My Worst Investment Ever Podcast

BIO: Kim Kristiansen is a Family Physician from Denmark with more than 30 years of clinical experience. He is a peer reviewer for medical journals and a former TEDMED research scholar.STORY: Kim found himself wasting so much time reading research papers that were not relevant to his patients. Now he has learned how to screen papers for clinical relevance.LEARNING: Screen research papers for clinical relevance to avoid wasting your precious time. “Research analysis it’s not just about reading the paper; it’s also about finding relevance in it.”Kim Kristiansen Guest profileKim Kristiansen is a Family Physician from Denmark with more than 30 years of clinical experience.He has researched pain medicine; he is a peer reviewer for medical journals and a former TEDMED research scholar.He is a host at the podcast Precision Evidence. He and his co-host go beyond the abstracts of clinical research papers looking for clinical relevance and precision of the evidence and discuss how to read, analyze and look for pitfalls when reading about results from clinical trials.Finally, he is a co-founder of Zignifica, a company building a system and method to analyze clinical research for precision, relevance, and meaningfulness based on a grading system.Worst investment everAs a practicing physician, Kim often found himself paying interest and spending time reading papers published in medical journals that turned out to be of no clinical relevance or meaningful to his patients. This would see him waste so much of his precious time. He has learned how to analyze research papers for clinical relevance and is helping others do the same.Lessons learnedBe careful about how you spend your time screening for clinical relevance. Don’t waste your time reading something out of your interest and which you cannot relate to.Andrew’s takeawaysAllocate your resources (creativity and energy) to research findings that are worth your time.Dead-ends are part of the research process. When you’re in the field of research, expect to go down blind alleys and investigate a bit, you can never completely get rid of that.Actionable adviceDo your analysis and force yourself to sync up the usefulness of the findings, not just believing that it’s correct because it was in whatever journal it was in.No. 1 goal for the next 12 monthsKim’s number one goal for the next 12 months is to increase the awareness of clinical relevance.Parting words “Be curious and ask questions about the meaningful relevance of the outcomes.”Kim Kristiansen [spp-transcript] Connect with Kim KristiansenLinkedInTwitterBlogPodcastAndrew’s booksHow to Start Building Your Wealth Investing in the Stock MarketMy Worst Investment Ever9 Valuation Mistakes and How to Avoid ThemTransform Your Business with Dr.Deming’s 14 PointsAndrew’s online programsValuation Master ClassHow to Start Building Your Wealth Investing in the Stock MarketFinance Made Ridiculously SimpleBecome a Great Presenter and Increase Your InfluenceTransform Your Business with Dr. Deming’s 14 PointsConnect with Andrew Stotz:astotz.comLinkedInFacebookInstagramTwitterYouTubeMy Worst Investment Ever Podcast

BIO: Dan Solomon is on a mission to help international students and young professionals, especially those in Germany and the Netherlands, gain the right skills to succeed in the job market.STORY: When Dan was studying in Russia, he would receive $500 every month from his scholarship. Dan never invested a single cent of this money for the five years he was in Russia, which regrettably would have grown to a substantial amount had he invested it.LEARNING: Start investing now to gain from compounding interest. Don’t spend your dividends or interest; reinvest it. “Invest, and don’t take out your gains.”Dan Solomon Guest profileDan Solomon has a diverse background in engineering, business, and finance with experience across several industries, including banking, consulting, and chemical. He is on a mission to help international students and young professionals, especially those in Germany and the Netherlands, gain the right skills they need to succeed in the job market. He is a strong believer in taking little steps towards making the world a better place.Worst investment everDan spent five years studying in Russia on a scholarship. For those five years, he would receive $500 per month. Dan was a bit flamboyant and spent all that money on things that didn’t really mean anything. He bought stuff he didn’t have to buy. Dan regrets never investing any of this money.Lessons learnedStart investing now. You don’t need to wait until you have x amount of money in your bank account; it’s never going to come. Start now and build that discipline.You need to understand what kind of investment you’re getting into. Why should you invest in an index fund or an ETF, or