The Property Academy Podcast

In this episode, we discuss whether the Credit Crunch is over? We analyze recent developments in the lending policies of banks, the rise in test rates, and their impact on potential borrowers. We also look at what real mortgage brokers and mortgage advisers are seeing in the market. This includes discussing what the CCCFA roll backs mean for borrowers. Main Topics Discussed: Credit crunch and banks' lending criteria Impact of servicing test interest rates on borrowing Changes in the CCCFA Bank attitudes to lending And we also mention our upcoming webinar about ⁠How to Succeed as a Property Investor With No Experience + Real Life Case Study⁠. It's on Tuesday August 8th at 7pm, click the link to register.

In this episode, we delve into the relationship between interest rates and house prices, helping you answer the question: "Should I wait for interest rates to drop before investing in property?" We discuss how house prices may react to falling interest rates, and how quickly they may increase. We delve into housing price forecasts from leading economists and discuss the potential for a 4-6% increase over the next year. Main Topics Discussed: Interest rates and house prices House price forecasts Long term property investment And we also mention our upcoming webinar about ⁠How to Succeed as a Property Investor With No Experience + Real Life Case Study⁠. It's on Tuesday August 8th at 7pm, click the link to register.

In this episode, we reveal how much money you can make through different property investment strategies. We kick off by discussing the 'Buy and Hold' strategy, detailing what it involves, its returns, and potential risks. Next, we move to the 'Golden Goose' strategy that focuses on buying a dual-key apartment with no debt. Understand how you can walk away with substantial cash flow even after paying all costs. We also dive into the 'Flipping Strategy' and 'Development Strategy'. Discover the profits and risks tied to each and the importance of factors such as time, involvement, money, and risk tolerance when deciding the best strategy for you. Main Topics Discussed: Buy and Hold Strategy Golden Goose Strategy Flipping Strategy Development Strategy

In this episode, we are joined by Thomas, a ched from Queenstown. Thomas shares how he turned up in New Zealand with little to his name. Now, he is one of the top chefs in New Zealand. He walks us through his journey including how he purchased his first property, and what he's doing now to grow a property portfolio. Key points discussed: Buying your first investment property Queenstown Property Market

In this episode, we explore the top 10 investment hotspots in New Zealand outside the main centres. We discuss the potential for capital growth in locations such as Kaiapoi, Rangiora, and Ashburton. We also delve into why the South Island, specifically places like Blenheim and Nelson. While making our assessment, we consider factors like affordability, rental yields, average incomes, population growth, and desirability. Lastly, we cover areas with high rental yield like Tokoroa, Levin, Whanganui, and Gisborne and reveal why Queenstown-Lakes has made it to our top 10 list. Main Topics Discussed: Top investment locations Rangiora property market Kaiapoi property market Ashburton property market Levin property market Whanganui property market Gisborne property market Tokoroa property market Queenstown property market Nelson property market Blenheim property market We also mention you can play around with this data on our website. And we also mention our upcoming webinar about ⁠How to Succeed as a Property Investor With No Experience + Real Life Case Study⁠. It's on Tuesday August 8th at 7pm, click the link to register.

In this episode, we discuss the latest inflation data and our predictions for where inflation is heading. We start by discussing the current 6% inflation figure and how fast inflation is going down. This includes the impact on interest rates and our latest interest rate predictions. Finally, we discuss the potential impact on the property market and house prices. Main Topics Discussed: Inflation Inflation impact on interest rates Inflation predictions and inflation forecasts Interest rate predictions and forecasts And we also mention our upcoming webinar about How to Succeed as a Property Investor With No Experience + Real Life Case Study. It's on Tuesday August 8th at 7pm, click the link to register.

In this episode, we discuss the top four reasons why your mortgage application might get declined. This includes real-life case studies to show you where Kiwis are going wrong. This includes scenarios where investors have got the value of their properties wrong, not disclosed debts, and put the wrong income on a mortgage application. Through this, you'll learn how to avoid mortgage rejection and will be able to steer clear of these common mistakes. Main topics discussed: Getting finance Mortgage approval Mortgage decline We also mention our upcoming property investment bootcamp. This is in Christchurch on Saturday 29th July from 1 – 3pm. It's free to register. Click the link to book your free ticket.

In this episode, we discuss how population shifts impact the property market. This includes what the birth rates from 21, 47 or even 65 years ago tell us about the property market today and where the opportunities will be in the future. You'll hear how to use this data to plan your property portfolio and buy properties New Zealand needs. Main Topics Discussed: Impact of Demographics on Property Market Trends in University Student Numbers Future of Student Housing Increase in Elderly Population Changes in Housing Needs Role of Demographics in Market Analysis

In this episode, we are joined by Michael and Becky from Anxiety Specialists to talk about how you can conquer investment anxiety as a property investor. Together, the two take us through the techniques that you can use to conquer anxiety including Worry Scheduling and Conscious Challenging. You can use these techniques to deal with worries, fears and concerns when investing in property. And we also mention Anxiety Specialists YouTube Channel and their website.

In this episode, we unravel the hidden costs associated with selling a house. We don't just talk about the real estate agent's fees but dig deep into all the costs you'll face when putting a property on the market. We start with the unavoidable costs related to photos, videos, and marketing, which also includes the fee to list the property on TradeMe. We then discuss how much it typically costs and when you need to pay for these services. Staging your house is not mandatory, but is it recommended? We weigh in on the pros and cons and discuss the influence it has on the final selling price. We also share the typical costs, factors that can make it more expensive, and when these payments are generally due. Other significant expenses to consider are a builder's report and potential repair costs. We explain why it's beneficial to invest in a builder's report and discuss an instance where a property needed substantial maintenance before being listed. Finally, we sum up all the costs, giving you an idea of what the total cost could be when selling your house, apart from the agent's commission. Main topics discussed: Marketing and Listing Costs The Role and Cost of Staging The Importance of a Builder's Report Potential Repair Costs Total Cost Summary