Australian Investors Podcast

Pat Garrett is the CEO and co-founder of SixPark. Pat Garrett joins Owen Rask on The Australian Investors Podcast to talk about robo investing, the rise of ETFs, asset allocation puzzles, the future of investment advice and so much more.Some of the questions I -- Owen -- asked Pat include: With a 10-year view, what's more underrated by Australian investors: the technology or resources sector? What's the best beach you've ever surfed? How did Pat's Systems Engineering degree get him into Wall Street and investment banking? What is robo investment advice & how does SixPark add value to investors? What is the future of wealth management and brokerage? How SixPark's mean-variance optimisation result in the selected ETFs Why doesn't SixPark invest in gold? What's most impactful for investors: automation, investment philosophy or security selection? What are the three most powerful behavioural biases? Why is it called "SixPark"? Watch the video version on the Rask Australia YouTube page.Take Owen’s brand new Value Investor Program, which gives you all the tools and knowledge you need to invest successfully in companies, including valuation spreadsheets, investing checklists and ASX company case studies. Alternatively, why not take Owen’s FREE investor bootcamp: bit.ly/rask-analystJoin The Intelligent Investor & saveThis podcast is brought to you by The Intelligent Investor, Australia's premier investment research membership service. Use the code "RASK", to get $100 off your annual membership or get a free 15-day trial (no credit card details required):📈 Click here for a free 15-day trial💸 Click here to join today ($100 off)Trade ASX, US & HK stocks for just $9.50!The Australian Investors Podcast's official broker is SelfWealth. Over 120,000 smart investors use SelfWealth to invest and trade ASX shares, ETFs and global stocks. Rask's Investors Podcast listeners can join today and get $9.50 trades!✅ Click here to join SelfWealthAccess Alan Kohler’s Eureka ReportEureka Report provides investors with information, strategies and general advice to help grow their wealth. Gain exclusive access to CEO’s and fund manager interviews, SuperAdvice for your SMSF & Q&A’s with Alan Kohler. Use the code "RASK10", to get 10% off your annual membership or get a free 15-day trial (no credit card details required), by heading to:🗞 Click here to join today (10% off)📱 Free 15-day trialIf you want to thank us for putting this show together, please give The Australian Investors Podcast a 5-star review on Apple Podcasts or Spotify - it’s a 5-second task that really helps support the show (and puts a big smile on Owen's face).DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsgDate recorded: 25th of July 2022 Learn more about your ad choices. Visit megaphone.fm/adchoices

In addition to starting and running Kelly Partners, one of Australia's largest accounting networks, Brett is an avid reader, multiple author, Warren Buffett & Charlie Munger disciple, and somewhat of a polymath.Here is a list of the questions I asked Brett during our recording: If you could have dinner with one living person and you had to choose the restaurant, who would it be and where would you take them? What's one lifestyle hack you wish you knew 20 years ago? Did you grow up with an entrepreneurial streak, Brett? Was business and entrepreneurialism part of your childhood? How do you, Brett Kelly, think about personal sacrifice and growth? What led you to start Kelly+Partners in 2006? How did you know it was the right opportunity for you? What makes Kelly Partners so special? As you grow, your company may need to make more acquisitions, which may mean more of these decisions get made outside of you. Such as what's happened with Mark Leonard and his six business units. How will Kelly+Partners deal with those challenges? If you hand a new CEO one book, what would it be? Can you explain this to me and maybe reflect on the statement for yourself? "The great tension in life is the difference between who we are and who we want to be." If you could teach your child 1 thing about investing, what would it be? Watch the video version on the Rask Australia YouTube page.Take Owen’s brand new Value Investor Program, which gives you all the tools and knowledge you need to invest successfully in companies, including valuation spreadsheets, investing checklists and ASX company case studies. Alternatively, why not take Owen’s FREE investor bootcamp: bit.ly/rask-analystJoin The Intelligent Investor & saveThis podcast is brought to you by The Intelligent Investor, Australia's premier investment research membership service. Use the code "RASK", to get $100 off your annual membership or get a free 15-day trial (no credit card details required):📈 Click here for a free 15-day trial💸 Click here to join today ($100 off)Trade ASX, US & HK stocks for just $9.50!The Australian Investors Podcast's official broker is SelfWealth. Over 120,000 smart investors use SelfWealth to invest and trade ASX shares, ETFs and global stocks. Rask's Investors Podcast listeners can join today and get $9.50 trades!