individual stocks? Most importantly, understand the concept of compound interest.Andrew’s takeawaysBuild your knowledge base because you will suffer from a lack of knowledge.You will not witness an exponential rise in your investment until about year 20. It is, therefore, essential to start investing now.Don’t take out any money you get from your investment to pay bills, instead reinvest it so that you benefit from compounding interest.Actionable adviceStart now.No. 1 goal for the next 12 monthsDan’s number one goal for the next 12 months is to build the Bliss Career platform to a level where it is self-sustaining to help as many people as possible. He also wants to build the discipline to keep pushing his investment plans and make sure that he stays consistent.Parting words “Try your best to make sure that every month you take a bit of your money and put it in your investment portfolio.”Dan Solomon [spp-transcript] Connect with Dan SolomonLinkedInWebsitePodcastAndrew’s booksHow to Start Building Your Wealth Investing in the Stock MarketMy Worst Investment Ever9 Valuation Mistakes and How to Avoid ThemTransform Your Business with Dr.Deming’s 14 PointsAndrew’s online programsValuation Master ClassHow to Start Building Your Wealth Investing in the Stock MarketFinance Made Ridiculously SimpleBecome a Great Presenter and Increase Your InfluenceTransform Your Business with Dr. Deming’s 14 PointsConnect with Andrew Stotz:astotz.comLinkedInFacebookInstagramTwitterYouTubeMy Worst Investment Ever Podcast

BIO: Shinobu Hindert is a certified financial planner™, professional, money expert, and creator of Empowered Planning, LLC.STORY: Shinobu tried to convince her clients to diversify their investment, but they ignored her and insisted on investing 100% in the Lehman Brothers company. When the 2008 financial crisis hit, the company went under, and the clients lost their investments. Shinobu regretted not pushing them harder to diversify.LEARNING: Don’t be afraid to push your philosophy hard if you believe in it. What worked for you in the past may not always work for you in the future. “Always push harder as a financial adviser, especially if you have a philosophy you believe in.”Shinobu Hindert Guest profileShinobu Hindert is a certified financial planner™, professional, money expert, and creator of Empowered Planning, LLC. She spent the first half of her career working for some of the largest financial institutions in the United States, including Smith Barney and Fidelity Investments. As a financial adviser, she created personalized financial plans for high-net-worth individuals overseeing more than $350 million in client assets.Now Shinobu has taken all her knowledge and created a simple, proven method for teaching personal finance. She has delivered over five hundred live workshops covering a wide range of topics, from budgeting to estate planning. Her goal is to simplify the complex world of investing and empower women everywhere to reach financial freedom.Worst investment everShinobu was working as a financial advisor back in 2007, and everything was good. Everybody loved financial advisors. When 2008 started approaching, there were hints that the markets were beginning to dwindle. But financial advisors didn’t dwell on these hints. Then came rumblings that banks were backing out of loans.One day in 2008, Shinobu came back to the office after lunch and found that the market had dropped so quickly that they had halted trading. The market just started to plummet from there. Lehman Brothers company went under, and all hell broke loose.Shinobu had clients who had invested 100% in Lehman Brothers, and now they were about to lose everything. She had tried to get them to diversify their investments earlier, but they didn’t want to listen to her. When the financial crisis hit and so many people were affected, Shinobu regretted not pushing harder to get her clients to diversify.Lessons learnedIf you’re a financial adviser and have a philosophy you believe in, you must push it harder.Don’t shy away from selling. It’s your responsibility as a financial adviser.Find a trusted partner, a family member, or a financial expert, whom you can talk to when you make a mistake.Mistakes are part of learning, don’t let them consume you.Andrew’s takeawaysWhat worked for you in the past may not always work for you in the future.Actionable adviceBe clear on the purpose of the money you’re investing. What is the goal of that money? Be clear about it, and then you will feel comfortable with your investment strategy.No. 1 goal for the next 12 monthsShinobu’s number one goal for the next 12 months is to promote her academy, Empowered Academy, to a larger audience.Parting words “If you are about to make an investment and don’t understand it, just ask, ask, ask, ask until it makes sense.”Shinobu Hindert [spp-transcript] Connect with Shinobu HindertLinkedInFacebookWebsiteBookAndrew’s booksHow to Start Building Your Wealth Investing in the Stock MarketMy Worst Investment Ever9 Valuation Mistakes and How to Avoid ThemTransform Your Business with Dr.Deming’s 14 PointsAndrew’s online programsValuation Master ClassHow to Start Building Your Wealth Investing in the Stock MarketFinance Made Ridiculously SimpleBecome a Great Presenter and Increase Your InfluenceTransform Your Business with Dr. Deming’s 14 PointsConnect with Andrew Stotz:astotz.comLinkedInFacebookInstagramTwitterYouTubeMy Worst Investment Ever Podcast

