The Financial Coconut Podcast

PE ratio, dividend, earnings per share… many retail investors look at these factors when picking stocks but what about company moats - the competitive edge it has above others? Do you know how to identify companies with growing moats?In this episode, let our guest Thomas share 3 factors to consider when analysing company moats. By using real-life examples like Zoom, Amazon, Lululemon and more, listeners will learn how to build a stronger portfolio that can beat its competitors out.Want to hear more from Thomas? Check out his analysis of Sea Limited & the Chinese market.Get our show notes at https://thefinancialcoconut.com/tfc160Disclaimer: The content in The Financial Coconut is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations.For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconut ---The Financial Coconut started out as a reaction to online fake gurus who are propagating over simplified get rich quick programs. A Podcast that grew out of a desire to share best practices regarding personal finance turned into a network of content championing this idea of “Creating a life you love, while managing your finances well”.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

We get it, #adulting is hard. It feels like we have to start doing grown-up things like managing our income the moment we graduate and get a job. How successful are you in budgeting your salary, or do you even do it at all?Like many young adults, our guest Lisa entered adulthood with hope and she decided to document her adulting journey on Lisa’s Adulting in Singapore, including how she purchased a resale HDB flat at the age of 24.In this episode, join us as we dive into Lisa’s personal money story: her relationship with money, the budgeting framework she adheres to and what she thinks of the personal finance space in Singapore!Want more personal money stories? Check out Chills 44 & 61.Get our show notes at https://thefinancialcoconut.com/chills87Disclaimer: The content in The Financial Coconut is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations.For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconut ---The Financial Coconut started out as a reaction to online fake gurus who are propagating over simplified get rich quick programs. A Podcast that grew out of a desire to share best practices regarding personal finance turned into a network of content championing this idea of “Creating a life you love, while managing your finances well”.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

While no one likes the feeling of rejection, let’s not wallow in self-pity. What can we do if our request for a pay raise has been denied?Explore your options in Part 3 of this career series with serial entrepreneur Adrian. Why was my request denied? When is the right time to send in another request? Should I just quit and find a better-paying job instead?Listen to Part 1 & Part 2 of this series if you haven’t.Get our show notes at https://thefinancialcoconut.com/tfc159Disclaimer: The content in The Financial Coconut is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations.For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconut ---The Financial Coconut started out as a reaction to online fake gurus who are propagating over simplified get rich quick programs. A Podcast that grew out of a desire to share best practices regarding personal finance turned into a network of content championing this idea of “Creating a life you love, while managing your finances well”.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

If you’re asking questions like “bank or HDB loan?” or “cash or CPF?”, congratulations on purchasing your new home!Many of us are also looking for answers to the above questions. In fact, the CPF (Central Provident Fund) has always been a common talking point among Singaporeans since it’s so intertwined in our lives.We invite personal finance lead Sheng Shi and client experience lead Lean Sing from Endowus to share their individual insights on how they use their CPF to finance their houses. What is the default choice of housing loan you should get? How much of our salary should go into the monthly housing loan repayment? Get your burning questions answered in this episode!Want more CPF-related content? We hear you. Check out TFC 104 & 105.Get our show notes at https://thefinancialcoconut.com/chills86Disclaimer: The content in The Financial Coconut is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations.For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconut ---The Financial Coconut started out as a reaction to online fake gurus who are propagating over simplified get rich quick programs. A Podcast that grew out of a desire to share best practices regarding personal finance turned into a network of content championing this idea of “Creating a life you love, while managing your finances well”.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

The Financial Coconut has done many stock analyses and yet we have not discussed one of the most basic investing questions: how to choose a brokerage? Investors are currently spoilt for choice as more and more brokerages enter the market. Sure, free shares and offers may be enticing (who doesn’t want them?!) but there are other important factors savvy investors should also consider before choosing a brokerage. Listen to this episode and find out what they are. A brokerage that suits your investment strategy may maximize your investments even more!PS. After listening to this episode & choosing your brokerage, you can learn more about stock picking.Get our show notes at https://thefinancialcoconut.com/tfc158Disclaimer: The content in The Financial Coconut is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations.For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconut ---The Financial Coconut started out as a reaction to online fake gurus who are propagating over simplified get rich quick programs. A Podcast that grew out of a desire to share best practices regarding personal finance turned into a network of content championing this idea of “Creating a life you love, while managing your finances well”.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

