The Property Academy Podcast

In this episode, we discuss how to read a chattel depreciation schedule and why they are more important than ever in order to save tax on your investment property. Many property investors don't both getting a chattel depreciation schedule completed. However, over the long term they can save significant sums by depreciating items like your driveway, the letterbox, carpets, curtains and appliances. Here is a link to what you can depreciate from the IRD. We also mention our upcoming webinar, where we will discuss how to cashflow hack your property investment portfolio to beat the government's tax changes. Click here to register for the property investment webinar.

In this episode, we discuss whether you should invest in a developer's construction fund, some of which are advertising returns of 8-10%.  Our feeling is that the average Kiwi investor probably shouldn't invest in these funds because the risks of losing your money in a downward market are high. However they may be the right fit for wholesale investors.  We also mention that we are holding a series of property investment dinners. This is where we will take 10 people in Christchurch, Auckland, Wellington and Queenstown out to dinner (+ partners) to talk property investment. Follow @opes_partners on Instagram, share us to your feed or story and give us a review wherever you listen to podcasts. Screenshot them and send it to podcast@opesparnters.co.nz and we'll put you in the draw.

In this episode, we discuss what the definition of a New Build is within the context of the government's recent tax changes.  We go over the fact that the definition is currently undefined ... and then the process for how the legislation will be drafted and when you can have your say on what the new definitions should be.  We also mention that we are holding a series of property investment dinners. This is where we will take 10 people in Christchurch, Auckland, Wellington and Queenstown out to dinner (+ partners) to talk property investment. Follow @opes_partners on Instagram, share us to your feed or story and give us a review wherever you listen to podcasts. Screenshot them and send it to podcast@opesparnters.co.nz and we'll put you in the draw.

In this episode, we are joined by property investor Jolene Marks – who is also the Head of Talent at the Ray White Damerell Group In her role, Jolene has interviewed hundreds of real estate agents. Here, she shares how to tell if one is any good or not, and how to go about selecting the right real estate agent for you.  We also mention that we are holding a series of property investment dinners. This is where we will take 10 people in Christchurch, Auckland, Wellington and Queenstown out to dinner (+ partners) to talk property investment. Follow @opes_partners on Instagram, share us to your feed or story and give us a review wherever you listen to podcasts. Screenshot them and send it to podcast@opesparnters.co.nz and we'll put you in the draw.

In this episode, we discuss the details of how to invest in multi-unit dwellings with Jolene Marks, a property investor who focuses on the Whangarei property market.  Here Jolene walks through what she's learnt from investing in multi-unit properties around the country and the yields she's been able to generate.  We also mention that we are holding a series of property investment dinners. This is where we will take 10 people in Christchurch, Auckland, Wellington and Queenstown out to dinner (+ partners) to talk property investment. Follow @opes_partners on Instagram, share us to your feed or story and give us a review wherever you listen to podcasts. Screenshot them and send it to podcast@opesparnters.co.nz and we'll put you in the draw.

In this episode, we are joined by property investor, Jolene Marks. Jolene is the Head of Talent at the Ray White Damerell Group in Auckland.  Here, Jolene walks through her property investment strategy and portfolio, which centres around higher-yielding properties in Whangarei and other regions.  We also mention that we are holding a series of property investment dinners. This is where we will take 10 people in Christchurch, Auckland, Wellington and Queenstown out to dinner (+ partners) to talk property investment. Follow @opes_partners on Instagram, share us to your feed or story and give us a review wherever you listen to podcasts. Screenshot them and send it to podcast@opesparnters.co.nz and we'll put you in the draw.

In this episode, we discuss the hidden risks of changing your position while you've got a new build underway. This question comes from a property investor who listens to the show, who has been told by their mortgage broker that they need to be careful about changing their position.  This is generally because when an investor signs a contract to purchase a new build, their pre-approval from the bank may lapse before the property is complete. That means that the investor will need to reapply for the lending.  But, not all investors need to be wary of changing their position ... listen to the podcast to find out why.  We also mention that we are holding a series of property investment dinners. This is where we will take 10 people in Christchurch, Auckland, Wellington and Queenstown out to dinner (+ partners) to talk property investment. Follow @opes_partners on Instagram, share us to your feed or story and give us a review wherever you listen to podcasts. Screenshot them and send it to podcast@opesparnters.co.nz and we'll put you in the draw.

In this episode, we discuss how the current property boom compares to previous property booms, and how long rising house prices will last for.  We discuss that the peak of the market, in percentage terms, is not the peak of the market in dollar terms, and go through examples of where the property market can still experience frothy growth even after property pries don't increase at the same rate.  We also announce that we will host property investment dinners in Wellington, Auckland, Christchurch and Queenstown, with 10 investors (+ partners) at each. To enter the draw, follow us on instagram, share the podcast on your story and leave us a review. Then take a screenshot and send it to podcast@opespartners.co.nz.

In this episode, we discuss the dollar for dollar exemption. This is a tactic that mortgage brokers and property investors can use to increase the amount they can borrow by using multiple banks.  This works because when you might purchase an investment property from a bank. Then, when you attempt to borrow more from the same bank, they won't allow you to borrow the same amount of money against that first property.  But by moving it to another bank, you are able to take a more significant portion of the mortgage across to the new bank.

In this episode, we discuss how much rents really can increase in response to the government's tax changes, which will see landlords left out of pocket.  We discuss how quickly rents have increased in the past, along with how we expect tenants to respond when rents start to edge higher.  We also announce that we will host property investment dinners in Wellington, Auckland, Christchurch and Queenstown, with 10 investors (+ partners) at each. To enter the draw, follow us on instagram, share the podcast on your story and leave us a review. Then take a screenshot and send it to podcast@opespartners.co.nz.