

The Property Academy Podcast
Opes Partners
The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market.
It's hosted by Ed and Andrew from Opes Partners.
Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice.
So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a financial adviser before making any investment decisions.
It's hosted by Ed and Andrew from Opes Partners.
Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice.
So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a financial adviser before making any investment decisions.
Episodes
Mentioned books

Feb 13, 2024 • 1h 29min
Bonus: How to keep buying property when DTI’s come in [2024] - Webinar audio
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'How to keep buying property when DTI’s come in [2024]'.

Feb 13, 2024 • 14min
Contaminated Land – Should I Buy a Property on Contaminated Land? ⎜ Ep. 1616
In this episode, we discuss what property investors and homeowners need to know about buying property that is on contaminated land.
We talk about how a piece of land gets contaminated and what you can do to fix it.
This includes what to look out for and how to know if it is a real issue (or not).

Feb 12, 2024 • 12min
Co-ownership Schemes – Scam or Sound Investment? ⎜ Ep. 1615
Discover different co-ownership schemes for buying property, from government to private businesses like YouOwn. Learn about the financial mechanics, fee structures, and benefits offered by these schemes, making it an intriguing option for first-time buyers and investors.

Feb 11, 2024 • 14min
How Much Discount Can I Negotiate Off My Interest Rate? ⎜ Ep. 1614
In this episode, we discuss how much discount you can negotiate off your interest rate when you get a mortgage.
We look at the latest rates our team at Opes Mortgages have got from the banks, along with what the lenders are actually advertising.
This gives you a sense of what rates you can actually get from a bank when you next apply for a mortgage.

Feb 10, 2024 • 15min
Case Study Sunday – Getting Killed By High Interest Rates. Should I Sell My First Home? ⎜ Ep. 1613
In this episode, we discuss a case study of a first home buyer who is getting killed by high interest rates.
He asks whether he should sell his home and rent instead.
We dig through the numbers to look at whether it makes sense to sell his home, rent, and try to buy it back later when interest rates are lower.

Feb 9, 2024 • 13min
Interest Rate Predictions 2024 – When Will Rates Come Down? ⎜ Ep. 1612
In this episode, we discuss our latest interest rate predictions for 2024.
This includes how fast interest rates could come down, and the data behind the predictions.
We look at interest rate forecasts out of the banks and talk about our long term interest rate forecasts.

Feb 8, 2024 • 13min
Pilfered or Protected – Trusts vs Companies vs Own Name – Best Way to Own a Property ⎜ Ep. 1611
In this episode, we discuss the best way to own an investment property – trusts vs companies vs own name.
We go through a couple of case studies to show when each structure would work best.
Ultimately, you need to talk to an accountant to figure out the right way to own properties in your situation. But, using this podcast, you can get a sense of what could be right for you.

Feb 7, 2024 • 13min
130,000 New Kiwis From Net Migration. Where Do They All Go? ⎜ Ep. 1610
In this episode, we discuss how high net migration impacts the New Zealand property market.
This includes where the new migrants choose to live, and how many properties they tend to buy.
We also mention our upcoming webinar New mortgage rules: How to keep buying property when DTI’s come in [2024] on Tuesday February 13th at 7pm. Click the link to register

Feb 6, 2024 • 13min
5 Facts Property Developers Need to Hear ⎜ Ep. 1609
In this episode, we go through 5 facts that property investors need to hear in today's market.
This includes how to price your properties, what to build, where to build it, and how to make all of these decisions.
Ultimately, this shows that property development is more than just putting up a few houses.
And we also mention our upcoming Developer Event in Auckland on March 21st, so click the link to register.

Feb 5, 2024 • 14min
Your DTI Questions Answered – Debt to Income Ratios⎜ Ep. 1608
In this episode, we answer some of the main questions investors and first home buyers have about debt to income ratios (DTIs).
This includes what DTIs are, how they'll impact the property market and who will be most impacted.
We also mention our upcoming webinar New mortgage rules: How to keep buying property when DTI’s come in [2024] on Tuesday February 13th at 7pm. Click the link to register