BIO: Kittisak Kovintavewat is a value investor who focuses on investing in value stocks in the US and China.STORY: Kittisak bought the Thai Airways stock as it grew steadily, but a few external and internal problems made the stock price drop. Even though Kittisak had studied the company extensively and knew the stock was strong, he panicked and sold his shares. The problems were later resolved, and the stock went up to three times more than what Kittisak had sold it for.LEARNING: Don’t focus too much on the price; instead, focus on the company’s stability. Find your investment style. “Invest often so that you can find your investment style. Once you find your style, you will gain more success.”Kittisak Kovintavewat Guest profileKittisak Kovintavewat is a value investor who focuses on investing in value stocks in the US and China. He has been investing in the US for more than seven years and runs the Billionaire VI page to help investors invest following the value investment style.Worst investment everIn 2014, Kittisak took an interest in Thai Airways. He studied the company for a while and realized that the company would make a huge profit every time oil prices would fall. Kittisak continued his research, convinced that it was a good company to invest in.At the time, Thai Airways’ shares were selling at 15 Baht per share. The price kept rising after Kittisak made his investment. But after a while, problems started arising in the Thai economy. The company was also experiencing internal issues, and this saw the share price begin to fall. The price went all the way down to 9 Baht per share. At this point, Kittisak feared that he would lose his entire investment, so he made the rash decision to sell his shares at 9 Baht per share.Soon after Kittisak sold his shares, the government came to Thai Airways’ rescue, and things started turning for the company. Within a few months, the share price went up to 30 Baht. Kittisak was devastated for not giving the company a chance to turn around.Lessons learnedDon’t speculate in the stock but invest in the company. If you focus on the stock, you only concentrate on the short-term price, but when you focus on the company, you focus on the long-term value.Never invest in a turnaround company; instead, invest in stable companies with the potential for long-term gain.Investment is about time, so always think long-term.Andrew’s takeawaysYou can’t capture every factor that affects a share price; there will be surprise factors.Find your investment style.Actionable adviceUnderstand the difference between speculators and investors. Speculators are interested in the price and make profits when the prices go up. They buy and sell in the short term. They don’t want to study or know about the company. An investor takes time to learn about the company and understands the fundamentals of the company. They consider themselves the owner of the company. The investor succeeds more than the speculator.No. 1 goal for the next 12 monthsKittisak’s number one goal for the next 12 months is developing and growing his portfolio by 20%. He also wants to continue sharing more investment information via his Billionaire VI page.Parting words “The most important thing now is to stay safe because if you get COVID, you cannot invest or make money.”Kittisak Kovintavewat [spp-transcript] Connect with Kittisak KovintavewatLinkedInFacebookWebsiteAndrew’s booksHow to Start Building Your Wealth Investing in the Stock MarketMy Worst Investment Ever9 Valuation Mistakes and How to Avoid ThemTransform Your Business with Dr.Deming’s 14 PointsAndrew’s online programsValuation Master ClassHow to Start Building Your Wealth Investing in the Stock MarketFinance Made Ridiculously SimpleBecome a Great Presenter and Increase Your InfluenceTransform Your Business with Dr. Deming’s 14 PointsConnect with Andrew Stotz:astotz.comLinkedInFacebookInstagramTwitterYouTubeMy Worst Investment Ever Podcast

