The Property Academy Podcast

In this episode, we discuss what we hope Santa has slipped under the tree for us both. Ed hopes that Santa will bring more houses to the market ... and more relaxed lending restrictions from the Reserve Bank ... along with support for the retail banks to lend more aggressively on new build investments. While, Andrew, on the other hand, hopes that Santa brings a cleaner property education and property coaching industry. We wrap up the episode by talking about the Property Academy video course. This completely free course walks you through the fundamental concepts of investing in property. There are a total of 19 lessons, all hosted by Andrew.

In this episode, we discuss the predictions that were made in our 10th episode of the Property Academy Podcast, along with whether they came true or not. We then delve into the mechanics of a property cycle, using the Gisborne region as a case study for why you may not want to invest in a market that is booming right now.  We wrap up the episode by talking about the Property Academy video course. This completely free course walks you through the fundamental concepts of investing in property. There are a total of 19 lessons, all hosted by Andrew.

In this episode, we discuss what to do as a property investor if you are going a period of 'vacancy', where you don't have a tenant paying you rent.  This is particularly timely right now since, during the Christmas period, there tend to be multiple developments coming up for completion at any one time.  This is because developers rush to get their projects settled before Christmas so that they have cashflow for the holiday period. But, that does mean that multiple projects come to the market at a time where tenants are more scarce than usual.  We discuss the three tactics you can use to get you through a tough period of cashflow ... as well as talk you through when it makes sense to drop your rent or not.  We wrap up the episode by talking about the Property Academy video course. This completely free course walks you through the fundamental concepts of investing in property. There are a total of 19 lessons, all hosted by Andrew. 

In this episode, we detail the latest data from the Real Estate Institute of New Zealand and realestate.co.nz. The main takeaway is that there aren't enough listings to go around.  Although the total number of listings was up over 14% compared to the last year ... the total number of properties was up almost 30%. That means that all around the country, there are a record low number of listings, which fuels house price growth.  We wrap up the show by mentioning the Property Academy video course, this 19 lesson property investment course is available for free on the Opes Partners website.

In this episode, we discuss ANZ's recent move to now require 40% deposits for investment properties. This is a major change in credit policy, that makes ANZ the most conservative bank when it comes to lending on investment properties. Here, we discuss the change, the exemptions, and how ANZ staff are implementing the new regime. We also go through the expected impact on house prices (not a lot), as well as how this fits in with what the bank's economists are reporting.  We wrap up the show by mentioning the Property Academy video course, this 19 lesson property investment course is available for free on the Opes Partners website.

In this episode, we discuss price elasticity of demand and supply ... what they are ... and what they mean for property investors in New Zealand.  Price elasticity is a measure of how responsive quantity is to a change in price. The amount of a good that is purchased can either change a lot or a little in response to a change in price ... and understanding price elasticity helps us to predict how prices will change in the future. If you have a topic you'd like us to discuss on the podcast, then send us a text. Our number is 5522. It would be great to hear from you.

In this episode, we discuss the right and wrong way to break up with your mortgage broker, if you feel you aren't getting the advice that you want and need. If you do need to switch brokers, then don't just cut them off. Or opt for radio silence. Let them know you're moving on and that you appreciate the work they've already done for you. If you have a topic idea or a question, then send us a text. Our number is 5522, we would love to hear from you.

In this episode, we are once again joined by James Parker from Stonewood Canterbury to discuss the economics of being a developer, and the costs that are associated with building brand new residential properties in Canterbury. James shares that in a place like Selwyn District, 32% of the cost associated with a $550k property would go to land and then there would be an additional $2000 per square meter of build costs. On top of that developers also need to pay for their own staff costs and well as finance and interest costs. The returns can be attractive, but it comes with significant risk as well. Got the next great topic idea? Or what about a guest we should have on the show? We want to hear from you. Our number is 5522. Give us a text. We'd love to hear from you.

In this episode, we are joined by James Parker from Stonewood Canterbury to discuss the top problems residential property developers are currently facing ... and what they'll mean for you if you're trying to become a developer. These include labour shortages of skilled overseas workers; competition for building materials and scarcity of land pushing prices up even further. Got the next great topic idea? Or what about a guest we should have on the show? We want to hear from you. Our number is 5522. Give us a text. We'd love to hear from you.

This is a special bonus piece of content, which is the audio from our recent webinar where Ed and Andrew discuss predictions and forecasts for the new year in property investment. Throughout the webinar we detail the 12 months of the year and what we forecast will happen in each month of the year. This includes Loan to Value Ratio restrictions, increased regulation, and lower and lower interest rates. Click this link to watch the video version of the property investment webinar.