The Property Academy Podcast

In this episode, we go through three case studies of investors who were turned down by the bank but who have purchased properties anyway. We go through which non-bank lenders each investor used and what would have gone wrong if they couldn't get the money to settle the properties they were already committed to buying. Ultimately this well help investors purchasing new builds and existing properties to renovate.

In this episode, we discuss the worst building materials in history. This is so first-home buyers, homeowners and property investors can know what to look out for when going to open homes and inspecting potential property purchases. These materials include dux quest piping, weatherside cladding, asbestos, lead-based paint and monolithic cladding. We also go through what can go wrong if you buy a property that has some of these building materials used on or within the property.

In this episode, we discuss the debt-to-income ratios (DTIs) that have recently been introduced by the Reserve Bank. We discuss how the Reserve Bank has granted itself the power to bring in debt-to-income ratios at any time and the timeframe and circumstances for when and how they could be introduced. We go through what this means for lending policy and what this could mean for the future of capital growth.

In this episode, we discuss a case study where an investor had their "suburb swapped" by the local council. We discuss how this happened and what it means both for the rent and the future value of the property. Ultimately this will be beneficial for all investors, home buyers and first-home buyers who purchase properties on the border of two suburbs.

In this episode, we discuss whether interest rates will increase after the Reserve Bank's most recent OCR announcement. Andrew and Ed walk through what the Reserve Bank announced in their latest press releases and what's happening with wholesale interest rates. Ultimately property investors can use this information to decide how long to fix their interest rate for. We also mention Andrew's weekly newsletter Private Property which you can sign up for by clicking the link.

In this episode, we discuss the 9 things that could go wrong with your new build investment property – specifically while it's under construction. You'll also learn how to fix any issues as they arise. The potential problems include: 1) what if the property drops in value during construction, 2) if the expenses on the property change, 3) if the bank won't lend you the money once the property is built, And 6 other potential issues.

In this episode, we discuss whether first-home buyers should bite the bullet and purchase a property if they plan to move overseas within the next couple of years. This is based on a question asked by Ravi – an attendee at one of our recent first-home buyer events. We walk first-home buyers through what they need to think about, including: 1) whether they will actually move overseas, 2) what your living situation will be if you move, 3) whether you'll want to come back to New Zealand, and 4) what you think the market will do over before you move overseas?

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'The 2 to 5 property leap- How to grow your property investment portfolio' where we looked at strategies to grow your property portfolio.

In this episode, we discuss the do's and don'ts of open homes. This includes what to look for and what not to say. We give you tips on what to ask your real estate agent so you can negotiate hard and also why you don't need to worry too much about how the property is built. Ultimately this episode will help first-home buyers, movers and property investors know what to do at an open home.

In this episode, we are joined by Ilse Wolfe to discuss the 6 most common renovation ideas that property investors have in New Zealand … and whether they actually make you any money. We've specifically chosen renovation ideas that are not already included within the Cashflow Hacking process since we already frequently talk about these. The ideas discussed include adding a deck to a property, double glazing the windows, landscaping, painting the exterior of the house and adding solar panels. We also mention that if you want to get coached by Ilse on your renovation projects ... check out the Opes Accelerate Coaching programme.