The Property Podcast

Wouldn’t it be great to know what the future holds? Today’s episode of The Property Podcast is a very ambitious one. But we’re tackling it head on! 2020 is still fresh and new, but today Rob & Rob give the insights we need to make sure we have a successful 7 years ahead of us.  A few weeks ago, The Robs talked about how to make the most of the next decade. And this week, they’re squishing the decade and bringing that timeframe forward.  So what can you expect to learn from this podcast episode? Here’s just a few sneak peeks: What are you doing now to position yourself for the future? Where are we in the 18-year property cycle?  Why is 7 years really important?  Also, not to spoil you! But The Robs believe we’re entering a new phase of the 18-year cycle… so listen to find out what actions you need to take NOW! Also in today’s episode, find out what's caught our attention in the news this week?  The HS2 project seems to be getting the green light! Expensive, yes! But we can all agree the impact that it’ll have will be incredible. It’ll certainly impact the major cities immensely and improve connectivity throughout the country. We know it’s a case of love it or hate it, but it looks like it’s going ahead nevertheless.  Speaking of trains… Liverpool is finally getting a £500m investment for the railway services which is massively needed. But guess what? The trains will allow 50% more passengers. This is certainly an investment that will make a big difference to the city!    And in this week’s Hub Extra, we have a podcast recommendation from Tim Ferris. Pre warning, it’s a 2-hour long podcast, but we promise it’s worth it! Tim Ferris has done an interview with Sam Zell, who’s a billionaire. Notably he created one of the biggest real estate investment trusts in the world. We love this podcast because he has so much perspective and he wants to share his knowledge.   It’s just a little podcast (besides this one) that we think could benefit investors! Not only do we just hear about Sam’s successes, he dives into talks of the future of markets and the role of interest rates, because they barely get talked about. This is a must listen to!   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob are back once again for another epic episode of Ask Rob & Rob. This week they’re trying to help two callers with mortgage advice and are giving their thoughts on wherever they think no money down deals are a good idea. Our first caller this week is Adamish and his question is on to buy-to-let mortgages.  He’s spoken to a mortgage advisor and they’ve advised him to refinance his current property on a fixed five year buy-to-let mortgage as the checks are a little more relaxed.  So essentially he’s wanting to know what Rob & Rob would do if they were in his shoes as a first time investor.  Does the current property market have any effect on how long he should get a fixed buy-to-let mortgage for? Or should he even be going for a fixed buy-to-let mortgage?  The second question this week is from Ashley who’s calling from Wales and he’s been drawn in by the idea of no money down deals. Uh oh!  Ashley has done two previous flips so now has a bit of equity behind him. He’s looking at turning his strategy to vanilla buy-to-let properties but he’s wondering how to go about it.  Should he straight away set up a Limited Company and keep buying a single buy-to-let each year over the next 10 years and build his portfolio up that way? Or should he hold onto his money and explore the world of no money down deals?  We’ve heard The Robs views on this in the past, but what advice would they give?  Tune in to find out... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Do you have questions for Rob & Rob? Well, you're in luck. Today’s episode of The Property Podcast is full of answers that every investor is eager to know. As you can imagine, Rob & Rob get asked thousands of questions, but in particular there are seven questions that always come up.  In today's episode, you’re in for a treat as The Robs answer their most commonly asked questions...  Who are Rob & Rob?  How many properties do they own?  Where is the best place to invest right now?  Where are we in the 18 year property cycle? Houses or flats?  You’ll have to listen to find out the rest…   The Robs go into a whole lot of detail around the questions, so listen and take note, they may be answering a question you’ve been dying to know.  They’re also talking about some exciting news too. Hometrack has released their quarterly figures for the rental market.  What’s has caught our eye?  Well, rents have increased over the last year by 2.6% which is clearly good news for investors. Rents are going up, but they’re also becoming more affordable - which is great news for tenants. Where is the rental growth happening? The top three cities are York, Bristol and Nottingham - listen as Rob & Rob give you their thoughts on this growth and what you should be taking from these insights.    In other news, we’re still pushing on to hit that magic 10K followers/subscribers on Instagram and YouTube! We’ve said that when we reach it we’re going to be releasing this bloopers video! So make sure you go to our YouTube channel and subscribe, and go give us a follow on Instagram and we’ll announce when we’ve hit 10K.   This week’s Hub Extra is something small, but makes your day so much easier. Apple Pay and Google Pay.  A fair few people haven’t adapted to it yet, but it definitely makes your day run that little bit smoother, whether you're on a train, grabbing a coffee or paying for your weekly big shop, it’s just that little life hack that can make a small improvement to your day. You can even load all your different cards on there!  