

The Property Academy Podcast
Opes Partners
The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market.
It's hosted by Ed and Andrew from Opes Partners.
Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice.
So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a financial adviser before making any investment decisions.
It's hosted by Ed and Andrew from Opes Partners.
Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice.
So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a financial adviser before making any investment decisions.
Episodes
Mentioned books

Mar 23, 2024 • 15min
Case Study Sunday – 1st Time Property Investors Heidi and Nath ⎜ Ep. 1655
In this episode, we are joined by Heidi and Nath who share how they have just become first time property investors.
This includes what went well (and what didn't go to plan).
We dig into why they wanted to become property investors in the first place, what it's all for and what they want to get out of property.

Mar 22, 2024 • 8min
New Interest Deductibility Rules: A Definitive Guide ⎜ Ep. 1654
In this episode, we discuss National's new interest deductibility rules.
This is your definitive guide to the rules, what they are and what they mean.
There have been lots of proposals for what the rules should be. So some property investors are confused about what the rules actually are.
Here, Ed and Andrew lay down the law and share what the final rules are.

Mar 21, 2024 • 13min
Is It All For Capital Growth + Is It Unfair?⎜Ep. 1653
In this episode, we discuss whether property investors just invest for capital growth.
We also discuss whether that's unfair. This is after Ed appeared on Newstalk ZB to talk about the latest changes to the tax rules.
And we also mention our upcoming webinar Property Investment Webinar: NZ Tax Edition happening on Tuesday 16th April at 7pm.

Mar 20, 2024 • 18min
Top 6 Myths About Property Investors Debunked ⎜ Ep. 1652
In this episode, we discuss the top 6 myths about property investors.
This includes myths like interest deductibility – is it just an unfair tax cut for property investors who don't need it.
We also dig into the idea of a capital gains tax and whether property investment is different from other businesses.
And we also mention our upcoming webinar Property Investment Webinar: NZ Tax Edition happening on Tuesday 16th April at 7pm.

Mar 19, 2024 • 14min
How the OCR Really Impacts Interest Rates ⎜ Ep. 1651
In this episode, we discuss how the OCR impacts mortgage interest rates.
We talk about what the OCR is, how the banks use it, how it impacts swap rates and how it eventually impacts your mortgage interest rate.
As you'll learn, it takes time for the OCR to impact your mortgage interest rate.
And your mortgage interest rates can start to go up or down even before the OCR moves.

Mar 18, 2024 • 10min
Inflation for Dummies – How Inflation Works For Property investors ⎜ Ep. 1650
In this episode, we discuss inflation, what it is, how it works. And what you need to know as a property investor.
This includes how to calculate the returns you actually get when you invest in property.
That means how you factor in the 'time value of money', and how to make sure that property investment builds you a better life.

Mar 17, 2024 • 14min
Forecasts vs Reality – Are Our House Price Forecasts Correct? ⎜ Ep. 1649
In this episode, we dig through house price data to see whether our standard house price forecasts match up to reality.
Can you reliably say that house prices go up 5% or 6% a year?
And how easy is it to fudge the numbers and make it sound like property always goes up in value?
We dig through the numbers to see whether these assumptions are correct.

Mar 16, 2024 • 24min
Case Study Sunday: Breaking The Poverty Cycle with Sera and Quentin ⎜ Ep. 1648
In this episode, we are joined by Sera and Quentin. This couple share their inspiring story.
From humble beginnings, these two started out by working 5 jobs between them.
Now they've paid off the mortgage and are investing in property.
They're helping their families learn about property and are breaking the poverty cycle.

Mar 15, 2024 • 13min
Are Holiday Homes a Good Investment? ⎜ Ep. 1647
In this episode, we discuss whether holiday homes are a good investment.
We look at Airbnb data to get a sense of the returns you can make investing in holiday homes.
Then we talk about where you can invest and how much it might cost to invest in a holiday home.

Mar 14, 2024 • 17min
Top Problems with Property Investment Companies ⎜ Ep. 1646
In this episode, we discuss the top problems with property investment companies.
We talk about what these companies get wrong, and what you need to look out for as someone thinking about using one of these businesses.
This includes companies like Opes Partners, Propellor Property Investments, Momentum Realty, enable.me, Positive Real Estate and others.
It also applies to any company who recommends New Builds as an investment option.


