The Clever Girls Know Podcast With Bola Sokunbi

On this episode I talk to Flanice Lewis. She is a money coach, breast cancer survivor and all round amazing woman who has made great strides on her journey to financial freedom: - She bought first house at 23 with no outside help - She saved over $100,000 for retirement before 30 - She reached an 800+ credit score before 30 - She has managed to beat breast cancer without having to finance any of her bills - AND she intends to get to a million in cash and assets in the next 4 years We get into her personal story growing up poor, how and why she choose to pursue building wealth, her progress so far, her dreams and ambitions and how she was able to beat breast cancer without derailing her financial goals including the decisions she made around her insurance. You can keep up with her on Instagram @lalasupreme5 and via her Facebook Page at https://www.facebook.com/flanice.lewis For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/flanice-saved-over-100k-for-retirement-before-30-beat-breast-cancer If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Get access to my free resource library on http://www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at http://YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

On this episode I talked with Tela Holcomb about how to get started with investing including some key things you need to know if you have your money invested in the stock market. We discussed our favorite investing platforms, if you should invest if you have debt, steps to take to get started with investing and more. Tela Holcomb is a trading and investment coach. She has been independently trading and investing in the stock market since 2009. By consistently applying her system of trading and investing, Tela more than doubled her retirement account in 8 months and achieved financial freedom and retirement choice in 3 years. Her mission is to show that anyone can learn the stock market when it's put in plain English. You can learn more about Tela on her website at http://www.telaholcomb.com and check out her courses at https://courses.telaholcomb.com/?affcode=27229_88tjb2xe For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/getting-started-with-stock-market-investing-with-guest-tela-holcomb If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance over at https://www.clevergirlfinance.com Be sure to subscribe on www.clevergirlfinance.com too!

On this episode, I'm talking with Monica Louie. She's an amazing FB marketing expert and a personal coach of mine (which we get into on the podcast) who has an amazing story. She and her husband paid off $120k of debt in 2 years without making 6 figures (She shares the actual income they earned while doing this) and they are on track to pay off their mortgage in 4 years which will allow them to be debt free by age 40! Get Monica's Facebook marketing freebie at monicalouie.com/bola and be sure to check out her course at https://flourishwithfbads.com/ref/Bola/ You can also keep up with Monica on her website: Monicalouie.com and via her Facebook Group: Monicalouie.com/facebook. Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com Be sure to subscribe on www.clevergirlfinance.com too!

Have you caught yourself saying or thinking "wow - this year is almost over" and then feeling somewhat deflated about not begin able to fully accomplish all your goals? We'll I'll tell you this...IT'S NORMAL. Yes the year is almost over and yes, perhaps not every goal will get accomplished according to plan, however you should still review and, if needed, reset your mission regardless and this time of year is the perfect time to do it. The holiday season can be so distracting, so you need to make sure that your focus is on point. That being said, on this episode I'm sharing 3 quick tips to help you get out of that funk as well as some holiday season motivation so you don't get sidetracked. Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com Be sure to subscribe on www.clevergirlfinance.com too!

My guest today is Maggie Germano, she is a certified financial education instructor (CFEI), a money coach and the founder of maggiegermano.com who at the time of this recording, is in the process of planning her own wedding! On this episode, We had a great conversation where we exchanged notes on her experience so far with wedding planning being newly engaged and I shared my retrospect on my experience planning my own wedding several years ago. If I could go back in time to when I was planning my wedding, this would have been excellent advice to help me out in the process. We talked about sticking to your wedding budget, maintaining your sanity while wedding planning, what's worth spending money on and what isn't, how to avoid conflict with your significant other and so much more. Maggie's website is https://www.maggiegermano.com For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/podcast-episode-52-lets-talk-about-financially-sound-wedding-planning-with-guest-maggie-germano If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com Be sure to subscribe on www.clevergirlfinance.com too!

On this episode I had a great conversation with Tonya Rapley on how to be successful with your personal finances and in your business. We talked about her personal story and the makings of her business My Fab Finance and what it took for her to launch it. We also talked about her relationship and managing money with her significant other, what it really means to walk in purpose, as well as having compassion and grace in business. Alongside Tonya's personal story we discussed business, personal finance and relationships in general for instance things like who you need to have in your corner, dealing with difficult times, dealing with difficult people, staying grounded and managing money with your partner and more! Tonya's websites are TonyaRapley.com and Myfabfinance.com For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/walking-in-purpose-being-successful-with-your-finances-in-business-with-tonya-rapley If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

Have you ever looked at your finances from a scientific perspective? Well, My guest today is Dr Maria James and she is founder of pocketofmoney.com. Not only is she a real life scientist (you'll hear us talk about her amazing career on this episode) but she is also a money scientist who provides financial advice for professionals and entrepreneurs. In this episode, we dig into how to look at your finances objectively from a scientific perspective and Maria also shares her personal money story with us too. We also talk about emotions and money, overcoming financial challenges and key things that we as women need to be doing for our long term financial success and you'll also learn about one of my very odd money tendencies lol. Keep up with Maria via her site at PocketofMoney.com Check out Maria's non profit: http://hwhn.org Find her on all social media under the handle @PocketOfMoneyLLC Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

I'm excited to share this fun conversation I had with Sarah Webb, the COO and primary finance contributor for PlaidForWomen.com. In this episode we discussed: - What you should you do when you pay off your debt - How you can determine how much you need for retirement - Sarah's experience working with high net worth individuals and high income earners, their characteristics, her observations and that time she had to file a 55 million dollar tax return! Quick Note: Also on this episode I talk about being offered an ARM mortgage which is an Adjustable Rate Mortgage which is is a home loan with an interest rate that can change periodically. You can keep up with Sarah at https://www.plaidforwomen.com and also listen to her amazing podcast on the website as well. For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/podcast-episode-49-high-net-worth-vs-high-income-a-55-million-tax-return-more-with-sarah-webb If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher. Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

Budgeting on an inconsistent income can be tough especially because it's hard to plan. For example, if you are self employed or work as a freelancer or a contractor, your income is dependent on how much work you do but sometimes it's not always easy to determine what your actual income will look like at the end of each month. When it comes to budgeting on an inconsistent income, the best way to approach it is with a strategy that will allow you to be successful with managing your money and on this episode I share just how you can do it. Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

On this episode Molly shares her story to debt freedom, how her debt spiraled out of control shortly after the death of her mother and the incredibly emotional journey she embarked on to become debt free. She talked about her depression, the associated guilt, shame, self judgement and isolation that she felt, what it took to fully disclose her financial situation to her now husband and how her faith brought her through it all. You can keep up with Molly by visiting her website at http://www.stillbeingmolly.com/ You can also listen to her amazing business podcast over at http://businesswithpurposepodcast.com/ And be sure to follow her on Instagram at https://www.instagram.com/stillbeingmolly/ Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com