The Property Academy Podcast

In this episode, we discuss how couples planning to have children can invest in property, how to plan a portfolio, and what to look out for. This includes how to navigate the financial challenges that come with a single income while one partner is on maternity leave. We shed light on how having children impacts cash flow, borrowing capabilities, and your ability to invest. We also explore how maternity leave influences these dynamics. Main Points Discussed: The Impact of Having Children on Investing: Maternity leave Investing Before Having Children: Friendly Bank Policies for People on Maternity Leave: Strategies for Single-Income Families:

In this episode, we delve into the world of building inspections, showing you how to spot significant issues (and avoid worrying about minor concerns). We analyze two different building inspection reports: one for an existing plaster home, and the other for a new build. Whether you're a seasoned investor or a first-time homebuyer, this episode will teach you how to navigate building inspections confidently. Main Points Discussed: Understanding Building Inspections Analyzing an Inspection Report for an Existing Plaster Home Dissecting an Inspection Report for a New Build How to Distinguish Between Major Problems and Minor Issues Links Mentioned –  ⁠Property investment bootcamp - Learn how to be a property investor

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'How To Spot the Difference: Good Vs Bad Investment Property' by uncovering the hidden traits of a profitable investment property, the common oversights made by investors and we share our 23 step checklist to help you make the right decisions.

In this episode, we tackle the "Earn Baby Earn" strategy for self-employed individuals, small business owners, and commission earners aiming to get their mortgages approved. We define what this strategy is, how it works, and why it might help you borrow more from the banks. Through a case study, we illustrate how one couple, Lucy and Nathan, successfully used this strategy to get their loan approved despite initially failing to meet the bank's requirements. Main Points Discussed: The "Earn Baby Earn" strategy explained Actual vs. Bank perceived income Advice for commission earners seeking a mortgage The potential of the "Earn Baby Earn" strategy for prospective property investors Links Mentioned: Property investment bootcamp - Learn how to be a property investor

In this episode, we delve into 7 major indicators that suggest that the property market is about to turn. We discuss factors like the recent dip in house prices, wage growth, a continuous rise in rents, and escalating construction costs. We also cover whether interest rates have peaked and if the banks are easing credit criteria. Main Topics Discussed: Property Market Update Decline in House Prices Wage Growth Rising Rents Construction Costs and Failing Developments Banks Easing Credit Criteria Links Mentioned: Tony Alecander's Newsletters Upcoming Webinar (Spot the Difference: Good Vs Bad Investment Property⁠ Tuesday, 11th July at 7pm)

This episode breaks down the basics of useable equity. We clarify what useable equity is, how it differs from regular equity, and how it can be leveraged to purchase an investment property without a cash deposit. We also address potential uses, risks, and the steps to access your useable equity. This knowledge is essential whether you're an experienced investor or just beginning your property journey. Main Points Discussed: Definition and Calculation of Useable Equity Utilizing Useable Equity to Purchase Property Different Property Types and Borrowing Limits Other Uses and Risks of Useable Equity Steps to Access Your Useable Equity Links mentioned: Useable Equity Calculator

In this episode, we are joined by Christine and Miriam from Wellington. These sisters began investing together about 6 years ago. Since then, they have used their first property to grow an impressive portfolio. Today, they have 6 properties between them. They talk us through their journey and what they've learned over the years.

Should you use one or two real estate agents to sell your property? Justin, one of our listeners, has 2 properties up for sale. But two real estate agents want to sell them in different ways. And he's scratching his head over which strategy to go for. In this episode, we get down to the nitty-gritty of sole agency versus general agency contracts. I.e. should he use 1 or 2 real estate agents? We talk about the pros and cons of both options. With a sole agency, you might get better service, but your property's exposure is limited to one network. With a general agency, your property potentially gets seen by more people, but there are potential conflicts and extra costs to consider. And just to keep things spicy, we look at Justin's specific situation. Plus, Andrew shares a real-life experience from a few years back when he was in Justin's shoes. Main topics discussed: Sole vs General Agency Selling strategies for adjacent properties Real-life experiences in property selling Pros and cons of both agency options Links mentioned: Upcoming webinar – Spot the Difference: Good vs Bad Investment Property Tuesday 11th July at 7pm

In this episode, we dive into the murky waters of setting up a resident's association. You're in for a treat – it's a step-by-step guide! A listener of the show, Michael is in a bit of a pickle. He settled on a townhouse in Dec '22. But here's the twist, the developer went under, and now there's no resident's association. So, Michael is scratching his head, wondering – do I need one? And if I do, how on earth do I set it up? In this episode, we clear the air about resident's associations – what they are, why they're important, and yes, the nitty-gritty on how to set one up. You'll learn about the three main functions of a resident's association. You'll also learn the five steps you need to set up a resident's association: Main topics discussed: Setting up a resident's association Role of insurance in resident's associations Shared property maintenance Rules within resident's associations

In this episode, we get down to the nitty-gritty of rental appraisals. A listener recently reached out, scratching their head over a couple of rental appraisals that seemed a bit high for a potential investment in Auckland's Beach Haven. We unpack what rental appraisals really are and how much weight you should give them. Spoiler alert: they're not an exact science! You'll learn the steps you need to take to make sense of these estimates, and we'll use a real-life example to illustrate our points. And what if you pick the wrong appraisal? We've got you covered with a chat about the potential pitfalls and how to sidestep them. This episode is like a backstage pass to the world of rental appraisals. So, buckle up and join us for the ride! Main topics discussed: Rental appraisals Property investment Property management Real estate market in Auckland Beach Haven properties Market research Rental income