✅ Click here to join SelfWealthAccess Alan Kohler’s Eureka ReportEureka Report provides investors with information, strategies and general advice to help grow their wealth. Gain exclusive access to CEO’s and fund manager interviews, SuperAdvice for your SMSF & Q&A’s with Alan Kohler. Use the code "RASK10", to get 10% off your annual membership or get a free 15-day trial (no credit card details required), by heading to:🗞 Click here to join today (10% off)📱 Free 15-day trial Learn more about your ad choices. Visit megaphone.fm/adchoices

I interrupt our regular programming for a special update.Here’s a quick update on what we’ve been working on behind the scenes at Rask.Proper financial education is nearly impossible in Australia for the masses. We wanted to address that.Every day we check our total enrolments as a sign of hope, pride and achievement. Recently, we crossed 16,000 students enrolled in Rask courses. A massive achievement for us at Rask. That’s 16,000 families who have been positively impacted by our sensible, optimistic, focused strategies to help them out of debt and into long-term investing.Many of the courses on Rask are free. And we’ve just launched our biggest cluster of courses called Rask Roadtrip. It’s a series of 6 online short courses, covering investing for the first time, saving on tax, repaying debt, the psychology of feeling more positive about money, and a crash course anyone can use to understand and sort out their Super. These are all completely free.I say again - the Rask Roadtrip is entirely free. They are in addition to heaps of other free resources.If you’re worried about your mortgage or want to buy a property, take our debt course and property 101 course.Or if you want to invest for the first time but don’t know how we teamed up with Equity Mates for the official get started investing course.If you want to grow your wealth and do it in an informed way, our ETF investing course is the most popular course we have, teaching you the essentials of ETF investing. I think it’s the most popular ETF course in Australia.If you’re worried about interest rates on your car loan, have credit cards up eyeballs, loans to family or friends or maybe even Buy Now, Pay Later from Afterpay or Zip — take our debt course. It’s part of Rask Roadtrip. We’ll teach you the two easiest ways to pay down debt and get free help from an expert.The big reason I want to celebrate these milestones is that the world of long term investing is actually a very positive place, filled with opportunity and value creation. And learning to avoid the doomsayers and toxic armchair experts on tv or on social media is hard.And right now, more than I’ve seen in the past 10 years, things are scary for a lot of our family and friends. Job security, higher debt repayments and falling property and share prices are scary. ANZ and Finder research shows the number one stresser is a mortgage repayment, followed by groceries. I don’t think I’ve eaten an iceberg lettuce in 2022.Despite all the doom and gloom, you should know that you’re not alone. Our podcasts, memberships, free courses and online resources are here to support what is usually a solo journey.I get to speak to nearly 100,000 investors through these podcasts. But I also speak with dozens of Australia’s biggest fund managers, professional sporting teams, parents, private investors and folks pursuing FIRE. Everyone I talk to recognises the need for high quality education.Even if you don’t need to take a course on personal finance, chances are a friend, colleague or family member does. Please share any of our resources with your family and friends, knowing that it’s genuine and we’re not going to lead your loved one down the garden path. Learn more about your ad choices. Visit megaphone.fm/adchoices

This conversation is fascinating in more ways than one. Probably the most interesting story was how Graham took steps to make his first ever investment in the deepest, darkest moments of the GFC. Graham bought $2,000 of shares in an investment bank (Macquarie, of all things), then took on a loan to participate in a capital raising ($15,000), and then took his capital and used more leverage to grow his total investment to around $50,000.As Graham attests, his first investment was mostly luck, not skill. However, it serves to set the scene for the direction of the conversation with Graham Witcomb and Owen Raszkiewicz: where psychology and mindset collide with value investing.Topics covered include: Where's the best place to ski in the world? (Graham doubles as a ski instructor) If you could pick 3 investing factors or ratios to study a company's financials, which you choose and why? What's the difference between investing and gambling? Why on earth did Graham invest in Macquarie during the GFC? How did Graham improve his investment writing, and why was it so important? Which biases do you think you're most impacted by, how do you know and what do you do to combat them? What are Graham's favourite books for learning about value investing? Graham's lessons learned from following CSL Limited (ASX: CSL), Sydney Airport (ASX: SYD) and Berkshire Hathaway (NYSE: BRK) for many years? Watch the video version on the Rask Australia YouTube page.Take Owen’s brand new Value Investor Program, which gives you all the tools and knowledge you need to invest successfully in companies, including valuation spreadsheets, investing checklists and ASX company case studies. Alternatively, why not take Owen’s FREE investor bootcamp: bit.ly/rask-analystJoin The Intelligent Investor & saveThis podcast is brought to you by The Intelligent Investor, Australia's premier investment research membership service. Use the code "RASK", to get $100 off your annual membership or get a free 15-day trial (no credit card details required):📈 Click here for a free 15-day trial💸 Click here to join today ($100 off)Trade ASX, US & HK stocks for just $9.50!The Australian Investors Podcast's official broker is SelfWealth. Over 120,000 smart investors use SelfWealth to invest and trade ASX shares, ETFs and global stocks. Rask's Investors Podcast listeners can join today and get $9.50 trades!✅ Click here to join SelfWealthAccess Alan Kohler’s Eureka ReportEureka Report provides investors with information, strategies and general advice to help grow their wealth. Gain exclusive access to CEO’s and fund manager interviews, SuperAdvice for your SMSF & Q&A’s with Alan Kohler. Use the code "RASK10", to get 10% off your annual membership or get a free 15-day trial (no credit card details required), by heading to:🗞 Click here to join today (10% off)📱 Free 15-day trial Learn more about your ad choices. Visit megaphone.fm/adchoices

The Fidelity Australian Equities Fund launched in June 2003 and as of June 2022, the fund had outperformed its benchmark, the S&P/ASX 200 Accumulation Index, by roughly 2.3% per annum. However, Paul's time with Fidelity started in late 1990s. Meaning that over Paul's career he has seen around 10 'crises' of various stripes.In this Australian Investors Podcast with Paul Taylor, the two investors cover questions like: If you could only pick 3 financial metrics from a company's financials, what would you include? How do you go about valuing companies? How does Fidelity build a "360-degree view" of a company? What are the 2-3 key ideas other investors can learn from Paul's market-beating returns? Why a low portfolio turnover important to Paul and the team You can listen to the episode using the links below, or watch the podcast via YouTube.Watch the video version on the Rask Australia YouTube page.Take Owen’s brand new Value Investor Program, which gives you all the tools and knowledge you need to invest successfully in companies, including valuation spreadsheets, investing checklists and ASX company case studies. Alternatively, why not take Owen’s FREE investor bootcamp: bit.ly/rask-analystJoin The Intelligent Investor & saveThis podcast is brought to you by The Intelligent Investor, Australia's premier investment research membership service. Use the code "RASK", to get $100 off your annual membership or get a free 15-day trial (no credit card details required):📈 Click here for a free 15-day trial💸 Click here to join today ($100 off)Trade ASX, US & HK stocks for just $9.50!The Australian Investors Podcast's official broker is SelfWealth. Over 120,000 smart investors use SelfWealth to invest and trade ASX shares, ETFs and global stocks. Rask's Investors Podcast listeners can join today and get $9.50 trades!