The Business Times Podcasts

Money Hacks Ep 63: What are vehicle protection services? 15:13 min Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips. How different are vehicle protection services from car insurance? Ernest hosts Manfred Schmoelz, president of the Asia-Pacific region for Assurant, as he answers the following:   1. What should consumers look out for, when buying a new car? (4:00) 2. What about some Singapore car owners who only intend to keep their cars for 3 to 5 years? Do they need to consider different approaches when choosing a vehicle protection service? (6:02) 3. The changing profile of the Asian consumer. (9:10) 4. How AI adoption - combined with human supervision and compassion -  helps make claims and turnarounds faster and more efficient, and reduce fraudulent cases. (10:22) Produced by: Ernest Luis and Lee Kim Siang Edited by: Adam Azlee Discover Money Hacks Podcast fortnightly on Mondays and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGP Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T  --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/btmoneyhacks Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

Money Hacks Ep 62: What is a robo-advisory? 10:15 min Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips. Robo-advisers are becoming more common in Singapore, but just what is a robo-advisory and how is it different from traditional investing methods? Chris Lim hosts Evy Wee, head of financial planning & personal investing at DBS, who explains the basics: 1. What is a robo-advisory? (0:24) 2. Are robo-advisers easier for people who are starting their investing journey? (1:16) 3. What kind of fees are involved? (4:20) 4. Equities vs ETF portfolios: what are the basic considerations? (7:57) Produced by: Chris Lim and Lee Kim Siang Edited by: Adam Azlee Discover Money Hacks Podcast fortnightly on Mondays and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGd Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T  Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQSee omnystudio.com/listener for privacy information.

Money Hacks Ep 61: Getting the most out of cashback/rewards cards 10:03 min Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips. Most Singaporeans have either a cashback or rewards points credit card, some even have both; but are we getting the most out of them? We speak with Mark Cheng, media sales lead at financial comparison site MoneySmart.sg, who shares his insights with us: 1. What are some of the basic things you need to consider? (0:31) 2. Things to take note of when redeeming air miles/points (5:07) 3. What if my spending is not consistent enough to maximise the benefits? (6:19) Produced by: Chris Lim and Lee Kim Siang Edited by: Adam Azlee Discover Money Hacks Podcast fortnightly on Mondays and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGd Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T  Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/btmoneyhacks Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

Money Hacks Ep 60: Maximising air miles and credit cards 9:04 min Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips. Singaporeans love to get out of the country at every opportunity and this episode focuses on understanding credit cards and air miles better. We speak with Mark Cheng,  media sales lead at financial comparison site MoneySmart.sg He breaks down the various options: 1. Which card is better, those that accrue miles or points? (1:17) 2. What misconceptions are there? (2:00) 3. What to consider before redeeming your air miles (4:08) 4. How do you maximise your air miles? (5:06) Produced by: Chris Lim and Lee Kim Siang Edited by: Adam Azlee Discover Money Hacks Podcast fortnightly on Mondays and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGd Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T  Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/btmoneyhacks Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

Money Hacks Ep 59: Mortgage loans 101  14:44 min Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips. This episode focuses on understanding mortgage loans better. We speak with Cris Ng, the head of mortgage at financial comparison service Moneysmart.sg He walks us through various options: 1. Customers tend to fear mortgage loans and want to pay as little as possible and pay off as soon as possible. Why this is a misconception. (1:37) 2. Should you go for floating or fixed mortgage rates? (2:31) 3. First-timers, upgraders, seasoned investors: What they should know, including tips on types of mortgages they should choose (8:44) 4. Why is refinancing often overlooked by Singapore customers? (9:45) 5. How upgraders can approach mortgage decisions and the practice of "decoupling". (11:33) Produced by: Ernest Luis and Lee Kim Siang Edited by: Adam Azlee Discover Money Hacks Podcast fortnightly on Mondays and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGd Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T  Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQSee omnystudio.com/listener for privacy information.

