Scripted Wealth | Money & Meaning for Pharmacists

On Episode 59 of Your Financial Pharmacist Podcast, Tim Baker, founder of Script Financial and YFP Team Member, interviews Adam and Brittany Patterson. On Episode 31, Adam detailed how they paid off $211,000 of student loan debt in 26 months. Adam and Brittany are 2015 graduates from Auburn University Harrison School of Pharmacy. Brittany is a pharmacist at Children's Healthcare of Atlanta. Adam is a pharmacist at Northeast Georgia Medical Center and Assistant Pharmacy Manager at Publix Pharmacy. Mentioned on the Show YFP Student Loan Refinancing Resources YFP Episode 031: One Pharmacist's Journey to Paying Off $211,000 in 26 Months Mint.com Script Financial Dave Ramsey Alabama Pharmacy Association (APA) National Community Pharmacists Association (NCPA) YFP Facebook Group

On Episode 58 of the Your Financial Pharmacist Podcast, YFP Founder Tim Ulbrich interviews pharmacy thought leader Deeb Eid, host of the Pharmacy Universe podcast, about how rising student debt loads and a tightening job market are impacting the return on investment of the pharmacy degree. Deeb Eid, PharmD started his pharmacy journey as a pharmacy technician learning the building blocks of what both efficient and non-efficient workflow operations could look like. He gained a deep appreciation for the role and potential of the pharmacy technician and continued forward with Bachelors and Doctor of Pharmacy degrees from The University of Toledo College of Pharmacy & Pharmaceutical Sciences in Ohio. His talents took him to Washington D.C. to become the inaugural Executive Resident in Association Management & Leadership at the Pharmacy Technician Certification Board. While traveling the country, he was able to present, meet with, and discuss the challenging and evolving atmosphere within pharmacy with a variety of stakeholders. He now serves as an Assistant Professor and Experiential Coordinator at Ferris State College of Pharmacy in Grand Rapids, MI working to mentor and inspire students while creating new avenues and opportunities. Deeb is the Founder and Content Strategist of Pharmacy Universe which is a social platform whose vision is to socially educate and engage the world about #Pharmacy. Mentioned on the Show Script Financial Pharmacy Universe Podcast American Association of Colleges of Pharmacy (AACP) American Pharmacists Association (APhA) Pharmacy Universe Episode 004: Finance and Education (Your Financial Pharmacist, Dr. Tim Ulbrich) Pharmacy Technician Certification Board (PTCB) YFP Episode 004: The Landscapes of Student Loans In Pharmacy Education with Dr. Joey Mattingly AACP Graduating Student Survey AACP Enrollment AACP Degrees Conferred Pharmacy Manpower Index (Pharmacist Demand Indicator) Bureau of Labor Statistics (Pharmacist) YFP Episode 053: One Pharmacist's Journey From Financial Ignorance to Financial Independence with Tony Guerra, PharmD Munger MA, Gordon E, Hartman J, et al. Community pharmacists' occupational satisfaction and stress: A profession in jeopardy? J Am Pharm Assoc. 2013; 53(3): 282-96.2013 Ohio Pharmacists Association (OPA) Art of Manliness Podcast How I Built This Podcast Impact Theory with Tom Bilyeu The Third Door: The Wild Quest to Uncover How the World's Most Successful People Launched Their Careers by Alex Banayan

On Episode 057 of the Your Financial Pharmacist Podcast, Tim Ulbrich gets practical to talk about why automation matters when it comes to achieving your financial goals and specific ways you can automate your own financial plan. We will hear from the YFP Community about different ways that they automate their financial plan. Mentioned on the Show YFP Facebook Group YFP Episode 008: Developing a Millionaire Mindset I Will Teach You To Be Rich by Ramit Sethi YFP Episode 048: Mo' Money, Mo' Problems: Making the Financial Transition to New Practitioner Life YFP Blog YFP Podcast YFP Episode 026: Baby Stepping Your Financial Plan - The 2 Things to Focus On First YFP Budget Template 5 Steps to Creating Your Best Budget Script Financial Public Service Loan Forgiveness Program Student Loan Refinancing Resources Ally Financial Inc. YFP Email

