The Property Academy Podcast

In the episode, we discuss the disconcerting journey of an investor who lost $90,000 in the property market. After purchasing, the property dropped in value. So she now has a large mortgage and a property with negative cashflow. Andrew and Ed delve into the situation, discussing the realities of buying at the wrong time and the potential recovery paths. Main points discussed: Emotional vs Logical Analysis of Investments Timing the Property Market Market Recovery Predictions Strategies to Handle Cashflow and Interest Rates Importance of Long-Term Planning and Selling at the Right Time And we also mention our book Wealth Plan is now available as an audiobook ⁠⁠here

In this episode, we discuss an inspiring case study of Te Kahukura from the Maori Millionaire. She shares her journey from growing up the daughter of a single parent relying on government assistance. Now, she's helping Maori learn about money and encourages them to get ambitious. She shares her journey and what she is doing to become a first home buyer. Main topics discussed: Personal Goals and Ambitions Money Saving Techniques Wealth Growth Strategies The Journey Towards Becoming a Millionaire at 25

In this episode, we discuss ten practical ways to save money quickly, which can help in creating a top-up for your investment property. We explore strategies ranging from setting up a specific bank account for your top-up to managing subscriptions and reducing unnecessary expenses. Ideas include ordering groceries online to avoid impulse spending, consolidating debts, evaluating KiwiSaver contributions, and even negotiating a pay rise. Some unconventional methods, such as turning off Apple Pay to add friction to spending, are also discussed. Main topics discussed: Top ups Investment property cashflow Negative gearing Paying Yourself First Online Grocery Shopping Debt Consolidation And we also mention our book Wealth Plan is now available as an audiobook ⁠here

In this episode, we discuss how to decide whether to pay off your mortgage and invest in shares. This includes the pros and cons of each. We look at the advantages of paying down a mortgage, including saving interest, lower risk, and psychological peace of mind. Next, we explore the benefits of investing in shares, such as generally higher returns, liquidity, and asset diversification, but also discuss the potential downsides like increased risk and fluctuating value. That way you can decide what's right for you. Main topics discussed: Pros and Cons of Paying Down Mortgage Pros and Cons of Investing in Shares Risk and Return Comparison Personal Considerations and Preferences Growth Funds vs Term Deposits And we also mention our book Wealth Plan is now available as an audiobook here

In this episode, we discuss the hidden pitfalls of trusting property developers blindly. This includes a look at the number of developers marketing directly to investors and the associated risks. This includes a real case study of a Golden Homes property based in Christchurch. You'll learn about the hidden costs related to progressive payments builds, inflated rent, and marketing missteps that could cost investors more than expected.

In this episode, we discuss whether new builds or existing properties increase in value faster. There's not a lot of good data to help us answer the question ... so we go through the usual arguments discussed in the property investment industry. Then we dive into real examples of new builds that have done better, worse, or the same as the market. Main topics discussed: New Builds vs Existing Capital Growth Case Studies

In this episode, Ed and Andrew talk about how quickly the "bottom" of the market lasts. This includes a look at the 2008 property market downturn to get a sense of which areas bounced back fastest. You'll also find out how much house prices increased in the immediate aftermath of the market's bottom. Key topics discussed: Bottom of the market Property price cycle Timing the market Auckland property market Queenstown property market Wellington property market

In this episode, we discuss how to avoid buying properties in flood-prone arteas. This includes a look at Auckland Council's new Flood Viewer tool. You can use this tool to identify if a property is in a flood zone. We discuss what flood plains really mean and how properties are built today to take into account flood risks. This includes a look at the tools available through different councils. Main topics discussed: -> flood risks, flood plains and flood prone areas -> Cyclone Gabrielle and the Auckland Anniversary Floods

In this episode, we are joined by Kyle and Pradshee, recent property investors and listeners of the show. They share how they got interested in investing, how they chose which property to invest in, and what their next steps are in property investment. Want to come on the podcast for Case Study Sunday? Send Ed an email on ed@opespartners.co.nz

In this episode, we discuss what Andrew would do if starting again today. He specifically walks us through how he'd replicate his journey to own 30 properties! This means starting out again as a 19-year-old with a junior job, then diving into the nitty gritty of which strategies to use over time. Main Topics Discussed: -> Building 30 properties from scratch? -> Real-life strategies & tips -> Why asset volume beats property numbers -> A big caution flag on unnecessary high risk