Australian Finance Podcast

Discover how to confidently research ETFs with a five-step checklist! Learn to define an ETF's goal, identify hidden fees, and scrutinize its holdings. Understand tracking differences, performance comparisons, and the importance of size and liquidity. Explore real ETF examples and uncover why diversification is key. Plus, get practical tips for beginners to avoid costly mistakes and start investing smartly.

In this discussion, Hayden Smith, co-founder and CTO of Pearler, dives into the intersection of AI and finance. He shares his unconventional wisdom teeth money-saving story and explores how personal finance parallels skill-building. Hayden discusses the impact of AI on investing tools, revealing the pitfalls of overengineering in fintech. He explains 'vibe coding' and its implications for software development while offering career advice for navigating the challenging AI landscape. Expect valuable insights on simple investing and the future of financial apps!

This discussion tackles the intriguing issue of zero-fee super funds and the hidden risks they may hide. The hosts explore what a reasonable turnaround time for financial advisers looks like and how to maintain effective communication. They ease market crash fears with strategies for reassuring those anxious about financial downturns. Additionally, they clarify the implications of becoming ineligible for FHSS contributions. Lastly, they define the ‘cost of opening your front door’ and its importance in understanding daily financial needs.

Emma Edwards, a financial behavior expert and author of 'The Wardrobe Project,' shares her insights on smart spending. She discusses how to identify personal spending values through past purchases. Edwards explains triggers that lead to unhelpful buying decisions and presents her ultimate rule for avoiding unnecessary purchases. She introduces the ins and outs budgeting method to enjoy discretionary spending without overspending. Finally, she suggests a frugal reset week to recalibrate financial habits and boost discretionary funds.

In this engaging discussion, David Gardner, co-founder of The Motley Fool and author of Rule Breaker Investing, shares his insights on growth investing. He argues that individual investors can outperform the market by embracing a 'lose to win' philosophy, allowing for occasional losses to capture significant gains. David outlines six traits of rule-breaking companies, such as being a top dog and first mover. He also touches on conscious capitalism and the importance of aligning investments with a purposeful vision for the future, while emphasizing that AI is an accelerator, not a replacement for human judgment.

In this engaging discussion, Lexi Smith, a money coach and financial adviser at MoneyVine, shares her expertise on budgeting and family financial planning. She provides practical tips to save during the festive season and maximize annual leave for rejuvenating holidays. Lexi dives into the costs of raising kids and offers strategies for effective savings and investing for their future. Plus, she introduces clever AI tools to aid in holiday planning and emphasizes the importance of setting solid financial goals for 2026.

Dive into the world of thematic ETFs! Discover what makes these investment vehicles different and the risks involved. Owen analyzes five specific ETFs, including the Cybersecurity focus of HACK and the environmentally conscious ETHI. Learn about the tech giants in the FANG ETF and the healthcare exposure of IXJ, geared towards an aging population. Finally, explore the opportunities and challenges within the Chinese tech market through DRGN. A treasure trove of insights for savvy investors!

In this engaging discussion, Ben Kingsley, founder of Empower Wealth and property investment expert, shares insights from his latest book. He explains how to retire with $3,000 a week using a smart mix of superannuation and property investments. He warns against social media trends in property, highlights common mistakes beginners make, and discusses choosing quality investment-grade properties. Ben emphasizes a five-step approach to investing, the importance of mindset, and offers practical strategies like renovation to maximize returns.

Qiao Ma, Portfolio Manager at Munro Partners, specializes in global small and mid-cap growth investing. She shares insights on identifying killer stocks and the importance of founder-led companies in achieving long-term success. Qiao recounts her survival during the GFC and emphasizes the significance of control in investments. She discusses how AI presents opportunities that overshadow smartphones and highlights the necessity of robust risk management through disciplined strategies. Finally, she advises being true to oneself and the value of early financial guidance.

In this bonus episode of the Australian Finance Podcast, host Gemma Mitchell returns with part two of The Money Reset 2 part series. If you’re ready to take your financial reset to the next level, this bite-sized episode walks you through the final six steps, tackling debt, property, super, and protection, and shows you how to build lasting flexibility and freedom with your money. Gemma shares simple actions and insights to help you future-proof your finances and create a life that feels secure, balanced, and on your terms. Resources for this episode Buy Gemma’s book “The Money Reset” Ask a question (select the Finance podcast) Show partner resources Join Pearler using code “RASK” for $15 of Pearler Credit Get 50% off your first two months using PocketSmith View Betashares range of funds Chapters (approximate) (00:00) Introduction (02:52) Doubling Down on Debt (05:50) Planning Your Property Path (07:47) Maximising Your Superannuation (10:15) Planning for the Unexpected (12:38) Protecting Your Financial Future (14:26) Financial Flexibility (16:43) Summary Rask resources All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices