

Real Money, Real Experts
AFCPE®
Real Money, Real Experts is a personal finance podcast written and produced by AFCPE®. With an audience of financial professionals, we strive to educate and entertain with a combination of expert tips, engaging interviews, and real-life storytelling. AFCPE® ensures the highest integrity of the financial counseling profession by certifying, connecting, and supporting diverse professionals. Our comprehensive program, the AFC® (Accredited Financial Counselor®), represent the gold standard of financial counseling certifications. And our membership community offers a place to share best practices, solve similar struggles, and access tools and resources that advance your career and enable you to better serve your clients.
Episodes
Mentioned books

Mar 5, 2024 • 29min
Shake Off Financial Stress: Real-Life Money Smarts with Amanda Christensen
Are you ready for it?Join hosts Rachael Deleon and Dr. Mary Carlson for an engaging episode featuring special guest Amanda Christensen, AFC, Extension Professor at Utah State University, and Founder of Utah Money Moms. In our latest episode, Amanda shares her passion for empowering women on their financial wellness journey and reminds us how cultivating community can inspire women to take control of their financial futures. You'll learn how to engage with your local cooperative extension, the power of PowerPay, and how the AFC has been so valuable to the work of a financial educator. Amanda is on a mission to transform lives with real-life money smarts.Show Notes: 03:04 What led Amanda to the world of extension06:46 Amanda's secret weapon to debt elimination09:29 Shaking off financial stress resources11:04 The Power Pay Money Master Course community 11:53 An inside look into Empowering Financial Wellness statewide program13:36 Diving into Utah Money Moms18:01 Amanda's journey to the AFC20:31 The path to the extension world 22:49 Amanda's final 2 centsShow Note Links: Power Pay Power Pay Money Master Online Course Finance Extension Empowering Financial Wellness Program Utah State Extension Resources Find your state's extension office Utah Money Moms InstagramUtah Money Moms Utah State University Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Feb 20, 2024 • 23min
Authenticity Unleashed: Embracing Your Superpower with Amy Smith
Join hosts Rachael Deleon and Dr. Mary Carlson in a captivating conversation with special guest Amy Smith, AFC, Founder of My BPD, My Money, and Member Engagement Coordinator for AFCPE. In this enlightening episode, Amy shares her inspiring journey to achieving the AFC certification, emphasizing the transformative power of vulnerability and authenticity. Discover how embracing her true self opened doors to countless opportunities, and learn invaluable insights on leveraging personal strengths for positive impact. Tune in for a dose of motivation and wisdom that will empower you to unlock your own potential and thrive.Show Notes:02:06 Amy's journey to the AFC03:08 Diving into her military background 04:16 What led Amy to AFCPE05:48 Utilizing SMART Goals to achieve her AFC certification 08:19 Building confidence to overcome imposter syndrome and test anxiety09:54 The importance of building community within AFCPE13:03 Diversity in careers within the AFCPE community15:02 How embracing authenticity is your superpower 19:14 Amy's final 2 centsShow Note Links: WebsiteLinkedInInstagramReal Money, Real Experts Career Series (Episodes 44 – 51) AFCPE MembershipWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Feb 6, 2024 • 35min
Unlocking the CEO Mindset: A Conversation with Tiffany Grant
"If you want to be a CEO, you have to start thinking like a CEO."In this episode, hosts Rachael Deleon and Dr. Mary Carlson are joined by special guest Tiffany Grant, AFC and owner of Money Talk with Tiff. Tiffany, an award-winning financial literacy expert and educator, has empowered countless individuals and organizations to achieve financial success and well-being.Join us as Tiffany reveals her personal journey to obtaining the AFC certification and how embracing the CEO mindset transformed her approach to finances and life. From insightful strategies to practical tips, this episode offers invaluable wisdom for anyone striving to elevate their thinking and achieve their goals.Show Notes:2:10 What led Tiffany into the world of personal finance5:35 How she started her business7:27 Into Tiffany's private practice10:43 Successful techniques in working with clients13:56 Advice for professionals in the beginning stages17:19 How Tiffany organizes her time24:36 Unlocking the CEO mindset26:49 What brought her to the AFC and her current PhD studies31:31 Tiffany's final 2 centsShow Note Links:Connect with Tiffany on:FacebookTwitterInstagramLinkedinYoutubeHer personal website Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Jan 23, 2024 • 27min
What's Next With Money with Brent Neiser, CFP®, AFC®
Brent Neiser has an incredible range of work and impact in the personal finance space. Every time we connect, we learn something new! Brent started his journey as a financial planner, but his heart for service led him to a rich career in financial education.On this episode, we learn how the AFCPE community has impacted his career, why he believes in the value of the AFC, and why he calls himself "Mr. Horizontal" - hint: it has to do with his curiosity and passion for a breadth of knowledge.Brent talks about his appointment as the Chair of the CFPB Advisory Board - a role in which he served three terms, including during the 2020 pandemic. And we learn all about his latest venture, "What's Next With Money" a free resource that he's excited to share with AFCPE Members.Show Notes:2:40 Brent's journey to personal finance8:30 Crossing paths with AFCPE14:00 His time as Chair with Consumer Financial Protection Bureau Board18:05 What's next with money?23:14 Brent's final 2 centsShow Note Links:YouTube: https://www.youtube.com/c/WhatsNextwithMoney Website: https://whatsnextwithmoney.com/ LinkedIn: https://www.linkedin.com/in/brentneiser/ Social Media: @brentneiser Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Jan 2, 2024 • 27min
