beyond MD with Dr. Yatin Chadha

A practical dive into investing choices like ETFs, stocks, real estate and effort versus return. Explains the power of time, compounding, and the cost of delaying contributions. Covers valuation signals like the CAPE ratio and how to invest through long slow markets. Emphasizes controlling what you can and the case for geographic diversification.

Dr. Gwynn Curran-Sills wears many hats: an emergency physician, a real estate investor, and a devoted family man. Today, Gwynn talks about what he's learned growing real estate portfolio in Western Canada to 199 units, his thoughts on intergenerational wealth, and lessons from a year-long sabbatical in Spain.Discussion Points:- introduction (2:02)- how Gwynn's interest in real estate developed (5:32)- the decision to focus on real estate in Western Canada (7:50)- Portfolio size and vision (15:32)- Value add strategies (19:32)- Do's and don'ts when investing out of province (20:50)- Does real estate still provide a good inflation hedge? (23:11)- Gwynn's why with RE investing (24:25)- Thoughts on intergenerational wealth (26:25)- Gwynn's sabbatical in Spain (31:00)- What does success look like? (40:15)Gwynn Curran-Sills:gwynn.curran-sills@medportal.cawww.linkedin.com/in/gwynn-curran-sills-b7778410aYatin Chadha:Newsletter: https://www.beyondmd.ca/newsletterWebsite: https://www.beyondmd.ca/LinkedIn: https://www.linkedin.com/in/yatin-chadha/Email: yatin@beyondmd.caRadiology courses for clinicians:https://beyondradiology.thinkific.com/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-courseAmex credit card referrals: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINCnPBE&CPID=100606829

Discussion of a four-step wealth framework focused on meaningful spending. A breakdown of common spending categories and personal choices about housing, cars, and food. Exploration of the biology of spending, dopamine-driven impulse buys, and tactics to resist them. Practical tests and rules to align purchases with values and prioritize spending that supports relationships.

A four-part series kickoff exploring how to maximize and protect what you earn. Topics include income differences across specialties and regions, practical tips for trainees on subspecialties and billing, strategies like shift timing and locums to boost pay, the tradeoff of extra shifts versus burnout, disability insurance basics, and ways to diversify income beyond clinical work.

Today I interview the person who has taught me the most about what it takes to live a rich and meaningful life - my dad, Ashok Chadha.We talk about the importance of dreams, curiosity, taking chances, entrepreneurship, & building an identity around multiple life pillars.Time stamps:- Embracing curiosity and following your dreams (2:37)- Taking the plunge and moving to Canada (6:05)- Finding joy at work and enjoying a long medical career (8:49)- The fragility of life (11:39)- Entrepreneurial venture #1 (13:47)- Breaking the cycle of trading time for money (16:16)- Entrepreneurial venture #2 (17:55)- Entrepreneurial venture #3 (21:06)- Finding balance in life (28:17)- Healthy living and thriving in retirement (33:25)- Closing thoughts and wisdom (40:25)Links:Newsletter: https://www.beyondmd.ca/newsletterwebsite: https://www.beyondmd.ca/LinkedIn: https://www.linkedin.com/in/yatin-chadha/Amex credit card referrals: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINCnPBE&CPID=100606829Radiology courses for clinicians:https://beyondradiology.thinkific.com/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-course

Today I'm thrilled to host someone I've learned so much from over the years - Mike Heroux, passionate dividend growth investor. Mike has been educating Canadian retail investors for many years & is founder of Dividend Stocks Rock.Regardless of your investing level, this episode has something for everyone.Discussion points:Introduction (01:53)How Mike got started with dividend growth investing (3:37)The dividend triangle (7:58)How many sectors, how many stocks? (12:14)Finding time to invest (16:48)What about XEQT and chill? (19:32)Managing FOMO as a dividend growth investor (23:13)The retirement loop (25:46)How to avoid yield traps (29:36)Payout ratios (35:41)Covered call ETFs (38:40)Any other trends among Mike's best performing stocks? (45:23)Valuation (48:24)Rebalancing the portfolio (55:49)Re-investing dividends (58:54)Mike's best and worst investments (59:55)Interesting dividend growth ideas related to AI (1:06:55)Where to follow Mike, Dividend Stocks Rock (1:10:49)Mike Heroux:https://www.dividendstocksrock.com/https://thedividendguyblog.com/podcast/https://www.youtube.com/@DividendGuybeyond MD links:website: https://www.beyondmd.ca/newsletter: https://www.beyondmd.ca/newsletterLinkedIn: https://www.linkedin.com/in/yatin-chadha/Radiology Courses for Clinicians:https://beyondradiology.thinkific.com/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-courseAmex referral link: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINCnPBE&CPID=100606829

Dr. Kieran Nair, a hospitalist from Vancouver, shares his transformative year-long sabbatical in the French Riviera. He discusses the importance of presence over productivity and how stepping away from burnout helped him reconnect with family. Nair emphasizes financial literacy and the choices that enabled his adventure, inspired by the book 'Die With Zero.' He also highlights the value of intentional living and prioritizing freedom, encouraging others to redefine their purpose beyond work.

Welcome to my deep dive into every real estate investment I have ever made.There's good, bad, and down right ugly!Part 1 (this episode), focuses on my more active investments - rental properties.Discussion points:- why I decided to invest in real estate (1:00)- sources of return in rental property investing (2:50)- condo #1 (4:40)- condo #2 (7:18)- multifamily (9:35)- learnings from RE investing (16:20)Links:website: https://www.beyondmd.ca/email: yatin@beyondmd.caLinkedIn: https://www.linkedin.com/in/yatin-chadha/Radiology Courses for Clinicians:https://beyondradiology.thinkific.com/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-courseAmerican express referral link (for all Amex cards):https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

Welcome to part 2 of my real estate investing journey where I cover all of my passive real estate investments.Contents:- MIC - Mortgage Investment Corporation (0:40)- Private equity residential real estate development (4:02)- Public REIT - Sienna Senior Living (8:00)Links:website: https://www.beyondmd.ca/email: yatin@beyondmd.caLinkedIn: https://www.linkedin.com/in/yatin-chadha/Radiology Courses for Clinicians:https://beyondradiology.thinkific.com/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-courseAmerican express referral link (for all Amex cards):https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

Dr. Kyle Fortinsky, a gastroenterologist and co-founder of Clever Consult, shares insights on streamlining medical documentation through AI. He discusses the origins of his platform, which automates specialist pre-charting, ultimately saving hours for physicians. Dr. Fortinsky reflects on balancing entrepreneurial ventures with clinical practice, emphasizing the importance of user feedback and iterative development. He also shares valuable advice for budding clinician-entrepreneurs, highlighting the need for a strong support team and careful timing.