The Property Academy Podcast

In this episode, we discuss compounding growth and why small differences in capital growth rates quickly add due to the compounding nature of property price growth.  We also discuss how the combination of compounding annual growth in property prices and rents makes properties more profitable over time, which is why it is important to continue to hold property for as long as possible. We also mention our upcoming property investors webinar where we will teach you how to get more money from the bank and grow your property portfolio. Sign up to the webinar here. 

In this episode, we discuss how the property market will operate under Level 3, and how cour advice has changed now that we are moving through to level 3.  We are finding that there are good deals available in the market and that developers are offering discounts in order to move more of their properties. We don't however anticipate that this is going to stay around for very long.  We also mentioned the upcoming Property Investors webinar. This is where we will teach you how to grow your property portfolio from 2 to 5 properties. 

In this episode, we discuss different ways to live off your property portfolio. There are four ways we discuss, each with their pros and cons: Using a reverse mortgage to live off the equity within your properties Using a principal and interest mortgage to pay down debt to create a decent rental yield you can live off Buying multiple properties, selling half and paying off the mortgage on the rest to create a rental yield Restructuring your portfolio when you need the cash from one geared towards capital growth to one geared towards yield Our conclusion and preferred option is that the last option best suits most Kiwi buy and hold investors. Listen to the full show to fund out why. We also mention that we are holding a property investment webinar this Tuesday at 7pm where you will learn how to run the numbers on an investment property. 

In this episode, we discuss how you can go from 2 properties to 5 properties and beyond. At some point, many investors hit a wall and the bank stops lending to them. No lending = no new investment properties.  But, unless you understand why the bank isn't lending you more money, it's very hard to fix it. Worst of all if you keep applying for lending and get denied your credit record will continue to disintegrate – making it harder for you to get lending in the future.  Here, we cover off how to increase both your servicing and your equity position so that you can supercharge your property portfolio.  We also mention our upcoming property investment webinar, where we will teach you how to run the numbers on an investment property. It's completely free and is happening this Tuesday 21st April, you can sign up and register here. 

In this episode, we discuss how to pay your mortgage off faster so that you can get in the position to invest in property. During the show we give the example of a first home buyer who has purchased a $500,000 property with a 20% deposit, we then show how they can reduce the time it would take to be able to buy a second investment property from 4 years, to 3 years and then down to 2 years. We also mention our free upcoming webinar where you'll learn how to run the numbers on an investment property.

In this episode, we discuss whether you should buy an investment property from Golden Homes.  Golden homes sits at the slightly premium end of the market relative to other competitors such as GJ Gardiner, Mike Greer and Stonewood Homes, which the price reflects. They have some initiative finance models, that makes the purchase price cheaper than they otherwise would be, which provides benefits for those who can afford the slightly higher purchase price.  Throughout the show, we discuss who Golden Homes are a good and not so good fit for. We also mention our property investment webinar, which we are holding this Tuesday, which you can sign up for.

In this episode, we discuss how to use other people's money to invest. Essentially, this is the concept of leverage. When you invest in property, you borrow money from a bank, but any returns made on that property are yours to keep.  If you are keen to use the calculator mentioned in the show, you can find it here on the Opes Partners webinar. And if you are keen to learn more about property investment, be sure to follow us on Instagram.

In this episode, we dig into some of the results from a survey we are currently running that digs into the real reasons why people invest in property. The top 4 reasons Kiwis invest are: retirement, passive income, returns / grow wealth and to get rid of money worries.  Got 2 mins? Please take this property investors survey, so that we can get a sense of the type of content you will find most valuable.

In this episode, we discuss how real investors are feeling about the property markets' prospects during the Covid-19 induced shutdown.  This data comes from both a webinar that we held last week, as well as data collected from the Auckland Property Investors Association. If you'd like more property investment content, be sure to follow Opes Partners on Instagram. You can click the link, or find us. We are @opes_partners.

In this episode, we discuss the areas of New Zealand that are most at risk from an onslaught of Airbnbs converting into residential tenancies.  The data is in and suggests that McKenzie district (in south Canterbury), followed by Queenstown Lakes, then Thames-Coromandel are the most susceptible, while the main centres, Taranaki and Manawatu-Whanganui are the least at risk. This is show is a preview of a longer property investment webinar we are holding tonight (14th April) at 7pm. To dig into the data, sign up on the Opes Partners website, or using the link above.