Yah Lah But

Prof. Syed Farid Alatas, an NUS sociologist, decolonisation scholar, and a man with family currently living under the Iran-Israel war, explains why the Middle East conflict is really about colonial power, US hegemony, and what Singapore's silence reveals about our own captive minds that have been “colonized”.𝗣𝗿𝗼𝗳 𝗦𝘆𝗲𝗱 𝗙𝗮𝗿𝗶𝗱'𝘀 𝗪𝗼𝗿𝗸:Prof Syed Farid on FacebookProf Syed Farid on LinkedInBooks by Prof Syed Farid𝗢𝗻𝗲 𝗦𝗵𝗶𝗼𝗸 𝗧𝗵𝗶𝗻𝗴Terence: A Scientist's View of WarHaresh: Why Singapore Built A 150m-Deep Oil CaveFarid: Assholes: A Theory by Aaron James𝗪𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝘂𝘀!We’re looking for people to join our team! Click on the links below to find out more about the roles. If you’re interested, send your CV & cover letter to contact@ministryoffunny.com! Creative ProducerFolklory Growth Hacking Internship𝗦𝘂𝗯𝘀𝗰𝗿𝗶𝗯𝗲 𝘁𝗼 𝗼𝘂𝗿 𝘄𝗲𝗲𝗸𝗹𝘆 𝗻𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿 – "𝗬𝗼𝘂𝗿 𝗟𝗶𝘁𝘁𝗹𝗲 𝗕𝗶𝘁”Get a roundup of our One Shiok Things & first dibs on our latest launches delivered straight to your inbox! Subscribe Here(00:50) On this episode...(0:02:12) Intro(0:03:25) The War Hits Home: Prof Farid's Personal Connection To Iran(0:07:19) Prof Farid's Background In Sociology(0:09:26) What Is Neo-Colonialism?(0:11:29) Decolonizing Our Minds(0:13:05) What Is A Eurocentric Education?(0:17:17) Is Colonialism Only A European Problem?(0:19:23) Was Imperial Domination Always Inevitable?(0:22:00) Trump And The Return Of Colonial Language(0:25:04) How October 7 Changed American Minds(0:30:25) Critiquing All Sides: US, Israel, Gulf States, And Iran(0:35:18) Why Regime Change In Iran Won't Work(0:38:42) Understanding Iranian Society And Its Contradictions(0:41:28) Iranians United Against Foreign Aggression(0:43:50) Why Isn't The Muslim World Rallying Behind Iran?(0:46:17) The Most Worrying Thing: Regional Disunity(0:47:52) What Would A Better Middle East Look Like?(0:49:03) The "Wipe Off The Map" Myth Debunked(0:53:15) Is Peace Realistic? The Shifting Global Opinion On Israel(0:56:13) Christian Zionism And The End Times Narrative(1:00:16) Could This Become World War 3?(1:02:34) How The Iran War Affects Singapore(1:08:40) Singapore's Reluctance To Have Hard Conversations(1:11:10) Southeast Asia Navigating US vs China(1:13:53) De-dollarization As A Form Of Decolonization(1:14:53) Can Singapore Afford To Decolonize?(1:17:55) Ibn Khaldun: Governments Are Always Unjust(1:22:53) Is Singapore Too Dependent On Government?(1:25:19) One Shiok Thing(1:31:03) Post-Interview Reflection𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲!Reddit | Telegram𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗼𝗻 𝗼𝘂𝗿 𝘀𝗼𝗰𝗶𝗮𝗹𝘀TikTok | Instagram | Facebook𝘔𝘪𝘤𝘴 𝘢𝘯𝘥 𝘏𝘦𝘢𝘥𝘱𝘩𝘰𝘯𝘦𝘴 𝘧𝘳𝘰𝘮 @𝘴𝘩𝘶𝘳𝘦𝘌𝘥𝘪𝘵𝘦𝘥 𝘢𝘯𝘥 𝘮𝘪𝘹𝘦𝘥 𝘣𝘺 𝘛𝘳𝘪𝘴𝘵𝘦𝘯 𝘠𝘦𝘢𝘬

Singapore's youth are exposed to drug-related content more often than parents may think. Psychiatrist Dr. Adrian Loh, council member of NCADA, on why attitudes are shifting, why "you do you" is a public health risk, what parents consistently get wrong, and whether a drug-free Singapore is still achievable.𝙏𝙝𝙞𝙨 𝙚𝙥𝙞𝙨𝙤𝙙𝙚 𝙞𝙨 𝙗𝙧𝙤𝙪𝙜𝙝𝙩 𝙩𝙤 𝙮𝙤𝙪 𝙗𝙮 𝙉𝙖𝙩𝙞𝙤𝙣𝙖𝙡 𝘾𝙤𝙪𝙣𝙘𝙞𝙡 𝘼𝙜𝙖𝙞𝙣𝙨𝙩 𝘿𝙧𝙪𝙜 𝘼𝙗𝙪𝙨𝙚 (𝙉𝘾𝘼𝘿𝘼)𝘕𝘊𝘈𝘋𝘈 𝘪𝘴 𝘢 𝘤𝘪𝘵𝘪𝘻𝘦𝘯’𝘴 𝘢𝘥𝘷𝘪𝘴𝘰𝘳𝘺 𝘤𝘰𝘶𝘯𝘤𝘪𝘭 𝘰𝘯 𝘱𝘳𝘦𝘷𝘦𝘯𝘵𝘪𝘷𝘦 𝘥𝘳𝘶𝘨 𝘮𝘦𝘢𝘴𝘶𝘳𝘦𝘴 𝘢𝘯𝘥 𝘱𝘳𝘰𝘨𝘳𝘢𝘮𝘮𝘦𝘴 𝘪𝘯 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦. 𝘐𝘵 𝘴𝘦𝘦𝘬𝘴 𝘵𝘰 𝘩𝘢𝘳𝘯𝘦𝘴𝘴 𝘤𝘰𝘮𝘮𝘶𝘯𝘪𝘵𝘺 𝘴𝘶𝘱𝘱𝘰𝘳𝘵 𝘢𝘯𝘥 𝘤𝘰𝘮𝘱𝘭𝘦𝘮𝘦𝘯𝘵 𝘵𝘩𝘦 𝘱𝘳𝘰𝘮𝘰𝘵𝘪𝘰𝘯 𝘰𝘧 𝘱𝘳𝘰𝘨𝘳𝘢𝘮𝘮𝘦𝘴 𝘢𝘯𝘥 𝘳𝘦𝘴𝘦𝘢𝘳𝘤𝘩 𝘵𝘰 𝘪𝘯𝘧𝘰𝘳𝘮 𝘵𝘩𝘦 𝘱𝘶𝘣𝘭𝘪𝘤 𝘰𝘯 𝘵𝘩𝘦 𝘥𝘢𝘯𝘨𝘦𝘳𝘴 𝘰𝘧 𝘥𝘳𝘶𝘨 𝘢𝘥𝘥𝘪𝘤𝘵𝘪𝘰𝘯.