The Property Academy Podcast

In this episode, we discuss whether Tauranga is a good place to invest (or not). We look at how quickly house prices have increased in Tauranga and which parts of Tauranga have seen the fastest capital growth. You'll also get a feel for where Tauranga is in its property cycle. Is it overvalued? Or undervalued? Ultimately, this helps you make an informed decision about whether you want to invest in the Tauranga property market (or not).

In this episode, we discuss what happens if you don't invest in property. This includes a discussion about which Kiwis need to invest and the idea that every New Zealander need a 'stop work plan'. That's a plan for what happens when you want to stop working. You'll find out the types of people who don't tend to invest and what life looks like if you just live on the NZ Superannuation.

Exploring the benefits of Split Banking in property investments, discussing advantages like faster portfolio growth and asset protection. Understanding the pros and cons of using multiple banks for mortgage strategies, enabling investors to make informed decisions for their financial success.

In this episode, we are joined by Ilse Wolfe, a property investor who shares her renovation horror stories. This includes times when tenants have destroyed her properties and other times when renovation projects have become more time-consuming and expensive (through no fault of the property investor). Ultimately this will help you understand the problems that can happen when you renovate. And through this, you'll learn to avoid some of the common mistakes so that you can be a more successful property investor.

In this episode, we discuss the 5 factors that most impact the cashflow of your investment property. This includes the interest rate, the mortgage type, the cash deposit, the property's tax situation, and the property's yield. Together this will give you a sense of how your property's cashflow could change based on how you set it up. You can also watch the video version of this podcast by heading to the Opes Partners Youtube channel. Just Google 'Opes Partners YouTube', and you'll see it come up.

In this episode, we discuss how much money investors who work with Opes Partners have made. Over the years, many investors have asked whether we can share these numbers. Although we often don't like talking about ourselves, we've made an exception here since so many investors have asked the question. This includes comparing how much money the investors have made compared to the rest of the market. This helps you understand how to tell whether someone is good at picking potential investment properties.

In this episode, we discuss how to spot the difference between a progressive payment and turnkey property. This is important for investors to know since progressive payment contracts come with hidden costs. However, telling the difference can be hard since developers will sometimes advertise their properties as 'turnkey' when they're not. This episode will help you tell the difference and find out what to look for when finding properties online.

In this episode, we discuss whether property investors, first-home buyers and homeowners need to use a mortgage broker. This includes discussing who will get value from using a mortgage broker … and who will get less value. We also discuss situations where Kiwis should not use a mortgage broker. Ultimately, this will help you decide whether a mortgage broker is the right fit for you and your financial situation.

In this episode, we do a live experiment to see if (and how) you can use ChatGPT and artificial intelligence to invest in property. We go through 4 different use cases and then decide whether the experiment was an epic win … or an epic fail. This includes: seeing whether property investors can use ChatGPT to create a target list of properties, whether it can analyse a property market, and if artificial intelligence can automate creating letters for your tenants. Ultimately this will help you understand how artificial intelligence could make being a property investor a bit easier.

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'From Zero to 100k Building Passive Income Through Property' and how to start running the race with your own property portfolio.