BIO: Julie Talbot is growing a UK property portfolio from Abu Dhabi, where she lives with her husband and twin daughters. She’s completed 25 property projects since 2017, and 2 of her rules are she doesn’t fly back to the UK, and her phone doesn’t ring.STORY: When Julie moved to Abu Dhabi, she assumed she couldn’t handle her property business in the UK from that many miles away, so she hired someone in the UK to do it for her. This person got her mixed up in a property price war that took 10 years to resolve.LEARNING: You’ve got all it takes to run a business from 4,000 miles away just as you would if you were 4 miles away; believe in yourself. If you want to seek advice, get it from an expert in that area, not a novice. “Your perception is your reality.”Julie Talbot Guest profileJulie Talbot is growing a UK property portfolio from Abu Dhabi, where she lives with her husband and twin daughters.She’s completed 25 property projects since 2017, and 2 of her rules are she doesn’t fly back to the UK, and her phone doesn’t ring.Download her Ebook Expats Bootstrap Your UK Property Business and learn 12 property secrets to help you grow and manage your property portfolio IN the UK whilst you are OUTSIDE the UK.Worst investment everIn 2009 Julie decided that she wanted to be a professional landlord. She did some training, worked with a coach, and bought a few houses quite quickly that year. The same year, Julie got married, and the couple decided to move overseas.Julie assumed that she couldn’t carry on buying houses as she had been doing it. She also thought that because she was thousands of miles away and couldn’t fly to the UK every time she needed to view a house, she would have to work with somebody on the ground to do stuff for her.Julie started working with someone who found her a property that matched her criteria. The property was a small block of flats, not her usual type of property as she typically bought family houses, but since it met her criteria, she agreed to go for it. For various reasons, Julie ended up not buying them all at the same time. The vendor held one, Julie bought one, and the person she was working with bought another. Julie wasn’t aware of what was happening, and all along, she thought she was the only one making the purchase. It also turned out that there was a misunderstanding somewhere in this chain of people about the price. The vendor thought it was one price, and Julie thought it was another, and it took them 10 years to fix that. If only Julie had done the business on her own as she had done while in the UK, she would have saved herself 10 years of emotional turmoil and frustration.Lessons learnedWhen you’re doing anything new, leverage on the value of connecting with somebody who’s done it before or who’s been through it.Your perception is your reality.Andrew’s takeawaysTake advice from an expert.Anything that gets complicated let that be a warning bell.Business is full of risk, both seen and unseen. Do your best to manage risks.Actionable adviceIf you want to grow a portfolio from overseas, don’t believe or let the miles be a barrier. You’ve got all the same options you would have if you were four miles away from where you want to buy. What stops you when you’re 4,000 miles away is a mindset of thinking you’re far away; therefore, you can’t. You can scale a portfolio the same way 4,000 miles away as you would if you were four miles away. You just need to do a few things differently.No. 1 goal for the next 12 monthsJulie’s number one goal for the next 12 months is to carry on living simply, spontaneously sustainably, by her rules and growing her portfolio. [spp-transcript] Connect with Julie TalbotLinkedInFacebookInstagramEbookAndrew’s booksHow to Start Building Your Wealth Investing in the Stock MarketMy Worst Investment Ever9 Valuation Mistakes and How to Avoid ThemTransform Your Business with Dr.Deming’s 14 PointsAndrew’s online programsValuation Master ClassHow to Start Building Your Wealth Investing in the Stock MarketFinance Made Ridiculously SimpleBecome a Great Presenter and Increase Your InfluenceTransform Your Business with Dr. Deming’s 14 PointsConnect with Andrew Stotz:astotz.comLinkedInFacebookInstagramTwitterYouTubeMy Worst Investment Ever Podcast

BIO: Dan LeFave is the #1 Best-selling Author of Living the Life of Your Dreams - How To Stop Working Insane Hours And Start Living An Awesome Life. He helps businesses grow 7 and 8-figure revenues.STORY: Dan quit his job to work in his brother’s company, where he ended up managing daily business operations. His brother’s business systems were pretty chaotic, and it took Dan years to get it to run smoothly. When Dan asked his brother to make him a shareholder, and he refused, he realized that he had made his worst investment building someone else’s dream.LEARNING: Be careful of working with chaotic people or systems because you will only keep going in circles without gaining any value. “Discipline can be learned, but it’s best learned at a young age.”Dan LeFave Guest profileDan LeFave received life’s second chance when he survived a