

One Rental At A Time
Michael Zuber
Have you ever thought about real estate investing as a path to financial freedom? Have you kicked around the idea but felt you were too busy with work and family responsibilities? If so, One Rental at a Time will transform your life, just as it has transformed my life and the lives of thousands of others. This book reveals how buying and holding rental properties will create a second income that can, in time, allow you to quit your day job. It worked for me and it can work for you too. What's stopping you? Read the book and learn how One Rental at a Time can lead to financial independence.
Episodes
Mentioned books

Aug 6, 2024 • 13min
Why Emergency Rate Cut Would be a Disaster
In this compelling episode, we unravel the complexities behind the potential consequences of an emergency interest rate cut. While it may appear to be a quick solution to economic challenges, the implications could be far-reaching and detrimental.
Links & Resources
Follow us on social media for updates: Instagram | YouTube
Check out our recommended tool: Prop Stream
Thank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!

Jul 31, 2024 • 50min
Critical Real Estate Market Update
In this episode, we dive into the shifting dynamics of the real estate market and explore what it means for buyers and sellers. Broadcasting from a new setup, I discuss the recent transition to a buyer's market and how you can take advantage of it. We'll cover strategies for navigating this market, including the importance of a buy box, the benefits of seller financing, and the critical factors to look for when identifying great deals.
Tune in as I share real-life examples and expert insights on how to make the most of the current market conditions. Whether you're a seasoned investor or a first-time buyer, this episode is packed with actionable advice to help you succeed in today's real estate landscape.
Timeline Summary
[00:00] - Introduction to the episode and new setup.
[00:24] - Overview of the buyer's market and its implications.
[01:06] - Importance of a buy box and daily discipline in a buyer's market.
[02:03] - Real-life example of a successful deal in Phoenix.
[03:50] - Strategies for identifying and securing great deals.
[04:24] - Benefits of seller financing in a buyer's market.
[06:10] - Key indicators of a buyer's market: days on market, rising inventory, and price cuts.
[07:41] - How to leverage tools like Prop Stream for better offers.
[09:03] - The power dynamics in a buyer's market and making strategic offers.
[10:26] - Predictions for the single-family home market and multifamily opportunities.
[12:57] - Questions from the audience on interest rates, ADUs, and more.
Links & Resources
Follow us on social media for updates: Instagram | YouTube
Check out our recommended tool: Prop Stream
Thank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!

Jul 31, 2024 • 14min
Chief Economist Says Cut Rates Now!
In today's episode, we tackle the growing buzz around potential rate cuts and their implications for the economy. Broadcasting live, I delve into the predictions from leading economists, including those from Wilmington Trust and Goldman Sachs, who are forecasting significant rate cuts in the coming months. We'll explore what these cuts could mean for commercial banks, small and medium-sized businesses, and consumers.
Join me as we break down the potential scenarios and their impact on the housing market, borrowing costs, and overall economic health. With insights from my 30+ years of market experience, we’ll navigate through the intricacies of these economic forecasts and what they could signal for the near future.
Timeline Summary
[00:00] - Introduction to the episode and overview of potential rate cuts.
[00:32] - Predictions from Wilmington Trust and Goldman Sachs on rate cuts.
[01:24] - Implications of rate cuts for commercial banks.
[03:33] - How small and medium-sized businesses might react to rate cuts.
[04:52] - The consumer perspective: housing market and refinancing opportunities.
[06:35] - Election impact on the market and consumer behavior.
[07:01] - Potential market reactions to an unexpected July rate cut.
[08:09] - Upcoming live session details and invitation.
[08:29] - Earnings report from McDonald's and its implications.
[09:21] - Predictions on a potential recession and consumer trends.
[10:43] - True Inflation's latest data and its significance.
[11:14] - Shoutout to Jared and Kyle for their real estate achievements.
Links & Resources
Join our community: One Rental at a Time
Follow us on social media for updates: Instagram | YouTube
Thank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!

