

Scripted Wealth | Money & Meaning for Pharmacists
YFP Wealth
Scripted Wealth: Money & Meaning for Pharmacists is a show for pharmacists who want more than just financial success. It's for those seeking clarity, confidence, and a plan to use their money with intention.
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
After more than 500 episodes of the Your Financial Pharmacist Podcast, Scripted Wealth represents the next chapter, expanding the conversation from how to build wealth to how to use it to support a life that truly aligns with what matters most.
Hosted by YFP Wealth (formerly Your Financial Pharmacist) co-founders Tim Ulbrich, PharmD, and Tim Baker, CFP®, RICP®, RLP®, the show blends practical financial planning with deeper conversations about what it really means to build and enjoy wealth. You'll hear discussions on retirement planning, investing, tax strategy, and turning your savings into a sustainable income, alongside conversations about time, purpose, identity, and the tradeoffs that come with designing a life you actually want to live.
Whether you're approaching retirement or simply asking, "Am I on track?", this podcast will help you align your financial decisions with what matters most.
Disclaimer: The information on this podcast is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yfpwealth.com/disclaimer/
Episodes
Mentioned books

Jun 3, 2021 • 27min
YFP 206: Three Strategies for Buying a House with Student Loans
Nate Hedrick discusses strategies for buying a home with student loans. He talks about the decision to rent vs. buy, how to determine if you're ready to buy, and three strategies to consider when deciding to buy a home with student loans. Mentioned on the Show YFP Planning: Financial Planning for Pharmacists Register for the Free Webinar: Investing Beyond the 401(k)/403(b) Baker's Dirty Dozen: Principles for Financial Independence by Joe Baker, MBA with Lindsey Jordan Baker The Pharmacist's Guide to Conquering Student Loans by Tim Church, PharmD YFP Real Estate Investing Podcast Real Estate RPh Dave Ramsey YFP 018: Maximizing the Benefits of Public Service Loan Forgiveness (PSLF) YFP 062: The 'Other' Forgiveness YFP 078: Is Pursuing the Public Service Loan Forgiveness Program a Waste? YFP 114: Presidential Candidates' Plans for Student Loan Forgiveness YFP 176: How Stephanie Got $72,000 Forgiven Through TEPSLF YFP 040: 10 Things Every Pharmacist Should Know About Home Buying (Part 1) YFP 041: 10 Things Every Pharmacist Should Know About Home Buying (Part 2) YFP 064: 6 Steps to Home Buying (Part 1) YFP 065: 6 Steps to Home Buying (Part 2) YFP 190: 7 Ways to Reduce Your Monthly Housing Costs YFP 149: Crushing 400k of Debt in 5 Years Three Strategies for Buying a House with Student Loans YFP Real Estate Concierge Service Book a Free Call with the YFP Real Estate Concierge

May 29, 2021 • 44min
YFP Real Estate Investing 07: Short and Medium-Term Rental Property Investing
Rachel Gainsbrugh provides insight, practical advice, and resources for finding, managing, and growing your short-term and medium-term real estate rental portfolio. Mentioned on the Show YFP Real Estate Investing 02: Long Term vs. Short Term Rental Property Investing - One Pharmacist's Perspective Join the YFP Real Estate Investing Facebook Group REI-USA: Real Estate Knowledge Towards Financial Freedom Through Community, Connection, and Collaboration Bigger Pockets Podcast Airbnb Dave Ramsey AirDNA: Short-Term Rental Analytics Vrbo: Vacation Home Rentals Corporate Housing by Owner: Furnished Rentals and Short-Term Rentals Furnished Finder TaskRabbit: Same-Day Handyman, Moving, and Delivery Services Rent Responsibly The Book on Rental Property Investing: How to Create Wealth and Passive Income Through Smart Buy & Hold Real Estate Investing by Brandon Turner Short Term Gems Top 75 US Cities with the Highest Profitability for Short Term Rental Investing in 2021 YFP Real Estate Investing

