The Property Academy Podcast

In this episode, we are joined by property investor, Toby Pascoe to discuss a case study of a single mum from the Hawke's Bay who is investing in property to secure her retirement.  We wrap up the episode by mentioning that you can use the public version of our My Wealth Plan software to calculate what your retirement is going to look like.

This special Christmas episode discusses what Ed and Andrew want Santa to bring them over the next year in the property market. We also review what the pair asked for last year … and whether they got it.  Ultimately, this is a lighthearted look at what could be in store for property investors, home buyers and first-home buyers in 2023.   We wrap up the episode by mentioning that you can use the public version of our My Wealth Plan software to calculate what your retirement is going to look like.

In this episode, we recap the government's new interest deductibility rules that have some property investors paying tax as if they don't have a mortgage … even though they still have a mortgage to pay.  This includes looking at how investors can adapt their properties to make them 'New Builds' under the new tax rules, which come with significant tax benefits.  We wrap up the episode by mentioning that you can use the public version of our My Wealth Plan software to calculate what your retirement is going to look like.

In this episode, we discuss whether it is harder to find a tenant at the moment … and whether there is an oversupply of rental properties in New Zealand.  This comes from a listener of the show who is struggling to find a tenant for their rental property right now in the Auckland property market.  We also mention how the rental market is cyclical and that throughout the year, there are periods where it is more difficult to find a tenant compared to the rest of the year. We wrap up the episode by mentioning that you can use the public version of our My Wealth Plan software to calculate what your retirement is going to look like.

In this episode, we discuss whether mortgage brokers are biased … and if they're any good. This comes from a recent Stuff article, which suggested that mortgage brokers unfairly increase interest rates for all borrowers across the country.  We also reveal how much mortgage brokers earn per deal and whether they are incentivised to recommend borrowers go with lenders who pay the highest commissions. We wrap up the episode by mentioning that you can use the public version of our My Wealth Plan software to calculate what your retirement is going to look like.

In this episode, we discuss how property investors can recession-proof their portfolios. This includes a look at what the potential recession in 2023 could look like, how deep it will be, and how many people could be impacted.  We also introduce 6 strategies that property investors can use to protect themselves, including revolving credits, increasing their pay, securing their jobs, raising rents, restructuring debts and preparing to take advantage of good deals. We wrap up the episode by mentioning that you can use the public version of our My Wealth Plan software to calculate what your retirement is going to look like.

In this episode, we discuss John Key's property market predictions. These come from a recent webinar held with Sir John Key with property developer Stonewood Key.  This includes Sir John's views on interest rates, unemployment, whether property prices will continue to increase over the long term, and how the properties that New Zealanders buy will change.  This allows property investors and first-home buyers to understand what the property market may do over the next 1-10 years.

In this episode, we are joined by Hollie McLachlan to discuss how she flipped a house while earning just $48k a year as her main salary.  Hollie shows us how property investors can get their start doing flips while still holding down a full-time job and doing it while servicing is tight. We also mention that you can use the public version of our My Wealth Plan software to see what your retirement is going to look like. Click the link to use the software for free.

In this episode, we discuss whether property investors and home owners should break their fixed mortgage interest rate before rates go up further.  We break down the numbers and discuss how to know whether you'll save money or end up spending even more money if you break your mortgage.  We also mention that you can use the public version of our My Wealth Plan software to calculate the size of your Wealth Gap and see whether you're on track for a comfortable retirement.

In this episode, we discuss how to determine the fair value of a house when you are getting a divorce. We run through the numbers and talk about the different ways that a house can be valued.  This includes a discussion on whether property investors and first home buyers should use a registered valuer or a real estate agent to determine the value.  We also discuss that you can use the public version of our My Wealth Plan software, to see what your Wealth Gap is, and how on track you are for a comfortable retirement.