It’s just a little something that removes a little bit of friction; leaving your card at home but still being able to process those little payments. Rob & Rob have only just started using this and they both love it!    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are helping one caller decide whether getting a cheaper property is a risk or should they be going for a property with more value?  Our first caller, Stephen from Glasgow, is currently looking to make another investment. He’s been investing in property for years and currently has £30,000 to invest with.  Stephen has got his eye on a few properties in an upcoming auction which are going for around £25,000-£35,000. But, he’s in a dilemma. He wants to know whether he should invest his £30,000 in the cheaper property or a £120,000 property which could benefit from capital growth.  So, do Rob & Rob think that Stephen should go for the cheaper option or a more expensive property with the possibility of increasing the value?  The second question this week comes from Osman, and he’s got a question on lettings. Osman owns one property and he is looking to get a fully managed service for it. He wants to know what the average fee for a fully managed service is. Osman has had three quotes now, but he isn’t impressed with what he’s received. As Osman only has one property, he’s unsure on how much discount he could negotiate with agents.  So, will Osman be impressed with the average fee for a fully managed service?  Tune in to find out... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

In today’s episode, Rob & Rob are joined by a special guest… Mark Morris. You may or may not have heard of Mark, but he’s a successful property investor who has been in this industry for decades!   The end-game of property investing is to retire right? Well, find out the valuable lessons Mark learnt along the way to his success. It didn’t happen overnight, but he’s about to share his story with us. Mark reveals all with his property journey, about his mistakes, successes and investments. This episode is a MUST listen... Achieving your dreams isn’t easy, but we want to help you get on the right track.  So, are you ready to achieve your goals? Grab a pen and paper and let's start planning!    In the news this week, The Robs have HUGE news for investors and landlords! And they are really happy about this one!  The Government has rejected Liverpool’s renewal of the citywide licensing scheme which is hated by most landlords.  The Robs think this is great news all round as the Government can now focus on areas that are needed and have low standards, which is what the scheme originally intended to do. So this is definitely positive news for our number one location hotspot of 2020!    This week’s Hub Extra is a super basic, super quick but super useful guide!  It actually ties in nicely with today’s podcast episode.  It’s the “How to rent guide” which is a Government document that you need to issue to tenants. This resource automatically checks the Government’s website every hour and if any tweaks have been made you get an email which completely removes the risks of future trouble.  The Robs love this resource; it makes your life hassle free. The best thing about it is that it’s completely free and you don’t have to think about it.  It’s really easy to give tenants an old guide that isn’t updated, which can cause trouble down the line, but it's an easy mistake to be made. Register to get the ‘how to rent guide’ to make sure you don't miss an update. We all love resources that help us!    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are helping one caller decide on which location they should be looking at, and a landlord who’s got damp issues in his property.  Our first caller, Harry from Bristol, is currently preparing to make his first property investment. He’s only interested in receiving cash flow at the moment, so his strategy is buy, refurbish and refinance. He’s in the process of scouting for locations so he’s turned to Rob & Rob for advice. He’s keen on the North West or South Wales however, South Wales is closer to home.  With Harry's strategy, should he be investing in an area closer to home or taking the risk and investing in the popular North West?  The second question this week comes from Boris. Boris has a tenant that is due to vacate his property and has discovered that there’s quite a bit of mold and damp. This is partly due to how the property is built, with lack of ventilation.  He wants to know if he’s entitled to ask the tenant to pay for redecoration where it’s needed in the property.  In addition to this, Boris mentioned he wants to change to a new lettings agent, but what happens about the money held in deposit?  So, Boris wants to know if both letting agents new and old can work together to get the work on the property completed. Can he charge the tenants or will he have to pay himself? Tune in to find out... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

First of all, we’d just like to warn listeners that this episode of The Property Podcast does contain a few curse words, but it’s down to Rob & Rob getting rather passionate. Because today’s episode has the potential to change your life… In today’s episode Rob & Rob are going to be giving you a framework that will set you up for massive success. So, how can you smash this next decade? Let’s find out… Decide what you want  Be willing to do difficult things  Beware of the cost of perfection  Think long term  Mindset  The Robs go into a whole lot of detail around these five topics. So much so that you’re probably going to want to grab a pen and notepad before you start listening.  So, grab a cuppa, settle in, and let Rob & Rob guide you through how you can smash the next decade!   In the news this week, The Robs are grinning like Cheshire cats as a headline from the Express reads, ‘UK Property: Largest monthly increase in asking prices EVER recorded after Election 2019’. According to data from Rightmove, asking prices have risen by 2.3% which is equivalent to an average increase of £6,785!  