severe car accident that took three lives. He’s struggled through brain injuries, business failures, heartbreaks, running marathons, and daily fights with fear and doubt.He is the #1 Best-selling Author of Living the Life of Your Dreams - How To Stop Working Insane Hours And Start Living An Awesome Life.Dan helps businesses grow 7 and 8-figure revenues. He’s known as the 7-Figure High-Performance Business Coach because online business owners hire him to establish self-managing businesses in a few short months by upgrading their SKILLSET, MINDSET + SYSTEMS to scale with ease.Worst investment everTwenty-five years ago, Dan was trying to figure out his life after graduating college and working as a junior investor, which he didn’t excel in. During this time, he communicated with his brother, who was building a business in wireless telecom. As they got talking, Dan asked his brother if he could join him, and he accepted.After two weeks of working in the field, Dan got an injury and had to leave the field and work in his brother’s office. This saw him start running the business operations. It’s only after Dan began working in the office that he realized how chaotic his brother was. His business records and operations were a mess. Dan, though inexperienced, did everything he could to get the business running properly for a couple of years. All this while, his brother was paying him way below what he deserved. When Dan asked to be a partner in the business, his brother refused, and that’s when he realized that he was better off building his own career path, so he left.Lessons learnedNever partner with chaotic people.When you go through bad experiences, convert those experiences into something better so you can achieve your dreams.Andrew’s takeawaysShareholding in a company is not always the best option; a cash bonus may be better.Chaotic people or systems rarely create value.Actionable adviceTake a broader perspective and take some more time to think and know what you want.No. 1 goal for the next 12 monthsDan’s number one goal for the next 12 months is to push his brand, The Three-month Year. Dan wants to help people transition from an intentional imbalance in their business to better health, well-being, and relationships with this business.Parting words “If you’re listening to this and there’s one thing you take away from it, write it down and implement it today.”Dan LeFave [spp-transcript] Connect with Dan LeFaveLinkedInTwitterFacebookYouTubeBlogWebsiteAndrew’s booksHow to Start Building Your Wealth Investing in the Stock MarketMy Worst Investment Ever9 Valuation Mistakes and How to Avoid ThemTransform Your Business with Dr.Deming’s 14 PointsAndrew’s online programsValuation Master ClassHow to Start Building Your Wealth Investing in the Stock MarketFinance Made Ridiculously SimpleBecome a Great Presenter and Increase Your InfluenceTransform Your Business with Dr. Deming’s 14 PointsConnect with Andrew Stotz:astotz.comLinkedInFacebookInstagramTwitterYouTubeMy Worst Investment Ever Podcast

BIO: Justin Mark Weeder is a psychology nerd turned sales coach. He’s the creator of the LISTEN Method for closing sales and the founder of The Covert Closer – a sales coaching and consulting agency based in Denver, Colorado.STORY: Justin and his wife bought a new house and made the mistake of getting a bunch of credit cards to buy stuff for the home. They spent so much that before they knew it, they were so deep into credit card debt.LEARNING: Use debt to buy assets, not to purchase shiny stuff. Cut your costs down and live below your income if you want to create wealth. “The only happiness you can ever experience comes from inside you, not in shiny things.”Justin Weeder Guest profileJustin Mark Weeder is a psychology nerd turned sales coach. He’s the creator of the LISTEN Method for closing sales and the founder of The Covert Closer – a sales coaching and consulting agency based in Denver, Colorado. Justin teaches his students how to collaborate with their prospects, ditching the high-pressure ‘sales terrorist’ techniques that are popular today.Worst investment everJustin and his wife, then girlfriend, were looking for a house to buy when they came across brand new houses that were being built. They loved the places instantly and signed the paperwork that day.The house was perfect, and they moved in as soon as it was done. At the time, the couple was doing well financially. In fact, they got all of their debt paid off before they moved in. One mistake, though; after they moved in, they got many credit cards and spent lots of money filling their new house with all the stuff they didn’t have. They bought furniture, dishes, light fixtures and even did a $25,000 landscape job in the backyard. They kept spending money, and the credit card bills got bigger and bigger, and before they