this is property

The First Home Guarantee expansion has been brought forward to 1 Oct, sparking urgency in the property market. But should you rush in? Rachelle and John unpack what it means for the property market, the risks of buying just for the sake of it and why having and sticking to your strategy matters more than ever. They touch on:👉🏾 First Home Guarantee changes brought forward – what that means👉🏼 FOMO and rushing into the wrong property👉🏽 lessons from clients who lost money in hot markets👉 buyer’s agents: when they help and when they don’t👉🏿 how to pick assets that stand the test of timeWe're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

Selling property isn’t always straightforward and that’s where a seller’s agent (or vendor advocate) can step in. In this episode, John and Rach chat with Veronica Morgan about what a seller’s agent does, how they differ from real estate agents, and why they can be a game-changer for vendors. Veronica is a buyers agent, co-host of The Elephant in the Room podcast, and founder of Good Deeds Property Buyers, with over 25 years’ experience in real estate and has in recent years expanded her business to include vendor's advocacy. They unpack:👉🏾 what a seller’s agent actually does👉🏿 when you should engage one👉🏻 common red flags when choosing an agent👉 how they’re paid and where the value lies👉🏼 real client stories and lessons learnedLearn more about Veronica at https://veronicamorgan.com.au/Check out The Elephant in the Room podcast: https://www.theelephantintheroom.com.au/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

Most people buy property in their own name, but other structures might suit your strategy. In this episode Rach is joined again by Leah Hall from Lift Accounting for a deep dive into the pros and cons of holding property in discretionary (family) trusts, unit trusts, companies, and self-managed super funds. They cover:👉🏾 discretionary (family) trusts explained👉🏿 unit trusts and when they’re useful👉🏻 pros & cons of buying property in a company👉 self-managed super funds: rules, risks & benefits👉🏼 why “your why” matters most when choosing a structureWatch the episode with Leah which deep dives into top tax tips for investors: https://youtu.be/QQk-tuKJ3k8Download Leah's free resources here: https://liftaccounting.au/podcast-packWe're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

In today’s episode, Rach chats with Alyce Lewis about her unique and inspiring journey into home ownership and building a property portfolio. By 28, she’d bought her first home, upsized to a dream lifestyle property with her partner, and added an investment to the mix. Alyce’s story shows how compromise, strategy and a dash of boldness can fast-track your goals. Alyce shares:👉🏾 why her first home was not what she had planned👉🏿 turning a starter home into an investment👉🏻 selling two properties to land her dream farm👉 how off-market deals can give you an edge👉🏽 plus easy ways to boost your sale priceWe're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

In today's Q&A John and Rach tackle some great questions around: 👉🏾 property type vs location for wealth creation👉🏿 sell or rent out my Brissy apartment?👉🏻 invest in property or pay off the mortgage?👉 invest in third investment property or shares?👉🏼 how do people fund and service multiple properties?We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

When love and money mix, things can get messy especially if you're not prepared. In this episode, family lawyer and mediator Kate O’Grady joins Rachelle to unpack how to protect your property and finances in a relationship. They cover:👉🏿 the best time to seek advice from a family lawyer👉 what to document before moving in together👉🏽 conversations that are good to have early in your relationship👉🏾 who binding financial agreements may suit👉🏿 why BFAs they aren't always airtight👉🏽 what happens if you separate?👉🏻 how the law treats short vs long relationships👉 how much a BFA roughly costsLearn more or get in touch with Kate here: https://orbellfamilylawyers.com.au/Watch this episode on Youtube: https://youtu.be/AbS_j_MQX8kWe're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

In today's episode John and Rach chat with Brandon Rickman aka The Flip Genius about what it’s really like flipping houses in the US. With 25 years of experience and over 500 flips under his belt, Brandon breaks down how he finds deals, funds renovations, and builds wealth in a market that operates very differently to ours. They chat about:👉🏾 how flipping works in the US (and why it’s more common)👉🏿 the 3-step method: find, fund, flip👉🏻 how 12–14% interest rates still make sense for flippers👉 cash flow vs capital growth: which one Americans chase👉🏼 what Aussie investors can learn from the US modelWatch this episode on YouTube here: https://youtu.be/Nc9XlgX6LHwNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

In today's episode John and Rachelle break down the latest tenancy law changes across every Aussie state and territory. Staying across these updates is crucial, whether you're a tenant or landlord!Support adults and kids impacted by domestic violence: https://www.friendswithdignity.org.au/📘 Sort Your Property Out & Build Your Future: https://www.moneypodcast.com.au/resources#booksBook a clarity call with John Pidgeon or learn more about his BA service: https://www.envisageproperty.com.au/Need a mortgage broker? Check out https://www.spherehomeloans.com.au/Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast.We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

We asked what you wanted to know and you delivered. John and Rachelle answer your questions:👉🏾 why don’t some banks pass on rate cuts?👉🏿 can you use 100% equity to purchase an investment? 👉🏻 are there still neutrally and positively geared properties in this market?👉 how much growth is enough to consider selling a property?👉🏼 apartment vs townhouse in Sydney for PPOR👉🏽 regional locations to purchase an investment for $450-700k?👉🏾 borrowing 100% for a new PPOR - good or bad?👉🏿 should I prioritise short-term buying opportunities vs sticking to a long-term strategy👉🏻 sellers agents - what are they and are they worth it?👉 can self-funded retirees still get a mortgage?Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

Eloise and Liam are rentvesting while living in Sydney and have built a $3 million+ property portfolio in just four years. In this episode, Eloise shares the practical steps they took to get started, build momentum and make strategic decisions along the way with the long term goal of financial freedom. From using her finance background to assess borrowing capacity and equity, to teaming up with a buyer’s agent and locking in fixed rates at the right time, she breaks down exactly how they did it, touching on:👉🏽 saving and mindset from a young age👉🏼 how working at a bank gave her a head start👉🏾 buying two properties within two months👉 the numbers behind their $280k equity release👉🏿 why they held for 3 years and then bought again👉🏽 the role of a broker and buyer’s agent in their success👉🏼 lessons learned (and what they’d do differently)Learn more about John's buyer's agency service: https://www.envisageproperty.com.au/Need clarity on your property situation? Book a clarity call with John: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.