Creating Wealth Real Estate Investing with Jason Hartman

Jason Hartman
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Mar 23, 2021 • 33min

1663: Home Builder Stocks, Rising Interest Rates, Business Funding & Personal Portfolio Review Client Case Study

There's all sorts of talk about how to measure the housing market. One way people don't discuss much is looking at is the stock prices of home builders. Jason takes a look at what's going on there and why the way many people view the impact of rising rates isn't the clear vision they seem to think it to be. After tackling rates and home builders, Jason goes to a recording he did with investment counselor Adam where Adam gave real numbers of how his properties performed in 2020, and how they've performed over their lifetime. These are actual profit and loss numbers that are from properties bought through the network. Key Takeaways: [3:45] What's happening with home builder stocks [10:17] There's not a parity of 1 house 1 buyer [16:57] Adam's portfolio review Website: www.JasonHartman.com/Fund 2020 Portfolio Review on YouTube
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Mar 19, 2021 • 38min

1662 FBF: Mortgage Questions, Appreciation vs Cash Flow & Contest Winner Announcement

Today's Flash Back Friday comes from Episode 1084, originally published in November 2018. Jason Hartman starts today's episode by answering more of the mortgage FAQs that were started in episode 1083 that were spawned from the recent Profits in Paradise event. He looks at his idea of Refi Til Ya Die and what it takes to finance your first 10 properties. He also unveils the Ring Doorbell/Amazon Echo contest winner(s)! Then Jason finishes his interview with client Drew Baker. This time the two tackle cryptocurrency, higher education, the investment landscape as it stands today, and the appreciation vs cash flow dilemma. Key Takeaways: [4:22] You need to either create your own mastermind group or join one if you are looking to improve your lot in life [10:09] Can you do a cash out refinance of your investment properties? [13:18] If your credit score is over 720 you need to borrow more money (assuming that you're borrowing for investment purposes that is) [15:42] Can you finance a primary residence regardless of how many investment properties you own? [17:55] The Ring Doorbell/Amazon Echo contest winners Drew Baker, Part 2 [21:37] A 1 world cryptocurrency would be terrifying and allow governments to inflate as much as they wanted [26:25] The college tuition bubble [29:24] What should investors be looking at today? [35:02] People tend to look at appreciation over cash flow because it's "sexier" Website: www.JasonHartman.com/Properties
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Mar 17, 2021 • 44min

1661: Client Case Study, 7 Properties with More on the Way, the Algorithm Echo Chamber & the Insurance Business

Jason Hartman starts off the show with a discussion about, potentially, the only business in the country with a negative cost of capital, and why we're starting to see the fear of inflation creeping into the mainstream. Then another client, this time Andrew Freitas, joins Jason to discuss their investing journey with the network. Andrew started buying properties a few years ago and hasn't tapped the brakes, with 7 properties in his portfolio now. Listen in as he explains how he's gone about doing it, how he handles his properties with his full time job, and why he's slowly gravitated toward more expensive properties. Key Takeaways: [5:27] Insurance is possibly the only business in the world with a negative cost of capital [10:22] The Algorithm Echo Chamber Andrew Freitas Client Case Study: [20:35] How Andrew's investing journey started [23:54] Covid-19 has impacted places like the psychiatric facility Andrew works [30:59] Dealing with property managers [35:36] Buying C, B, and A class properties Website: www.JasonHartman.com 1-800-HARTMAN
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Mar 15, 2021 • 53min

1660: RV Ratios, Sales Prices, Stimulus, Censorship, Beyond Woke & Thought Criminal with Michael Rectenwald

Why isn't the RV ratio as crucial today as it was 14 years ago when Jason started? Following the sound advice of long ago can actually make you lose out on fantastic opportunities now. In today's market, where homes are selling for over asking price, Jason explains how we need to re-evaluate our thinking. Then. January 6, 2021. According to Michael Recenwald, author of Beyond Woke, as well as Thought Criminal, that day is a day that will continue the slide toward censorship that we're experiencing today in America. Are we in the midst of a revolution? Is there a concern for freedom of thought, and how would this play out? Key Takeaways: [2:17] Redfin announced that properties are selling for over list price [8:00] why the RV ratio isn't as valid today as they were when Jason started [13:30] Where the stimulus is actually going Michael Rectenwald Interview: [18:45] Rectenwald feels that censorship will be further exacerbated by the events of January 6, and why are big-tech so leftist? [20:45] Are we undergoing a revolution? [24:20] Will UBI save you or put you in a bind? [32:15] Is there a concern for freedom of thought? [36:00] What is the reason for the wokeness movement? [44:00] Corporate socialism. [46:00] Does cryptocurrency make you feel free from the government? [47:00] Decentralization is the answer, but how do we go about it? Websites: www.MichaelRectenwald.com www.JasonHartman.com 1-800-HARTMAN
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Mar 12, 2021 • 37min

1659 FBF: Self-Management Mistakes, A Strong Economy & Mortgage FAQs

This Flash Back Friday comes from Episode 1083, originally published in November 2018. Today's episode starts off with Jason Hartman, in the car, back from Hawaii. He tackles the average length an American stays on the job these days, how technology is changing our buying habits, and starts answering some mortgage FAQs he's been getting lately. Then Jason talks with client Drew about a mistake he made in self-management that shifted his views on contracts, as well as exploring dividend stocks and the economic disaster that is Argentina currently. Key Takeaways: [6:46] Digital camera shipments are down 80% thanks to smartphones [8:20] Mortgage FAQ #1- Can you finance more than 10 properties? [9:43] You only need a 620 to finance your first 6 properties, then a 720 for properties 7-10 Drew Baker Interview: [13:18] A mistake Drew made that made him realize it's important not to deviate from the contract [17:32] Love or hate Trump, he's been good for the economy [21:50] Dividends may sound great, but they're not the most stable [27:05] The currency of today is just getting in front of people [31:30] Argentina has an economic disaster every 10 years Website: www.JasonHartman.com
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Mar 10, 2021 • 47min

