Everyone's Talkin' Money

In this Shannah Shares, Community Q&A episode, I'm sharing the 7 tips to help you stay focused on your money goals inspired by a question form Amanda:"I love your podcast and have been listening for over a year now being inspired and working towards my goals. Maybe my question isn't really a question, but more like a request for a pep talk. I have 4 main money goals that I've been slowly working towards Paying off my student loans, saving 4 months of expenses in my emergency fund, saving $3,000 in a what I like to call an "oh shit fund" (I can access this savings account much quicker than my emergency fund), and finally saving for a house. For the past 6 years, I've been laser-focused on paying off my student loans, but because of the pandemic, I decided to shift my focus on hitting my emergency fund goal. Recently, however, I've been struggling with staying focused on achieving the emergency fund goal. I now have only $9,000 left to go of my student loans and I'm also only 3 months away from hitting my emergency fund goal, but now I'm getting the urge to use basically all of my emergency fund money to pay off my student loans now. I know if I did this, I would feel AWESOME but know I would feel anxious knowing I had no emergency fund to fall back on. Do you have any suggestions for staying focused on one goal before making a rash decision and jumping to another goal? I know these are all good problems to have, but I would really love some words of encouragement or advice on how to stay focused on my current goal. "LinksIf you enjoyed this episode, check out a few other goal related episodes below.The Secret to Finding Joy in Saving MoneySet Your Money Intentions Episode SponsorsI want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney .Listen to TED Business from the TED Audio Collective on Apple Podcasts, Spotify, or wherever you’re listening to this.Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card when you sign up at blockfi.com/MYMONEY.Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.FOLLOW & SHARELove this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&AHave a Shannah Shares question, success story, or comment, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it take to become an everyday millionaire? If I had a dollar for every time someone asked me how to get to millionaire status, I’d probably be a multi-millionaire by now. Deacon Hayes, former financial advisor, founder of Well Kept Wallet, and author of You Can Retire Early, knows a thing or two about millionaire status. Over the last few years, he’s dedicated himself to becoming debt-free and educates people just like you on how to do the same. Recently, he became so inspired to teach you how to become an everyday millionaire that he wrote a rap song all about it. In this episode, Deacon shares his top tips to help you step into everyday millionaire status, and even gives us a little sneak peek of his song.LinksWell Kept WalletYou Can Retire EarlyEveryday Millionaire SongYou Can Retire Early Podcast EpisodeEpisode SponsorsGo to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney .Listen to TED Business from the TED Audio Collective on Apple Podcasts, Spotify, or wherever you’re listening to this.Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY.Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.FOLLOW & SHARELove this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money and relationships can be tough. Over the last few years, there’s been a lot of chaos in the world. With money a constant source of stress, relationships are getting tested. Covid seems to have brought out two extremes in relationships - one partner embracing the “life is short” motto while the other partner might be feeling vulnerable and have a need to save for any future emergencies. These two opposites, or really any money conflict in a relationship, can be tough to sort through. Dr. Shauna Springer is back to illuminate money and relationships and share insider secrets to thrive during conflict. Your relationship will thank you after this episode!Shauna ‘Doc’ Springer is a best-selling author, frequently requested keynote speaker, and one of the world's leading experts on psychological trauma, military transition, suicide prevention, and close relationships. She is the author of WARRIOR: How to Support Those Who Protect Us and the co-author of BEYOND THE MILITARY: A Leader’s Handbook for Warrior Reintegration. A Harvard graduate who has become a trusted Doc to our nation’s military warfighters, she navigates different cultures with exceptional agility. As Chief Psychologist for Stella, she advances a new model for treating psychological trauma that combines biological and psychological interventions.Links MentionedWARRIOR bookShauna's websiteStella Episode SponsorsA big thanks to our episode sponsors.Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Listen to TED Business from the TED Audio Collective on Apple Podcasts, Spotify, or wherever you’re listening to this.Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY.Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney .FOLLOW & SHARELove this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you don’t know Ivan Estrada already from House Hunters and Million Dollar Listing, you are about to become a new fan. Ivan is a Success Real Estate Entreprneur, and the author of a new book called Brand with Purpose. The way Ivan sees it, you and me, we have a personal band. The goal in life is to make sure everything you do is “on brand” including how you spend and save our money, who you spend time with, what you do for a living. In this episode, Ivan shares the story of his own journey to authenticity and invites you in to discover how to build an authentic and profitable personal and professional brand.LinksBrand With PurposeIvan EstradaRich Dad Poor DadEpisode SponsorsGo to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Listen to TED Business from the TED Audio Collective on Apple Podcasts, Spotify, or wherever you’re listening to this.Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY.Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.FOLLOW & SHARELove this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Learning how to cook can save you a money. For most of us, eating out is our largest expense. It's easy to spend more money than you budgeted on food and at the end of the month not have enough left to fund your money goals. Learning how to cook can be one of the best ways to save money and eat healthier. As Ken Rubin, who is an accomplished chef from Rouxbe and our podcast guest says, "Start with one dish, one little thing…master that, and then build out your toolkit of food." Great advice whether you want to turn your love of food into a business or just want to learn how to make a few killer dishes. Learning how to cook is probably one of the smartest money moves you can make – and you can bank on that! In this episode, you'll learn staple dishes you can make to impress and tricks to save money while eating the foods you love.LinksRouxbeRouxbe CoursesEpisode SponsorsThank you to all our generous sponsors!Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY.Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.FOLLOW & SHARELove this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

As an entrepreneur since college, I’ve always been in search of the secrets behind becoming a profitable entrepreneur. Our guest, Sarah Shawm is a bit a bit of a legend. Sarah is a fashion entrepreneur, product designer, and business coach that specializes in helping other entrepreneurs to succeed. With her 20 years of experience, and 6 companies under her belt, Sarah has built a treasure trove of secrets for launching your product line, getting your products into stores and boutiques, and getting massive publicity in order to grow her companies quickly. In this episode, you’ll learn Sarah’s secrets to truly becoming a profitable entrepreneur whether you’re just starting out, or are a seasoned pro.Links MentionedSarah Shaw websiteWork with SarahProfit FirstMoney Mindset JournalEpisode SponsorsGo to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY.Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.FOLLOW & SHARELove this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Debt does impact your mental health. If you've ever felt stressed out, depressed, or anxious about money know that you are not alone. Debt is one of the #1 reasons for anxiety and depression and has even been described as a heavyweight that is pushing down on you every second of the day. Melanie Lockert, the brains behind the successful blog Dear Debt, and the Mental Health and Wealth podcast, is sharing her story of dealing with debt, depression, and how she paid off over $81,000 in the process.Links Mental Health and Wealth podcast Dear Debt Episode SponsorsThanks to our generous sponsors who make this podcast possible!Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY.Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.FOLLOW & SHARELove this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode of Shannah Shares was inspired by a question from Brian and Tracey. They have friends who recently got a postnuptial agreement and are curious about how they work and if it makes sense for them.As controversial as they might be, if you're thinking about a prenup or a postnup, the first place you should start is getting some education around these hot-button documents. Jennifer Guimond-Quigley is joining us on this episode to demystify what you need to know about prenups, and breaking down the differences between postnups in a fun and an easily digestible way (no crazy lawyer speak here, just a totally educational and enjoyable conversation).LinksLaw Offices of Jennifer Guimond-Quigley5 Signs You Need a PostnupEpisode SponsorsThanks to our generous sponsors!Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY.FOLLOW & SHARELove this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.comFollow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgameShannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The holidays are always a time of big spending. Retailers are excited to have you back in stores shopping. It’s estimated that U.S. consumers will spend up to 9% more this holiday period compared to 2020, when consumers spent a total of $1.2 trillion during the key shopping period between November and the end of the year, according to a forecast from Deloitte. You need some tips to help you get your money ready for the holidays so you can roll into 2022 feeling good.LinksMoney Flow Workbook - FreebieHow to Furniture Flip and Side Hustle Your Way to an Extra $5008 Small and Affordable Money Steps to Make Right NowHow to Survive the Holidays Debt FreeEpisode SponsorsGo to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY.FOLLOW & SHARELove this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.comFollow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgameShannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you want to make changes with your money you have got to understand the messages your brain is sending out. Did you know that your brain can literally make or break your financial success? You could be capsizing your “money boat” just by the way you are thinking. We're going to change that in this episode. Our guest, Ariel Garten is a neuroscientist, mom, former psychotherapist, former fashion designer (which she says is not the best business idea, and co-founder behind the start-up Muse. Muse tracks your brain during meditation to give you real-time feedback - more on that later. Ariel is here to help demystify what is going on in your brain, how you can reprogram limiting beliefs and thoughts in a healthy way, the benefits of mediation for your money, and so much more.LinksMuseMuse mobile appAriel Garten on LinkedInEpisode SponsorsGo to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for life insurance to provide for your family if the unthinkable happens. Start your 100-day trial and shop the entire Away lineup of travel essentials, including their best-selling suitcases at http://www.away.com/mymoney. Masterworks.io is the only platform that lets you invest in multimillion-dollar paintings by iconslike Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY.FOLLOW & SHARELove this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.comFollow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgameShannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices