Everyone's Talkin' Money

In a time when inflation is running wild, rent prices are surging, loads of money have been printed, and the world is changing rapidly, Bitcoin has emerged as a new hard currency that is gaining some serious legitimacy. Experts have said Bitcoin could trade at $1,000,000 by 2030, regardless of where Bitcoin is headed, what I can tell you is that digital currency is certainly something to learn more about. Our guest, Paul McNeal, is a tour de force when it comes to Bitcoin. Paul has been aware of Bitcoin since 2011 and he has methodically followed it daily. Paul pulls together the most relevant news articles, blog posts, videos, podcasts, and social media mentions to create "Crypto Watch' a daily brief sent before 9 AM EST. By the end of this episode, you’ll learn what Bitcoin is, who created it, why are we having wild swings, how much is Bitcoin going to be worth, and the question you really want to know is, do I need to invest in Bitcoin.LinksThe Crypto Curator Paul on TwitterThe Bitcoin White PaperAlt Coin Daily YouTubeAnthony Pompliano podcastCointelegraphCoinDeskCrypto Conversation podcast with Mark YuskoVoyager Podcast SponsorsThank you to all our sponsors who make this show possible:Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you.FOLLOW & SHARELeave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money.Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemailShannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this special reboot of Shannah Shares, Community Q&A, I'm sharing how to prioritize your savings goals for the big stuff.Today’s Community question comes from Robbie:"Hi there, Shannah, thanks so much for taking the time to answer my question and for all the great money content. I’m seriously learning so much. I wish I would’ve had this podcast when I was in college. I’m in my mid 30’s now and I just feel like I’m playing catch up all the time. I make good money, between my partner and me around $300K a year. We live in Chicago though and it can be pretty expensive. We’ve got some goals we’re trying to save for - a wedding, a home purchase, and a big honeymoon trip. The problem is that we save money and then we tend to blow it on things that aren’t so important or need it for emergencies or just dump stuff. Can you help us figure out how to prioritize our money goals seeing as we want to save for big stuff? I feel like I could use a little of your tough love to get us on the right track. Every article I read just says to spend less and that isn’t really helpful. Thanks again and I hope you never stop this podcast because I would be so lost money-wise."LinksLearn How to Invest as A Side Hustle & Achieve All Your Money GoalsHow to Accelerate Financial Security, Create Time Wealth & Ignite Your GoalsEpisode SponsorsI want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.FOLLOW & SHARELeave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money.Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemailShannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The average American has 5-7 accounts and that can be a lot to remember, as our guest Brian Hamilton says, it's a cognitive load and creates financial anxiety. However, when it comes to saving money, the secret is to work with what you have and create some healthy savings habits You know how important saving money is but when it comes down to the actual act of saving, it can be a tricky thing to master. Our guest Brian Hamilton, is the Co-Founder and Chief Executive Officer at One, a digital challenger bank focused on restoring financial health for middle-class families through innovative credit and savings products. In this episode, he’s sharing how you can automate your savings to take conscious decision-making out of the process, and a few other stellar tips on your way to saving some serious cash this year. By the end of this episode, you’ll get your brain fired up to create healthy savings habits.LinksOneHow to Close Your Traditional Bank Account articleHow Does One Compare to Other Banking ServicesPodcast SponsorsA big thanks to all our sponsors who make this show possible:I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.FOLLOW & SHARELeave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money.Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemailShannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

In a recent article on CNBC, more than half or 51% of Americans have less than three months' worth of emergency savings. The pandemic has definitely made a mark on savings, and in my opinion, really shown that you need more than 3 months worth of savings in your “all hell broke loose” fund. However, saving more money is often times difficult. What about making more money? In this episode, you'll learn about another idea to create passive income. Rachel Richards, who has been on this show before for her rental real estate empire, has also has built a substantial monthly income from her book sales on Amazon. Even if you don’t profess to be a writer, surely there is something you have to share - a skill, a talent, an idea, etc. Rachel’s here to pull back the curtains and share the behind-the-scenes story of how she built a cash-flowing self-publishing side hustle in just a few years, and how you can do the same.LinksRachel's Passive Income Starter KitMoney Honey bookPassive Income Aggressive Retirement bookCNBC articleEpisode SponsorsA big thanks to our podcast episode sponsors:Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX.FOLLOW & SHARELeave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money.Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemailShannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The question I get asked the most is, "how much money should I save for retirement." In this solo episode, I'm sharing 4 steps to figuring out how much money you save during your working years for retirement. There are endless calculators, blogs, and even podcasts that seek to answer this question. However, figuring out how much you need is a little more complex than completing a simple calculator. It all starts with visioning your future and understanding how much cash you'll need each year. From there, you can walk backwards into a target number that is right for your life. In this solo episode, I'm sharing 4 steps to figuring out how much money you save during your working years for retirement.LinksInvestopedia article, How Much Do I Need to RetireRetirement Income CalculatorNerdWallet article, How Much Should You Save for Retirement smartasset Retirement CalculatorHow to Train Your Brain to Achieve Money Goals episodeEpisode SponsorsA big thanks to our sponsors who made this episode possible.Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX.FOLLOW & SHARELeave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money.Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemailShannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you're an entrepreneur or a side hustler, you need to know a few tax saving secrets that could save you thousands of dollars. Our guest, Carter Cofield, is a Certified Public Accountant (CPA) who is dedicated to helping entrepreneurs save money on taxes. He's spent years learning the best tax savings strategies so that he can teach them to entrepreneurs and business owners everywhere. He’s also the owner of Cofield’s Concepts which is a financial literacy website teaching people how to make more money, pay fewer taxes, and be their own boss! In this episode, we’re talking about how to maximize deductions including a few you might not know about when you should incorporate your business or side hustle, and how to best prepare yourself for tax season.LinksTax-Free Living E-bookBest Tax-Hacks for 2022 MasterclassSchedule a tax consultationCarter on InstagramEpisode SponsorsA big thanks to all our sponsors who make this episode possible:Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you.To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX.FOLLOW & SHARELeave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money.Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemailShannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to another episode of Shannah Shares, Community Q&A where I tackle your listener questions. Today’s question comes from Reisha.“Hi Shannah. Thank you for taking the time to listen to my question. I really want to make 2022 better than the years prior. I’ve had a lot of anxiety and stress around money and just started realizing it after listening to your podcast. I always wondered why I would get so stressed out when I looked at my bank account, or when my credit card balance wasn’t decreasing so much, but then I would go and spend more money and get even more anxiety. It’s crazy to me that we do those sorts of things as humans. I do have a good job and make what most might consider a good income. But, things fall apart for me every month. I always think I will end up with more money left, which I don’t. I always think that I will just wake up one day and suddenly not be so stressed or anxious about money or my future, but I don’t. I heard you say in one episode a year or so back that you have to first make peace with your money situation before you can move forward. I actually wrote that down in the notes on my phone and keep coming back to it. Can you give me some tips and thoughts, things to journal about, anything really that can help me move towards peace? I really don’t want to spend the rest of my life stressed out about money when if you look at my take-home pay, I shouldn’t. I imagine someone else out there is feeling the same way. Actually, maybe we’re all ready to make peace. I think that’s what I love about this show, you always make me feel special and your non-judgemental approach is so heartwarming. Seriously, thanks. Ok, I know this is a big question, but would love your thoughts.”Episode MentionsHere are the journal questions mentioned in this episode. What emotion/s are you holding on to about money? In what ways do you feel like money keeps you stuck? How have you attached your identity to money? In what ways did your parents, or whoever raised you, talk about money? If money didn’t exist, how would your days, weeks, months, years change? Episode SponsorsFind out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX.FOLLOW & SHARELeave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money.Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemailShannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re anything like me, you would love to know how to accelerate your path to prosperity. Now, that word means something different for all of us. Maybe prosperity is a dollar amount, or being able to have time and freedom in your day, maybe it’s becoming debt-free, or having a certain amount of money in your investment accounts. No matter what prosperity means to you, you need a roadmap to get there. Our guest, Louis Llanes is the founder of Wealthnet Investments, LLC and the author of a new book called Financial Freedom Blueprint. Louis also holds the Chartered Financial Analyst (CFA) and Chartered Market Technician (CMT) designations, an MBA from the University of Denver, and a BS in Finance from the University of Colorado - aka, he knows his stuff. In this episode, Louis shares the 7 seven steps to mapping your financial future to help you secure financial independence.LinksFinancial Freedom Blueprint bookWealthnet Investments, LLCEpisode SponsorsA big thanks to all our sponsors who make this podcast possible:Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you.To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX.FOLLOW & SHARELeave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money.Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemailShannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you are in search of becoming financially free, you need to know these 5 principles of personal finance. Our guest on this episode, Curtis May, is the creator and owner of Practical Wealth Advisors and the host of The Practical Wealth Show Podcast. Curtis has been planning for individuals for more than 35 years, and he is passionate about helping his clients save money and live the very best life they can right now. In this episode, which by the way, you will need to listen to more than once to let all of Curtis’ tips and ideas really sink in, he is sharing his 5 principles of personal finance, the secret to truly achieving financial freedom, and 3 rules of investing that he thinks everyone needs to learn. Buckle your seatbelt, this episode is packed with gems.LinksPractical Wealth AdvisorsThe Practical Wealth Show PodcastEpisode SponsorsA big thanks to our sponsors who make this podcast possible:Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX.FOLLOW & SHARELeave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money.Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemailShannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

While it might not seem like a likely connection, your health is in fact directly tied to your ability to earn an income and create wealth. Our guest, Ras Asan, is the author of a new book, Heal Thy Hustle, which is a wellness guide for go-getters. If you’re a go-getter you know that cultivating healthy routines can be difficult. In this episode, Ras shares some eye-opening facts about the powerful money and wellness connection, the 4-step method to better health and wealth: recipes, routines, remedies, and revelations, and simple cost-effective tricks you can do today to start cultivating a healthy body and mind.LinksHeal Thy Hustle bookAbout RasRas on InstagramEpisode SponsorsA big thanks to all our sponsors who make this episode possible:Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. Sign up for Lendtable at Lendtable.com with promo code MILLENNIAL for an extra $50 off your Lendtable balance to start securing your financial future now. Visit Lendtable.com today to see how much you can make because it's never too late to start investing in future you. To see the new Lexus NX and to discover everything it was designed to do for you, visit Lexus.com/NX.FOLLOW & SHARELeave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money.Love this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Sign up for my bi-weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemailShannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.com  Follow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices