The Business Times Podcasts

Markets are on a tear since the Federal Reserve signalled a pivot towards cutting interest rates in 2024. How should you position your portfolio? Here are some thoughts on bond yields; geopolitical risk in 2024; investing in value equities; and keeping faith in balanced portfolios. Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua. Highlights of the podcast:  01:29 Indications of what the Fed may do next year 03:20 Bond yields are attractive and offer a return above inflation 05:19 2024 is a record year for elections, raising geopolitical risk 08:20 Opportunities in value equities 10:08 Balanced portfolios are alive and well 12:12 Reinvesting out of cash Written and hosted by: Genevieve Cua (gen@sph.com.sg) Edited by: Howie Lim & Claressa Monteiro  Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media — Follow WealthBT podcasts and rate us at: Channel: bt.sg/btwealthbt Apple Podcasts: bt.sg/wbAP Spotify: bt.sg/wbSP Google: bt.sg/wtGO Website: bt.sg/wealthbt Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks Podcast at: bt.sg/btmoneyhacks BT Mark To Market Podcast at: bt.sg/btmark2mkt BT Podcasts at: bt.sg/pcOM PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Branded Podcasts: bt.sg/btbrpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

A common misconception surrounding job redesign is that employees resist, need to be cajoled or ‘hand-held’ into it. Meet Peter Wu from South Beach Consortium who asked for it, got it, did it and won awards for the company after! A success story if we’ve ever heard one. Howie Lim also speaks to his general manager, Samantha Tan.  Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. Follow on audio apps Apple Podcasts, Spotify and Google Podcasts, or Google Home smart speaker devices. Produced by The Business Times, SPH Media, in collaboration with WSG. Highlights: 00:43 The motivation to pursue career conversion 02:23 Common misconceptions of job redesign 03:52 The challenges of job redesign and how to cope 06:02 Let purpose be your guide 07:18 SBC’s long term vision 09:27 Benefits of job redesign for the employer More about: Workforce Singapore (WSG) https://go.gov.sg/hp-wsg Job Redesign initiatives for different sectors https://go.gov.sg/hp-wsgjr Support for Job Redesign under Productivity Solutions Grant (PSG-JR) https://go.gov.sg/hp-psgjr Written, hosted and produced by Howie Lim (howielim@sph.com.sg) With Samantha Tan, general manager and Peter Wu, senior manager, operations, innovations and sustainability, South Beach Consortium. Edited by: Howie Lim & Claressa Monteiro Engineered by: Joann Chai Pei Chieh Executive producer: Claressa Monteiro A podcast by BT Podcasts, The Business Times, SPH Media ---  Follow Hired: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Google Podcasts: bt.sg/bpgo Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks: bt.sg/btmoneyhacks BT Mark To Market: bt.sg/btmark2mkt  WealthBT: bt.sg/btwealthbt PropertyBT: bt.sg/btpropertybt BT Market Focus: bt.sg/btmktfocus BT Podcasts: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

At the heart of upskilling and reskilling is staying employable. But what does upskilling and reskilling in the era of digital disruption and AI really entail? What are the challenges of upskilling and why is unlearning just as important? Claressa Monteiro finds out.  Synopsis: A monthly podcast series from The Business Times on current affairs, societal issues and government policies explored through the lens of how it impacts us in Singapore and in the region. Highlights of the conversation: 00:53 Reality of upskilling and reskilling 05:58 Importance of unlearning 10:01 AI and job displacement 12:45 Employer's role in upskilling 17:44 Uniqueness for job opportunities Written and hosted by: Claressa Monteiro (claremb@sph.com.sg) With Brandon Lee, assistant chief executive of Workforce Singapore, Alvin Goh, executive director of Singapore Human Resources Institute and Derrick Chang, CEO of PSB Academy Edited by: Claressa Monteiro  Produced by: Claressa Monteiro & Joann Chai Pei Chieh Engineered by: Joann Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media. --- Follow BT Lens On:  Channel: bt.sg/btlenson Apple Podcasts: bt.sg/lensap Spotify: bt.sg/lenssp Google Podcasts: bt.sg/lensgo Website: bt.sg/lenson Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks: bt.sg/btmoneyhacks BT Mark To Market: bt.sg/btmark2mkt PropertyBT: bt.sg/btpropertybt WealthBT: bt.sg/btwealthbt BT Market Focus: bt.sg/btmktfocus BT Podcasts: bt.sg/pcOM BT Branded Podcasts at: bt.sg/brpodSee omnystudio.com/listener for privacy information.