Jul 30, 2024 • 12min
Rate Cuts = Recession?
In today's episode, we dive into the latest economic updates, focusing on the upcoming rate cuts and key financial indicators. Broadcasting live from my backyard, I discuss the recent Personal Consumption Expenditure (PCE) report, its implications for inflation, and the Federal Reserve's potential moves. We also explore the significance of the Case-Shiller Index, consumer confidence, and various jobs reports, all while assessing their impact on the housing market. Join me as I break down these critical topics and provide insights into what the future might hold for the economy.
Stay tuned for an in-depth analysis of the economic news of the week, including predictions on pending home sales, the unemployment rate, and the latest earnings reports from major companies. This episode is packed with valuable information for anyone interested in understanding the current financial landscape and making informed investment decisions.
Timeline Summary
[00:00] - Introduction to the episode and overview of the PCE report.
[00:53] - Core inflation numbers and their impact on potential rate cuts.
[01:27] - Discussion on upcoming economic news, including the Case-Shiller Index and consumer confidence.
[02:33] - Insights into private payrolls and pending home sales.
[02:59] - Analysis of the Federal Reserve's upcoming rate decision.
[03:54] - Weekly jobless claims and ISM Manufacturing report.
[04:19] - The big jobs number and unemployment rate predictions.
[05:06] - Upcoming earnings reports from major companies.
[05:29] - Predictions for pending home sales and their impact on the market.
[07:59] - Meet Kevin's bold predictions on rate cuts and housing market trends.
[08:18] - The historical context of rate cuts and inflation control.
[09:13] - Information about upcoming events and community groups for listeners.
Links & Resources
Join our community: School Community
Follow us on social media for updates: Instagram | YouTube
Thank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!

Jul 30, 2024 • 14min
HOME BUYERS PLEASE STOP OFFERING LIST PRICE
Are you ready to dive into the intricacies of the current housing market? In this episode, we explore the exciting return of a buyer's market and how you can take full advantage of it. Joined by Casey from Brick by Brick Wealth, we discuss strategies for navigating a buyer's market, the impact of potential rate cuts, and the best practices for securing the best deals. Whether you're a first-time buyer or an experienced investor, this episode is packed with insights to help you make informed decisions in this unique market environment.
Tune in as we break down the benefits of a buyer's market, share real-world experiences, and offer practical advice on negotiating terms, asking for credits, and leveraging seller financing. Don't miss out on this opportunity to learn how to capitalize on the current market conditions and make the most of your home-buying journey.
Timeline Summary
[00:00] - Introduction to the episode and overview of the buyer's market.
[00:41] - Casey shares excitement and experiences with the last buyer's market.
[02:20] - Strategies for making the most out of a buyer's market.
[03:50] - Detailed example of negotiating in a buyer's market.
[06:00] - Discussion on potential rate cuts and their impact on the market.
[08:00] - The political influence on interest rates and housing affordability.
[10:35] - Predictions for the market post-election and consumer behavior.
[12:00] - Encouragement for buyers to make offers and find the sweet spot.
Links & Resources
Follow Casey on Instagram: Brick by Brick Wealth
Check out Casey's YouTube channel: Brick by Brick Wealth
Thank you for listening! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay tuned for more insights and tips in our next episode!

Jul 29, 2024 • 42min
HUGE RATE CUTS COMING FAST!!!
In this episode of "One Rental at a Time," we dive into the current state of the financial market, focusing on the potential for significant rate cuts by the Fed and the implications for the housing and commercial real estate markets. Michael Zuber and Jonathan explore the recent trends in the ten-year note and the possibility of a September rate cut, discussing how this could impact inflation, employment, and overall economic stability. We also examine the predictions and data from Trueflation and Fannie Mae, providing a comprehensive analysis of the current economic environment and its future trajectory. Additionally, we discuss the practical aspects of real estate investment, including the challenges and opportunities in today's market.
Timeline Summary:
[00:00] - Introduction to the financial market trends and potential rate cuts[00:26] - Analysis of the ten-year note and yield compression[01:24] - Discussion on unemployment rates and their implications[02:39] - Insights on GDP growth and inflation metrics[04:09] - Examination of Trueflation's data and its significance[06:00] - Debate on the likelihood and impact of a September rate cut[07:45] - Historical context: Comparing past Fed actions to current predictions[09:42] - Potential effects of rate cuts on corporate debt and bankruptcies[11:25] - The debate on housing market trends and real estate prices[13:18] - Commercial real estate outlook and the concept of 'moral hazard'[15:08] - Predictions for the housing market and investment strategies[17:00] - Conclusion and key takeaways for investors
Links & Resources:
One Rental at a Time
Closing Remarks:
Thanks for tuning in to "One Rental at a Time." If you enjoyed this episode, make sure to subscribe on Apple Podcasts, Spotify, or your preferred platform. Share the podcast with friends and family who might benefit from our real estate investing insights, and leave us a review to help us improve. Follow us on social media for updates and exclusive content. Remember, it's all about doing the work. Happy investing!

Jul 29, 2024 • 18min
Housing Affordability Myths Holding You Back
In this engaging episode of "One Rental at a Time," we dive into the hot debate on housing affordability with insights from Michael Zuber, Deon, and Matt, the lumberjack landlord. We tackle the bold claim that housing affordability in 2024 is comparable to that of the year 2000, analyzing historical data and discussing the implications of remote work, economic shifts, and urban development. We also examine the housing affordability index, wage growth, and the impact of inflation on housing prices over the past two decades. Tune in to hear diverse perspectives on whether today's housing market is truly as affordable as it was 24 years ago and what factors are driving these changes.
Timeline Summary:
[00:00] - Introduction to the housing affordability debate[00:30] - Deon’s bold claim: Housing today is as affordable as in 2000[01:20] - Michael Zuber’s data: The 54-year spreadsheet and affordability index[03:02] - Affordability index comparison: 2000 vs. 2023[05:28] - Deon’s perspective: Real-life examples and local market dynamics[07:35] - Discussion on remote work and its impact on affordability[09:12] - Debate on median income reporting and local economic conditions[10:33] - The role of amenities and urban development in housing prices[13:00] - Audience engagement: What do you think about housing affordability?[14:52] - Personal experiences: Matt’s insights on buying outside major cities[16:20] - Conclusion: Understanding both mathematical and practical perspectives on housing affordability
Links & Resources:
One Rental at a Time
Closing Remarks:
Thanks for tuning in to "One Rental at a Time." If you enjoyed this episode, make sure to subscribe on Apple Podcasts, Spotify, or your preferred platform. Share the podcast with friends and family who might benefit from our real estate investing insights, and leave us a review to help us improve. Follow us on social media for updates and exclusive content. Remember, it's all about doing the work. Happy investing!

Jul 28, 2024 • 12min
Economy Slowing Down Quickly?
In this episode of "One Rental at a Time," we delve into the current state of the bond market and its implications for interest rates, with an insightful analysis by Michael Zuber. We explore the potential for rate cuts and their expected timing, along with key economic indicators such as GDP growth, unemployment claims, and PMI. Additionally, we review recent earnings reports from major companies like Ford, American Airlines, IBM, and Chipotle, discussing their performance and future outlooks. We also touch on the latest updates in the housing market and how it's reacting to economic conditions and the election cycle. Tune in for a comprehensive overview of the latest financial trends and their impact on real estate investing.
Timeline Summary:
[00:00] - Importance of monitoring the bond market and potential rate cuts[00:20] - Economic data overview: Q2 GDP growth and unemployment claims[03:30] - PMI and durable goods report: Insights and implications[05:16] - Earnings reports: Ford, American Airlines, IBM, Chipotle, and more[07:57] - Trueflation's latest readings and their significance[08:22] - Updates on the housing market and buyer behavior[09:23] - Upcoming events and accountability groups in the community[10:57] - Announcement of the next "Buying Vegas" episode
Links & Resources:
One Rental at a Time
Closing Remarks:
Thanks for tuning in to "One Rental at a Time." If you enjoyed this episode, make sure to subscribe on Apple Podcasts, Spotify, or your preferred platform. Share the podcast with friends and family who might benefit from our real estate investing insights, and leave us a review to help us improve. Follow us on social media for updates and exclusive content. Remember, it's all about doing the work. Happy investing!

Jul 28, 2024 • 14min
AI Can NOT Disrupt this Boring Business
Episode Summary:
In this episode of "One Rental at a Time," we're joined by Beau Eckstein, a concierge for small business lending, to explore the potential of boring yet profitable business models. We discuss a long-standing business model focused on restroom hygiene services, which boasts low competition and recurring revenue. This type of business, offering essential services like tile floor deep cleaning, power washing, window treatments, and restroom product supplies, is described as highly scalable and recession-resilient. We delve into the benefits of such a business, including its ability to withstand economic fluctuations and the potential for significant growth and equity building. Additionally, we touch on the strategic use of AI in business operations and the importance of understanding the IRS tax code for maximizing financial benefits.
Timeline Summary:
[00:00] - Introduction to Beau Eckstein and the discussion on boring business models[00:23] - Overview of the restroom hygiene service business model[01:01] - The benefits of recurring revenue and scaling up[02:05] - The structure and components of the business, including national accounts[03:18] - The attractiveness of recession-resilient businesses[03:38] - The role of AI and automation in business efficiency[04:00] - Financial benefits and tax strategies for business owners[05:18] - The potential for high returns and low competition in this sector[06:00] - Strategies for semi-absentee ownership and incentivizing employees[07:00] - The broader market potential and the current trend towards owning real estate and boring businesses
Links & Resources:
One Rental Meeting
Closing Remarks:
Thanks for tuning in to "One Rental at a Time." If you enjoyed this episode, make sure to subscribe on Apple Podcasts, Spotify, or your preferred platform. Share the podcast with friends and family who might benefit from our real estate investing insights, and leave us a review to help us improve. Follow us on social media for updates and exclusive content. Remember, it's all about doing the work. Happy investing!

Jul 27, 2024 • 27min
MASSIVE RATE CUTS COMING FAST
In this week's "One Rental at a Time" Friday Financial Wrap-Up, I'm joined by Michael Zuber to discuss the latest developments in the financial world. We dive into key topics including the latest PCE inflation numbers, the alarming rise in eviction rates, and the significant drop in existing home sales. Michael also shares exciting news about the upcoming "One Rental at a Time" live event in Las Vegas, set for President's Day weekend 2025. Additionally, we explore the potential for a rate cut and its implications, and Michael shares his perspective on California's recent efforts to address homelessness. Tune in for insightful analysis and actionable advice to navigate today's real estate market.
Timeline Summary:
[00:00] - Introduction to the Friday Financial Wrap-Up with Michael Zuber[00:15] - Importance of PCE inflation numbers and expected outcomes[02:17] - Exciting announcement: "One Rental at a Time" live event in Las Vegas 2025[04:52] - Discussion on the rise in eviction rates and its potential implications[07:30] - Analysis of existing home sales data and market trends[09:45] - Speculation on interest rate cuts and their potential impact[11:07] - GDP growth insights and what it means for the economy[12:58] - Weekly unemployment numbers and their significance[14:18] - Introduction to Trueflation and its current readings[16:34] - Special topic: California's efforts to clear homeless encampments[20:22] - Discussion on the current buyer's market and investment opportunities
Links & Resources:
One Rental at a Time Live Event Tickets
Closing Remarks:
Thanks for tuning in to "One Rental at a Time." If you enjoyed this episode, make sure to subscribe on Apple Podcasts, Spotify, or your preferred platform. Share the podcast with friends and family who might benefit from our real estate investing insights, and leave us a review to help us improve. Follow us on social media for updates and exclusive content. Remember, it's all about doing the work. Happy investing!