✅ Click here to join SelfWealthAccess Alan Kohler’s Eureka ReportEureka Report provides investors with information, strategies and general advice to help grow their wealth. Gain exclusive access to CEO’s and fund manager interviews, SuperAdvice for your SMSF & Q&A’s with Alan Kohler. Use the code "RASK10", to get 10% off your annual membership or get a free 15-day trial (no credit card details required), by heading to:🗞 Click here to join today (10% off)📱 Free 15-day trialIf you want to thank us for putting this show together, please give The Australian Investors Podcast a 5-star review on Apple Podcasts or Spotify - it’s a 5-second task that really helps support the show (and puts a big smile on Owen's face).DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsgDate recorded: 12th of July 2022 Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial planner Drew Meredith, CFP and investment analyst Owen Raszkiewicz discuss the best ETFs for dividend income within the Australian shares sector, including: Vanguard VHY ETF Plato Income Maximiser Fund Ltd BetaShares YMAX Fund/ETF (ASX: YMAX) The VanEck Morningstar DVDY ETF (ASX: DVDY) If you are on the hunt for Australia's best ETF for dividends, you might also like our review of the 5 best Australian shares ETFs or our Vanguard Australian Shares Index ETF (ASX: VAF) review. The Australian shares ETF review and VAS ETF review are available in podcast form.Watch the video version on the Rask Australia YouTube page.Take Owen’s brand new Value Investor Program, which gives you all the tools and knowledge you need to invest successfully in companies, including valuation spreadsheets, investing checklists and ASX company case studies. Alternatively, why not take Owen’s FREE investor bootcamp: bit.ly/rask-analystJoin The Intelligent Investor & saveThis podcast is brought to you by The Intelligent Investor, Australia's premier investment research membership service. Use the code "RASK", to get $100 off your annual membership or get a free 15-day trial (no credit card details required):📈 Click here for a free 15-day trial💸 Click here to join today ($100 off)Trade ASX, US & HK stocks for just $9.50!The Australian Investors Podcast's official broker is SelfWealth. Over 120,000 smart investors use SelfWealth to invest and trade ASX shares, ETFs and global stocks. Rask's Investors Podcast listeners can join today and get $9.50 trades!✅ Click here to join SelfWealthAccess Alan Kohler’s Eureka ReportEureka Report provides investors with information, strategies and general advice to help grow their wealth. Gain exclusive access to CEO’s and fund manager interviews, SuperAdvice for your SMSF & Q&A’s with Alan Kohler. Use the code "RASK10", to get 10% off your annual membership or get a free 15-day trial (no credit card details required), by heading to:🗞 Click here to join today (10% off)📱 Free 15-day trialIf you want to thank us for putting this show together, please give The Australian Investors Podcast a 5-star review on Apple Podcasts or Spotify - it’s a 5-second task that really helps support the show (and puts a big smile on Owen's face).DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsgDate recorded: 8th of July 2022 Learn more about your ad choices. Visit megaphone.fm/adchoices

Pete Wargent is Australia's leading property expert and co-founder of Buyersbuyers.com.au, a platform connecting property buyers and investors to approved buyer's agents.In this podcast episode on The Australian Investors Podcast, Owen Rask and Pete Wargent talk about a wide range of the most important economic data points, topics and headlines catching the attention of investors in property, shares, bonds and private companies.Talking points: Is Pete Wargent scared about falling property prices? What does a recession mean for stocks, property or even crypto? What is the CAPE ratio and what is it telling us? Do Aussie banks have safeguards in place? Will rising interest rates cripple Australian shares? Should I keep investing in a diversified portfolio of index funds if interest rates rise? The 10-year economic outlook for stocks, bonds and property Is property an inflation hedge? Earnings season: is the stock market overconfident? Could interest rates hit 3%? A look at the rate curve. As