The Property Academy Podcast

In this episode, we talk about what 'Builder's Terms' are and how property investors get them. Builder's terms are where you are able to build a house, or group of houses, on a piece of land before you've paid for the land. This is because there are generally two types of developers in major subdivisions – land developers and builders. Here, the builder doesn't pay the land developer until they've sold and settled the house. We also announce that we will host property investment dinners in Wellington, Auckland, Christchurch and Queenstown, with 10 investors (+ partners) at each. To enter the draw, follow us on instagram, share the podcast on your story and leave us a review. Then take a screenshot and send it to podcast@opespartners.co.nz.

In this episode, we discuss the tenancy tribunal ruling between Mary Fisher, a Wellington-based landlord and her tenants. Ms Fisher's tenants caused intentional damage and had to pay over $9.1k to cover the damage and other infringements.  We discuss what happened, what the landlord did right and wrong, and what you can learn as property investors from the ruling.  Click here to read the ruling yourself. We also announce that we will host property investment dinners in Wellington, Auckland, Christchurch and Queenstown, with 10 investors (+ partners) at each. To enter the draw, follow us on instagram, share the podcast on your story and leave us a review. Then take a screenshot and send it to podcast@opespartners.co.nz.

In this episode, we discuss how the Reserve Bank may potentially limit interest-only loans to property investors in order to curb house price inflation.  We go through the stats of how prevalent interest-only loans are right now for investors, before detailing the Reserve Bank's process for evaluating these sorts of tools. Finally, we wrap up the show by celebrating our 1 millionth download and announcing our next national tour. We are hosting property investment dinners in Auckland, Christchurch, Wellington and Queenstown, with a total of 10 people (+ partners) in each city.  Here's how to enter. Follow up on instagram, share the show on social media, and leave us a review in your favourite podcast listening app. Then send us an email at podcast@opespartners.co.nz, and we'll put you in the draw.

In this episode, we compare the Master Build guarantee vs a Builder's guarantee. The main point property investors need to understand is that these guarantees are insurance products. They are not a guarantee from the builder themselves about the quality of the build. We compare and contrast the benefits of each and talk about some of the fishhooks and pitfalls, where property investors have been caught off. guard. If you have a topic that you'd like us to discuss, then send us a text. Our number is 5522. It would be great to hear from you. Or send Ed an email – ed@opespartners.co.nz

In this episode, we discuss 10 different property investment strategies and how you would potentially make money through each of them.  This includes an analysis of Buy + Hold, BRRRR, Development, Commercial Property Investment, Landbanking, Airbnb, Boarding houses, Flipping and so many more.  If you have a topic that you'd like us to discuss, then send us a text. Our number is 5522. It would be great to hear from you. Or send Ed an email – ed@opespartners.co.nz

In this episode, we discuss how to apply the "go hard + go early" mentality to property investment. This comes from a listener of the show who wonders whether the government's current approach to tackling Covid-19 could be applied to getting started with property.  We go through the first two stages of financial life – Planters and Growers – and talk about how you could go hard + go early at each stage. If you have a topic that you'd like us to discuss, then send us a text. Our number is 5522. It would be great to hear from you. Or send Ed an email – ed@opespartners.co.nz

In this episode, we discuss the recent change in the Reserve Bank Act, which gives explicit instruction to the central bank to make it tougher for property investors to buy existing homes.  And while the monetary policy committee's mandate remains to focus on full employment and inflation, they do need to explain the effect of their programme's on house prices. Is this government passing the buck, or will there be a substantial change and a slowing down of house prices? If you have a topic that you'd like us to discuss, then send us a text. Our number is 5522. It would be great to hear from you. Or send Ed an email – ed@opespartners.co.nz

In this episode, we discuss the latest monetary policy update from the Reserve Bank. Practically, nothing changed. The OCR stayed the same and the Large Scale Asset Purchasing Programme remains as does the Funding for Lending Programme. But, there was much to be gained from the Reserve Bank Governor's speech. He expects interest rates to continue falling – and is looking closely at banks to see whether there is a full 'pass through' of the Reserve Bank's programmes. If you have a topic that you'd like us to discuss, then send us a text. Our number is 5522. It would be great to hear from you. Or send Ed an email – ed@opespartners.co.nz

In this episode, we detail the 5 Healthy Homes standards: draught stopping, insulation, heating, ventilation and drainage. We go through each, including the responsibilities that property investors and landlords have. These regulations come in officially from 1st July 2021. But, property investors don't have to comply until 90 days after they sign a new tenancy agreement. If you've got a topic that you'd like to hear about on the podcast, then send us a text. Our number is 5522. It would be great to hear from you. Or just send an email to ed@opespartners.co.nz

In this episode, we discuss how property investors tend to decrease the amount of debt they hold against their portfolio over time.  Generally, property investors will have a lower LVR over time as their property portfolios increase in value and mortgages are paid off. This happens, often, unconciously. Though investors will tend to de-leverage for risk-mitigation purposes too.  If you've got a topic that you'd like us to talk about on the show, then send us a text. Our number if 5522. Or just send Ed an email. His email address is ed@opespartners.co.nz.