

The Property Academy Podcast
Opes Partners
The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market.
It's hosted by Ed and Andrew from Opes Partners.
Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice.
So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a financial adviser before making any investment decisions.
It's hosted by Ed and Andrew from Opes Partners.
Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice.
So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a financial adviser before making any investment decisions.
Episodes
Mentioned books

Feb 23, 2026 • 19min
Everything We Got Wrong on the Podcast⎟Ep. 2357
We Were Wrong. Here’s the Evidence.In this episode, Ed and Andrew pull back the curtain and own up to the biggest mistakes they’ve made on the Property Academy podcast.You’ll learn:The major calls we got wrong and what actually happened insteadThe forecasting mistakes that still haunt us The listener who’s got a bone to pick with AndrewThis episode isn’t about beating ourselves up. It’s about transparency. If you’re going to trust us with your property education, you deserve to know we’re honest about our misses ... not just our wins.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

Feb 22, 2026 • 25min
The Truth About Financial Advisers in NZ – No One Explains This Properly⎟Ep. 2356
Is financial advice in New Zealand a scam?In this episode, Ed and Andrew pull back the curtain on what financial advisers really do, why so many Kiwis are sceptical, and how to tell the difference between good advice and advice that quietly empties your wallet.You’ll learn:Why do people think financial advice is a scamHow financial advisers really get paidWhich type of adviser do you actually needIf you’ve ever wondered whether financial advisers are worth it, who you should trust, or whether you’re better off going it alone, this episode gives you the clarity most people never get.If you'd like to book a free meeting with one of our team of Financial advisers, click hereFor more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

Feb 21, 2026 • 19min
Why Her $290k Apartment Wasn’t the Bargain It Seemed⎟Ep. 2355
What would you do differently if you could start your property journey again?In this Case Study Sunday episode, Nikki shares how she built a three-property portfolio over 10 years – what went right, what went wrong, and the lessons she learned the hard way (especially with apartments).You’ll learn:How she almost doubled her money on a Wellington house and sold just outside the bright-line periodWhy her central Wellington apartment looked great on yield… but disappointed on capital growthHow buying in Christchurch in 2020 turned into a $260k+ uplift It’s an honest, balanced conversation about timing markets, being agile with your portfolio, travelling while you’re still young enough to enjoy it, and knowing when to hold… and when to sell.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

Feb 20, 2026 • 16min
Got a Mortgage? Here’s What No One Tells You About Life Insurance⎟Ep. 2354
What happens when your life insurance application gets declined?In this episode, Ed shares the honest reason his life insurance was turned down – and the surprising process that most Kiwis don’t realise sits behind getting properly covered.You’ll learn:The real reason Ed’s life insurance was postponedWhat “underwriting” actually involves What to do if your insurance is declined, postponed, or comes back with exclusionsIf you own property, have debt, or want to protect your family properly, this episode explains what really happens behind the scenes ... and why sorting your insurance early matters.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

Feb 19, 2026 • 16min
What Banks Look At Before They Say Yes (It’s Not What You Think)⎟Ep. 2353
Ever applied for a mortgage thinking, “Of course I can afford this”… only to worry the bank might say no?In this episode, Ed and Andrew break down how banks really decide whether to approve your mortgage — and why what you see on your budget can look completely different from what the bank sees on theirs.You’ll learn:How banks actually assess your income The stress-tested interest rate they use The single number that determines whether you’re approved or declinedThis episode walks through a real-world example showing how someone with a $7,000 surplus in their own spreadsheet could still get declined.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

Feb 18, 2026 • 17min
The Reserve Bank’s Latest Decision: What Happens to Rates Now?⎟Ep. 2352
The OCR has stayed at 2.25%. No surprise there.But in this episode, Ed and Andrew explain why what the Reserve Bank said matters more than what it did – and what that means for your mortgage, your strategy, and house prices.You’ll learn:What the latest OCR decision really signals about the direction of interest ratesWhy inflation is still sitting above 3% What to expect for mortgage rates over the next 6, 12, and 24 monthsIf you’ve got a mortgage or you’re planning to get one, this episode gives you a clear roadmap for what’s likely ahead and how to position yourself accordingly.

Feb 17, 2026 • 1h 31min
5 worst places to invest in NZ
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at "The 5 worst places to invest in NZ"In this podcast you'll learn:The 5 worst places to invest in NZThe 5 worst properties to buyAnd the 5 worst property companies to work withDon't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

Feb 17, 2026 • 20min
The Money Maths Behind Quitting Work Early (Most People Never See It)⎟Ep. 2351
Is financial advice in New Zealand a scam?In this episode, Ed and Andrew pull back the curtain on what financial advisers really do, why so many Kiwis are sceptical, and how to tell the difference between good advice and advice that quietly empties your wallet.You’ll learn:Why do people think financial advice is a scamHow financial advisers really get paidWhich type of adviser do you actually needIf you’ve ever wondered whether financial advisers are worth it, who you should trust, or whether you’re better off going it alone, this episode gives you the clarity most people never get.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

Feb 16, 2026 • 16min
The Era of Falling Mortgage Rates Is Over – What Happens Next?⎟Ep. 2350
Interest rates are rising again ... but not in the way most Kiwis think.In this episode, Ed and Andrew break down which mortgage rates are actually going up, how high they could go next, and the big question: how long should you fix for in 2026?You’ll learn:Which rates are rising (and which aren’t) How high the OCR could go How to choose between 1, 2 or 3-year fixes If you’ve been waiting for rates to “come back down,” this episode helps you understand what’s actually happening and how to respond strategically rather than emotionally.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok

Feb 15, 2026 • 16min
The Maths Behind $10K a Month From Property (Most People Get This Wrong)⎟Ep. 2349
Can you really earn $10,000 a month from property ... and what does it actually take?In this episode, Ed and Andrew break down the exact numbers behind earning $120,000 a year from property, including the two very different strategies investors use to get there.You’ll learn:The exact net yield and property value needed to reach $10k a monthThe two proven paths investors use Why are mortgages the biggest obstacle to living off rental incomeA must-listen if your long-term goal is replacing your salary with property income – and you want the maths, not the hype.And if you'd like to book a free meeting with one of our Financial Advisers to click here to make that booking.