May 27, 2021 • 40min
YFP 205: Current State of the Pharmacy Job Market
Alex Barker, the founder of The Happy PharmD, talks about the current state of the pharmacy job market, considerations for those looking for their first position or switching jobs, and the intersection between your career and your financial plan. Mentioned on the Show: Insuring Income: Get Quotes and Apply for Term Life and Disability Insurance YFP 192: Findings from the 2021 Pharmacist Salary Guide 2021 Pharmacist Salary Guide The Happy PharmD The Pharmacy Job Market Update: Q1 Review AACP Pharmacy Demand Report: 1st Quarter 2021 JobRx 2021 Pharmacy Jobs Report North American Pharmacist Licensure Examination Passing Rates for 2018—2020 Graduates Per Pharmacy School 2019 AACP National Pharmacist Workforce Study U.S. Bureau of Labor Statistics, Occupational Outlook Handbook: Pharmacists PayScale YFP 104: Jason Long's FIRE Journey YFP 126: Going Beyond Six Figures Through Medical Writing YFP 197: How to Leverage What You Know as a Pharmacist to Start Your Own Consulting Business YFP 112: Why One PhD Pharmacist is Taking On Two Side Hustles Connect with Alex Barker on LinkedIn

May 24, 2021 • 6min
Ask a YFP CFP® #70: What should I be considering when pausing private student loans?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Kelly Reddy-Heffner, CFP®, CSLP®, takes this question from the YFP Facebook Group: What should I be considering when pausing private student loans? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Join the YFP Facebook Group Navient Earnest Laurel Road Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

May 22, 2021 • 36min
YFP Real Estate Investing 06: Picking (and Switching) Property Managers
Aaron Howell, pharmacist, realtor, and real estate investor, discusses how he manages his 29 unit rental portfolio while maintaining his career as a pharmacist. Aaron digs into the importance of having an excellent property manager, how to find one, and how to know when it's time to get a new one. Mentioned on the Show YFP 129: How One Pharmacist Built a 29 Unit Real Estate Portfolio Bigger Pockets Join the YFP Real Estate Investing Facebook Group The Rich Dad Radio Show with Robert Kiyosaki The Chris Miles Money Show Email Aaron Howell: ahowell7@hotmail.com Connect with Aaron Howell on Bigger Pockets Connect with Aaron Howell on LinkedIn Connect with Aaron Howell on Facebook YFP Real Estate Investing

May 20, 2021 • 37min
YFP 204: The Current State of Buying, Selling, and Refinancing a Home
Tony Umholtz, a mortgage manager for IBERIABANK/First Horizon, discusses trends in the housing market coming out of the COVID-19 pandemic and the current landscape for those purchasing, refinancing, or selling a home. Mentioned on the Show Learn More About IBERIABANK/First Horizon's Pharmacist Home Loan and Start the Pre-Approval Process 5 Steps to Getting a Home Loan YFP 136: The Ins and Outs of a Pharmacist Home Loan YFP 154: Getting a Home Loan in a Pandemic YFP 169: Helpful Tips for Getting a Mortgage YFP 191: 10 Common Mortgage Mistakes to Avoid Real Estate RPh: Helping Pharmacists Navigate the World of Real Estate YFP Real Estate Concierge Service Get a Loan Find an Agent Email Tony Umholtz: tony.umholtz@iberiabank.com Call Tony Umholtz: (813) 603-4255

May 17, 2021 • 6min
Ask a YFP CFP® #69: What does the life insurance policy cancellation process look like?
Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Kelly Reddy-Heffner, CFP®, CSLP®, takes this question from Amelia in Tampa, Florida: What does the life insurance policy cancellation process look like? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Your Financial Pharmacist: Insurance For Pharmacists Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

