Business Without BS

EP 295 - Ken, alongside his wife Mary, are the creators of The Humble Penny and Financial Joy Academy, helping people achieve financial independence. Ken is a Chartered Accountant and former CFO who achieved financial independence by the age of 34 with his wife Mary. He joins us to talk their debut book Financial JoyWe discuss achieving financial freedom through financial literacy, responsible money management, and effective communication within relationships. Ken shares his journey from financial struggles in Nigeria to financial independence in the UK, emphasising the importance of financial honesty, community, and creativity in overcoming financial challenges. Ken also explains why misinformation in the financial industry qualifies for the big bin of bullsh*tChapters:00:00 BWB with Ken Okoroafor01:31 Introduction to Ken02:07 Ken's Journey to Financial Independence02:58 Parenting Challenges and Joys06:43 Navigating the Digital Age with Kids08:28 Entrepreneurial Spirit: Learning from Kids09:33 Cultural Insights and the Hustle Mentality22:26 Financial Transparency and Relationship Dynamics26:24 The Money Day: A Strategy for Financial Harmony31:36 Addressing Financial Imbalance in Relationships34:05 Cultural Perspectives on Money and Consumerism35:56 The Digital Age and Financial Behaviour37:19 The Power of Conversation in Relationships38:03 Navigating Finances as a Partnership39:19 Accountability and Financial Management40:01 Stigma of Debt and Financial Struggles42:48 The Impact of Culture on Financial Openness48:55 Finding Joy in Simplicity and Planning50:12 The Journey to Financial Joy51:21 Creating a Practical Guide to Financial Well-being01:05:46 The Importance of Early Financial Planning01:07:42 Learning from Older Generations01:12:07 Involving Children in Financial Decisions01:12:44 Exploring Financial Literacy with Children01:13:08 Demystifying Stock Market Losses for Kids01:14:17 Financial Advisors and Self-Empowerment01:14:49 Financial Planning and Avoiding Procrastination01:20:27 The Value of Diverse Income Streams01:23:45 Bull in Biz - Misinformation in Finance01:28:48 Quick Fire Round: Getting to Know Ken01:31:53 Top Tips for Founders and Entrepreneurs01:37:00 Final thoughts on Financial Joybusinesswithoutbullshit.meFollow us:YouTubeInstagramTikTokLinkedinTwitterIf you'd like to be on the show, get in contact - mail@businesswithoutbullshit.meBWB is powered by Oury Clark

EP 294 - Gary's in quiz seat this week giving us his quick fire answers on topics like equal paternity leave, trader’s egos, corporate gifting to mental health in professional interactions.We also discuss the implications of Christmas bonuses and skepticism on cryptocurrencies and over trading.Chapters:00:00 Introduction00:30 Quiz rules01:18 Exploring Business Jargon and Practices01:28 The Reality of Christmas Bonuses01:43 Corporate Culture and the Illusion of Bonuses02:21 Royal Warrants and Corporate Gifting04:12 The Dark Side of Influencers and Day Trading07:20 Navigating the World of Investments08:10 Debunking Cryptocurrency Myths10:06 Wrap Up and Scoringbusinesswithoutbullshit.meFollow us:YouTubeInstagramTikTokLinkedinTwitterIf you'd like to be on the show, get in contact - mail@businesswithoutbullshit.meBWB is powered by Oury Clark

EP 293 - Gary is a former trader and now inequality economist who’s known for becoming Citibank’s most profitable trader in 2011 by predicting there would be an increase in economic inequality. Since then, he left trading and now campaigns for solving inequality.Gary joins us to talk about his debut book The Trading Game: A ConfessionWe talk about Gary's transition from the trading floor to being a critic of economic inequality and wealth concentration. We discuss systemic economic issues, the societal and psychological impact of the wealth gap, the need for fair wealth distribution and how we can achieve it.From proposing international taxes to addressing socio-economic implications, we break down the complexities of wealth distribution, take a look into the world of billionaires and trading, and explore Gary’s advocacy for a deeper common understanding of economics.Chapters:00:00 Andy’s Opening Confession 02:20 Welcome to BWB03:41 Meet Gary: From Trader to Equality Campaigner04:37 Global Economy and Wealth Inequality06:59 Dynamics of Wealth and Taxation09:42 Personal Stories and the Impact of Background11:02 The Trading World: A Closer Look15:11 Unhappiness Among the Wealthy22:15 Structural Problems of Capitalism and Taxation33:27 Exploring Solutions to Wealth Inequality36:36 Impact of Wealth Hoarding on Society37:39 Psychological Aspects of Wealth and Status38:04 Personal Reflections on Wealth and Privilege38:22 Influence of Wealth on Opportunities and Happiness39:07 Misconceptions of Wealth and Success43:32 Exploring the Roots of Inequality and Its Solutions48:19 Ramifications of Growing Inequality55:40 Reflections on Wealth and Happiness59:55 Advice and Insights from a Former Trader01:02:14 Navigating the Publishing and YouTube Worlds01:03:15 Quickfire Round: Getting to Know Gary01:05:18 Gary's top tip for entrepreneursbusinesswithoutbullshit.meFollow us:YouTubeInstagramTikTokLinkedinTwitterIf you'd like to be on the show, get in contact - mail@businesswithoutbullshit.meBWB is powered by Oury Clark