𝘍𝘰𝘭𝘭𝘰𝘸 𝘵𝘩𝘦𝘪𝘳 𝘸𝘰𝘳𝘬 𝘢𝘵 https://yahlahbut.short.gy/ncada𝘐𝘯𝘴𝘵𝘢𝘨𝘳𝘢𝘮 | https://www.instagram.com/ncadasg𝘓𝘪𝘯𝘬𝘦𝘥𝘐𝘯 | https://www.linkedin.com/company/ncadasg*𝗢𝗻𝗲 𝗦𝗵𝗶𝗼𝗸 𝗧𝗵𝗶𝗻𝗴Haresh: THE 2028 GLOBAL INTELLIGENCE CRISISTerence: Timothée Chalamet & Matthew McConaughey | A CNN & Variety Town Hall EventDr. Adrian: The Art of Spending Money by Morgan Housel𝗪𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝘂𝘀!Drop us an email at contact@ministryoffunny.com! We’re always looking out for people to do cool stuff with, so let’s chat!𝗦𝘂𝗯𝘀𝗰𝗿𝗶𝗯𝗲 𝘁𝗼 𝗼𝘂𝗿 𝘄𝗲𝗲𝗸𝗹𝘆 𝗻𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿 – "𝗬𝗼𝘂𝗿 𝗟𝗶𝘁𝘁𝗹𝗲 𝗕𝗶𝘁”Get a roundup of our One Shiok Things & first dibs on our latest launches delivered straight to your inbox!Subscribe Here(00:00) Introduction(01:00) What Does NCADA Actually Do?(04:12) How Dr. Adrian Joined The Council(06:09) Are Young Singaporeans' Views On Drugs Changing?(07:20) Why Cannabis Attitudes Are Shifting(08:29) Talking To Your Kids About Drugs When Travelling(10:29) The "You Do You" Generation And Drug Normalisation(12:20) The Forbidden Fruit Effect: Does Zero Tolerance Backfire?(14:39) Why Singapore's Approach Is Unique(16:57) Social Media And The New Age Of First Exposure(19:21) When And How To Talk To Teens About Drugs(20:50) Are Parents Today Better Equipped Than Previous Generations?(22:55) Common Mistakes Parents Make In Drug Conversations(23:57) Drugs Vs Alcohol And Tobacco(25:00) Singapore's Drug Statistics: Why The Work Isn't Done(28:26) What Home Behaviours Inadvertently Open The Door To Drug Use(31:52) Authoritarian Vs Permissive Vs Authoritative Parenting(36:15) What To Do If You Suspect Your Child Is Using Drugs(38:14) Where Parents Can Learn Better Communication Skills(41:10) Eye-Opening Stories From Working With Teens And Parents(43:15) When Parents Aren't Around: The Role Of Schools And Friends(45:28) How To Be A True Friend When Peers Are Using Drugs(48:07) Kids Who Stand Firm(50:14) Is Cannabis A Gateway Drug?(53:07) Inspiring Youth-Led Anti-Drug Initiatives(56:19) Reaching Youth Through Gaming And Entertainment(57:15) Can Singapore Ever Be Completely Drug-Free?(59:28) One Shiok Thing(01:07:04) Post-Interview Reflection𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲!Reddit | Telegram𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗼𝗻 𝗼𝘂𝗿 𝘀𝗼𝗰𝗶𝗮𝗹𝘀TikTok | Instagram | Facebook𝘔𝘪𝘤𝘴 𝘢𝘯𝘥 𝘏𝘦𝘢𝘥𝘱𝘩𝘰𝘯𝘦𝘴 𝘧𝘳𝘰𝘮 @𝘴𝘩𝘶𝘳𝘦𝘌𝘥𝘪𝘵𝘦𝘥 𝘢𝘯𝘥 𝘮𝘪𝘹𝘦𝘥 𝘣𝘺 𝘛𝘳𝘪𝘴𝘵𝘦𝘯 𝘠𝘦𝘢𝘬

Discussion about urgent energy-saving appeals as regional tensions threaten fuel supplies. A playful look at optics and whether voluntary conservation measures will work. Debate on energy trade-offs from work-from-home and rising AI demand. A heated conversation about food influencers and viral reviews that pit online power against small F&B operators.

Han Hui Hui's three children are taken to hospital by MSF, she livestreams from the hospital, gets POFMA'd the day after getting them back, and Ho Ching weighs in. Plus, YouTuber Sneaky Sushii apologises after getting called out for plagiarising a Bulgarian creator's entire video.