Telling stories in a visually engaging way is becoming increasingly important in the ever evolving media landscape. Production editor Lee Kim Siang speaks to deputy visual editor Charmaine Martin to find out more about the benefits, processes and challenges involved. Synopsis: A monthly podcast conversation inspired by The Business Times column Off The Record, in which editors from the newsrooms of SPH Media, discuss the modern news industry from their insider's perspective. Highlights of the conversation: 00:47 Role and challenges in the newsroom 02:34 The evolution of graphics 03:43 The impact of graphics in news delivery 08:52 The role of AI in graphic design 10:18 Advice for aspiring designers Written and hosted by: Lee Kim Siang (kimsiang@sph.com.sg) With Charmaine Martin, deputy visual editor, The Business Times Recording engineer: Joann Chai Pei Chieh Produced by: Howie Lim Edited by: Claressa Monteiro A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT podcasts: Channel: bt.sg/pcOM Apple Podcasts: bt.sg/pcAP Spotify: bt.sg/pcSP Google Podcasts: bt.sg/pcGO Website: bt.sg/podcasts Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks: bt.sg/btmoneyhacks BT Mark To Market: bt.sg/btmark2mkt PropertyBT: bt.sg/btpropertybt WealthBT: bt.sg/btwealthbt BT Market Focus: bt.sg/btmktfocus BT Branded Podcasts at: bt.sg/brpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

The liquidity of gold is arguably on par with some of the major global currency debt and equity markets, such as the S&P 500. Does this mean in 2024 we should put our money in gold jewellery or gold ETFs? Howie Lim gets advice from Robin Tsui of State Street Global Advisors SPDR. Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Highlights of the conversation:  00:56 Gold’s performance in 2023 02:16 Gold continues testing record highs 06:15 The ultimate diversifier 07:44 High liquidity not compromised 10:48 Outlook for 2024 Written and hosted by: Howie Lim (howielim@sph.com.sg) With Robin Tsui, APAC gold strategist & SPDR gold sales specialist, State Street Global Advisors SPDR Edited by: Howie Lim & Claressa Monteiro Recording engineer: Joann Chai Pei Chieh Produced by: BT Podcasts, The Business Times, SPH Media Follow BT Money Hacks podcasts every first and third Monday of the month: Channel: bt.sg/btmoneyhacks Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  Google podcasts: bt.sg/oeGP  Website: bt.sg/moneyhacks Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Branded Podcasts at: bt.sg/brpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

How much do you know about CBDCs and how it’ll affect you? This digital form of money which is available to the general public and a liability of the central bank gives you broad access to digital money that is free from credit risk and liquidity risk.  Howie Lim gets insights from Janet Young, managing director and head, group channels and digitalisation, strategic communications and brand at UOB. Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. Follow on audio apps Apple Podcasts, Spotify and Google Podcasts, or Google Home smart speaker devices. Produced by The Business Times, SPH Media. This episode of Future of Finance podcast is presented by UOB. Highlights: 01:14 MAS’ Project Orchid 02:35 UOB’s involvement and purpose-bound money 04:59 Local banks and Orchid Pilots 07:14 The evolution of tech stacks 09:35 Whole CBDC; future of money 10:50 What it all means for consumers More about: UOB https://www.uobgroup.com/uobgroup/index.page  UOB Innovations https://www.uobgroup.com/techecosystem/sff/index.html#innovations UOB: Corporate & Institutional Banking https://www.uob.com.sg/corporate/index.page Written, hosted and edited by Howie Lim (howielim@sph.com.sg) With Janet Young, managing director and head, group channels and digitalisation, strategic communications and brand at UOB. Engineered by: Joann Chai Pei Chieh Executive producer: Claressa Monteiro A podcast by BT Podcasts, The Business Times, SPH Media ---  Follow Future of Finance podcasts: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Google Podcasts: bt.sg/bpgo Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Minority investor fury at Manulife US Reit, Sabana Reit and Dasin Retail Trust has turned the spotlight on the effectiveness of the statutory protections under the external-manager model adopted by most Singapore Reits and business trusts. But switching to an internal-manager model is not a simple matter.  Synopsis: Listen to senior correspondent Ben Paul's analysis and insight on market trends and corporate issues in Singapore in this podcast series based on his weekly column in The Business Times. Highlights of the podcast: 02:06 Perilous outlook for Reits, property trusts in 2024 04:32 Manulife US Reit sponsor less than generous 10:32 Sabana, Dasin unitholders want internal managers 13:09 Manager-internalisation pathway will boost market 16:30 Should investors bet on Manulife US Reit’s recovery? Written and hosted by: Ben Paul (benpaul@sph.com.sg) Edited by: Howie Lim & Claressa Monteiro Produced by: Ben Paul & Howie Lim Engineered by: Joann Chai Pei Chieh A podcast BT Podcasts, The Business Times, SPH Media Follow BT Mark To Market: Channel: bt.sg/btmark2mkt Apple Podcasts: bt.sg/4DJp Spotify: bt.sg/4DJN Google Podcasts: bt.sg/4D2E Website: bt.sg/mark2mkt Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Money Hacks: bt.sg/btmoneyhacks WealthBT: bt.sg/btwealthbt PropertyBT: bt.sg/btpropertybt BT Podcasts: bt.sg/pcOM BT Market Focus: bt.sg/btmktfocus BT Branded Podcasts: bt.sg/brpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