you can see, this podcast was loaded with economic data points and topical issues. But Owen Rask & Pete Wargent do a fantastic job of keeping the conversation punchy, concise and fun -- all that in just 40 minutes on The Australian Investors Podcast.Watch the video version on the Rask Australia YouTube page.Take Owen’s brand new Value Investor Program, which gives you all the tools and knowledge you need to invest successfully in companies, including valuation spreadsheets, investing checklists and ASX company case studies. Alternatively, why not take Owen’s FREE investor bootcamp: bit.ly/rask-analystJoin The Intelligent Investor & saveThis podcast is brought to you by The Intelligent Investor, Australia's premier investment research membership service. Use the code "RASK", to get $100 off your annual membership or get a free 15-day trial (no credit card details required):📈 Click here for a free 15-day trial💸 Click here to join today ($100 off)Trade ASX, US & HK stocks for just $9.50!The Australian Investors Podcast's official broker is SelfWealth. Over 120,000 smart investors use SelfWealth to invest and trade ASX shares, ETFs and global stocks. Rask's Investors Podcast listeners can join today and get $9.50 trades!✅ Click here to join SelfWealthAccess Alan Kohler’s Eureka ReportEureka Report provides investors with information, strategies and general advice to help grow their wealth. Gain exclusive access to CEO’s and fund manager interviews, SuperAdvice for your SMSF & Q&A’s with Alan Kohler. Use the code "RASK10", to get 10% off your annual membership or get a free 15-day trial (no credit card details required), by heading to:🗞 Click here to join today (10% off)📱 Free 15-day trial Learn more about your ad choices. Visit megaphone.fm/adchoices

To view a summary of today's questions, please scroll down.Here's a brief list of the funds, ETFs or other products mentioned in Part 5: BetaShares Yield Maximiser Fund (ASX: YMAX) Vanguard High Yield Australian Shares ETF (ASX: VHY) Vanguard Australian Shares ETF (ASX: VAS) BetaShares Martin Currie Equity Income Fund (ASX: EINC) Australian Unity Lifeplan Insurance Bond Macquarie term deposit Gold & lots of it! Watch the video version on the Rask Australia YouTube page.Take Owen’s brand new Value Investor Program, which gives you all the tools and knowledge you need to invest successfully in companies, including valuation spreadsheets, investing checklists and ASX company case studies. Alternatively, why not take Owen’s FREE investor bootcamp: bit.ly/rask-analystJoin The Intelligent Investor & saveThis podcast is brought to you by The Intelligent Investor, Australia's premier investment research membership service. Use the code "RASK", to get $100 off your annual membership or get a free 15-day trial (no credit card details required):📈 Click here for a free 15-day trial💸 Click here to join today ($100 off)Trade ASX, US & HK stocks for just $9.50!The Australian Investors Podcast's official broker is SelfWealth. Over 120,000 smart investors use SelfWealth to invest and trade ASX shares, ETFs and global stocks. Rask's Investors Podcast listeners can join today and get $9.50 trades!✅ Click here to join SelfWealthAccess Alan Kohler’s Eureka ReportEureka Report provides investors with information, strategies and general advice to help grow their wealth. Gain exclusive access to CEO’s and fund manager interviews, SuperAdvice for your SMSF & Q&A’s with Alan Kohler. Use the code "RASK10", to get 10% off your annual membership or get a free 15-day trial (no credit card details required), by heading to:🗞 Click here to join today (10% off)📱 Free 15-day trialIf you want to thank us for putting this show together, please give The Australian Investors Podcast a 5-star review on Apple Podcasts or Spotify - it’s a 5-second task that really helps support the show (and puts a big smile on Owen's face).DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsgDate recorded: 8th of July 2022 Learn more about your ad choices. Visit megaphone.fm/adchoices