On Episode 056 of the Your Financial Pharmacist Podcast, I put Tim Church and Tim Baker on the spot with your student loan questions in a rapid fire format. If you are looking to get started with a game plan to tackle your own student loans, check out our free Student Loan Quick Start Guide at yourfinancialpharmacist.com/studentloanguide...again that's yourfinancialpharmacist.com/studentloanguide Mentioned on the Show YFP Student Loan Quickstart Guide Real Estate RPH YFP Facebook Group YFP Email YFP Episode 026: Baby Stepping Your Financial Plan - The 2 Things to Focus On First YFP Student Loan Course YFP Episode 018: Maximizing the Benefits of Public Service Loan Forgiveness YFP Episode 049: Ask Tim & Tim - Should I Pay Off My House Early or Invest? YFP Episode 047: Best Practices for Car Buying You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want by Jesse Mecham YFP Episode 031: One Pharmacist's Journey to Paying Off $211,000 in 26 Months YFP Episode 048: Mo Money Mo Problems: Making the Financial Transition to the New Practitioner Life Better Business Bureau Nerd Wallet YFP Episode 029: Refinancing Your Student Loans Part 1 YFP Episode 030: Refinancing Your Student Loans Part 2 YFP Student Loan Refinancing Guide and Resources

On Episode 055 of the Your Financial Pharmacist Podcast, Tim Baker and I talk about the variety of ways in which financial planners get paid and why you should care about how a financial planner charges (Hint: It can impact the quality of the advice that you are getting). Mentioned on the Show What to Look For in a Financial Planner and Nuts & Bolts Guide to Hiring a Financial Planner Script Financial YFP Episode 054: Why Fee-Only Financial Planning Matters YFP Episode 049: Ask Tim & Tim: Should I Pay Off My House Early or Invest? Unshakeable: Your Financial Freedom Playbook by Tony Robbins YFP Blog: Are You Making This $1 Million Dollar Mistake? How a 1% Fee Could Cost Millennials $590,000 in Retirement Savings Bankrate Simple Savings Calculator YFP Episode 032: Find Your Why (Part 1) - 3 Life Planning Questions YFP Episode 033: Find Your Why (Part 2) - The Path to Success YFP Facebook Group

On Episode 054 of the Your Financial Pharmacist Podcast, Tim Ulbrich, PharmD interviews YFP team member, owner of Script Financial and fee-only Certified Financial Planner, Tim Baker about why he left his old financial planning firm in 2016 to start Script Financial. Script Financial is a financial planning firm dedicated to helping pharmacists meet their financial goals. Tim & Tim talk through why fee-only financial planning matters and why a revolution of fee-only planning is happening today. Head on over to http://yourfinancialpharmacist.com/financial-planner to get information on what to look for in a financial planner, to download the free guide 'Nuts & Bolts to Hiring a Financial Planner' and to learn more about the financial planning services offered by Script Financial. Mentioned on the Show Script Financial YFP Financial Planner YFP Episode 049: Ask Tim & Tim: Should I Pay Off My House Early or Invest? YFP Episode 015: Financial Planning Series Interview with Tim Baker Part 1 YFP Episode 016: Financial Planning Series Benefits of a Financial Planner Part 2 YFP Episode 017: Financial Planning Series Questions to Ask - Hiring a Planner Part 3 YFP Episode 032: Find Your Why (Part 1) - 3 Life Planning Questions YFP Episode 033: Find Your Why (Part 2) - The Path to Success XY Planning Network XYPN Radio: XY Planning Network Podcast

On Episode 053 of the Your Financial Pharmacist Podcast, YFP team member Tim Ulbrich interviews Dr. Tony Guerra, an author, podcaster, entrepreneur, real-estate investor, educator and father to triplet girls that has an incredible story to share going from financial ignorance to financial independence. Tony talks about his financial journey, his various business ventures, and how and when his mindset shifted that allowed him to be on the path to financial independence. About Our Guest Tony Guerra graduated with a Doctorate of Pharmacy from the University of Maryland in 1997 and has followed a non-traditional career path to best suit his needs and interests. Tony has taken on the roles of pharmacist, homeowner, professor, real estate agent, author, mentor, podcast host, husband, and father of triplet girls while continually striving for financial independence. Through motivation and creative entrepreneurial thinking, Tony has created a lifestyle that allows him to focus on his family and his passions. You can learn more about Tony and his work at http://MemorizingPharmacology.com Mentioned on the Show Memorizing Pharmacology: A Relaxed Approach by Tony Guerra How to Pronounce Drug Names: A Visual Approach to Preventing Medication Errors by Tony Guerra Memorizing Pharmacology Mnemonics: Pharmacology Flashcards and Fill-Ins for the Future Nurse, Doctor, Physician Assistant, and Pharmacist by Tony Guerra Seven Figure Pharmacist by Tim Church and Tim Ulbrich First Time Pharmacist: Everything you didn't learn in class or on-the-job training by Richard Waithe YFP Student Loan Course for Pharmacists Script Financial Brian Buffini Blair Thielemeir The New York Times Rent to Buy Calculator YFP Episode 040: 10 Things Every Pharmacist Should Know About Home Buying Part 1 YFP Episode 041: 10 Things Every Pharmacist Should Know About Home Buying Part 2 Pharmacy Leader's Podcast Your Pursuit of Purpose Podcast The Five Love Languages: The Secret to Love that Lasts by Gary Chapman The Millionaire Next Door: The Surprising Secrets of America's Wealthy by Thomas J. Stanley and William D. Danko

On Episode 52 of the Your Financial Pharmacist Podcast, YFP Team Member Tim Ulbrich walks through 5 steps that you should take to crush your student loans. More specifically, these 5 steps will help you begin to develop a payoff strategy and plan that is best for your personal situation. This episode is filled with lots of action steps that have been summarized in the YFP Student Loan Quick Start Guide that is available to download for free at http://www.yourfinancialpharmacist.com/studentloanguide Mentioned On The Show YFP Student Loan Quick Start Guide YFP Student Loan Course for Pharmacists AACP Graduating Student Survey NSLDS.ed.gov StudentLoans.gov - Loan Repayment Estimator AnnualCreditReport.com YFP Episode 004: The Landscape of Student Loans in Pharmacy Education YFP Episode 005: The Impact of Rising Student Debt on a Pharmacist's Income YFP Episode 018: Maximizing the Benefits of Public Service Loan Forgiveness (PSLF) YFP Refinance Resource Page

On Episode 51 of the Your Financial Pharmacist Podcast, YFP Team Member Tim Baker, CFP talks the 8 things to do or avoid to evade financial purgatory after graduating from pharmacy school. Behavioral Financial - Be On Your Best Behavior Goal Setting - Know Where You Want to Go I'm Bringing Budgets Back Have A Plan For Your Debt - Enroll In Our Student Loan Course Emergency Fund (Get It Started) Major Purchases - Treat Yo'self (Just Not With A House Or A Car) Investment - Getting Started At Least With Your Employer Match Insurance - Beware, But Be Covered Mentioned On The Show The Millionaire Next Door by Dr. Thomas Stanley The Student Loan Course for Pharmacists New York Times Calculator: Is It Better to Buy or Rent?

In celebration of the 50th episode of the Your Financial Pharmacist Podcast, we have a special Debt Free Theme Hour for you where we interview Jill & Sylvain Paslier about their journey paying off $197,000 of student loan debt in 28 months. They share how they practically accomplished this goal, their strategy for working together to knock out this debt and what is next up for their financial future now that they are debt free! Mentioned on the Show Financial Peace University