knew it, they had dug themselves in a hole too deep to get out.Lessons learnedUse debt to buy assets, not shiny stuff.You have to be happy with yourself because you can’t ever be truly happy with something else.Andrew’s takeawaysThe number one risk factor that any company faces is debt. Manage your debt well.Live deeply below your income by keeping your costs low, and you will create wealth every single month.Actionable adviceGet educated on how money works, and do your best to understand compound interest.No. 1 goal for the next 12 monthsJustin’s number one goal for the next 12 months is to get entirely out of credit card debt and zero revolving debt.Parting words “Keep an eye on your spending, and don’t do credit cards.”Justin Weeder [spp-transcript] Connect with Justin WeederLinkedInFacebookAndrew’s booksHow to Start Building Your Wealth Investing in the Stock MarketMy Worst Investment Ever9 Valuation Mistakes and How to Avoid ThemTransform Your Business with Dr.Deming’s 14 PointsAndrew’s online programsValuation Master ClassHow to Start Building Your Wealth Investing in the Stock MarketFinance Made Ridiculously SimpleBecome a Great Presenter and Increase Your InfluenceTransform Your Business with Dr. Deming’s 14 PointsConnect with Andrew Stotz:astotz.comLinkedInFacebookInstagramTwitterYouTubeMy Worst Investment Ever PodcastFurther reading mentionedGary Sutton (2001), The Six-Month Fix: Adventures in Rescuing Failing Companies.

BIO: Kara Goldin is the Founder and CEO of Hint, Inc., best known for its award-winning Hint water, the leading unsweetened flavored water.STORY: When Kara started her beverage business, she had zero experience in the industry. So she figured hiring people with impressive experience in the big beverage companies would help her business. Instead, they didn’t understand her vision, and thus there was no return on her vast investment.LEARNING: When hiring, don’t be blinded by executives in big companies; they may not have the experience needed to run a startup. “Trust your gut, fire fast, and hire slow.”Kara Goldin Guest profileKara Goldin is the Founder and CEO of Hint, Inc., best known for its award-winning Hint water, the leading unsweetened flavored water.She has received numerous accolades, including being named EY Entrepreneur of the Year 2017 Northern California and one of InStyle’s 2019 Badass 50. Previously, Kara was VP of Shopping Partnerships at America Online. She hosts the podcast The Kara Goldin Show. Her first book, Undaunted: Overcoming Doubts and Doubters, was released October 2020 and is now a WSJ and Amazon Best Seller. Kara lives in the Bay Area with her family.Worst investment everWhen Kara started her beverage company, Hint, she came from a tech background and had never worked in the beverage industry. She didn’t know anything about the industry other than the fact that she drank beverages. Before that, she had never dreamt of being an entrepreneur.When Kara launched her product on the shelf at Whole Foods, she decided to get industry experts to help get her off the right start. She did everything she could to find executives from Coke, Pepsi, and other big soda companies. Finding such people cost a lot of money. Taking the approach to work with people in the big companies was Kara’s worst investment.The core of Kara’s product started from a problem that she was solving for herself, so she created her solution. Unfortunately, the industry experts that were out there that Kara so wanted all her answers from didn’t understand the mission and the purpose behind the product.After spending a lot of money trying to get the so-called experts to help her push her product, Kara realized that the playbook they had gone through within these large companies was not the same playbook that she needed for her startup. She decided to stop looking for answers from the big companies, and instead, she believed in herself and found the solutions on her own.Lessons learnedBe careful when hiring big shots from very successful companies because they may not be able to handle the challenges of a startup.Curiosity, the ability to go out and try, and think outside the box are more valuable in an employee than experience.Hire slow and fire fast.Believe in yourself and have the confidence to find the answers you need to run a successful startup. You don’t have to rely on other people entirely.Andrew’s takeawaysWhen hiring people from the big business world, remember they may not have the experience of working in the small business world, so they may not be the right fit for you.Be careful of A-students because sometimes the skills required to get A’s in school are the exact opposite skills needed to succeed in business.No. 1 goal for the next 12 monthsKara’s number one goal for the next 12 months is to push her new product line that focuses on