𝗧𝗘𝗟𝗟 𝗬𝗢𝗨 𝗙𝗜𝗥𝗦𝗧 𝗦𝗲𝗮𝘀𝗼𝗻 𝟮Check out the second season of our edutainment podcast that dives into a fascinating array of topics you never knew you needed to know! This week, we talk about the hardy Samsui Women who helped build modern Singapore.Listen on melisten | Spotify | Apple𝗢𝗻𝗲 𝗦𝗵𝗶𝗼𝗸 𝗧𝗵𝗶𝗻𝗴Haresh: If You Don't Understand the Petrodollar, You Don't Understand GeopoliticsTerence: I turned your most requested project into a product𝗪𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝘂𝘀!Drop us an email at contact@ministryoffunny.com! We’re always looking out for people to do cool stuff with, so let’s chat!𝗦𝘂𝗯𝘀𝗰𝗿𝗶𝗯𝗲 𝘁𝗼 𝗼𝘂𝗿 𝘄𝗲𝗲𝗸𝗹𝘆 𝗻𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿 – "𝗬𝗼𝘂𝗿 𝗟𝗶𝘁𝘁𝗹𝗲 𝗕𝗶𝘁”Get a roundup of our One Shiok Things & first dibs on our latest launches delivered straight to your inbox!Subscribe Here(00:00) TELL YOU FIRST S2(01:20) Intro(09:00) Han Hui Hui POFMA'd After Getting 3 Kids Back(32:00) Sneaky Sushii's Apology Falls Flat(54:40) One Shiok Comment(59:30) One Shiok Thing𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲!Reddit | Telegram𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗼𝗻 𝗼𝘂𝗿 𝘀𝗼𝗰𝗶𝗮𝗹𝘀TikTok | Instagram | Facebook𝗧𝗼𝗽𝗶𝗰𝘀 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗘𝗽𝗶𝘀𝗼𝗱𝗲:Han Hui Hui POFMA'd After Getting 3 Kids BackPOFMA order issued to Han Hui Hui over MSF, police commentsMSF returns Han Hui Hui's children with conditions; activist gets POFMA order over claims made in livestreamIssuance of Correction Direction under POFMAActivist Han Hui Hui's 3 children taken to hospital for safety following violence at home allegations: MSF & policePost by Ho ChingSneaky Sushii's Apology Falls FlatS’porean YouTuber Sneaky Sushii apologises after smaller Bulgarian content creator points out similarities between their videos'Lapse in judgement': Singaporean YouTuber Sneaky Sushii apologises after plagiarism backlash𝘔𝘪𝘤𝘴 𝘢𝘯𝘥 𝘏𝘦𝘢𝘥𝘱𝘩𝘰𝘯𝘦𝘴 𝘧𝘳𝘰𝘮 @𝘴𝘩𝘶𝘳𝘦𝘌𝘥𝘪𝘵𝘦𝘥 𝘢𝘯𝘥 𝘮𝘪𝘹𝘦𝘥 𝘣𝘺 𝘛𝘳𝘪𝘴𝘵𝘦𝘯 𝘠𝘦𝘢𝘬

Lion Global Investors (LGI) CEO Teo Joo Wah makes the case for building retirement portfolios that last – not just to perform. He breaks down why lifecycle investing matters, how gold fits into a diversified portfolio, and why where your gold is stored might matter more than you think. 𝙏𝙝𝙞𝙨 𝙚𝙥𝙞𝙨𝙤𝙙𝙚 𝙞𝙨 𝙗𝙧𝙤𝙪𝙜𝙝𝙩 𝙩𝙤 𝙮𝙤𝙪 𝙗𝙮 𝙇𝙞𝙤𝙣 𝙂𝙡𝙤𝙗𝙖𝙡 𝙄𝙣𝙫𝙚𝙨𝙩𝙤𝙧𝙨𝘍𝘰𝘭𝘭𝘰𝘸𝘪𝘯𝘨 𝘵𝘩𝘦 𝘪𝘯𝘤𝘦𝘱𝘵𝘪𝘰𝘯 𝘰𝘧 𝘓𝘪𝘰𝘯𝘎𝘭𝘰𝘣𝘢𝘭 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦 𝘗𝘩𝘺𝘴𝘪𝘤𝘢𝘭 𝘎𝘰𝘭𝘥 𝘍𝘶𝘯𝘥 𝘪𝘯 𝘋𝘦𝘤 2025, 𝘓𝘪𝘰𝘯 𝘎𝘭𝘰𝘣𝘢𝘭 𝘐𝘯𝘷𝘦𝘴𝘵𝘰𝘳𝘴 𝘩𝘢𝘴 𝘭𝘢𝘶𝘯𝘤𝘩𝘦𝘥 𝘵𝘩𝘦 𝘧𝘶𝘯𝘥’𝘴 𝘌𝘛𝘍 𝘴𝘩𝘢𝘳𝘦 𝘤𝘭𝘢𝘴𝘴, 𝘸𝘩𝘪𝘤𝘩 𝘪𝘴 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦’𝘴 𝘧𝘪𝘳𝘴𝘵 𝘨𝘰𝘭𝘥 𝘌𝘛𝘍 𝘣𝘢𝘤𝘬𝘦𝘥 𝘣𝘺 𝘱𝘩𝘺𝘴𝘪𝘤𝘢𝘭 𝘨𝘰𝘭𝘥 𝘪𝘯𝘴𝘶𝘳𝘦𝘥 𝘢𝘯𝘥 𝘷𝘢𝘶𝘭𝘵𝘦𝘥 𝘪𝘯 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦. 𝘛𝘩𝘦 𝘌𝘛𝘍’𝘴 𝘐𝘯𝘪𝘵𝘪𝘢𝘭 𝘖𝘧𝘧𝘦𝘳 𝘗𝘦𝘳𝘪𝘰𝘥 (𝘐𝘖𝘗) 𝘳𝘶𝘯𝘴 𝘧𝘳𝘰𝘮 6-20 𝘔𝘢𝘳 2026 𝘢𝘯𝘥 𝘸𝘪𝘭𝘭 𝘣𝘦 𝘭𝘪𝘴𝘵𝘦𝘥 𝘰𝘯 𝘚𝘎𝘟 𝘰𝘯 26 𝘔𝘢𝘳 2026.𝙋𝙖𝙧𝙩𝙣𝙚𝙧𝙨 𝙛𝙤𝙧 𝙇𝙞𝙤𝙣𝙂𝙡𝙤𝙗𝙖𝙡 𝙎𝙞𝙣𝙜𝙖𝙥𝙤𝙧𝙚 𝙋𝙝𝙮𝙨𝙞𝙘𝙖𝙡 𝙂𝙤𝙡𝙙 𝙀𝙏𝙁* – https://yahlahbut.short.gy/LGI-GoldETF𝙊𝘾𝘽𝘾 𝙎𝙚𝙘𝙪𝙧𝙞𝙩𝙞𝙚𝙨| 𝙋𝙊𝙀𝙈𝙎 𝙗𝙮 𝙋𝙝𝙞𝙡𝙡𝙞𝙥 𝘾𝙖𝙥𝙞𝙩𝙖𝙡 | 𝙈𝙤𝙤𝙢𝙤𝙤 | 𝙏𝙞𝙜𝙚𝙧 𝘽𝙧𝙤𝙠𝙚𝙧𝙨 | 𝙁𝙎𝙈𝙊𝙣𝙚 | 𝘿𝘽𝙎 𝙑𝙞𝙘𝙠𝙚𝙧𝙨 | 𝙈𝙖𝙮𝙗𝙖𝙣𝙠 𝙎𝙚𝙘𝙪𝙧𝙞𝙩𝙞𝙚𝙨 | 𝙇𝙞𝙢&𝙏𝙖𝙣 𝙎𝙚𝙘𝙪𝙧𝙞𝙩𝙞𝙚𝙨𝙋𝙖𝙧𝙩𝙣𝙚𝙧𝙨 𝙛𝙤𝙧 𝙇𝙞𝙤𝙣𝙂𝙡𝙤𝙗𝙖𝙡 𝙎𝙞𝙣𝙜𝙖𝙥𝙤𝙧𝙚 𝙋𝙝𝙮𝙨𝙞𝙘𝙖𝙡 𝙂𝙤𝙡𝙙 𝙁𝙪𝙣𝙙 – https://yahlahbut.short.gy/LGI-goldfund𝙊𝘾𝘽𝘾 | 𝙂𝙧𝙚𝙖𝙩 𝙀𝙖𝙨𝙩𝙚𝙧𝙣 | 𝙎𝙞𝙣𝙜𝙡𝙞𝙛𝙚 | 𝙂𝙧𝙤𝙬 𝙬𝙞𝙩𝙝 𝙎𝙞𝙣𝙜𝙡𝙞𝙛𝙚 | 𝙈𝙖𝙧𝙞𝙗𝙖𝙣𝙠 | 𝘽𝙖𝙣𝙠𝙤𝙛 𝙎𝙞𝙣𝙜𝙖𝙥𝙤𝙧𝙚 | 𝘿𝙤𝙡𝙡𝙖𝙧𝘿𝙚𝙭 𝙗𝙮 𝙎𝙞𝙣𝙜𝙡𝙞𝙛𝙚 | 𝙁𝙎𝙈𝙊𝙣𝙚 | 𝙞𝙁𝘼𝙎𝙏𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 | 𝙋𝙊𝙀𝙈𝙎 𝙗𝙮 𝙋𝙝𝙞𝙡𝙡𝙞𝙥𝘾𝙖𝙥𝙞𝙩𝙖𝙡 | 𝘾𝙖𝙥𝘽𝙧𝙞𝙙𝙜𝙚𝘿𝙞𝙨𝙘𝙡𝙖𝙞𝙢𝙚𝙧 – 𝙇𝙞𝙤𝙣 𝙂𝙡𝙤𝙗𝙖𝙡 𝙄𝙣𝙫𝙚𝙨𝙩𝙤𝙧𝙨 𝙇𝙞𝙢𝙞𝙩𝙚𝙙𝘛𝘩𝘪𝘴 𝘢𝘥𝘷𝘦𝘳𝘵𝘪𝘴𝘦𝘮𝘦𝘯𝘵 𝘩𝘢𝘴 𝘯𝘰𝘵 𝘣𝘦𝘦𝘯 𝘳𝘦𝘷𝘪𝘦𝘸𝘦𝘥 𝘣𝘺 𝘵𝘩𝘦 𝘔𝘰𝘯𝘦𝘵𝘢𝘳𝘺 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘵𝘺 𝘰𝘧 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦. 𝘐𝘵 𝘪𝘴 𝘧𝘰𝘳 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘰𝘯𝘭𝘺 𝘢𝘯𝘥 𝘪𝘴 𝘯𝘰𝘵 𝘢 𝘳𝘦𝘤𝘰𝘮𝘮𝘦𝘯𝘥𝘢𝘵𝘪𝘰𝘯, 𝘰𝘧𝘧𝘦𝘳 𝘰𝘳 𝘴𝘰𝘭𝘪𝘤𝘪𝘵𝘢𝘵𝘪𝘰𝘯. 𝘠𝘰𝘶 𝘴𝘩𝘰𝘶𝘭𝘥 𝘳𝘦𝘢𝘥 𝘵𝘩𝘦 𝘱𝘳𝘰𝘴𝘱𝘦𝘤𝘵𝘶𝘴 𝘢𝘷𝘢𝘪𝘭𝘢𝘣𝘭𝘦 𝘢𝘵 𝘸𝘸𝘸.