Fintech Chatter: Conversations with Fintech CEOs and Founders

In this episode of Fintech Chatter, host Dexter Cousins speaks with Ritchie Cotton, co-founder of Valiant Finance, about the company's journey over the past decade. Key Talking PointsValiant connects small businesses with the right finance options.The company has helped nearly 25,000 small businesses with over $2bn in funding.How Ritchie and Co-founder Alex Molloy met and the genesis for Valiant.Building one of the best working environments in Fintech.Valiant's push into embedded finance solutions.Getting the right combination of technology and human touch.How COVID-19 was a pivotal moment for Valiant.Valiant's plans for global expansion.The companies customer centric values.Ritchie's leadership style and focus on empowering teams and fostering collaboration.Find out more https://www.valiantfinance.com/careersSend us Fan MailContact: info@tieronepeople.comConnect on with Dexter Cousins on LinkedinHire Exceptional Fintech TalentSubscribe on LinkedIn

In this episode of Fintech Chatter, Dexter Cousins speaks with Mark Macduffie of Downsizer about the pressing issue of housing affordability in Australia. They discuss the challenges faced by the downsizer segment, the innovative solutions being implemented in the FinTech space, and the importance of collaboration within the industry to address these challenges. Downsizer helps baby boomers find properties with zero cash deposit.There are 1.9 million homeowners in Australia looking to downsize.Downsizer has sold $168 million of property off the plan to downsizers.The 'bank of mum and dad' is becoming a common transaction method.Future plans include launching in the UK and expanding their white label technology offerings.Find out more https://Downsizer.com.auSend us Fan MailContact: info@tieronepeople.comConnect on with Dexter Cousins on LinkedinHire Exceptional Fintech TalentSubscribe on LinkedIn

In the third part of our Fixing Housing Affordability series, host Dexter Cousins speaks with Nir Golan and Robbie Baskin from Frontya.We showcase another innovative approach to tackling housing affordability in Australia. Frontya have identified the challenges faced by first home buyers are amplified by the role of property investors.Frontya's innovative funding model aims to double deposits for home buyers, enabling them to access the property market more effectively. On the other side of the problem they've developed a managed fund geared specifically to property investors, helping them spread their risk whilst also supporting first time buyers.To find out more go to https://frontya.com.au/Send us Fan MailContact: info@tieronepeople.comConnect on with Dexter Cousins on LinkedinHire Exceptional Fintech TalentSubscribe on LinkedIn

In this episode of Fintech Chatter, host Dexter Cousins chats with James Bowe, CEO and co-founder of OwnHome, about the innovative solutions his company is bringing to the housing market. James shares insights into the challenges of housing affordability and accessibility in Australia, and how OwnHome is empowering families to own homes sooner by funding deposits and providing buyer's agent support.James discusses the genesis of OwnHome, highlighting the financial and legal structuring challenges that inspired him and his co-founder to tackle the housing crisis. Tune in to learn about the successes and partnerships that have propelled OwnHome forward, and gain valuable insights into the current state of the fintech industry. Whether you're a potential homeowner or interested in fintech innovation, this episode offers a compelling look at how OwnHome is making a difference.Send us Fan MailContact: info@tieronepeople.comConnect on with Dexter Cousins on LinkedinHire Exceptional Fintech TalentSubscribe on LinkedIn

Welcome to Fintech Chatter Podcast. We're dedicating the month of August to showcase the Australian founders passionate about solving the housing affordability crisis.Dexter Cousins kicks off the series with Lucinda Hartley of Mondus Capital. Lucinda shares how she's leveraging her background as a City Planner and SaaS founder to bring a zero deposit home loan to market.Find out more - https://www.mymondus.com/Watch out for their upcoming rebrand https://zeroo.com.au/Send us Fan MailContact: info@tieronepeople.comConnect on with Dexter Cousins on LinkedinHire Exceptional Fintech TalentSubscribe on LinkedIn

