HousingWire Daily

Clayton Collins, CEO of HousingWire, dives into the future of the housing market as 2026 approaches. He discusses the crucial role data will play in shaping industry strategies. Topics include the integration of Builders Daily, partnerships among mortgage and builders, and signs pointing to a buyer's market. Clayton also highlights the importance of cross-sector knowledge and how economic data can drive actionable business tactics. He shares insights from the upcoming Housing Economic Summit that combines macro forecasts with practical executive takeaways.

Logan Mohtashami, the lead housing analyst known for his data-driven insights, joins to discuss the recent uptick in housing demand as mortgage rates dip towards 6%. He critiques doom-and-gloom narratives that have circulated this year, highlighting how exaggerated fears impact market dynamics. The conversation also covers seasonal inventory shifts, the significance of pending sales, and what we can expect from mortgage rates during the holidays. Mohtashami emphasizes the importance of cautious optimism as inventory trends shape the market outlook.

Logan Mohtashami, Lead Housing Analyst known for his data-driven insights on the housing market, joins to share optimism for 2025. He discusses how improved mortgage spreads contributed to lower rates and increased demand, contrasting 2025's stability with 2023's turmoil. Logan highlights a return to a balanced housing inventory and the importance of strong household finances. He also critiques the idea of 50-year mortgages, emphasizing the value of sound economic policies. This discussion reveals a promising outlook for the housing market ahead.

Logan Mohtashami, a leading analyst in housing and labor markets, joins to discuss insights from the September jobs report and the current state of existing home sales. He highlights how the job market surprised with better-than-expected figures despite rising unemployment rates. Logan also examines the implications of alternative labor market indicators and the potential for recession. Additionally, he shares reasons behind the uptick in home sales, emphasizing mortgage rates and positive trends in purchase applications.

Kenon Chen, the Executive Vice President of Strategy and Growth at Clear Capital, discusses pivotal appraisal changes set for 2026. He highlights the importance of UAD 3.6 and warns the industry is behind schedule in adapting. Chen emphasizes the role of mobile technology and machine learning in enhancing appraisals while maintaining the necessity of human appraisers. He also shares insights on how modern workflows can attract new talent to the field, advocating for standardization in data to improve appraisal quality and consistency.

In this discussion, Logan Mohtashami, a lead analyst in housing and mortgage markets, shares insights into Trump's potential picks for the Fed chair. He explains how these choices could impact mortgage rates and critiques the idea of sending out $2,000 checks. Delving into the relationship between labor data and mortgage rates, Logan emphasizes that the labor market holds more sway than Fed decisions. Additionally, he discusses the constraints of the Fed's committee structure and why sweeping rate cuts might be limited.

Erin Dee, COO of Interlink Mortgage and president of the Texas Mortgage Bankers Association, discusses the evolving Texas housing market. She highlights the challenges of affordability driven by rising rates, wages, and insurance costs. Erin contrasts market trends across major cities like Austin, Dallas, and Houston, emphasizing unique growth in population and jobs. She advocates for resilient construction and innovative zoning to enhance affordability while addressing weather-related insurance concerns. Erin also shares insights on legislative advocacy and forecasts a market correction ahead.

Logan Mohtashami, a lead housing analyst, discusses intriguing trends in housing demand amidst economic uncertainty. He highlights a notable rise in weekly housing demand, driven by stable mortgage rates around the low sixes. Logan predicts that this demand will significantly impact early 2026 sales while critiquing simplistic housing forecasts. He emphasizes the importance of inventory trends and how sustained lower rates influence buyer and seller behavior, setting the stage for a vibrant housing market.

Logan Mohtashami, a lead analyst specializing in housing and mortgage market data, joins to discuss the Federal Reserve's recent hawkish stance. He explains why Fed officials are resisting December rate cuts and how their rhetoric is influencing market expectations. Logan also touches on Powell's evolving views on the labor market and the Fed's focus on inflation targets. He emphasizes the importance of labor-market signals before cuts occur and provides insights on the housing market's sensitivity to rate changes, including the impracticality of a 50-year mortgage.

Logan Mohtashami, Lead Analyst specializing in housing and labor-market analysis, dives into the potential absence of October's jobs data, highlighting political and logistical factors at play. He discusses how alternative metrics like IRS tax receipts can gauge the economy in the absence of official reports. Logan also addresses the challenges of small business hiring amidst low wage growth and critiques the NAR's first-time buyer survey for its methodology. He concludes with insights on how immigration and demographics shape the future of the labor market.