The Property Academy Podcast

In this episode, we discuss how large a property portfolio investors can grow over time. This is based on new modelling released by the Reserve Bank of New Zealand.  We go through the data and the analysis and share how many properties investors can buy based on the number of houses they currently own and the debt servicing restrictions that are currently in place.  We also mention that if you want to read the analysis yourself, you can read the consultation paper here.  The show wraps up by discussing our upcoming property investment webinar, where you'll learn how to choose the right new build investment property for you. It's on Tuesday 8th February at 7pm. Click the link to register. 

In this episode, we discuss how property investors can minimise the amount of tax they have to pay on their properties.  We discuss both how to minimise your taxable profit – without harming your underlying profits – and how to use the appropriate structure to minimise your tax rate. We also mention our upcoming property investment webinar, where you'll learn how to find the right new build property for you in 2022. It's on Tuesday 8th February at 7pm. Click the link to register.

In this episode, we discuss how the new wave of Covid-19 will impact the New Zealand property investors, both in terms of interest rates and build times. We start by going through how this Omicron outbreak will impact inflation and both demand and supply-side measures. This informs how interest rates will likely react. We round out the episode by mentioning our upcoming property investment webinar, which is on February 8th at 7pm. Click the link to register.

In this episode, we discuss several case studies of borrowers who were declined by their banks after the CCCFA legislation was introduced. We talk through what property investors and first home buyers need to know, as well as the industry's response. We also mention that if you want to get involved you can sign this parliamentary petition.  We wrap up the episode by mentioning the Next Steps Property Investment course. In this course you'll be able to figure out whether we're the right fit to help you in your property investment journey in 2022.

In this episode, we discuss what property investors need to know about the Reserve Bank's intentions to introduce a debt to income ratio.  We talk through the RBNZ Debt Serviceability Restrictions Consultation paper, and when and how debt to income ratios may come in. We also mention the Next Steps property investment course, which will help you decide what your next step is in property investment in 2022.

In this episode, we discuss how property investors can win at the Tenancy Tribunal. This includes a walkthrough of the 3-step tenancy process.  We talk through FastTrack resolutions, mediation and then actually going to court.  We also mention our Next Step property investment course, which helps you decide what the right next step in property is for you in 2022.

In this episode, we discuss how to raise money aware children, including how much pocket money to give them and how to teach them about finance,  This is primarily based on the Barefoot Investor for families, a popular Australian personal finance book.  We also mention our Next Steps property investment course, which will help you figure out whether we are the right next step for you in 2022.

In this episode, we discuss a case study from a listener of the show, James, who wants to know whether he should trade up his property and buy a nicer house, or begin investing in property. We go through the details of James' situation and give you ideas for how you could analyse your own situation to see what your options are. If you'd like us to do an episode around your situation, send us a message through the Opes Partners Instagram. Just remember, this is a podcast, it's not personalised financial advice. It's just a show to give you some ideas about what you 'could' do, we're not telling you what you 'should' do.

In this episode, we discuss how property investors can use delayed settlements and early access when renovating properties to decrease their mortgage costs. This includes examples of when you can use these strategies and what types of properties you're most likely to negotiate this access on. We also mention our Next Steps property investment course, where you can figure out whether we can help you on your next step in property investment.

In this episode, we discuss whether property investors should purchase properties in Blenheim and whether Marlborough is a good place to invest. We discuss whether houses in the city are over or undervalued and how the population is expected to change over time, as well as other housing indicators. We wrap up the episode by mentioning our next steps property investment course. This is the course that can help you decide what you next step in property investment is.