There is No "One Way" to do Personal Finance with Markia Brown, AFC
Markia Brown is an award-winning financial educator and content creator, an Accredited Financial Counselor, and an AFCPE member with a talent for making complex financial topics accessible, particularly to younger generations.Her mission focuses on uplifting underserved communities and offering them vital tools and education to achieve their definition of financial success. She believes that its not just about bridging gaps, but reshaping financial narratives for the better.On this episode, Markia shares her unique story, what led her to AFCPE, and the impact the AFC has made on her and on those she serves. From a commitment to share 365 days of credit tips to more than 1 million social media followers, we talk about the highs and lows of social influence, the importance of "trust, but verify", and how personal finance looks different for everyone - there are no absolutes. Show Notes:2:10 What led Markia to her work6:14 How she got big on TikTok9:43 Highs and lows of social media content creation14:08 Establishing authority in a world of misinformation16:22 Markia's journey to the AFC19:02 How the AFC enhanced what she already knew about money20:37 Markia's final 2 centsWebsite: https://www.themoneyplug.co/LinkedIn: https://www.linkedin.com/in/themoneyplug/ Social Media: @TheMoneyPlugWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Dec 19, 2023 • 46min
From the Vault: Michael Thomas on Empathy
Every December, Real Money, Real Experts takes a break to prepare for the year ahead. As we head into the busy holiday season, we're happy to re-share a fan favorite - our episode on empathy and the art of listening with Dr. Michael Thomas, AFC. Enjoy and happy holidays from Rachael, Mary, and the entire podcast crew!Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Dec 8, 2023 • 29min
Find Your People with Andi Wrenn, AFC®
This week, Real Money, Real Experts, was live on YouTube with AFCPE Board President, Andi Wrenn. Andi, Mary, and Rachael recap all things 2023 AFCPE Symposium. If you joined us for Symposium this year, come reminisce with us. If you didn't attend this year, tune in to learn what its all about. We also get to learn more about Andi's professional journey, and she shares two times the two cents!Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Nov 22, 2023 • 27min
Building a Collaborative Practice Model with Nathan Astle
This week we welcome financial therapist, Nathan Astle, to the show. Nate is the founder of the Financial Therapy Clinical Institute, which is a collaborative practice that includes financial counselors, therapists, and planners working together to meet the needs of their clients. On this episode, Nate shares what inspired this unique practice model, the roles that each practitioner plays in the practice, the fee structure they've adopted to ensure the practice is profitable but also affordable to clients, and how they are using research to measure emotional, financial, and relational change.Nate is a humble trailblazer with a heart for helping people. His practice is unique, but his hope is that more financial professionals will follow. Trust us, it's an episode you don't want to miss. Show Notes:1:14 How Nathan got involved in financial therapy... by accident!3:02 His biggest influences4:18 Mental health and finances10:51 Client testimony around financial anxiety15:01 How Nathan got started on the business side19:59 Nathan's final 2 centsShow Note Links:Financial Therapy Clerical Institute websiteConnect on Linkedin | Instagram | FacebookWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Nov 7, 2023 • 23min
Recognizing the Value of Cultural Competency with Lazetta Braxton
Lazetta Braxton, MBA, CFP® is on a mission to create wealth for the common good. She believes in fighting for voices that have not been heard, and has built her career around making room for underserved and overlooked populations. In this episode, we get to know Lazetta - her family history and her career path, and she shares a preview of the conversation we'll be having as part of her keynote presentation at this year's Symposium. We talk about the importance of cultural competency, understanding the experiences and backgrounds of our clients, and the importance of building capacity directly within underserved communities. Words of wisdom: Be courageous as you are carefully doing the work. Show Notes:2:00 How Lazetta got started in financial planning4:02 More into her exploratory and entrepreneurial path8:46 Moving around and balancing her career12:31 Expanding access to more equitable opportunities15:52 What to expect from her keynote 19:13 Lazetta's final 2 centsShow Note Links:Writer Contributor Pages #DoingTheWork Leadership MasterclassConnect with her on Linkedin or with her companyFollow on Instagram or Twitter or FacebookRegister for Symposium: www.afcpe.org/symposium Want to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.

Oct 24, 2023 • 22min
Facets of Consumer Protection with John McNamara, CFPB
Today’s guest is John McNamara, Principal Assistant Director of Consumer Credit, Payments, and Deposits Markets at the CFPB. In this episode, John shares his professional journey from debt collection to his current role at the CFPB. He talks to us about the latest research from the Bureau, and gives us some of his favorite CFPB resources - designed to support you and your clients. We’re excited to have John join us on the main stage later this year. To hear more, we hope you’ll join us in NOLA or virtually: https://www.afcpe.org/symposium/Show Notes:1:41 Into John's personal and professional journey9:08 Recent findings from CFPB 14:25 CFPB and FTC collaborations16:33 Resources for financial counselors and consumers17:42 John's final 2 centsShow Note Links:Ask CFPB questionsDirect contact information with CFPBWant to get involved with AFCPE®?Here are a few places to start: Become a Member, Sign up for an Essentials Course, or Get AFC Certified today!Want to support the podcast? We love partnering with organizations that share our mission and values. Download our media kit.