getting people to get healthy.Parting words “Find those lessons out there that you can learn from and move forward.”Kara Goldin [spp-transcript] Connect with Kara GoldinLinkedInTwitterFacebookPodcastWebsiteAndrew’s booksHow to Start Building Your Wealth Investing in the Stock MarketMy Worst Investment Ever9 Valuation Mistakes and How to Avoid ThemTransform Your Business with Dr.Deming’s 14 PointsAndrew’s online programsValuation Master ClassHow to Start Building Your Wealth Investing in the Stock MarketFinance Made Ridiculously SimpleBecome a Great Presenter and Increase Your InfluenceTransform Your Business with Dr. Deming’s 14 PointsConnect with Andrew Stotz:astotz.comLinkedInFacebookInstagramTwitterYouTubeMy Worst Investment Ever Podcast

BIO: Deborah Crowe is an executive and business coach. She has more than 30 years of global experience in top Fortune 500 companies in Canada, the United States, Europe, Asia, and Australia, leading and coaching C-suite leaders, executive professionals, teams, and businesses into a success.STORY: Deborah’s dad got sick when she was 20 and died a year later. She had to quit school to take care of her sick dad, so she grew up quickly. Without the much-needed parental guidance on navigating adulthood, Deborah often found herself undervaluing herself, her intellect, and what she brings to the table.LEARNING: Don’t give up on yourself even when you can’t see the light at the end of the tunnel. Stay consistent. “We get one trip around the sun; make sure you spend it wisely.”Deborah Crowe Guest profileDeborah Crowe is an executive and business coach. She has more than 30 years of global experience in top Fortune 500 companies in Canada, the United States, Europe, Asia, and Australia, leading and coaching C-suite leaders, executive professionals, teams, and businesses into a success.Deborah started and has been the CEO of her company for 30 years and knows how to get to the top, hold that senior position, and balance career and family. In her coaching practice, she provides the tools, strategies, programs, and support to help create meaningful change in their lives.Deborah’s expertise includes leadership development, change management, human resources onboarding, diversity & inclusion practices, assessing and integrating high-performance teamwork, increasing personal skills, resilience and agile behaviors, emotional intelligence, and disrupting habits from a cognitive standpoint.Worst investment everDeborah’s worst investment was undervaluing herself, her intellect, and what she brings to the table professionally. This habit stems from having to become a responsible adult at a very early age.Deborah’s dad got very sick when she was 20, and she had to quit school a year earlier to care for him. This huge responsibility meant she had to grow up quickly. A year later, her dad died. Deborah didn’t get the opportunity to get advice from her parents about how to adult. Her dad’s situation threw her in the ring with the ball, and she had to figure it out alone.Lessons learnedDon’t give up on yourself even when you can’t see the light at the end of the tunnel. Consistency will always help you get there.If you don’t believe in yourself, nobody else will.Always be open-minded and attentive because there are lots of signs everywhere every day. Just be tuned in and pay attention to see them.Andrew’s takeawaysLife challenges only make you stronger. Don’t let them bring you down because you have a lot of value to bring.Don’t give up on your friends and family because even when it appears like there’s just no hope, things can change. Take a break but don’t give up.Actionable adviceWhen you can’t see that light at the end of the tunnel, open your eyes and your ears too. The message is already in your heart; you just need some quiet time to figure it out.No. 1 goal for the next 12 monthsDeborah’s number one goal for the next 12 months is to work with C-suite leaders interested in improving their mental health and general well-being.Parting words “Live every day like it’s your last because you never know about tomorrow.”Deborah Crowe [spp-transcript] Connect with Deborah CroweLinkedInTwitterFacebookPodcastWebsiteAndrew’s booksHow to Start Building Your Wealth Investing in the Stock MarketMy Worst Investment Ever9 Valuation Mistakes and How to Avoid ThemTransform Your Business with Dr.Deming’s 14 PointsAndrew’s online programsValuation Master ClassHow to Start Building Your Wealth Investing in the Stock MarketFinance Made Ridiculously SimpleBecome a Great Presenter and Increase Your InfluenceTransform Your Business with Dr. Deming’s 14 PointsConnect with Andrew Stotz:astotz.comLinkedInFacebookInstagramTwitterYouTubeMy Worst Investment Ever PodcastFurther reading mentionedAnthony de Mello (1990), Awareness: The Perils and Opportunities of Reality.