𝘭𝘪𝘰𝘯𝘨𝘭𝘰𝘣𝘢𝘭𝘪𝘯𝘷𝘦𝘴𝘵𝘰𝘳𝘴.𝘤𝘰𝘮 𝘣𝘦𝘧𝘰𝘳𝘦 𝘥𝘦𝘤𝘪𝘥𝘪𝘯𝘨 𝘸𝘩𝘦𝘵𝘩𝘦𝘳 𝘵𝘰 𝘪𝘯𝘷𝘦𝘴𝘵 𝘪𝘯 𝘵𝘩𝘦 𝘧𝘶𝘯𝘥. 𝙏𝙝𝙚 𝙁𝙪𝙣𝙙'𝙨 𝙣𝙚𝙩 𝙖𝙨𝙨𝙚𝙩 𝙫𝙖𝙡𝙪𝙚 𝙢𝙖𝙮 𝙝𝙖𝙫𝙚 𝙝𝙞𝙜𝙝𝙚𝙧 𝙫𝙤𝙡𝙖𝙩𝙞𝙡𝙞𝙩𝙮 𝙙𝙪𝙚 𝙩𝙤 𝙞𝙩𝙨 𝙣𝙖𝙧𝙧𝙤𝙬𝙚𝙧 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩 𝙛𝙤𝙘𝙪𝙨 (𝙥𝙧𝙞𝙢𝙖𝙧𝙞𝙡𝙮 𝙞𝙣 𝙂𝙤𝙡𝙙 (𝙖𝙨 𝙙𝙚𝙛𝙞𝙣𝙚𝙙 𝙞𝙣 𝙩𝙝𝙚 𝙥𝙧𝙤𝙨𝙥𝙚𝙘𝙩𝙪𝙨)), 𝙬𝙝𝙚𝙣 𝙘𝙤𝙢𝙥𝙖𝙧𝙚𝙙 𝙩𝙤 𝙛𝙪𝙣𝙙𝙨 𝙬𝙞𝙩𝙝 𝙢𝙤𝙧𝙚 𝙙𝙞𝙫𝙚𝙧𝙨𝙞𝙛𝙞𝙚𝙙 𝙥𝙤𝙧𝙩𝙛𝙤𝙡𝙞𝙤𝙨. 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵𝘴 𝘪𝘯𝘷𝘰𝘭𝘷𝘦 𝘳𝘪𝘴𝘬𝘴 𝘪𝘯𝘤𝘭𝘶𝘥𝘪𝘯𝘨 𝘵𝘩𝘦 𝘱𝘰𝘴𝘴𝘪𝘣𝘭𝘦 𝘭𝘰𝘴𝘴 𝘰𝘧 𝘵𝘩𝘦 𝘱𝘳𝘪𝘯𝘤𝘪𝘱𝘢𝘭 𝘢𝘮𝘰𝘶𝘯𝘵 𝘪𝘯𝘷𝘦𝘴𝘵𝘦𝘥. 𝘓𝘪𝘰𝘯 𝘎𝘭𝘰𝘣𝘢𝘭 𝘐𝘯𝘷𝘦𝘴𝘵𝘰𝘳𝘴® 𝘓𝘪𝘮𝘪𝘵𝘦𝘥 (𝘜𝘌𝘕/𝘙𝘦𝘨𝘪𝘴𝘵𝘳𝘢𝘵𝘪𝘰𝘯 𝘕𝘰. 198601745𝘋)*𝘙𝘦𝘧𝘦𝘳𝘴 𝘵𝘰 𝘌𝘛𝘍 𝘜𝘚𝘋 𝘊𝘭𝘢𝘴𝘴 𝘸𝘩𝘪𝘤𝘩 𝘪𝘴 𝘵𝘳𝘢𝘥𝘢𝘣𝘭𝘦 𝘪𝘯 𝘣𝘰𝘵𝘩 𝘚𝘎𝘋 𝘢𝘯𝘥 𝘜𝘚𝘋 𝘰𝘯 𝘚𝘎𝘟𝗢𝗻𝗲 𝗦𝗵𝗶𝗼𝗸 𝗧𝗵𝗶𝗻𝗴Haresh: Luxury Academy on YouTubeTerence: Think Faster, Talk Smarter by Matt Abrahams𝗪𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝘂𝘀!Drop us an email at contact@ministryoffunny.com! We’re always looking out for people to do cool stuff with, so let’s chat!𝗦𝘂𝗯𝘀𝗰𝗿𝗶𝗯𝗲 𝘁𝗼 𝗼𝘂𝗿 𝘄𝗲𝗲𝗸𝗹𝘆 𝗻𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿 – "𝗬𝗼𝘂𝗿 𝗟𝗶𝘁𝘁𝗹𝗲 𝗕𝗶𝘁”Get a roundup of our One Shiok Things & first dibs on our latest launches delivered straight to your inbox!Subscribe Here (00:00) Intro (00:48) Helping Singaporeans Retire Better (02:43) From Science To Economics (04:23) Why Low-Fee Investing Matters (07:19) Thinking Bigger As CEO (11:22) Why Gold Matters More Now (15:28) Singapore As A Safe Haven (18:06) Gold Fund Vs Gold ETF (21:47) Why Investors Must Read Widely (24:16) The Real Goal Is Retirement Planning (26:22) What A Good Financial Advisor Actually Does (28:57) Why New Investors Should Ease In (30:57) CPF Life-Cycle Investing And Holding Power (32:52) How To Stay Calm During Market Drops (36:48) Core Portfolio Vs Satellite Bets (39:20) What Decades In Markets Teach You (41:24) How Much Gold Belongs In A Portfolio (44:27) Supporting Singapore Through Finance (48:05) What Excites Him Most Next (50:05) One Shiok Thing (55:49) Post-Interview Reflection𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲!Reddit | Telegram𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗼𝗻 𝗼𝘂𝗿 𝘀𝗼𝗰𝗶𝗮𝗹𝘀TikTok | Instagram | Facebook𝘔𝘪𝘤𝘴 𝘢𝘯𝘥 𝘏𝘦𝘢𝘥𝘱𝘩𝘰𝘯𝘦𝘴 𝘧𝘳𝘰𝘮 @𝘴𝘩𝘶𝘳𝘦𝘌𝘥𝘪𝘵𝘦𝘥 𝘢𝘯𝘥 𝘮𝘪𝘹𝘦𝘥 𝘣𝘺 𝘛𝘳𝘪𝘴𝘵𝘦𝘯 𝘠𝘦𝘢𝘬

A TikToker’s “13 BTO tries” story forces HDB to publish the receipts, but their reponse has divided the internet. Meanwhile in Clementi, a noise-monitoring ‘traffic light’ has been installed to monitor noise levels at a community space.𝗧𝗘𝗟𝗟 𝗬𝗢𝗨 𝗙𝗜𝗥𝗦𝗧 𝗦𝗲𝗮𝘀𝗼𝗻 𝟮Check out the second season of our edutainment podcast that dives into a fascinating array of topics you never knew you needed to know! Last week, we sat down with Noah Yap and reminisced about the Golden Age of Singapore’s YouTube scene.Listen on melisten | Spotify | Apple𝗢𝗻𝗲 𝗦𝗵𝗶𝗼𝗸 𝗧𝗵𝗶𝗻𝗴Haresh: This Is the Scariest Place in The UniverseTerence: Bam Adebayo’s HISTORIC 83-Point Night (2nd-Most in NBA History)𝗪𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝘂𝘀!Drop us an email at contact@ministryoffunny.com! We’re always looking out for people to do cool stuff with, so let’s chat!