How to Money

It’s time to go Parks-and-Rec on this episode and talk about treating yo self while still being a responsible adult and not breaking the bank. There’s nothing wrong with the occasional treat- we all want to be able to splurge every now and again. But we also need to make sure that we’re not going overboard to the detriment of our financial health. Companies are waging war against our credit cards and checking accounts with advertising agencies at their sides. Our attention has been hijacked by marketers and this often leads to us buying more stuff that we don’t actually need. Couple that with rising prices due to inflation and higher levels of consumer debt and we realize that it’s going to take a healthy combination of wisdom, discipline, and intentional spending. Listen as we tackle all of this and as we propose some rules that will help us to be effective, but not excessive when it comes to treating ourselves.During this episode we enjoyed a Cherry Livelihood Jackie O's! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Our mental state has so much to do with how we handle our money- this is one of the many things we talked about with Paco de Leon. Paco founded The Hell Yeah Group which is a financial firm focused on inspiring creatives to engage with their personal and business finances. She started this work after her experiences in small business consulting, financial planning, and wealth management. Paco’s work has been featured in The New York Times, Forbes, and NPR and her new book “Finance for the People” was published earlier this month. Not only is she the author, but Paco is also the illustrator- her drawings do a fantastic job driving home the different points she makes in her book so we’re recommending it for all the visual learners out there. During this episode we talk about what Paco learned from being a debt collector and her time in the marijuana industry, what it takes to be a creative freelancer, the role our emotions play, how she keeps her consumption in check, and plenty more!During this episode we enjoyed a Lager Hell Rugenbrau- a big thanks to Julia for donating these delicious beers to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: medical tourism leading to an in vitro fertilization win, the S&P has entered correction territory, US cities with the worst traffic, bike buses dominating the road, money as a hobby, the Equifax settlement FAIL, BlockFi and how you should approach stablecoins, the rise of crypto trading fees, 401k millionaires, & a new airfare subscription.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Sure you’ve heard the term- you know that capitalism is the primary economic system here in the United States, but is it the best option? And especially as of late, capitalism seems to be getting dragged through the mud. Depending on what you’re reading and who you’re listening to, you might be beginning to think that capitalism is the worst! However, we believe it’s actually a force for good and is an idea and concept that many fail to appreciate. Similar to the undervalued baseball players that Billy Beane scouted for the A’s to turn around their club, or something as simple as dental floss when it comes to taking care of your teeth- capitalism isn’t sexy, but it gets the job done. While we don’t think it’s the perfect solution, we’re going to spend this episode breaking down capitalism, why we think it works, and then what this means for us as individuals.During this episode we enjoyed a Bourbon Barrel Brick Kiln by Jackie O’s! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!1 - Should I pay my statement balance or my current balance, and what’s the difference?2 - What happens to money that is in unused 529 plan?3 - Am I being Frugal or Cheap by hacking the meal kit delivery service promotions?4 - Does it make sense to wipe out my student loans if it means it’s going to wipe out my savings?5 - I’ve inherited a house- should I rent it as an investment property or just go ahead and sell it?During this episode we enjoyed a Peanut Butter & Jelly by Edmund's Oast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: whether or not everyone should have a HELOC, used cars costing more than new, direct to consumer cremations, taking 36 months to pay for a cell phone, investing in emojis, cryptocurrency tax refunds, why high interest savings rates really aren’t that high, & credit card ‘thank you points’ vs cashback.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Whether you’re a fan of karaoke or not, it’s probably not a huge deal for you to stand up in front of some friends and belt out a favorite song of yours from highschool- maybe some Hootie & the Blowfish or a Kelly Clarkson hit. You might be a little nervous but you’re not going to give it too much thought. But now imagine having to sing that song in a stadium full of people. Things are going to be a bit different aren’t they?! You’re likely going to be much more nervous because the stakes are a lot higher! Well similarly, the stakes are higher than ever when it comes to finding the right housing for you. Prices have gone through the roof whether you’re renting or looking to buy. The typical American homeowner saw a gain of $50,000 of home equity in 2021- that’s insane! With the stakes so high, we’re going to weigh in with our thoughts about how you should proceed if you’re not sure whether you should keep renting or take the plunge into homeownership.During this episode we enjoyed an El Cedro by Jester King! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Happy Valentine’s Day! This is a timely episode with it being February 14th and we’re really excited to be talking with financial therapist Ed Coambs. Ed is an internationally recognized leader in financial therapy who has been cited by the Wall Street Journal, the AP, Time, and CNBC. And he has the credentials as well- he earned his master's degrees in business, counseling, and financial planning and is a licensed marriage and family therapist, certified financial planner, and certified financial therapist. Ed leads couples through therapy from financial despair and frustration into financial intimacy and connection, by helping them figure out and understand what’s really going on. And we discuss some of the concepts in his book as well: “The Healthy Love & Money Way”. In the book he explains where our attitudes toward money stem from, and what we should do about it. We discuss attachment styles, common relational money issues, financial infidelity, and more during this episode.During this episode we enjoyed a Lilt by Grimm Artisanal Ales! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: thousands in student aid left on the table, employer student loan assistance, inflation and prices remain high, employees care less about money and more about time, early retirement idiocy, a healthier view of work, avoiding the prime membership rate increase, & whether discount airlines joining forces is a good thing.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

There’s a big difference between knowing that you could be involved in a car accident, and then actually getting 5 car pile up. Of course you know it’s a possibility, you have the head knowledge that you should be careful and alert, but it’s another thing completely to have experienced it firsthand. The same thing can be true when it comes to investing in the stock market- we know that occasionally there are going to be corrections, but until we actually experience those downturns ourselves, we’re not totally sure how we’re going to react. Our fear and emotions might cause us to do something we’d later regret. And lucky for us we recently had a downturn in the market so now is a great time to talk about what we can learn from the past, what is currently going on with the stock market, and what we can do to prepare for future volatility.During this episode we enjoyed A Force for Good 2021 by Creature Comforts- a big thanks to Nathan for donating this delicious beer to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.