1658: Jason's Mom on 1031 Exchanges, Rent Lags Changing RV Ratios, Self-Management Tips

What happens in California may not seem important if you don't live there, but it's a trend setting state. And there's a lot of tax things going on in California that should catch investors attention. Jason welcomes his mom back to the show, as the two discuss what's happening in California, as well as why she's finally selling her California properties, how she finds contractors from a distance, and more self-management tips. Website: www.JasonHartman.com www.YouTube.com/JasonHartmanRealEstate
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Mar 8, 2021 • 56min

1657: Cash Flow, Natural Disasters & Diversification

Adam just went through the Snowmageddon in Texas, losing water for a week while many others in the state went days without power. That experience led him to start thinking about Commandment #6: Thou Shalt Diversify, as well as the importance of cash flow. The two delve into how to diversify, how bad the housing shortage really is, why prices are spiking, where interest rates are headed, and what's out there today that actually makes sense the day you buy it. Website: www.JasonHartman.com www.youtube.com/watch?v=oIWmpZqWfV4
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Mar 5, 2021 • 47min

1656 FBF: NATIONWIDE PROPERTY INSURANCE MADE EASY

FlashBack Friday What is the best coverage for your multi-state real estate portfolio? Managing insurance policies for your entire real estate portfolio can be an administrative nightmare if the coverage is provided by multiple companies. Finding a reliable and informative insurance broker who is able to offer nationwide coverage from A level underwriters would eliminate the hassle. Today, Jason gets answers for all of your insurance questions from the brokerage firm of Ross Diversified. Key Takeaways: Jason's Editorial: [1:21] It's an amazing time to be alive! [2:33] China has finally ended their one child policy [4:40] The nature of the real estate industry is fragmented [9:34] Bad faith insurance or companies denying claims is common [10:30] A personal experience with National Real Estate Insurance Group [11:50] Monday's episode features the founder of WeGoLook [14:04] Can we get listeners in more countries than the U.S. has military bases in? [16:40] Meet the Masters with Garrett Sutton in January Ed Babtkis Guest Interview: [18:50] We have had nationwide insurance available for 30 years [19:50] Nuances to the nationwide real estate market make it a difficult product to offer [21:05] The underwriting companies which serve our brokerage firm [22:16] Nationwide programs are generally done on a blanket basis [25:21] Deductible options and norms [27:24] Getting the quote to the investor [29:54] Our company is approved by major financiers [31:20] Calculating insurance rates based on zip codes [33:30] Cash value is the number one issue insurance companies have [34:55] Replacement value is better coverage [36:33] How are land contracts insured? [39:12] Hard money lenders can place property coverage, but it costs a bit more [40:00] Loss of Rent insurance Mentions: JasonHartman.com Affinity Group Management Code Red Book We Go Look Ross Diversified Acceptance Indemnity Cincinnati Insurance Blackstone
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Mar 3, 2021 • 35min

1655: Are We In A Stock Market Bubble? Self-Management Tips from Clients

Are we in a Stock Market Bubble? Jason Hartman performs a walk-thru of the Wilshire 5,000 Index, discussing bubbles past and present. What kind of clues can we pick up? Self-management might not be for everyone, but it is for the empowered investor. Listen in for some self-management tips from clients across the Hartman Network. Key Takeaways: [1:20] Are we in a stock market bubble? Wilshire 5,000 Index [5:30] From The [first] Tech Bubble to the Housing Bubble. [7:55] We have two completely separate economies; the Wall St. economy and the Main St. economy. [12:00] Self-management and being an empowered investor, and using Thumbtack. [16:45] Refi 'Til Ya Die [20:40] Stagflate, tax, and lie. [26:00] If you are interested in self-managing, we highly advise you to join the Empowered Investor Network. [29:00] Thou shalt maintain control. Websites: jasonhartman.com/empowered jasonhartman.com/sweethome jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN
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Mar 1, 2021 • 41min

1654: Leave The City, Work From Home, Dr. Nicholas Bloom, Stanford University, National Bureau of Economic Research

Is a home worth its weight in gold or bitcoin? Jason Hartman shares some constitutionally great news for landlords. As well, let's start testing currency transfer efficiencies - starting with the Fed and Bitcoin. Jason Hartman talks with Stanford University, Professor of Economics, Dr. Nicholas Bloom. Bloom and Hartman discuss the significant economic changes in the US economy as well as social changes. How has the work from home trend grown through pandemic times, and are employees more productive in this environment? Will this work from home trend continue to give people reason to leave exhaustingly expensive homes in the city? Key Takeaways: [1:30] Landlords, are you ready for eviction moratorium good news? [3:40] Talking about measuring sticks, is housing worth its weight in gold or bitcoin? [8:15] Let's talk about money transfer inefficiencies. Bitcoin, or The Feds System banking transfer system, who loses? Nicholas Bloom [12:25] Working from home has absolutely exploded, from 5% to 60% at the peak of the pandemic. [13:10] Geography is less meaningful than ever in US history. [16:10] San Francisco has a sort of rental apocalypse due to the pandemic. [18:50] Working from home has already been on an upward trend. [26:00] The best way to fix the economy is to eliminate the virus. [28:30] Big tech never set out to censor what's online. [33:00] Are people more or less productive working from home? [35:15] Are we to expect inflation due to all of the money printing? Websites: jasonhartman.com/sweethome jasonhartman.com/protect JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

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