Everyone's Talkin' Money

Did you know there is $195 billion of medical debt outstanding? And, in fact, medical debt is the leading cause of bankruptcy here in the U.S. If you’ve been to the hospital or even a Dr. recently you know, even with insurance, getting healthcare in the country means you often have to pay out of pocket in a big way. The truth is you shouldn’t be put in financial ruin for walking through the door of a hospital or medical provider. We are human beings that all deserve to have affordable and accessible medical care. End of story. However, as our guest, Allison Sesso, Executive Director of RIP Medical Debt says, “the system wasn’t set up for your success in the first place.” Allison joins us on a riveting episode uncovering the who, what, when, where, and why behind medical debt and offers some great advice if you are currently in medical debt. Some of her advice includes knowing hospital financial assistance programs, never putting medical debt on a credit card, and making sure you know the loopholes in your insurance plan. We dig deep into this episode to give you an education and actionable tips.LINKSRIP Medical DebtSupport a Medical Debt CampaignSPONSORSThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to The Personal Finance Podcast for sponsoring this episode. Find The Personal Finance Podcast on any podcast player. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.LEAVE US A REVIEWLeave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!GOT A QUESTION?Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesMORE MONEY TIPSFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameFREE GUIDES + RESOURCESDownload our FREE Top 25 Episode GuideSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s been almost a year since my husband Jeff and I moved to the East Coast from Los Angeles. This last year has been a giant process of untangling a lot of stuff that I had gotten tangled up, including maybe even shockingly so, parts of my relationship with money. I want to ask you, are there parts of your relationship with money that need to be untangled? I was so excited to talk with our guest Angela McKinney, an additional recovery expert, somatic guide, and author of a new book Untangle: How to Create Big Possibilities Through Small Changes for this episode. Angela has a 3-Step mind-body system called The Untangle Method that she’s walking you through in this episode. We also chat about money trauma and ways to work through tangled-up money beliefs, behaviors, and patterns so you can break free and live a rich life.LINKSAngela's website Untangle: How to Create Big Possibilities Through Small Changes bookSPONSORSThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to The Personal Finance Podcast for sponsoring this episode. Find The Personal Finance Podcast on any podcast.Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.LEAVE US A REVIEWLeave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!GOT A QUESTION?Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesMORE MONEY TIPSFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameFREE GUIDES + RESOURCESDownload our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are these 5 investing taboos keeping you stuck?In Today's Shannah Shares, Community Q&A vault episode, I tackle a question from Laquisha: "Hi Shannah. Thanks so much for answering my question. I really want to start investing but I keep getting hung up on all the chatter out there. I can’t figure out if I’m supposed to wait to start investing until I’ve paid off all my debt, or is that not smart to do? Also, it just feels like I need to be an expert at investing to do it well. I know that’s not true, but man, it just feels so hard to figure out investing. I know so many people are making a killing, and I kinda feel bad that I haven’t started at all, know what I mean. You’ve done so many great investing episodes, I’m curious if there’s an episode from the past that you think I should check out. You’re awesome and I so appreciate this show for motivating me. My boyfriend can’t believe I care this much about my money, but I just tell him, yes, yes I do and so should you. Ok, thanks again."RELATED EPISODESHow to Make Investing Your Superpower How to Use Investing Trends to Build WealthReal Investing Advice for WomenSPONSORSThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away.Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.LEAVE US A REVIEWLeave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!GOT A QUESTION?Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesMORE MONEY TIPSFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameFREE GUIDES + RESOURCESDownload our FREE Top 25 Episode GuideSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

That hot summer wind is giving way to a cooler fall breeze at least where I live, and that means you’ve only got a few months left this year to get your money ready for the new year. In this episode, I’m sharing 8 Fall Money Moves to make to set yourself up for success. Bring out the cozy sweats, brew a cup of tea, and let’s start talkin’.RELATED EPISODESMoney 101 - How to Track Your Cash And Why It Matters7 Secrets to Free Up Cash and Create More Cash FlowSPONSORSThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoneyThanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away.Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.LEAVE US A REVIEWLeave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!GOT A QUESTION?Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesMORE MONEY TIPSFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameFREE GUIDES + RESOURCESDownload our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

My cute pup Winnie is just past the 7-month mark and is starting to find her voice, as we say. She’s barking at other dogs on walks, much to my dismay, she’s got boundless energy, and she’s also trying to figure out how to navigate life. Winnie kind of reminds me what it feels like to be an entrepreneur - you’re always trying to navigate running a business and learning when to bark. There are 582 million entrepreneurs in the world, and if you’re one of those, you know what I mean. But figuring out the money and legal side of running a biz is hard work! In this episode, Lauren Boyd, lawyer and owner of Guide My Business, is here to give you all the important info on making your business grow - everything from trademarks to approachable, and affordable, legal advice for entrepreneurs. She’s sharing all the legal questions you have but have been too afraid to ask, or don’t know to ask. And, if you’re thinking about starting a business, you’re in the right spot to get started off set up for success.LINKSLauren on InstagramGuide My BusinessSPONSORSThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away.Thanks to Giving Done Right podcast for sponsoring this episode. Listen in any podcast player.Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.LEAVE US A REVIEWLeave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!GOT A QUESTION?Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesMORE MONEY TIPSFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameFREE GUIDES + RESOURCESDownload our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever thought, if only I knew the secrets to money, life would be so much easier? You're in luck! There are some tricks and just everyday money advice that I think you really need to know. Now, no one really talks about this stuff, and if they do, it’s brushed over because most assume you already know this stuff or that it isn’t important. We aren't going to do that! In this reboot episode, I’m sharing the top 13 money secrets that no one teaches you but you should know so you can be in the know. And, no, you don’t have to keep these a secret anymore. You'll learn why it's not really about what you earn but about what you spend, the #1 lesson for buying a car, how to keep your ego out of money decisions, the truth about money worries, and so much more.RELATED EPISODES Seven Secrets to Free Up Cash and Create More Cash Flow The Secrets to Creating a Profitable Life Insider Secrets From Buying Your First Home & Rookie Mistakes to Avoid SPONSORSThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away.Thanks to Giving Done Right podcast for sponsoring this episode. Listen in any podcast podcast player.Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.LEAVE US A REVIEWLeave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!GOT A QUESTION?Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesMORE MONEY TIPSFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameFREE GUIDES + RESOURCESDownload our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve been listening to this show for a while you know I LOVE to travel. I don’t always love the airport and I’m a pretty nervous flyer, but I love discovering new places, integrating into new cultures, trying new foods, and honestly, just relaxing. I’m a little crazy because I love to do all the research before a trip. Yep, I’m that girl who loves to go down travel rabbit holes. I love to play around on a ton of sites and look for the best bang for our buck. But I know you might not enjoy all that work. Our guest and fellow travel lover, Alex Simon, is the Co-Founder and CEO of Elude, this cool new app that helps you find the perfect place to travel to on any budget. It’s a new concept called budget first planning - you pick your budget, then head to Elude and it tells you all the amazing places you can go with that budget. In this episode, we explore all the amazing places you can travel to for a $2,000 or less budget, why budget first travel is so revolutionary, and Alex shares some great tips to help you save even more cash on your trip while still having a luxury experience. I’m in, and can’t wait to talk all about travel, are you ready? Let’s start talkin’.LINKSEludeElude appSPONSORSThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away.Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.LEAVE US A REVIEWLeave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!GOT A QUESTION?Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesMORE MONEY TIPSFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameFREE GUIDES + RESOURCESDownload our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Alright, raise your hand if you’ve tried budgeting, you’ve tried all the apps, and for whatever reason, you’ve decided that something must be wrong with you because it doesn’t work. Well, my friend, you aren’t alone. I too have tried my share of budgeting apps only to get frustrated at the process because I know that most traditional budgeting programs and apps are missing the golden key you need to actually be successful. They are all missing the psychology piece - aka a deeper dive into your thoughts, feelings, habits, beliefs, childhood money stories and so much more. I like to call it the gunk that actually matters when you’re trying to better your money situation. Well, I’m not alone. Our guest, Dani Pascarella is a Certified Financial Planner who previously worked on Wall Street and decided that she was fed up with traditional budgeting and decided to start OneEleven and create a budgeting app that focuses on the psychology of money. We talk about why money is the #1 cause of stress, why traditional budgeting is broken, steps you can take to ensure you achieve your money goals, and so much more. Let’s start talkin’ money.LinksOneElevenDani Pascarella on LinkedInRELATED EPISODESLearn My Easy 1-2-3 Budgeting SystemBudgeting When the Numbers Just Don't Add UpHow to Train Your Brain to Reach Financial GoalsSPONSORSThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away.Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.LEAVE US A REVIEWLeave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!GOT A QUESTION?Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesMORE MONEY TIPSFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameFREE GUIDES + RESOURCESDownload our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Shannah Shares: 7 Ways to Stay Focused on Your Money GoalsIn this Shannah Shares, Community Q&A vault episode, I'm sharing the 7 tips to help you stay focused on your money goals inspired by a question from Amanda:"I love your podcast and have been listening for over a year now being inspired and working towards my goals. Maybe my question isn't really a question, but more like a request for a pep talk. I have 4 main money goals that I've been slowly working towards Paying off my student loans, saving 4 months of expenses in my emergency fund, and saving $3,000 in what I like to call an "oh shit fund" (I can access this savings account much quicker than my emergency fund), and finally saving for a house. For the past 6 years, I've been laser-focused on paying off my student loans, but because of the pandemic, I decided to shift my focus on hitting my emergency fund goal. Recently, however, I've been struggling with staying focused on achieving the emergency fund goal. I now have only $9,000 left to go on my student loans and I'm also only 3 months away from hitting my emergency fund goal, but now I'm getting the urge to use basically all of my emergency fund money to pay off my student loans now. I know if I did this, I would feel AWESOME but know I would feel anxious knowing I had no emergency fund to fall back on. Do you have any suggestions for staying focused on one goal before making a rash decision and jumping to another goal? I know these are all good problems to have, but I would really love some words of encouragement or advice on how to stay focused on my current goal. "LinksIf you enjoyed this episode, check out a few other goal-related episodes below.The Secret to Finding Joy in Saving MoneySet Your Money IntentionsSPONSORSThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away.Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.LEAVE US A REVIEWLeave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!GOT A QUESTION?Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesMORE MONEY TIPSFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameFREE GUIDES + RESOURCESDownload our FREE Top 25 Episode GuideSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Being an entrepreneur myself, I’ve always known that the trickiest part of running your own business or starting your own side hustle is the money part. How do you get enough money to get up and running? You could borrow money from friends and a family, use your own cash, or look for investors who believe in your idea. In this episode, we’re talkin’ all about a different form of investing called angel investing and how women are using angel investing to bridge the gender gap in entrepreneurship and start some kick-ass businesses. Loretta McCarthy is the Co-Ceo and Managing Partner of Golden Seeds, one of the largest and most active angel investment networks in the US and by far the largest that invests in early-stage women-led companies. Yes, please! Loretta is here to give you all the details on what angel investing is, how angel investing can help jump start your business, how to get your company all set up for investors and so much more. All my fellow entrepreneurs, this episode is for you! Let’s start talkin’.LinksGolden SeedsLoretta McCarthy on LinkedInGolden Seeds coursesSPONSORSThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away.Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.LEAVE US A REVIEWLeave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!GOT A QUESTION?Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesMORE MONEY TIPSFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameFREE GUIDES + RESOURCESDownload our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices