The Property Academy Podcast
Opes Partners
The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market.
It's hosted by Ed and Andrew from Opes Partners.
Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice.
So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a financial adviser before making any investment decisions.
It's hosted by Ed and Andrew from Opes Partners.
Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice.
So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a financial adviser before making any investment decisions.
Episodes
Mentioned books
Jun 12, 2025 • 11min
Auckland CV's Drop 9% – What Property Owners Must Know⎥Ep. 2101
Auckland’s new council valuations are out – and the average CV has dropped by 9%. But what does that actually mean for your property, your rates, and your negotiating power?In this episode, we break down:Why lower CVs might actually be good news for your rates billWhat to do if you think your CV is wrong (and how to challenge it)The number 1 mistake homeowners make when interpreting their CVYou’ll also learn how these updated values are not necessarily a reflection of what your home is worth today.Want to make sure you’re selling your property the right way? Check out our guide on how to sell a house in NZ for the right way to think about pricing your property.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Jun 11, 2025 • 14min
How Much Should I Actually Invest Per Month?⎥Ep. 2100
In this episode, we discuss how much Kiwis really need to invest each month. We explore:3 simple rules of thumb for figuring out your target investment rateHow much people actually save – and whether you’re doing enoughReal-life examples, including one couple earning $140K and what they should invest weeklyWhether you’re aiming to save 10%, 20%, or more of your income, this episode breaks down the numbers and offers a free spreadsheet calculator to help you get started.Curious how much you should invest? Here's the calculator we mentioned during the show.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Jun 10, 2025 • 15min
How to get better investment returns than the market⎥Ep. 2099
Ever wondered how some investors seem to get above average returns, while others just track the market?In this episode, we reveal how to potentially beat the market by understanding direct vs indirect ownership – and which one might be right for you.You’ll learn:What the “market return” really meansHow direct investing (like buying a property) compares to investing through a fundThe key trade-offs – including returns, risk, leverage, and timeHow to decide what to own directly vs indirectlyWant to learn how to invest smarter and structure your portfolio properly? Check out our guide to property investment in NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Jun 10, 2025 • 1h 24min
Retire before 55 on $100k passive income
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at how to "Retire before 55 on $100k passive income"In this podcast you'll learn:the 9 step blueprint to retire at 55how to apply the Rule of 4%How to use Opes+ to help you reach your goalsFor more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Jun 9, 2025 • 19min
The real reason the Real Estate Agent won't tell you the house price⎥Ep. 2098
In this episode, we discuss: why real estate agents often won’t tell you the price upfront … and what you can do about it.It’s one of the biggest frustrations buyers have — feeling like the agent is being deliberately vague or even misleading. But is it just sales speak … or are they breaking the rules?You’ll learn:What to say to get the price out of an agentWhich rules agents are meant to followAnd examples of agents who got caught and fined for misleading buyers💥 Plus, we revisit some of the Real Estate Authority’s most shocking rulings and what they mean for you as a buyer.Want to go deeper? Here's our guide to deadlines sales in NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Jun 8, 2025 • 17min
Landlords - LISTEN To This Before 1st July⎥Ep. 2097
There’s a major rule change coming … and if you miss it, a simple cat door could cost you $7,200.In this episode, we reveal the big shift in the Healthy Homes Standards and what every landlord must do before 1 July 2025.We also break down real-life cases where landlords have been fined over $30,000, and the exact upgrades you may need – from insulation to extractor fans – to stay compliant.👉 Want to check if your property measures up? Use our free tool to run the numbers and get your compliance sorted: Healthy Homes Standards NZDon't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Jun 7, 2025 • 19min
I built a secure retirement plan in my 60s – here's how⎥Ep. 2096
In this episode, we discuss how Mark – a 63-year-old Tauranga pizza shop owner – built a secure retirement plan later in life, even after making some costly property investment mistakes.Hear how he sold his properties too early and missed out on hundreds of thousands in capital gainsWhy he’s jumped back into the market in his 60s and how he’s planning to grow his equity by another $1 millionWhat he’d tell his 35-year-old self … and what you can learn from itThis is a powerful case study for anyone thinking “is it too late for me?” Spoiler: it’s not.Want to start your own investment journey? Check out our guide to investment property in NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Jun 6, 2025 • 17min
From 5% to 40% – The history and future of house deposits⎥Ep. 2095
In this episode, Ed and Andrew take you on a deep dive through the history of loan-to-value ratio (LVR) restrictions in New Zealand. You’ll hear how investors once needed just a 5% deposit … and how that skyrocketed to 40% during boom times.But what triggered those changes? How did investors respond? And what does the future look like now that Debt-to-Income (DTI) rules are coming into play?Plus, you’ll learn how deposit rules can directly impact the ROI you see in tools like Opes+.💡 Want to learn more about how the mortgage system works? Check our our guide to the LVR restrictions in NZ.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Jun 5, 2025 • 19min
The biggest house price crashes in history⎥Ep. 2094
In this episode, we discuss the 7 worst property crashes in history – and how far prices really fell. You'll learn:• What triggered each collapse (from financial crises to pandemics)• Whether New Zealand shows any signs of going the same way• What history can teach you about how to spot a housing crash before it happensPlus, we talk about how to protect your portfolio if another downturn happens.Need help planning your next move? Check out the top 10 mortgage brokers in New Zealand.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Jun 4, 2025 • 14min
What it'd take for us to take a long-term interest rate ⎥ Ep. 2093
In this episode, we discuss what it would actually take for us (Ed and Andrew) to fix our interest rates for the long term.You’ll learn:Why we usually recommend fixing for 1 year at a timeThe exact conditions that would make us lock in for 3–5 years insteadThe strategy to manage your mortgage risk and keep options openWe also walk through real numbers using our interest rate calculator so you can see which rate might suit you best.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
