Sound Investing
Paul Merriman
Weekly podcasts with Paul Merriman. Strategic planning for investing at every stage of life.
Episodes
Mentioned books
May 30, 2018 • 1h 13min
Should we get out now? Plus 9 Q&A
My recent opportunities to educate investors have been extremely satisfying, including a presentation to teenagers and their parents on Bainbridge Island, mostly-retired investors at the AAII chapter in Portland, OR and to 200 students at Western Washington University. The following are questions that came rolling in from the groups, as well as emails from our readers …
May 21, 2018 • 52min
The Truth about Market Timing
Do you think the market is close to the top and you should be considering an exit strategy? Let’s talk about market timing, as it seems a lot of investors are concerned with it, judging from the number of questions I am receiving about timing subsequent to my interview with Meb Faber and Bogleheads’ comments after my interview with Dr. Jim Dahle of WhiteCoatInvestor.com. In …
May 16, 2018 • 1h 27min
Those who come out ahead have put their trust in the system over the long term
I had the recent pleasure of being interviewed by Meb Faber, co-founder and the Chief Investment Officer of Cambria Investment Management, and author of five books. We covered a lot of ground, speaking in some detail about my “Ultimate Buy & Hold Portfolio,” the power of diversification, and the pitfalls of emotional investing. We discussed the benefits of investing …
May 9, 2018 • 41min
What rate of return should I use in my retirement plan?
One of the toughest decisions in a financial plan is the assumption of returns for the equity part of the portfolio. This presentation is intended to help you in that decision. I just received my copy of the annual Dimensional Funds Matrix. This book contains 90 pages of return tables for more than 30 different asset classes. …
May 2, 2018 • 1h 10min
Investing for Life: Dr. Jim Dahle of White Coat Investing interviews Paul Merriman
In this interview with Jim Dahle, M.D., Paul covers about a wide range of investment topics, from getting started to retirement planning and distributions. This is an excellent introduction to Paul’s work, including buy-and-hold, market timing, bonds, Bogleheads, the work of the Merriman Financial Educational Foundation, DFA and portfolio management, Do-It-Yourselfers, and much more. While …
Apr 23, 2018 • 40min
The ultimate distribution strategy: 2018 update
Paul’s favorite distribution strateg Each year Paul updates his favorite distribution strategy. In this discussion listeners will want to have copies of distribution tables 3 and 12. These tables reflect a 5% initial distribution plus annual increases for inflation. Tables 17 and 16 also start …
Apr 18, 2018 • 43min
Big news- SPIVA and DALBAR reports are out!
Paul discusses two reports from his annual “must read” list: SPIVA and DALBAR. The SPIVA report makes the strongest statistical case for index funds over actively-managed funds. The DALBAR “Quantitative Analysis of Investor Behavior 2018 Report” (no link, as investors have to buy the report) makes the case that the combination of active management by mutual funds and …
Apr 9, 2018 • 1h 10min
Fixed Distribution Strategies-2018 Update
The decision to establish a fixed distribution strategy can help ensure your peace of mind in retirement. This strategy is designed for people who retire with “enough” to meet minimum cash flow needs, including future adjustments for inflation. If you are new to our work, please read “The Ultimate Buy-and-Hold portfolio, 2018 edition” and the latest Fine Tuning Your Asset Allocations article. These …
Apr 4, 2018 • 44min
The most important lesson from “Save $1000 a year. Retire with millions”
Paul begins this podcast in response to tough critiques from some readers about this very popular article and podcast. He speaks to what he thinks are the most important lesson for investors. He also answers 4 Q&As from readers and listeners.: Will you create recommended portfolios for popular HSAs? What asset allocation do …
Mar 26, 2018 • 1h 7min
Building a million dollar portfolio with $1000 a year
For over 20 years Paul has been producing articles and podcasts on 3 important decisions investors must make. The first is The Ultimate Buy-and-Hold Strategy, a discussion of the equity asset classes that Paul recommends investors use in their portfolio. The second is Fine Tuning Your Asset Allocation. The third, on