Just remember, these are asking prices and not sold prices which doesn’t necessarily mean that house prices are about to jump 2%, but it’s interesting to see the optimism of sellers.    We’ve also got a treat for you this week. Our marketing team are desperate to hit that magic 10K followers/subscribers on Instagram and YouTube and when we do, we’re going to be releasing this bloopers video!  So make sure you go to our YouTube channel and subscribe, and go give us a follow on Instagram and we’ll announce when we’ve hit 10K.   This week’s Hub Extra is a book that ties in nicely with today’s podcast episode. It’s a book by Robert Iger who is the CEO of Disney and it’s called ‘Ride of a Lifetime’. Rob B is a huge fan of Disney from a business perspective so this book was at the top of his Christmas wish list. However, before he had a chance to read it, Rob D pipped him to the post and finished it! This is the perfect example of thinking long term and really looking at the bigger picture in order to achieve success.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys have got a stamp duty special! We know, we’re just too good to you!  Our first caller with his stamp duty related question is Medassa. He’s in the process of buying two blocks of flats with a business partner which are blocks of six and five individually let apartments.  He’s wondering how multiple dwelling relief works. To his understanding, you can split the stamp duty costs amongst each individual apartment which will reduce the stamp duty costs.  But is he right?  The second question this week comes from Stan. He’s obviously been busy listening to the podcast which has sparked up his own question.  Like a previous listener, he wasn’t aware that if you kept hold of a residential property and bought a new one to live in, that further down the line you could claim back the higher amount of stamp duty that you would have paid.  So now Stan is wondering just what exactly is this time frame and has he missed the boat to make a claim?  Tune in to find out... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Last week on The Property Podcast, Rob & Rob gave you their predictions for 2020. And this week they’re back for their annual rundown of the top UK property investment hotspots to help you decide where to invest next.   It’s an episode that many of you look forward to at the beginning of each year. So now the wait is over - here’s a run-down of which locations made The Robs’ 2020 hotspot list, along with places should be on your radar to watch… Cities: Liverpool Manchester  Nottingham/Leeds Towns: Crewe Doncaster  Greater Manchester  Up and coming: Sheffield  … you’ll have to listen to find out the rest.  So, there you have it, Rob & Robs property hotspots for 2020. Some of them may come as a surprise, so make sure you hit that play button to find out why The Robs reckon these should be on your radar.   Our news story this week is actually a positive one! (New Year, new Rob & Rob?) and the headline reads ‘Buy-to-let investment sentiment remains strong as 2020 kicks off’. According to a recent survey, 75% of people were positive about buy-to-let - rising to 83% if you include millennials. Apparently a lot of young people have a positive attitude towards property investment, whilst those who have been in the game for a while are a bit more sceptical due to recent changes over the past few years. But, nevertheless, no matter whether you’re about to start or you started 10 years ago, property will still come out on top as the best investment model.  For Hub Extra this week, we thought that this podcast episode on our 2020 hotspots just wasn’t enough. So, we’ve also done a new YouTube video where Rob & Rob go into more detail on these locations, allowing you to get even more of an insight on what made these locations capture their attention.  So head on over to our YouTube channel to check the video out, and don’t forget to hit the subscribe button and turn on those post notifications.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

The Robs are back this week for another episode of Ask Rob & Rob, and we’ve got two fantastic questions....  First up we’ve got Jonathan who’s a newbie podcast listener who has a really interesting question on renting a property vs. buying one.  Jonathan lives and works in London - he’s lived here for the past decade and wants to continue to do so. However he is now looking to start his investment journey but wants to put his money where the most growth is.  He’s been looking at Manchester and Liverpool as potential options, however, he would like the first property that he purchases to be in his personal name. Jonathan is wanting to know if it’s possible to buy a property with a residential mortgage and then rent it out, if it has a lower interest rate? He’s also questioning if he had to buy it with a buy-to-let mortgage, would he be allowed to live in the property for a short period of time whilst he saves up the funds to purchase his own place to live?  So what’s Jonathan’s best option?  Next we have James, also from London, who’s after some clarification on tax advice that he received from a tax advisor.  He’s been told that you only pay stamp duty in a limited company if you’re paying it on a single property.  James is looking to spend around £330,000 in a limited company on property, which, according to his tax advisor, would mean he’d pay £6,200 in stamp duty. Whereas if he were to purchase that property in his own name, he’d be paying £16,400.  If it sounds too good to be true, it probably is. But what do Rob & Rob think about this tax advice?  Tune in to find out… Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.