Welcome back to Fintech Chatter Podcast! In this episode your host Dexter Cousins invites guest No2 back onto the show.David M. Brear is CEO of 11:FS Group and 11:FS Holdings. The award winning digital consultancy has built digital banks all over the world and through 11:FS holdings, David and the team are finally going to build the next generation of financial services, this time for their own company!Having first appeared on the show in January 2020, David and Dexter talk about the evolution of fintech, the challenges facing the fintech industry, and the future of digital banking. They also discuss the impact of AI on the consultancy model, the importance of understanding customer insights to drive innovation, plus the current state of fintech in the UK and Australia. David also reveals his new favourite hobby, the increasing role of influencers in fintech media and his personal health challenges that have him more motivated than ever.Chapters00:00 Introduction 01:16 About 11:FS03:05 Changing the Fabric of Financial Services17:20 Regulatory Challenges and Market Dynamics23:07 The Future of UK FinTech26:00 Maturity Challenges in FinTech29:05 Emergence of Influencers in FinTech33:26 The Power of Podcasting in FinTech38:13 The Reality of FinTech Media41:54 Cult of Personality in FinTech48:55 Building 11FS Holdings54:30 Health, Work, and Life BalanceFor more information on 11:FS - https://www.11fs.com/Listen to Fintech Insider Podcast - https://content.11fs.com/podcastsSend us Fan MailContact: info@tieronepeople.comConnect on with Dexter Cousins on LinkedinHire Exceptional Fintech TalentSubscribe on LinkedIn

Dexter welcomes back Josh Foreman to discuss their global expansion and recent Series C capital raise.Josh first appeared on the show in 2020 and he shares the lessons he has learned from writing Indebted's first line of code to launching in 7 countries!Chapters00:00 Introduction to Indebted and Its Mission03:04 The Evolution of Technology in Debt Collection09:08 Disrupting Traditional Debt Collection Models15:00 The Future of Credit Infrastructure18:03 Lessons Learned and Strategic Insights30:42 Scaling a Global Business35:59 The Role of Intuition in Decision Making39:00 Raising Capital in a Challenging Environment45:41 The Future of Fintech and AI InnovationsFind out more about Indebted - https://www.indebted.co/careers/You can find previous episodes with Josh - 2020 - https://tieronepeople.com/2020/11/11/josh-foreman-indebted-fintech-australia-podcast/2022 - https://youtu.be/iA0j-yejKDQ?si=ibKW4oNXZUxHaJpgSend us Fan MailContact: info@tieronepeople.comConnect on with Dexter Cousins on LinkedinHire Exceptional Fintech TalentSubscribe on LinkedIn

Dexter Cousins interviews Antony Jenkins, the CEO and founder of 10X Banking, the core banking platform that makes banking ten times better.Antony stands out in Fintech as the global CEO of Barclays who decided to start a fintech. Tune in for a deep dive into the challenges of core banking, the outdated technology in the banking sector, and how 10X helps banks like Westpac and Chase innovate fast. We talk about fixing the banking technology silo problem, Antony's transition from a large bank to a startup, and his approach to creating a high-performance culture within 10x and how it differs to running a global bank.Antony also shares his thoughts on the future of fintech, opportunities in the Australian market (and their partnership with Constantinople) plus his advice for banking professionals considering a move to fintech.Find out more https://www.10xbanking.com/Send us Fan MailContact: info@tieronepeople.comConnect on with Dexter Cousins on LinkedinHire Exceptional Fintech TalentSubscribe on LinkedIn

Antony Jenkins, CEO and Founder of 10x Banking joins Dexter Cousins to talk about the Future of 10x and the Fintech Industry - Full interview available Monday 7th AprilSend us Fan MailContact: info@tieronepeople.comConnect on with Dexter Cousins on LinkedinHire Exceptional Fintech TalentSubscribe on LinkedIn

In this episode of Fintech Chatter, Dexter Cousins interviews Julian Fayad, CEO of LoanOptions.ai about the challenges and advantages of bootstrapping a fintech company from the ground up. LoanOptions.ai aims to revolutionise the loan application process. Julian shares insights into how they’re using AI to build a mobile first loan application process.Julian first appeared on the show in 2023. We chat about his progress and the lessons he has learned over the past two years. Julian also talks about the transition from a broking business to a technology-focused company, and the launch of Synapses, the API services hub for Fintech! We also discuss the launch of HAILO and LoanOptions.ai, expansion into New Zealand and future plans for market expansion into the US and UAE.Find out more: https://loanoptions.aiChapters00:00 The Bootstrap Journey of a Fintech Founder02:12 Innovating the Loan Application Process10:45 Transitioning from Broking to Technology18:04 Launching New Products and Partnerships25:49 Building an API Services Hub for Fintechs26:48 Navigating B2B Partnerships and SaaS Pricing Strategies32:05 Transitioning from Brokerage to Tech: Lessons Learned35:21 Building a Cohesive Team and Company Culture39:47 Innovative Talent Acquisition Strategies41:45 Valuable Lessons in Business Partnerships46:22 Expanding Horizons: New Markets and Future PlansSend us Fan MailContact: info@tieronepeople.comConnect on with Dexter Cousins on LinkedinHire Exceptional Fintech TalentSubscribe on LinkedIn