BIO: Ulrik Nerloe’s specialty is empathetic dialogue and the work of clarifying and realizing dreams. As a holistic coach and mentor, Ulrik helps people to encourage the joy of life and find themselves.STORY: Ulrik quit his job in the IT industry to work as a holistic coach and mentor, helping people realize their dreams. He sacrificed everything to do what he loves and that has seen him suffer a few financial challenges.LEARNING: You need courage, resilience, and energy to achieve your dreams. “It’s amazing what we can do if we start to appreciate what’s right here right now.”Ulrik Nerloe Guest profileUlrik Nerloe’s specialty is empathetic dialogue and the work of clarifying and realizing dreams. As a holistic coach and mentor, Ulrik helps people to encourage the joy of life and find themselves. The energy is high, happy, and caring. Ulrik is a good host, whether it is in a meeting, in a conversation, or in private. Because he is in close contact with his intuitive and empathetic sides, Ulrik often senses something happening or not happening in a room, which most people oversee, and is not afraid to act on these emotions. Ulrik also has a sense of creating business, leading people, providing service and experiences. He is an international bestseller, gives inspiring talks, and publishes podcast series.Worst investment everUlrik had been in the IT industry for 13 years, working as a sales director. He would build businesses from the bottom. While Ulrik experienced lots of success throughout his career, he was so sick and tired of being around managers that were so poor in leading people. So he decided to leave that line of work and do something different with his life.Ulrik started focusing on changing the world to a better place where people can realize their dreams. While he enjoys what he does, Ulrik regrets that he sacrificed everything to do it. In hindsight, he should have built a better financial foundation before quitting his job.Lessons learnedYou need three things for your dreams to come true; courage, resilience, and energy.Andrew’s takeawaysIf what you are doing does not feel right, dare to quit and do something else.Freedom comes at a cost.Actionable adviceEverything is possible, the impossible just takes a bit longer, so be patient, and with time you will develop resilience.No. 1 goal for the next 12 monthsUlrik’s number one goal for the next 12 months is to get as many people to read his book and go out and generate energy and love in people and companies.Parting words “Stick with your dream because everything is possible; the impossible just takes a little bit longer.”Ulrik Nerloe [spp-transcript] Connect with Ulrik NerloeLinkedInYouTubeFacebookPodcastWebsiteAndrew’s booksHow to Start Building Your Wealth Investing in the Stock MarketMy Worst Investment Ever9 Valuation Mistakes and How to Avoid ThemTransform Your Business with Dr.Deming’s 14 PointsAndrew’s online programsValuation Master ClassHow to Start Building Your Wealth Investing in the Stock MarketFinance Made Ridiculously SimpleBecome a Great Presenter and Increase Your InfluenceTransform Your Business with Dr. Deming’s 14 PointsConnect with Andrew Stotz:astotz.comLinkedInFacebookInstagramTwitterYouTubeMy Worst Investment Ever PodcastFurther reading mentionedEckhart Tolle (2001), Practising The Power of Now Essential Teachings, Meditations, and Exercises From The Power of Now