𝗦𝘂𝗯𝘀𝗰𝗿𝗶𝗯𝗲 𝘁𝗼 𝗼𝘂𝗿 𝘄𝗲𝗲𝗸𝗹𝘆 𝗻𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿 – "𝗬𝗼𝘂𝗿 𝗟𝗶𝘁𝘁𝗹𝗲 𝗕𝗶𝘁”Get a roundup of our One Shiok Things & first dibs on our latest launches delivered straight to your inbox!Subscribe Here(00:00) TELL YOU FIRST S2(01:20) Intro(06:40) HDB Claps Back at Woman’s "13" BTO Fails(32:30) Noise-Monitors Installed in Clementi(54:00) One Shiok Comment(57:00) One Shiok Thing𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲!Reddit | Telegram𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗼𝗻 𝗼𝘂𝗿 𝘀𝗼𝗰𝗶𝗮𝗹𝘀TikTok | Instagram | Facebook𝗧𝗼𝗽𝗶𝗰𝘀 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗘𝗽𝗶𝘀𝗼𝗱𝗲:HDB Claps Back at Woman’s "13" BTO FailsWoman Applied For BTO 13 Times Over 3 Years & “Still Didn’t Get A Unit”; Ends Up Purchasing A Resale FlatWoman laments BTO balloting process after '13 applications'; HDB respondsFacebook Post by HDBMuted demand for some Plus, Prime HDB flats as first-time buyers weigh stricter resale conditionsNoise-Monitors Installed in ClementiNoise-monitoring ‘traffic light’ at Clementi community hall tackles residents’ concerns'Traffic light' system on trial at community space in Clementi to monitor noise levels𝘔𝘪𝘤𝘴 𝘢𝘯𝘥 𝘏𝘦𝘢𝘥𝘱𝘩𝘰𝘯𝘦𝘴 𝘧𝘳𝘰𝘮 @𝘴𝘩𝘶𝘳𝘦𝘌𝘥𝘪𝘵𝘦𝘥 𝘢𝘯𝘥 𝘮𝘪𝘹𝘦𝘥 𝘣𝘺 𝘛𝘳𝘪𝘴𝘵𝘦𝘯 𝘠𝘦𝘢𝘬

Driverless vehicles aren’t coming “one day”. They’re already here.Nicholas Ng, Director of the Centre for Autonomous Vehicles at LTA, explains how Singapore is testing and rolling out autonomous vehicles (AV), and how that will enhance future transport options. We cover the AV trials in Punggol (which we personally experienced), as well as the strict safety frameworks behind the scenes.Are AVs actually safer than human drivers? What happens when machines make decisions on the roads? And are we truly giving up control?𝙏𝙝𝙞𝙨 𝙚𝙥𝙞𝙨𝙤𝙙𝙚 𝙞𝙨 𝙗𝙧𝙤𝙪𝙜𝙝𝙩 𝙩𝙤 𝙮𝙤𝙪 𝙗𝙮 𝙩𝙝𝙚 𝙇𝙖𝙣𝙙 𝙏𝙧𝙖𝙣𝙨𝙥𝙤𝙧𝙩 𝘼𝙪𝙩𝙝𝙤𝙧𝙞𝙩𝙮 (𝙇𝙏𝘼).𝘈𝘴 𝘱𝘢𝘳𝘵 𝘰𝘧 𝘦𝘧𝘧𝘰𝘳𝘵𝘴 𝘵𝘰 𝘴𝘶𝘱𝘱𝘰𝘳𝘵 𝘢𝘯𝘥 𝘴𝘵𝘳𝘦𝘯𝘨𝘵𝘩𝘦𝘯 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦’𝘴 𝘱𝘶𝘣𝘭𝘪𝘤 𝘵𝘳𝘢𝘯𝘴𝘱𝘰𝘳𝘵 𝘯𝘦𝘵𝘸𝘰𝘳𝘬, 𝘵𝘩𝘦 𝘱𝘭𝘢𝘯𝘴 𝘵𝘰 𝘢𝘤𝘤𝘦𝘭𝘦𝘳𝘢𝘵𝘦 𝘵𝘩𝘦 𝘥𝘦𝘱𝘭𝘰𝘺𝘮𝘦𝘯𝘵 𝘰𝘧 𝘢𝘶𝘵𝘰𝘯𝘰𝘮𝘰𝘶𝘴 𝘷𝘦𝘩𝘪𝘤𝘭𝘦𝘴 𝘣𝘦𝘨𝘪𝘯𝘴 𝘸𝘪𝘵𝘩 𝘓𝘛𝘈’𝘴 𝘱𝘪𝘭𝘰𝘵 𝘵𝘦𝘴𝘵𝘪𝘯𝘨 𝘰𝘧 𝘢𝘶𝘵𝘰𝘯𝘰𝘮𝘰𝘶𝘴 𝘴𝘩𝘶𝘵𝘵𝘭𝘦𝘴 𝘪𝘯 𝘗𝘶𝘯𝘨𝘨𝘰𝘭.𝘠𝘰𝘶 𝘸𝘪𝘭𝘭 𝘣𝘦 𝘢𝘣𝘭𝘦 𝘵𝘰 𝘳𝘦𝘨𝘪𝘴𝘵𝘦𝘳 𝘰𝘯𝘭𝘪𝘯𝘦 𝘧𝘰𝘳 𝘢 𝘳𝘪𝘥𝘦 𝘰𝘯 𝘵𝘩𝘦 𝘢𝘶𝘵𝘰𝘯𝘰𝘮𝘰𝘶𝘴 𝘴𝘩𝘶𝘵𝘵𝘭𝘦 𝘧𝘳𝘰𝘮 25 𝘔𝘢𝘳𝘤𝘩. 𝘙𝘦𝘢𝘤𝘩 𝘰𝘶𝘵 𝘵𝘰 𝘈𝘶𝘵𝘰𝘯𝘰𝘮𝘰𝘶𝘴_𝘝𝘦𝘩𝘪𝘤𝘭𝘦@𝘭𝘵𝘢.𝘨𝘰𝘷.𝘴𝘨 𝘵𝘰 𝘪𝘯𝘥𝘪𝘤𝘢𝘵𝘦 𝘺𝘰𝘶𝘳 𝘪𝘯𝘵𝘦𝘳𝘦𝘴𝘵 𝘰𝘳 𝘧𝘰𝘭𝘭𝘰𝘸 𝘓𝘛𝘈’𝘴 𝘴𝘰𝘤𝘪𝘢𝘭 𝘮𝘦𝘥𝘪𝘢 𝘱𝘢𝘨𝘦𝘴 𝘧𝘰𝘳 𝘶𝘱𝘥𝘢𝘵𝘦𝘴.𝗪𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝘂𝘀!Drop us an email at contact@ministryoffunny.com! We’re always looking out for people to do cool stuff with, so let’s chat!𝗦𝘂𝗯𝘀𝗰𝗿𝗶𝗯𝗲 𝘁𝗼 𝗼𝘂𝗿 𝘄𝗲𝗲𝗸𝗹𝘆 𝗻𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿 – "𝗬𝗼𝘂𝗿 𝗟𝗶𝘁𝘁𝗹𝗲 𝗕𝗶𝘁”Get a roundup of our One Shiok Things & first dibs on our latest launches delivered straight to your inbox!Subscribe Here(00:00) Intro(01:15) Inside The Punggol AV Trial(05:00) Why Self-Driving Cars Suddenly Got Better(09:04) Nicholas Ng’s Journey Into AV Policy(12:25) Why Singapore Wants Autonomous Vehicles(17:00) Will AVs Actually Replace Human Jobs?(19:31) Why Safety Operators Still Sit In The Car(23:25) What Safety Operators Are Really Doing(24:55) Getting The Public Comfortable With AVs(27:54) When Can The Safety Driver Be Removed?(31:04) Why The 10,000km Threshold Matters(32:39) What Happened In The Minor AV Incident?(34:17) How LTA Tests AVs Before Road Trials(37:02) Can One Vehicle’s Learning Scale To The Fleet?(41:45) Chickens, Birds, And Other Singapore Road Surprises(43:52) How Safety Operators Are Trained(46:11) Who Is Liable If An AV Causes An Accident?(52:57) Why Singapore Still Needs AVs Now(55:31) What China And The US Are Doing With AVs(57:51) Will AVs Destroy Jobs Or Create New Ones?(01:02:10) Will We Lose The Skill And Joy Of Driving?(01:05:46) Can AVs Strengthen Human Connection?(01:08:16) The Senior's Party Bus Idea(01:10:15) How Self-Driving Cars Could Reshape Cities(01:12:22) What Happens Next In Punggol(01:17:09) One Shiok Thing(01:27:10) Post-Interview Reflection 𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲!Reddit | Telegram𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗼𝗻 𝗼𝘂𝗿 𝘀𝗼𝗰𝗶𝗮𝗹𝘀TikTok | Instagram | Facebook𝘔𝘪𝘤𝘴 𝘢𝘯𝘥 𝘏𝘦𝘢𝘥𝘱𝘩𝘰𝘯𝘦𝘴 𝘧𝘳𝘰𝘮 @𝘴𝘩𝘶𝘳𝘦𝘌𝘥𝘪𝘵𝘦𝘥 𝘢𝘯𝘥 𝘮𝘪𝘹𝘦𝘥 𝘣𝘺 𝘛𝘳𝘪𝘴𝘵𝘦𝘯 𝘠𝘦𝘢𝘬

