one to the podcast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: local channels can no longer be streamed, rideshare inflation, jobs with the most demand over the next 20 years, and the effects of pay transparency laws. And then after the break we speak with Lindsey Bell with Ally Invest about emotional investing, volatility in the stock market, and the rise of speculation.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.