The Property Academy Podcast

In Episode #6, we discuss the differences between investing in brand new properties or properties that have already been lived in before (existing properties).  We specifically discuss the differences in what banks will lend you towards each type of property and the level of deposit you need for each.  We also discuss the differences in tenants you might get, and why the decision actually depends on the investment property strategy you want to run with.  To find out more about the podcast and property investment in general, check out our Epic Guide to Property Investment in NZ.

In Episode #5, we talk about how much you need to get started in property investment (and first homes). This topic came from an audience member who was on our website and specifically asked how much they need to get started. We've previously talked about the percentage amounts that people need to get started, but here we start to talk about the actual dollar amounts required. In the episode, we recommended looking at median house prices in your region to get a feel for what the average property costs. Here is the best place to look: https://www.interest.co.nz/charts/real-estate/median-price-reinz To find out more about the podcast and property investment in general, check out our Epic Guide to Property Investment in NZ.

In Episode #4, we talk about the Labour government's recent KiwiBuild Reset and what this means for First Home Buyers.  We talk about the Welcome Home Loans, where First Home Buyers now only need a 5% deposit to purchase a house (terms and conditions apply). We go through what those terms and conditions are, and touch on why property is more affordable now than it was a few years ago ... even though house prices have increased.  To find out more about the podcast and property investment in general, check out our Epic Guide to Property Investment in NZ.

In Episode #3, we talk about the returns you can expect to get from property and real estate investing. We also compare these returns to other types of investments. We talk about the concept of leverage. We touch on how you can use the bank's money to purchase a property ... and then keep all the profits as the house increases in value. We then speak about why property is one of the only asset classes where you can get '2 bites of the cherry.' You get rent from the tenant, and then the benefit of capital gains when the property increases in value.  To find out more about the podcast and property investment in general, check out our Epic Guide to Property Investment in NZ.

In Episode #2, we talk about the retirement gap, which is the significant gap between what Kiwis want to live on in retirement, and what they're actually on track to have. The World Economic Forum, recently said that ageing populations and lack of savings are "the financial equivalent of climate change".  We also cover why the retirement gap exists, how New Zealand's population is changing, and why many people in most rich countries will outlive their money by more than a decade.  To find out more about the podcast and property investment in general, check out our Epic Guide to Property Investment in NZ.

In Episode #1, we talk about why we're starting a podcast. And that reason is that Kiwis love talking about property, they love thinking about the property market. But, they don't necessarily know how to get the most out of it.  That's shown by the number of pre-approvals for mortgages that New Zealanders get from mortgage brokers ... that don't end up getting used. That means that as a country, we're going out and saying we want to do something, but not always following through. We also introduce ourselves (andrew and Ed) and our backgrounds, then touch on why we think anyone should both listening to our advice at all. We finish off by delving into why we've decided to release a short, 5 to 10-minute podcast every single day (or at least that's the plan!). To find out more about the podcast and property investment in general, check out our Epic Guide to Property Investment in NZ.

In this trailer, we tell you exactly what you can expect if you choose to listen to the Property Academy Podcast