DBS CEO Tan Su Shan’s S$9.6m package goes public and divides the internet. Elsewhere, a Yishun coffeeshop drink stall tells a customer to hide his own water bottle because it’s the “shop rule”.𝗙𝗼𝗹𝗸𝗹𝗼𝗿𝘆If you’re looking for a meaningful gift, we’d love to help you create a personal podcast for a loved one. Get started at Folklory.com𝗢𝗻𝗲 𝗦𝗵𝗶𝗼𝗸 𝗧𝗵𝗶𝗻𝗴Haresh: HEATED DEBATE: Kemi Badenoch Blasts PM Starmer Over Iran War and UK Military ResponseTerence: The war with Iran: An expert analysis𝗪𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝘂𝘀!Drop us an email at contact@ministryoffunny.com! We’re always looking out for people to do cool stuff with, so let’s chat!𝗦𝘂𝗯𝘀𝗰𝗿𝗶𝗯𝗲 𝘁𝗼 𝗼𝘂𝗿 𝘄𝗲𝗲𝗸𝗹𝘆 𝗻𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿 – "𝗬𝗼𝘂𝗿 𝗟𝗶𝘁𝘁𝗹𝗲 𝗕𝗶𝘁”Get a roundup of our One Shiok Things & first dibs on our latest launches delivered straight to your inbox!Subscribe Here(00:00) Folklory(00:40) Intro(04:00) DBS CEO Tan Su Shan’s S$9.6m Salary(23:10) Yishun Drink Stall Bans Water Bottles(40:00) One Shiok Comment(44:20) One Shiok Thing𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲!Reddit | Telegram𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗼𝗻 𝗼𝘂𝗿 𝘀𝗼𝗰𝗶𝗮𝗹𝘀TikTok | Instagram | Facebook𝗧𝗼𝗽𝗶𝗰𝘀 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗘𝗽𝗶𝘀𝗼𝗱𝗲:DBS CEO Tan Su Shan’s S$9.6m SalaryDBS CEO Tan Su Shan receives S$9.6 million pay for 2025DBS CEO Tan Su Shan's 2025 Pay: $9.6 MillionDBS CEO Tan Su Shan receives over S$9.6 million in remuneration for FY2025: DBS annual report[2024] S’pore firms must get over reluctance to disclose board, CEO pay to raise governance standards[2024] S’pore-listed firms must declare salaries and all payouts made to directors and CEOs under new ruleYishun Drink Stall Bans Water BottlesYishun drink stall staff allegedly tells customer to put water bottle away due to 'shop rule'𝘔𝘪𝘤𝘴 𝘢𝘯𝘥 𝘏𝘦𝘢𝘥𝘱𝘩𝘰𝘯𝘦𝘴 𝘧𝘳𝘰𝘮 @𝘴𝘩𝘶𝘳𝘦𝘌𝘥𝘪𝘵𝘦𝘥 𝘢𝘯𝘥 𝘮𝘪𝘹𝘦𝘥 𝘣𝘺 𝘛𝘳𝘪𝘴𝘵𝘦𝘯 𝘠𝘦𝘢𝘬

Acting Minister for MCCY, David Neo, wants to fix the problem of 1 in 10 Singaporeans have zero close friends. How? Through Arts & Sports. Meanwhile MOS Dinesh Vasu Dash unveils the “EP Journey”, a cultural sensitivity training for Employment Pass Holders.𝙎𝙥𝙤𝙣𝙨𝙤𝙧: 𝙇𝙞𝙤𝙣 𝙂𝙡𝙤𝙗𝙖𝙡 𝙄𝙣𝙫𝙚𝙨𝙩𝙤𝙧𝙨𝘞𝘦 𝘴𝘱𝘰𝘬𝘦 𝘵𝘰 𝘚𝘦𝘭𝘦𝘯𝘢 𝘓𝘪𝘯𝘨, 𝘊𝘩𝘪𝘦𝘧 𝘌𝘤𝘰𝘯𝘰𝘮𝘪𝘴𝘵 𝘢𝘵 𝘖𝘊𝘉𝘊 𝘉𝘢𝘯𝘬, 𝘵𝘰 𝘶𝘯𝘱𝘢𝘤𝘬 𝘸𝘩𝘢𝘵 𝘵𝘳𝘶𝘭𝘺 𝘮𝘢𝘵𝘵𝘦𝘳𝘴 𝘪𝘯 𝘵𝘰𝘥𝘢𝘺’𝘴 𝘦𝘤𝘰𝘯𝘰𝘮𝘪𝘤 𝘭𝘢𝘯𝘥𝘴𝘤𝘢𝘱𝘦, 𝘸𝘩𝘢𝘵 𝘮𝘢𝘺 𝘴𝘪𝘮𝘱𝘭𝘺 𝘣𝘦 𝘴𝘩𝘰𝘳𝘵-𝘵𝘦𝘳𝘮 𝘯𝘰𝘪𝘴𝘦, 𝘢𝘯𝘥 𝘩𝘰𝘸 𝘪𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭𝘴 𝘤𝘢𝘯 𝘳𝘦𝘮𝘢𝘪𝘯 𝘨𝘳𝘰𝘶𝘯𝘥𝘦𝘥 𝘢𝘮𝘪𝘥 𝘶𝘯𝘤𝘦𝘳𝘵𝘢𝘪𝘯𝘵𝘺.𝘞𝘢𝘵𝘤𝘩 𝘵𝘩𝘦 𝘧𝘶𝘭𝘭 𝘦𝘱𝘪𝘴𝘰𝘥𝘦 | https://yahlahbut.short.gy/ep779𝘍𝘪𝘯𝘥 𝘰𝘶𝘵 𝘢𝘣𝘰𝘶𝘵 𝘵𝘩𝘦 𝘓𝘪𝘰𝘯𝘎𝘭𝘰𝘣𝘢𝘭 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦 𝘗𝘩𝘺𝘴𝘪𝘤𝘢𝘭 𝘎𝘰𝘭𝘥 𝘍𝘶𝘯𝘥 | https://yahlahbut.short.gy/LGI-goldfund𝘿𝙞𝙨𝙘𝙡𝙖𝙞𝙢𝙚𝙧 – 𝙇𝙞𝙤𝙣 𝙂𝙡𝙤𝙗𝙖𝙡 𝙄𝙣𝙫𝙚𝙨𝙩𝙤𝙧𝙨 𝙇𝙞𝙢𝙞𝙩𝙚𝙙𝘛𝘩𝘪𝘴 𝘢𝘥𝘷𝘦𝘳𝘵𝘪𝘴𝘦𝘮𝘦𝘯𝘵 𝘩𝘢𝘴 𝘯𝘰𝘵 𝘣𝘦𝘦𝘯 𝘳𝘦𝘷𝘪𝘦𝘸𝘦𝘥 𝘣𝘺 𝘵𝘩𝘦 𝘔𝘰𝘯𝘦𝘵𝘢𝘳𝘺 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘵𝘺 𝘰𝘧 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦. 𝘐𝘵 𝘪𝘴 𝘧𝘰𝘳 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘰𝘯𝘭𝘺 𝘢𝘯𝘥 𝘪𝘴 𝘯𝘰𝘵 𝘢 𝘳𝘦𝘤𝘰𝘮𝘮𝘦𝘯𝘥𝘢𝘵𝘪𝘰𝘯, 𝘰𝘧𝘧𝘦𝘳 𝘰𝘳 𝘴𝘰𝘭𝘪𝘤𝘪𝘵𝘢𝘵𝘪𝘰𝘯. 𝘠𝘰𝘶 𝘴𝘩𝘰𝘶𝘭𝘥 𝘳𝘦𝘢𝘥 𝘵𝘩𝘦 𝘱𝘳𝘰𝘴𝘱𝘦𝘤𝘵𝘶𝘴 𝘢𝘷𝘢𝘪𝘭𝘢𝘣𝘭𝘦 𝘢𝘵 𝘸𝘸𝘸.𝘭𝘪𝘰𝘯𝘨𝘭𝘰𝘣𝘢𝘭𝘪𝘯𝘷𝘦𝘴𝘵𝘰𝘳𝘴.𝘤𝘰𝘮 𝘣𝘦𝘧𝘰𝘳𝘦 𝘥𝘦𝘤𝘪𝘥𝘪𝘯𝘨 𝘸𝘩𝘦𝘵𝘩𝘦𝘳 𝘵𝘰 𝘪𝘯𝘷𝘦𝘴𝘵 𝘪𝘯 𝘵𝘩𝘦 𝘧𝘶𝘯𝘥. 