The Property Academy Podcast
Opes Partners
The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market.
It's hosted by Ed and Andrew from Opes Partners.
Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice.
So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a financial adviser before making any investment decisions.
It's hosted by Ed and Andrew from Opes Partners.
Ok, now for the legal bit. The Property Academy Podcast is for your general information. It’s not financial advice.
So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong. Make sure you do your own research or talk to a financial adviser before making any investment decisions.
Episodes
Mentioned books
Nov 10, 2021 • 13min
How To Not Buy Property Based On FOMO – And How To Invest On The Numbers Instead⎜Ep. 791
In this episode, we discuss how to not buy or invest in property based on FOMO (Fear of Missing Out), and how to invest based on numbers instead.
This includes a discussion about canvassing the whole market when looking for properties, as well as between markets.
If you'd like to download the spreadsheet mentioned, you can download it here – ROI spreadsheet.
And if you'd like to come along to our upcoming property investment webinar, which is on DTI's, click the link to register.
Nov 9, 2021 • 14min
Buyer's Remorse – What Happens When Your Offer Gets Accepted ... For a Property You Didn't Really Want? ⎜Ep. 790
In this episode, we discuss what to do if you get into a situation where your offer has been accepted for an investment property ... that you didn't really want.
This includes a look into the different clauses you can cancel a contract on ... and how to negotiate if you're contractually locked in.
We also mention our upcoming property investment webinar, where we'll talk about the new DTI ratios and servicing tests ... it's happening Tuesday 16th November at 7pm. Click the link to register.
Nov 8, 2021 • 9min
Opes Buys NZ Property Investor Magazine – What It Means For NZ Property Investors ⎜Ep. 789
In this episode, we discuss how Opes Partners has recently acquired NZ Property Investor Magazine, the #1 property investment focussed publication in the country.
We go through whether the magazine will simply become a mouthpiece for Opes Partners, or whether the magazine will continue to be an independent publication.
And we also mention that if you'd like to subscribe to the magazine, you can purchase a subscription on the Property Investor magazine website.
Nov 7, 2021 • 13min
First Home Buyer Stiffed By Developer – Loses Almost $300k in Capital Gains Because of Sunset Clause⎜Ep. 788
In this episode, we discuss the tale of a first home buyer who got stiffed by a developer through the use of a sunset clause.
We cover what happened, and how it could have been avoided. We also mention what property investors and first home buyers alike need to know when buying off the plans.
We wrap up the episode by mentioning our upcoming property investment webinar, which is covering DTIs and how to continue borrowing as servicing criteria gets tougher. It's on 16th November at 7pm. Click the link to register.
Nov 6, 2021 • 17min
The Sky is Falling! 20 Years Of The Property Market and Newspaper Headlines That Go With Them⎜Ep. 787
In this episode, we discuss the last 20 years of the New Zealand property market, along with the newspaper headlines and commentary that went with it.
We compare and contrast the gains that property investors have made with what they must have been feeling at the time.
We wrap the episode by previewing our upcoming property investment webinar, where we'll discuss debt to income ratios and how to continue investing. It's on Tuesday 16th November at 7pm. Click the link to register.
Nov 5, 2021 • 14min
What's The Future of Property Investment? 15 - 20 Year Predictions Of Where The Market's Going⎜Ep. 786
In this episode, we discuss predictions of where the property investment market might end up over the next 15-20 years.
We cover regulation, the threat of an economic downturn and where yields and interest rates are heading over time.
We also mention our upcoming property investment webinar, where we'll discuss how DTIs will impact property investment. It's on Tuesday 16th November at 7pm. Click the link to register.
Nov 4, 2021 • 14min
How Does The Bright Line Test Work If I Inherit A House? Fishhooks and Mistakes to Avoid⎜Ep. 785
In this episode, we discuss what property investors need to know about the bright line test and how it works if you inherit a property.
We go through the potential fishhooks to look out for, for instance, if you choose to buy out your siblings from a property you have collectively inherited.
The episode wraps up by talking about our upcoming property investment webinar, where you'll learn how the upcoming debt to income ratios work and how to continue growing a portfolio through them.
Nov 3, 2021 • 13min
Revealed: The Parts of NZ Most Vulnerable To a Downturn in House Prices⎜Ep 784
In this episode, we discuss the new Core Logic vulnerability index, and go through which parts of the country are most vulnerable to an economic decline.
This lets you know as a property investor which parts of the country are potentially better than others for property investment.
We also preview our upcoming property investment webinar, where you can learn what the ew Debt to Income Ratios are, and how to work around them. It's on Tuesday November 16th. Click the link to register.
Nov 2, 2021 • 14min
Debt To Income Ratios Announced By BNZ! What Does It Mean For My Portfolio?⎜Ep. 783
In this episode, we discuss what Debt to Income Ratios mean for property investors around New Zealand. This comes off the back of BNZ announcing DTIs for purchasers buying through a broker.
We go through how these are calculated in practice, and how to continue building a portfolio if you'll be caught out by these restrictions.
We also mention that our next property investment webinar will solely focus on Debt to Income Ratios. It's on Tuesday 16th November at 7pm. Click the link to register.
Nov 1, 2021 • 13min
Inflation vs House Prices + Creating Real Wealth From Nominal Growth⎜Ep. 782
In this episode, we discuss how property investors can generate real wealth, even when real house prices don't increase at all.
We talk about how mortgages can be a hedge against inflation as well as why real debt tends to decrease with inflation.
We also mention the Opes Partners YouTube channel. Every Wednesday we release a new video teach you something new about investing in property in NZ.