In the podcast, Owen Rask & Chris Brycki cover: How big is the Australian ETF market? ETF bubble risks: are Peter Lynch & Michael Burry wrong about ETFs? The best ETFs of 2021/2022 The worst ETFs of 2021/2022 Bond ETFs: VAF, VIF, IAF and more Gold ETFs: GOLD, PMGOLD & QAU Chris and Owen talk about all of these issues and more on this episode of The Australian Investors Podcast.Watch the video version on the Rask Australia YouTube page.Take Owen’s brand new Value Investor Program, which gives you all the tools and knowledge you need to invest successfully in companies, including valuation spreadsheets, investing checklists and ASX company case studies.Join The Intelligent Investor & saveThis podcast is brought to you by The Intelligent Investor, Australia's premier investment research membership service. Use the code "RASK", to get $100 off your annual membership or get a free 15-day trial (no credit card details required):📈 Click here for a free 15-day trial💸 Click here to join today ($100 off)Trade ASX, US & HK stocks for just $9.50!The Australian Investors Podcast's official broker is SelfWealth. Over 120,000 smart investors use SelfWealth to invest and trade ASX shares, ETFs and global stocks. Rask's Investors Podcast listeners can join today and get $9.50 trades!✅ Click here to join SelfWealthAccess Alan Kohler’s Eureka ReportEureka Report provides investors with information, strategies and general advice to help grow their wealth. Gain exclusive access to CEO’s and fund manager interviews, SuperAdvice for your SMSF & Q&A’s with Alan Kohler. Use the code "RASK10", to get 10% off your annual membership or get a free 15-day trial (no credit card details required), by heading to:🗞 Click here to join today (10% off)📱 Free 15-day trialIf you want to thank us for putting this show together, please give The Australian Investors Podcast a 5-star review on Apple Podcasts or Spotify - it’s a 5-second task that really helps support the show (and puts a big smile on Owen's face).DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsgDate recorded: 1st of July 2022 Learn more about your ad choices. Visit megaphone.fm/adchoices

Drew and I walk through a full case study (see below) of a fictitious Australian couple, Ralph (52) & Jane (51), looking to generate passive income from a diversified portfolio. The result: Drew predicts this couple could retire on a generous yearly income if they can get to $1.2 - $1.6 million of investable assets before retirement.Does that sound like a crazy figure? Not so fast...Drew explains all of his findings and analysis in this episode of The Australian Investors Podcast.The case study - Ralph & JaneJane (51) and Ralph (52) live in Brighton-Le-Sands, New South Wales in a 4 bedroom, 2 bathroom house. Ralph is a sticky-fingered accountant, earning $110,000. He loves the Hawthorn Hawks in the AFL (obviously) and spends his weekends watching their two boys play sports. Jane is a Midwife in Sydney, working 7 days of night shift every fortnight. She earns $115,000, also on PAYG. Jane uses some of her days off to volunteer at the Foodbank, encouraging her two sons to get married and have children.Watch the video version on the Rask Australia YouTube page.Take Owen’s brand new Value Investor Program, which gives you all the tools and knowledge you need to invest successfully in companies, including valuation spreadsheets, investing checklists and ASX company case studies.Join The Intelligent Investor & saveThis podcast is brought to you by The Intelligent Investor, Australia's premier investment research membership service. Use the code "RASK", to get $100 off your annual membership or get a free 15-day trial (no credit card details required):📈 Click here for a free 15-day trial💸 Click here to join today ($100 off)Trade ASX, US & HK stocks for just $9.50!The Australian Investors Podcast's official broker is SelfWealth. Over 120,000 smart investors use SelfWealth to invest and trade ASX shares, ETFs and global stocks. Rask's Investors Podcast listeners can join today and get $9.50 trades!✅ Click here to join SelfWealthAccess Alan Kohler’s Eureka ReportEureka Report provides investors with information, strategies and general advice to help grow their wealth. Gain exclusive access to CEO’s and fund manager interviews, SuperAdvice for your SMSF & Q&A’s with Alan Kohler. Use the code "RASK10", to get 10% off your annual membership or get a free 15-day trial (no credit card details required), by heading to:🗞 Click here to join today (10% off)📱 Free 15-day trialIf you want to thank us for putting this show together, please give The Australian Investors Podcast a 5-star review on Apple Podcasts or Spotify - it’s a 5-second task that really helps support the show (and puts a big smile on Owen's face).DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsgDate recorded: 30th June 2022 Learn more about your ad choices. Visit megaphone.fm/adchoices