𝙏𝙝𝙚 𝙁𝙪𝙣𝙙'𝙨 𝙣𝙚𝙩 𝙖𝙨𝙨𝙚𝙩 𝙫𝙖𝙡𝙪𝙚 𝙢𝙖𝙮 𝙝𝙖𝙫𝙚 𝙝𝙞𝙜𝙝𝙚𝙧 𝙫𝙤𝙡𝙖𝙩𝙞𝙡𝙞𝙩𝙮 𝙙𝙪𝙚 𝙩𝙤 𝙞𝙩𝙨 𝙣𝙖𝙧𝙧𝙤𝙬𝙚𝙧 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩 𝙛𝙤𝙘𝙪𝙨 (𝙥𝙧𝙞𝙢𝙖𝙧𝙞𝙡𝙮 𝙞𝙣 𝙂𝙤𝙡𝙙 (𝙖𝙨 𝙙𝙚𝙛𝙞𝙣𝙚𝙙 𝙞𝙣 𝙩𝙝𝙚 𝙥𝙧𝙤𝙨𝙥𝙚𝙘𝙩𝙪𝙨)), 𝙬𝙝𝙚𝙣 𝙘𝙤𝙢𝙥𝙖𝙧𝙚𝙙 𝙩𝙤 𝙛𝙪𝙣𝙙𝙨 𝙬𝙞𝙩𝙝 𝙢𝙤𝙧𝙚 𝙙𝙞𝙫𝙚𝙧𝙨𝙞𝙛𝙞𝙚𝙙 𝙥𝙤𝙧𝙩𝙛𝙤𝙡𝙞𝙤𝙨. 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵𝘴 𝘪𝘯𝘷𝘰𝘭𝘷𝘦 𝘳𝘪𝘴𝘬𝘴 𝘪𝘯𝘤𝘭𝘶𝘥𝘪𝘯𝘨 𝘵𝘩𝘦 𝘱𝘰𝘴𝘴𝘪𝘣𝘭𝘦 𝘭𝘰𝘴𝘴 𝘰𝘧 𝘵𝘩𝘦 𝘱𝘳𝘪𝘯𝘤𝘪𝘱𝘢𝘭 𝘢𝘮𝘰𝘶𝘯𝘵 𝘪𝘯𝘷𝘦𝘴𝘵𝘦𝘥. 𝘓𝘪𝘰𝘯 𝘎𝘭𝘰𝘣𝘢𝘭 𝘐𝘯𝘷𝘦𝘴𝘵𝘰𝘳𝘴® 𝘓𝘪𝘮𝘪𝘵𝘦𝘥 (𝘜𝘌𝘕/ 𝘙𝘦𝘨𝘪𝘴𝘵𝘳𝘢𝘵𝘪𝘰𝘯 𝘕𝘰. 198601745𝘋)𝗢𝗻𝗲 𝗦𝗵𝗶𝗼𝗸 𝗧𝗵𝗶𝗻𝗴Haresh: Syne.sg - Pre-loved KimonosTerence: Gorillaz & Madonna – Feel Good Inc. / Hung Up | 2006 GRAMMYs𝗪𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝘂𝘀!Drop us an email at contact@ministryoffunny.com! We’re always looking out for people to do cool stuff with, so let’s chat!𝗦𝘂𝗯𝘀𝗰𝗿𝗶𝗯𝗲 𝘁𝗼 𝗼𝘂𝗿 𝘄𝗲𝗲𝗸𝗹𝘆 𝗻𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿 – "𝗬𝗼𝘂𝗿 𝗟𝗶𝘁𝘁𝗹𝗲 𝗕𝗶𝘁”Get a roundup of our One Shiok Things & first dibs on our latest launches delivered straight to your inbox!Subscribe Here(00:00) A Message From LGI(00:30) Intro(05:40) Minister David Neo Wants to Help Us Find Friends(32:45) Cultural Sensitivity for EP Workers(48:24) One Shiok Comment(52:05) One Shiok Thing𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲!Reddit | Telegram𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗼𝗻 𝗼𝘂𝗿 𝘀𝗼𝗰𝗶𝗮𝗹𝘀TikTok | Instagram | Facebook𝗧𝗼𝗽𝗶𝗰𝘀 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗘𝗽𝗶𝘀𝗼𝗱𝗲:Minister David Neo Wants to Help Us Find Friends1 in 10 S’poreans does not have close friendships; most still make friends in person: IPS study1 in 10 S'poreans have no close friends, David Neo says 'we need to change this' & govt will step up efforts in arts, culture & sportFraternity and the Social Fabric in the Digital Age - IPS SurveyCultural Sensitivity for EP WorkersCultural sensitivity training, orientation programme to integrate Employment Pass holdersIntegration Resources for Foreign Professionals | SBF𝘔𝘪𝘤𝘴 𝘢𝘯𝘥 𝘏𝘦𝘢𝘥𝘱𝘩𝘰𝘯𝘦𝘴 𝘧𝘳𝘰𝘮 @𝘴𝘩𝘶𝘳𝘦𝘌𝘥𝘪𝘵𝘦𝘥 𝘢𝘯𝘥 𝘮𝘪𝘹𝘦𝘥 𝘣𝘺 𝘛𝘳𝘪𝘴𝘵𝘦𝘯 𝘠𝘦𝘢𝘬

Most of us just want banking to be simple: salary comes in, bills go out, and the rest… hopefully grows a bit. But banking has changed so quickly that a lot of people are using new tools without really knowing what’s happening underneath.We talk to MariBank CEO Natalia Goh about how digital banks work, what’s driving renewed interest in gold, and why our money habits in Singapore are shifting in ways that affect ordinary working people.𝙏𝙝𝙞𝙨 𝙚𝙥𝙞𝙨𝙤𝙙𝙚 𝙞𝙨 𝙗𝙧𝙤𝙪𝙜𝙝𝙩 𝙩𝙤 𝙮𝙤𝙪 𝙗𝙮 𝙇𝙞𝙤𝙣 𝙂𝙡𝙤𝙗𝙖𝙡 𝙄𝙣𝙫𝙚𝙨𝙩𝙤𝙧𝙨𝘐𝘯𝘤𝘦𝘱𝘵𝘦𝘥 𝘰𝘯 1 𝘋𝘦𝘤 2025, 𝘵𝘩𝘦 𝘓𝘪𝘰𝘯𝘎𝘭𝘰𝘣𝘢𝘭 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦 𝘗𝘩𝘺𝘴𝘪𝘤𝘢𝘭 𝘎𝘰𝘭𝘥 𝘍𝘶𝘯𝘥 𝘪𝘴 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦’𝘴 𝘧𝘪𝘳𝘴𝘵 𝘱𝘩𝘺𝘴𝘪𝘤𝘢𝘭 𝘨𝘰𝘭𝘥 𝘧𝘶𝘯𝘥 𝘵𝘩𝘢𝘵 𝘪𝘴 𝘪𝘯𝘴𝘶𝘳𝘦𝘥 𝘢𝘯𝘥 𝘢𝘭𝘭𝘰𝘤𝘢𝘵𝘦𝘥 𝘨𝘰𝘭𝘥 𝘪𝘴 𝘴𝘦𝘤𝘶𝘳𝘦𝘭𝘺 𝘷𝘢𝘶𝘭𝘵𝘦𝘥 𝘪𝘯 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦. 𝘍𝘪𝘯𝘥 𝘰𝘶𝘵 𝘮𝘰𝘳𝘦 𝘢𝘣𝘰𝘶𝘵 𝘵𝘩𝘦 𝘍𝘶𝘯𝘥 𝘢𝘵 https://yahlahbut.short.gy/LGI-goldfund𝘿𝙞𝙨𝙘𝙡𝙖𝙞𝙢𝙚𝙧 – 𝙇𝙞𝙤𝙣 𝙂𝙡𝙤𝙗𝙖𝙡 𝙄𝙣𝙫𝙚𝙨𝙩𝙤𝙧𝙨 𝙇𝙞𝙢𝙞𝙩𝙚𝙙𝘛𝘩𝘪𝘴 𝘢𝘥𝘷𝘦𝘳𝘵𝘪𝘴𝘦𝘮𝘦𝘯𝘵 𝘩𝘢𝘴 𝘯𝘰𝘵 𝘣𝘦𝘦𝘯 𝘳𝘦𝘷𝘪𝘦𝘸𝘦𝘥 𝘣𝘺 𝘵𝘩𝘦 𝘔𝘰𝘯𝘦𝘵𝘢𝘳𝘺 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘵𝘺 𝘰𝘧 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦. 𝘐𝘵 𝘪𝘴 𝘧𝘰𝘳 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘰𝘯𝘭𝘺 𝘢𝘯𝘥 𝘪𝘴 𝘯𝘰𝘵 𝘢 𝘳𝘦𝘤𝘰𝘮𝘮𝘦𝘯𝘥𝘢𝘵𝘪𝘰𝘯, 𝘰𝘧𝘧𝘦𝘳 𝘰𝘳 𝘴𝘰𝘭𝘪𝘤𝘪𝘵𝘢𝘵𝘪𝘰𝘯. 𝘠𝘰𝘶 𝘴𝘩𝘰𝘶𝘭𝘥 𝘳𝘦𝘢𝘥 𝘵𝘩𝘦 𝘱𝘳𝘰𝘴𝘱𝘦𝘤𝘵𝘶𝘴 𝘢𝘷𝘢𝘪𝘭𝘢𝘣𝘭𝘦 𝘢𝘵 𝘸𝘸𝘸.𝘭𝘪𝘰𝘯𝘨𝘭𝘰𝘣𝘢𝘭𝘪𝘯𝘷𝘦𝘴𝘵𝘰𝘳𝘴.𝘤𝘰𝘮 𝘣𝘦𝘧𝘰𝘳𝘦 𝘥𝘦𝘤𝘪𝘥𝘪𝘯𝘨 𝘸𝘩𝘦𝘵𝘩𝘦𝘳 𝘵𝘰 𝘪𝘯𝘷𝘦𝘴𝘵 𝘪𝘯 𝘵𝘩𝘦 𝘧𝘶𝘯𝘥. 