May 15, 2021 • 52min
YFP Real Estate Investing 05: None to One: How to Get Your FIRST Investment Property
Jenny and Myke White join Nate Hedrick and David Bright to discuss some common fears about purchasing a real estate investment property, specifically taking the jump from none to one, their process for screening tenants, how to build a team, and the importance of networking. Mentioned on the Show YFP Concierge Service YFP 148: How One Couple Got Started in Real Estate Investing Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki Bigger Pockets Join the YFP Real Estate Investing Facebook Group Realtor.com Zillow Bigger Pockets Free Real Estate Webinars Bigger Pockets Rental Property Calculator Bigger Pockets BRRRR Calculator Connect with Jenny on Bigger Pockets Bigger Pockets Real Estate Podcast Bigger Pockets Bookstore Bigger Pockets Forums MLS Multiple Listing Search Redfin YFP Calculators rentometer Join the Investment Mindset Book Club Facebook Group National Real Estate Investors Association Join the Real Estate Roundup Facebook Group Bigger Pockets Intro to Real Estate Webinars Bigger Pockets Youtube Channel YFP Real Estate Investing

May 13, 2021 • 41min
YFP 203: New Book: FIRE Rx: The Pharmacist's Guide to Financial Independence
Dr. Jeff Keimer, author of the brand new book FIRE Rx: The Pharmacist's Guide to Financial Independence, joins Tim Ulbrich on this week's episode. If you've heard about the FIRE (Financial Independence, Retire Early) movement before, you know that this is a powerful strategy to build wealth and to put yourself in control of your financial future. Regardless of whether or not you have early retirement goals, achieving financial independence gives you options when it comes to how you spend your time and money. On this episode, Jeff talks about why he wrote FIRE Rx, his FIRE journey, how to calculate how much you need to retire, three reasons pharmacists should consider pursuing FIRE, and how FIRE can change your relationship with money. Mentioned on the Show Live Oak Bank: Loans and Financial Solutions for Pharmacies Now Available to Order: FIRE Rx: The Pharmacist's Guide to Financial Independence by Jeff Keimer, PharmD The FIRE Prescription: How to Retire Early as a Pharmacist Debt Free Story Q&A with Jeff and Alex Keimer Join the Your Financial Pharmacist Facebook Group YFP 104: Jason Long's FIRE Journey YFP 111: How One New Practitioner is on FIRE YFP 188: Playing with FIRE: An Interview with Scott Rieckens Mr. Money Mustache YFP 196: How Cory Uses Improv to Create a Better Healthcare Experience Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin and Joe Dominguez I Will Teach You To Be Rich by Ramit Sethi How Much You Need to Hang Up Your Coat: All About the 4% Rule Determining Withdrawal Rates Using Historical Data by William P. Bengen The Shockingly Simple Math Behind Early Retirement by Mr. Money Mustache Order Your Copy of FIRE Rx: The Pharmacist's Guide to Financial Independence by Jeff Keimer, PharmD by May 22 and Get 20% Off

May 8, 2021 • 46min
YFP Real Estate Investing 04: How (and WHY) One Pharmacist Got Started in Real Estate Investing
On this episode, Nate Hedrick and David Bright welcome pharmacist and real estate investor, Tanh Truong, to the show to discuss how and why he got started in real estate investing early in his pharmacy career. Tanh shares how he stays motivated, long and short-term goals, and inspiration for new investors. Mentioned on the Show Real Estate RPh Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki Bigger Pockets Bigger Pockets Forums Bigger Pockets Bookstore MLS Multiple Listing Search The 12 Week Year: Get More Done in 12 Weeks than Others Do in 12 Months by Brian P. Moran and Michael Lennington The Book on Managing Rental Properties: Find, Screen, and Manage Tenants with Fewer Headaches and Maximum Profits by Heather and Brandon Turner Bigger Pockets Real Estate Podcast Buy, Rehab, Rent, Refinance, Repeat by David Greene Connect with Tanh Truong on Facebook Follow Tanh Truong on Instagram @gin_n_tanhic Email Tanh Truong: tanhtruongrx@gmail.com YFP Real Estate Investing Join the YFP Real Estate Investing Facebook Group