Money Hacks Ep 58: Credit cards for millennials  9:54 min Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips. This episode focuses on credit cards for millennials specifically. We speak with Natalia Goh, head of credit cards and personal loans at Standard Chartered Bank Singapore who . She tackles our questions: 1. What would a millennial need from a credit card? (0:27) 2. Besides air miles, is cashback also another criteria millennials look at? (2:20) 3. How many credit cards do millennials typically hold? (3:55) 4. What should millennials look at when choosing a credit card? (4:51) 5. Should millennials be looking at pairing a bank account with a credit card to maximise benefits? (8:01) Produced by: Chris Lim & Lee Kim Siang Edited by: Adam Azlee Follow more Money Hacks podcasts and rate us on: Spotify: http://str.sg/oeGN  Apple Podcasts: http://str.sg/oeXe  Google podcasts: http://str.sg/oeGd  Playlist: https://str.sg/JwDa  Website: https://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra:  https://str.sg/Jw5T  Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ --- Discover more BT podcast series: BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast on: http://bt.sg/btwealthbt BT Podcasts on: https://bt.sg/btmoneyhacks Follow our shows then, if you like short, practical podcasts!See omnystudio.com/listener for privacy information.

BT podcast Ep 5: SFF x Switch 2019 - Greening finance 3:30 min Synopsis: The Singapore Fintech Festival x Singapore Week of Innovation and Technology will run from Nov 11-15, 2019.  How should the financial sector nudge the real economy towards caring about climate change? Monetary Authority of Singapore’s managing director Ravi Menon talks about the risks of stranded assets, and the room for more innovation in green finance. Stay tuned for more episodes in this special edition of BT's podcasts. Find out more: Green drive will hit fossil-linked assets; banks need to get ready Produced by: Jamie Lee and Lee Kim Siang Edited by: Penelope Lee Thank you for your support! ST and BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T  Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ ---Follow BT podcasts:Channel: http://bt.sg/podcasts BT Money Hacks Podcast on: https://bt.sg/btmoneyhacks BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast at: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg ---Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.See omnystudio.com/listener for privacy information.

BT podcast Ep 4: SFF x Switch 2019 - Deciphering crypto 4:58 min Synopsis: The Singapore Fintech Festival x Singapore Week of Innovation and Technology will run from Nov 11-15, 2019.  Facebook’s stablecoin Libra has thrown new debate on whether cryptocurrencies can function as a new form of money, and how this will upend the very existence of central banks. But the Monetary Authority of Singapore says central banks don’t really need to issue digital currencies. Head of Singapore’s central bank Ravi Menon explains why. Stay tuned for more episodes in this special edition of BT's podcasts. Find out more: A digital currency? MAS is not convinced Produced by: Jamie Lee and Lee Kim Siang Edited by: Penelope Lee Thank you for your support! ST and BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T  Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ ---Follow BT podcasts:Channel: http://bt.sg/podcasts BT Money Hacks Podcast on: https://bt.sg/btmoneyhacks BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast at: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg ---Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.See omnystudio.com/listener for privacy information.

BT podcast Ep 3: SFF x Switch 2019 - Digital banking 5:31 min Synopsis: The Singapore Fintech Festival x Singapore Week of Innovation and Technology will run from Nov 11-15, 2019.  There’s been bubbling interest in a new breed of banks debuting in Singapore. Will they eat the lunch of incumbents? We ask the Monetary Authority of Singapore’s managing director Ravi Menon. Stay tuned for more episodes in this special edition of BT's podcasts. Find out more: Banking on digital: tapping the unmet needs of SMEs, millennials, and the gig economy Produced by: Jamie Lee and Lee Kim Siang Edited by: Penelope Lee Thank you for your support! ST and BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T  Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ ---Follow BT podcasts:Channel: http://bt.sg/podcasts BT Money Hacks Podcast on: https://bt.sg/btmoneyhacks BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast at: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg ---Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.See omnystudio.com/listener for privacy information.

BT podcast Ep 2: SFF x Switch 2019 - Why does fintech matter? 4:44 min Synopsis: The Singapore Fintech Festival x Singapore Week of Innovation and Technology will run from Nov 11-15, 2019.  Cheaper, better, faster. Fintech isn’t a lofty concept. At its heart, it is technology that should make life easier when it comes to making financial decisions. Monetary Authority of Singapore’s managing director Ravi Menon tells us how fintech can improve everyday transactions. Stay tuned for more episodes in this special edition of BT's podcasts. Find out more: In about 4 yrs: Retail payments across Asean via mobile numbers Produced by: Jamie Lee and Lee Kim Siang Edited by: Penelope Lee Thank you for your support! ST and BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T  Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ ---Follow BT podcasts:Channel: http://bt.sg/podcasts BT Money Hacks Podcast on: https://bt.sg/btmoneyhacks BT Mark To Market Podcast on: http://bt.sg/btmark2mkt WealthBT Podcast at: http://bt.sg/wealthbt Feedback to: podcast@sph.com.sg ---Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.See omnystudio.com/listener for privacy information.