EP 292 - Over The Moo founder Simon Goodman is in the quiz seat giving his frank opinions on influencers in marketing, corporate gifting, monthly management accounts, and the reality of foreign espionage risks. He also sheds light on the fine line between innovative strategies and mere industry jargon.Chapters:00:00 Welcome to Business or Bullshit quiz00:58 Influencers: Business Necessity or Overrated?02:44 Rapid-Fire Business or Bullshit Round04:49 Exploring Corporate Culture and Buzzwords05:54 The Awkwardness of Social Etiquette in Business07:48 Reflecting on the Quiz and Wrapping Upbusinesswithoutbullshit.meFollow us:YouTubeInstagramTikTokLinkedinTwitterIf you'd like to be on the show, get in contact - mail@businesswithoutbullshit.meBWB is powered by Oury Clark

EP 291 - Simon Goodman is founder of Over the Moo who are leading the charge for recyclable pouches of ethically made bite-sized, dark chocolate coated chunks.We discuss the importance of sustainably sourced ingredients and the brand's commitment to eco-friendly practices. We hear about Over The Moo's future plans, challenges in the dairy-free market and Simon’s transition from a family-owned button manufacturing business to launching an ice cream brand. We also touch on the impact of globalisation, and the significance of innovation in staying relevant.Simon also explains why greenwashing and acronyms qualify for the big bin of bullshitChapters:00:00 Welcome to BWB00:27 Diving Into Over The Moo's Dairy-Free Delights02:54 The Journey of Over The Moo: From Australia to Global Ambitions06:09 Exploring the Coconut Craze and Ethical Considerations08:30 Simon's Entrepreneurial Journey and the Future of Over The Moo15:29 The Challenges and Triumphs of a Family Business Legacy24:34 Navigating Family Business Dynamics26:07 The Future of the Family Business and Generational Wealth30:37 The Challenges of Running a Business and Environmental Concerns36:41 Advice for Entrepreneurs and Founders38:18 Bullshit In Business - Greenwashing and Acroyms39:37 The Quickfire Round: Getting To Know Simon Goodman42:00 Reflecting on Business, Family, and Personal Growthbusinesswithoutbullshit.meFollow us:YouTubeInstagramTikTokLinkedinTwitterIf you'd like to be on the show, get in contact - mail@businesswithoutbullshit.meBWB is powered by Oury Clark

EP 290 - Founder and CEO of MetaGen Merida Sussex is in the quiz seat this week discerning between what is business and what is bullshit on topics like audits, government grants, to drinking at lunch and office spaces in the meta verse. We also hear her perspectives on a bunch of things like the dynamics of family businesses, the role of equal paternity leave, and thoughts on decentralised autonomous organisations (DAOs)Chapters:00:00 Welcome to BoB quiz00:48 Audits: A Crucial Business Practice01:18 Exploring Government Grants and Advice01:42 Investment TV Shows to Drinking at Lunch02:07 GDPR and Data Protection02:27 China: A Broad Topic Indeed02:45 Offshore Tax Havens to DAOs04:24 Family Dynasties and the London Stock Exchange04:57 Labour Government Policies and Voting Systems06:32 Equal Paternity Leave: Good or Bad?07:31 Balancing Work and Parenting08:34 Enterprise Zones and Wrapping Up the Quizbusinesswithoutbullshit.meFollow us:YouTubeInstagramTikTokLinkedinTwitterIf you'd like to be on the show, get in contact - mail@businesswithoutbullshit.meBWB is powered by Oury Clark