The unsung heroes of the pandemic were undoubtedly the logistics sector. And industry transformation and job redesign help propel it further, allowing them to tirelessly continue their essential work. Howie Lim speaks to Ricky Loo, CEO of CWT Integrated to find out how job redesign has helped some positions become as fun as playing computer games! Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. Follow on audio apps Apple Podcasts, Spotify and Google Podcasts, or Google Home smart speaker devices. Produced by The Business Times, SPH Media.  Highlights: 01:17 The long journey of transformation 03:16 Successful job redesign in logistics 04:43 Mentorship key to employee buy-in 06:35 Staff embracing job redesign 08:04 How job redesign has helped the industry 08:52 The continuing evolution of logistics More about: Workforce Singapore (WSG) https://go.gov.sg/hp-wsg Job Redesign initiatives for different sectors https://go.gov.sg/hp-wsgjr Support for Job Redesign under Productivity Solutions Grant (PSG-JR) https://go.gov.sg/hp-psgjr Written, hosted and produced by: Howie Lim (howielim@sph.com.sg) With Ricky Loo, CEO of CWT Integrated Edited by: Claressa Monteiro Engineered by: Joann Chai Pei Chieh Executive producer: Claressa Monteiro A podcast by BT Podcasts, The Business Times, SPH Media ---  Follow Hired: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Google Podcasts: bt.sg/bpgo Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks: bt.sg/btmoneyhacks BT Mark To Market: bt.sg/btmark2mkt  WealthBT: bt.sg/btwealthbt PropertyBT: bt.sg/btpropertybt BT Market Focus: bt.sg/btmktfocus BT Podcasts: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Is there still a place in your portfolio for real estate and property investments? Can real estate investing still help you build wealth in 20204? Howie Lim gets insights from Paul Tostevin and Alan Cheong from Savills, Lee Nai JIa from PropertyGuru Group and Benny Ong from I Quadrant.  Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips. Highlights of the conversation:  01:12 Outlook for property investment in 2024 05:00 Real estate market presents wealth building opportunities 09:56 Property still has a place in portfolio 13:15 Where the opportunities are Written and hosted by: Howie Lim (howielim@sph.com.sg) With Lee Nai Jia, head of real estate intelligence, data and software solutions, PropertyGuru Group, Paul Tostevin, head of Savills world research, Alan Cheong, head of research Singapore at Savills and Benny Ong, co-founder, I Quadrant.  Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim Engineered by: Howie Lim A podcast BT Podcasts, The Business Times, SPH Media — Follow BT Money Hacks podcasts every first, third and fifth Monday of the month, and rate us on: Channel: bt.sg/btmoneyhacks Apple Podcasts: bt.sg/oeXe  Spotify: bt.sg/oeGN  Google podcasts: bt.sg/oeGP  Website: bt.sg/moneyhacks Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Mark To Market Podcast at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Branded Podcasts at: bt.sg/brpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

As Generative AI begins its integration into daily banking operations in the name of productivity and efficiency, one inevitably worries about the safety of one's assets and data. But technology enabling the financial services space is nothing new. However, enabled as well are bad actors. How can the sector ensure safety and assuage fears?  Jenita Soetanto, Executive Director, Enterprise Data Delivery Monetisation, UOB shares strategies with Howie Lim.  Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner. Follow on audio apps Apple Podcasts, Spotify and Google Podcasts, or Google Home smart speaker devices. Produced by The Business Times, SPH Media. This episode of Tech in Finance podcast is presented by UOB. Highlights: 01:26 How AI helps the customer 03:00 Classical AI vs. Generative AI 06:06 Generative AI solutions unearth loopholes 07:05 Responsible deployment of AI 08:45 Customers’ data is rigorously guarded More about: UOB pioneers trial of Microsoft 365 Copilot Generative AI tool https://www.uobgroup.com/uobgroup/newsroom/2023/uob-microsoft-copilot-genai-tool.page?path=data/uobgroup/2023/278&cr=segment UOB to build new global technology and innovation centre in Punggol Digital District https://www.uobgroup.com/uobgroup/newsroom/2023/uob-build-new-global-tech-and-innovation-centre-in-punggol-digital-district.page?path=data/uobgroup/2023/265&cr=segment UOB all-in-one TMRW app https://www.uob.com.sg/personal/digital-banking/index.page Written and hosted by Howie Lim (howielim@sph.com.sg) With Jenita Soetanto, executive director, enterprise data delivery monetisation, UOB Edited by: Howie Lim & Claressa Monteiro ​Produced by: Howie Lim ​Engineer​ed by: Joann Chai Pei Chieh ​Executive producer: Claressa Monteiro ​A​ podcast by BT Podcasts, The Business Times, SPH Media ---  Follow Future of Finance podcasts: Channel: bt.sg/btbrpod Apple Podcasts: bt.sg/bpap Spotify: bt.sg/bpsp Google Podcasts: bt.sg/bpgo Website: bt.sg/brpod Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.  --- Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Mark To Market at: bt.sg/btmark2mkt  WealthBT at: bt.sg/btwealthbt PropertyBT at: bt.sg/btpropertybt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.