After 8 years of blogging, is SG Budget Babe aka Dawn still an advocate of budgeting, or is there a better way to manage our money? In Part 2 of this interview, Dawn reflects on how her relationship with money has changed over the years, especially after becoming a wife and mother of 2. Find out what her best and worst investments were and how she’s kickstarting the investment journey for her young children in this episode.PS. Listen to Part 1 of this interview if you haven’t!Get our show notes at https://thefinancialcoconut.com/chills85Disclaimer: The content in The Financial Coconut is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations.For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconut ---The Financial Coconut started out as a reaction to online fake gurus who are propagating over simplified get rich quick programs. A Podcast that grew out of a desire to share best practices regarding personal finance turned into a network of content championing this idea of “Creating a life you love, while managing your finances well”.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

After listening to TFC 155, you did your prep work and now you are ready to ask your boss for your well-deserved pay raise. As you step into your boss’ office, do you know what to say? Will you be successful in your request for a higher pay?Master the art of asking for a pay raise in Part 2 of this career series with serial HR entrepreneur Adrian. We explore how you can kickstart the conversation professionally and the smart way to negotiate your pay. Should we ask for an exact amount or just give a range for our proposed pay raise? Listen to this episode and find out!Thinking of other ways to advance in your career? Then you should listen to this and this.Get our show notes at https://thefinancialcoconut.com/tfc157Disclaimer: The content in The Financial Coconut is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations.For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconut ---The Financial Coconut started out as a reaction to online fake gurus who are propagating over simplified get rich quick programs. A Podcast that grew out of a desire to share best practices regarding personal finance turned into a network of content championing this idea of “Creating a life you love, while managing your finances well”.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

If you’ve heard of SG Budget Babe, you’re an OG. Before influencers were even a thing, our guest Dawn aka SG Budget Babe has already started blogging about money 8 years ago and the rest is history. Her website continues to be one of the most popular local resources on personal finance to this day.Listen to Part 1 of this interview as Dawn shares her journey from blogger to finfluencer, what to make of the personal finance content nowdays and why you should not become someone else’s exit liquidity.Want to listen to more personal stories on money? Check out Chills 52 and Chills 61.Get our show notes at https://thefinancialcoconut.com/chills84Disclaimer: The content in The Financial Coconut is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations.For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconut ---The Financial Coconut started out as a reaction to online fake gurus who are propagating over simplified get rich quick programs. A Podcast that grew out of a desire to share best practices regarding personal finance turned into a network of content championing this idea of “Creating a life you love, while managing your finances well”.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Welcome to another episode of Emily… we mean Reggie In Paris! Our Chief Financial Coconut had to extend his holiday in France unexpectedly and how does he deal with that? By recording this episode, of course! Listen to this episode as he shares 3 hot tips he discovered during his time in Paris. Want more travel-related episodes? Check out TFC 122 & TFC 142.Get our show notes at https://thefinancialcoconut.com/tfc156 Disclaimer: The content in The Financial Coconut is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations.For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconut ---The Financial Coconut started out as a reaction to online fake gurus who are propagating over simplified get rich quick programs. A Podcast that grew out of a desire to share best practices regarding personal finance turned into a network of content championing this idea of “Creating a life you love, while managing your finances well”.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Just graduated? Congrats! Landed your dream job? Great! Have you bought insurance yet? Erm…Buying insurance shouldn’t be so complicated, right? Why are some of us so reluctant to embark on the insurance buying process? Sometimes, all we need is more clarity and objective information.This is what popular personal finance Instagram account @sav.finance hopes to help us with. Join us as we interview Joey, the founder and creative mind of @sav.finance in this Chill with TFC episode. Other than sharing her motivation behind @sav.finance, we also dive deep into an aspect of insurance buying that not many talk about: what’s stopping us from buying insurance and how we can start talking about it.Enjoyed this episode & ready to buy some insurance? Then you should listen to this and this.Get our show notes at https://thefinancialcoconut.com/chills83Disclaimer: The content in The Financial Coconut is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations.For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconut ---The Financial Coconut started out as a reaction to online fake gurus who are propagating over simplified get rich quick programs. A Podcast that grew out of a desire to share best practices regarding personal finance turned into a network of content championing this idea of “Creating a life you love, while managing your finances well”.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.