EP 289 - Merida is founder of MetaGen, an app which simplifies metadata collection to ensure artists receive their fair share of royalties.We unpack the complexities of music metadata management and its impact on artists' financial stability. Merida explains how MetaGen works to ensure artists receive the royalties they deserve. Merida sheds light on her journey from musician to tech entrepreneur while dealing with the challenges of venture capital gender bias. We discuss gender perspectives in business, examine stereotypes, societal expectations, and debate why bias issues exist in healthcare.Merida also explains why sexual harassment in the music industry qualifies for the big bin of bullshit.Chapters:00:00 Welcome to BWB00:53 The Web of Music Metadata and Royalties01:21 Merida's Mission: Simplifying Metadata for Musicians04:42 The Birth and Vision of MetaGen12:18 AI in Music Metadata Management14:57 The Business Side: Funding, Monetisation, and Impact16:30 Emotional and Practical Challenges of Music Metadata27:59 The Fear of Financials: Musicians vs. Spreadsheets34:11 The Future of Metadata in Music36:43 Deep Dive into Metadata and Its Impact38:37 Challenges and Advice in the Startup World44:14 Gender Bias and Investment in Startups48:21 The Complexities of Gender Roles and Bias53:10 Bullshit In Biz - Sexual Harassment in the Music Industry 56:07 Quickfire Round: Getting to Know Merida01:03:48 Top Tips for Entrepreneursbusinesswithoutbullshit.meFollow us:YouTubeInstagramTikTokLinkedinTwitterIf you'd like to be on the show, get in contact - mail@businesswithoutbullshit.meBWB is powered by Oury Clark

EP 288 - Founder & CEO of GloveGlu Paul Sherratt is in the quiz seat this week for a rapid-fire session delving into personal anecdotes and broaching topics like the value of family, changing dynamics with generational shifts, and the effects of social media on the business landscape.Chapters:00:00 Welcome to BoB quiz00:49 Business Cards and Health & Safety01:37 Debate on Spending Time with Kids02:08 The Impact of TikTok on Business and Personal Life03:11 Audits, Unique Selling Proposition, and Venture Capital05:01 Crowdfunding and Social Media in Business06:07 Reflections on Working with Family in Business09:13 The Scoring and Conclusion of the Showbusinesswithoutbullshit.meFollow us:YouTubeInstagramTikTokLinkedinTwitterIf you'd like to be on the show, get in contact - mail@businesswithoutbullshit.meBWB is powered by Oury Clark

EP 287 - Paul is founder and CEO of GloveGlu, a global sports brand that specialises in goalkeeper products and services. We speak about Paul’s personal and professional journey, from his initial leap into entrepreneurship to creating and scaling GloveGlu. He shares crucial lessons on product development, market analysis, and the significance of adaptability and honesty in business. We discuss business growth, innovation in the sporting goods industry, and share advice for aspiring entrepreneurs. Paul also tell us why lazy product buyers qualify for the big bin of bullshit.Paul's recommendations:How I Built This with Guy Raz (podcast)Shoe Dog - Phil Knight (book)businesswithoutbullshit.meFollow us:YouTubeInstagramTikTokLinkedinTwitterIf you'd like to be on the show, get in contact - mail@businesswithoutbullshit.meBWB is powered by Oury Clark

EP 286 - Co-Founder and CEO of Global Street Art Lee Bofkin jumps in the quiz seat this week to give his very illuminated thoughts on a variety of topics including the role and impact of influencers, the concept of price negotiation, the significance of mentors and the relevance of terms like 'Digital Nomads'. We touch on political power dynamics in Russia and China, critiquing absolute power and the retreat of democracy, as well as lighter topics like the concept of 'working in your garden' ; Pippa asks could that a euphemism for something more promiscuous perhaps? ;)Chapters:00:00 Welcome to BoB quiz00:39 Discussion on Influencers01:48 Thoughts on Russia and Price Negotiation03:05 Views on Mentors and Silicon Roundabout03:39 Insights on Corporate Social Responsibility04:54 Opinions on Client Lunches and Free Ports05:34 Working in the Garden and Digital Nomads07:19 B Corps and Carbon Offsetting09:45 China and Planned Obsolescence11:43 Final Thoughts and Quiz Score11:57 Closing Remarksbusinesswithoutbullshit.meFollow us:YouTubeInstagramTikTokLinkedinTwitterIf you'd like to be on the show, get in contact - mail@businesswithoutbullshit.meBWB is powered by Oury Clark