𝙏𝙝𝙚 𝙁𝙪𝙣𝙙'𝙨 𝙣𝙚𝙩 𝙖𝙨𝙨𝙚𝙩 𝙫𝙖𝙡𝙪𝙚 𝙢𝙖𝙮 𝙝𝙖𝙫𝙚 𝙝𝙞𝙜𝙝𝙚𝙧 𝙫𝙤𝙡𝙖𝙩𝙞𝙡𝙞𝙩𝙮 𝙙𝙪𝙚 𝙩𝙤 𝙞𝙩𝙨 𝙣𝙖𝙧𝙧𝙤𝙬𝙚𝙧 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩 𝙛𝙤𝙘𝙪𝙨 (𝙥𝙧𝙞𝙢𝙖𝙧𝙞𝙡𝙮 𝙞𝙣 𝙂𝙤𝙡𝙙 (𝙖𝙨 𝙙𝙚𝙛𝙞𝙣𝙚𝙙 𝙞𝙣 𝙩𝙝𝙚 𝙥𝙧𝙤𝙨𝙥𝙚𝙘𝙩𝙪𝙨)), 𝙬𝙝𝙚𝙣 𝙘𝙤𝙢𝙥𝙖𝙧𝙚𝙙 𝙩𝙤 𝙛𝙪𝙣𝙙𝙨 𝙬𝙞𝙩𝙝 𝙢𝙤𝙧𝙚 𝙙𝙞𝙫𝙚𝙧𝙨𝙞𝙛𝙞𝙚𝙙 𝙥𝙤𝙧𝙩𝙛𝙤𝙡𝙞𝙤𝙨. 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵𝘴 𝘪𝘯𝘷𝘰𝘭𝘷𝘦 𝘳𝘪𝘴𝘬𝘴 𝘪𝘯𝘤𝘭𝘶𝘥𝘪𝘯𝘨 𝘵𝘩𝘦 𝘱𝘰𝘴𝘴𝘪𝘣𝘭𝘦 𝘭𝘰𝘴𝘴 𝘰𝘧 𝘵𝘩𝘦 𝘱𝘳𝘪𝘯𝘤𝘪𝘱𝘢𝘭 𝘢𝘮𝘰𝘶𝘯𝘵 𝘪𝘯𝘷𝘦𝘴𝘵𝘦𝘥. 𝘓𝘪𝘰𝘯 𝘎𝘭𝘰𝘣𝘢𝘭 𝘐𝘯𝘷𝘦𝘴𝘵𝘰𝘳𝘴® 𝘓𝘪𝘮𝘪𝘵𝘦𝘥 (𝘜𝘌𝘕/ 𝘙𝘦𝘨𝘪𝘴𝘵𝘳𝘢𝘵𝘪𝘰𝘯 𝘕𝘰. 198601745𝘋)𝘿𝙞𝙨𝙘𝙡𝙖𝙞𝙢𝙚𝙧 - 𝙈𝙖𝙧𝙞𝘽𝙖𝙣𝙠 𝙎𝙞𝙣𝙜𝙖𝙥𝙤𝙧𝙚 𝙋𝙧𝙞𝙫𝙖𝙩𝙚 𝙇𝙞𝙢𝙞𝙩𝙚𝙙𝘛𝘩𝘪𝘴 𝘢𝘥𝘷𝘦𝘳𝘵𝘪𝘴𝘦𝘮𝘦𝘯𝘵 𝘩𝘢𝘴 𝘯𝘰𝘵 𝘣𝘦𝘦𝘯 𝘳𝘦𝘷𝘪𝘦𝘸𝘦𝘥 𝘣𝘺 𝘵𝘩𝘦 𝘔𝘰𝘯𝘦𝘵𝘢𝘳𝘺 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘵𝘺 𝘰𝘧 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦. 𝘛𝘩𝘦 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘱𝘳𝘰𝘷𝘪𝘥𝘦𝘥 𝘩𝘦𝘳𝘦 𝘪𝘴 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘧𝘰𝘳 𝘨𝘦𝘯𝘦𝘳𝘢𝘭 𝘤𝘪𝘳𝘤𝘶𝘭𝘢𝘵𝘪𝘰𝘯 𝘢𝘯𝘥/𝘰𝘳 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯𝘢𝘭 𝘱𝘶𝘳𝘱𝘰𝘴𝘦𝘴 𝘰𝘯𝘭𝘺, 𝘢𝘯𝘥 𝘴𝘩𝘢𝘭𝘭 𝘯𝘰𝘵 𝘣𝘦 𝘳𝘦𝘨𝘢𝘳𝘥𝘦𝘥 𝘢𝘴 𝘢𝘯 𝘰𝘧𝘧𝘦𝘳, 𝘳𝘦𝘤𝘰𝘮𝘮𝘦𝘯𝘥𝘢𝘵𝘪𝘰𝘯, 𝘴𝘰𝘭𝘪𝘤𝘪𝘵𝘢𝘵𝘪𝘰𝘯 𝘰𝘳 𝘢𝘥𝘷𝘪𝘤𝘦 𝘵𝘰 𝘣𝘶𝘺 𝘰𝘳 𝘴𝘦𝘭𝘭 𝘢𝘯𝘺 𝘱𝘳𝘰𝘥𝘶𝘤𝘵 𝘢𝘯𝘥 𝘴𝘩𝘢𝘭𝘭 𝘯𝘰𝘵 𝘣𝘦 𝘵𝘳𝘢𝘯𝘴𝘮𝘪𝘵𝘵𝘦𝘥, 𝘥𝘪𝘴𝘤𝘭𝘰𝘴𝘦𝘥, 𝘤𝘰𝘱𝘪𝘦𝘥 𝘰𝘳 𝘳𝘦𝘭𝘪𝘦𝘥 𝘶𝘱𝘰𝘯 𝘣𝘺 𝘢𝘯𝘺 𝘱𝘦𝘳𝘴𝘰𝘯 𝘧𝘰𝘳 𝘸𝘩𝘢𝘵𝘦𝘷𝘦𝘳 𝘱𝘶𝘳𝘱𝘰𝘴𝘦. 𝘔𝘢𝘳𝘪 𝘐𝘯𝘷𝘦𝘴𝘵 𝘪𝘴 𝘯𝘰𝘵 𝘢 𝘥𝘦𝘱𝘰𝘴𝘪𝘵 𝘱𝘳𝘰𝘥𝘶𝘤𝘵. 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘱𝘳𝘰𝘥𝘶𝘤𝘵𝘴 𝘢𝘳𝘦 𝘯𝘰𝘵 𝘪𝘯𝘴𝘶𝘳𝘦𝘥 𝘣𝘺 𝘵𝘩𝘦 𝘚𝘋𝘐𝘊. 𝘈𝘭𝘭 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵𝘴 𝘤𝘰𝘮𝘦 𝘸𝘪𝘵𝘩 𝘳𝘪𝘴𝘬𝘴, 𝘪𝘯𝘤𝘭𝘶𝘥𝘪𝘯𝘨 𝘵𝘩𝘦 𝘳𝘪𝘴𝘬 𝘵𝘩𝘢𝘵 𝘺𝘰𝘶 𝘮𝘢𝘺 𝘭𝘰𝘴𝘦 𝘢𝘭𝘭 𝘰𝘳 𝘱𝘢𝘳𝘵 𝘰𝘧 𝘺𝘰𝘶𝘳 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵.𝗢𝗻𝗲 𝗦𝗵𝗶𝗼𝗸 𝗧𝗵𝗶𝗻𝗴Haresh: Telling Is Listening: Ursula K. Le Guin on the Magic of Real Human ConversationTerence: Capitalism and Its Critics by John CassidyNatalia: Klara and the Sun by Kazuo Ishiguro𝗪𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝘂𝘀!Drop us an email at contact@ministryoffunny.com! We’re always looking out for people to do cool stuff with, so let’s chat!𝗦𝘂𝗯𝘀𝗰𝗿𝗶𝗯𝗲 𝘁𝗼 𝗼𝘂𝗿 𝘄𝗲𝗲𝗸𝗹𝘆 𝗻𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿 – "𝗬𝗼𝘂𝗿 𝗟𝗶𝘁𝘁𝗹𝗲 𝗕𝗶𝘁”Get a roundup of our One Shiok Things & first dibs on our latest launches delivered straight to your inbox!Subscribe Here (00:00) Intro (02:23) Natalia’s 18-year banking journey and why digital banking feels different (03:42) Why people still hesitate to trust digital banks (05:58) How traditional banking slowly evolved into digital banking (07:15) What makes a digital bank different from a traditional one (09:22) How different generations think about money and self-service banking (13:06) How Covid changed the way Singaporeans bank (14:45) Why Singapore is especially suited for digital banking (15:28) What safeguards protect your money in a digital bank (16:25) How MariBank builds trust without physical branches (18:35) Why user experience matters so much in digital banking (19:10) Why MariBank started offering gold investments (20:20) How MariBank made gold investing accessible from just $1 (21:38) Why storing physical gold in Singapore matters (22:48) Why gold still has strong cultural appeal across Asia (24:37) Can investing ever be made fun (26:19) How digital banks educate and guide users inside the app (27:31) How young people should think about gold in a portfolio (29:24) What has changed most in finance over the past 18 years (31:44) Why Singapore’s stability adds to gold’s appeal (33:45) What excites Natalia about the future of digital banking (34:55) How a digital bank can stay accessible and sustainable (37:16) How MariBank decides what features to build next (39:44) The future of real-time and cross-border payments (41:25) Why digital banking product cycles are moving much faster (41:49) What it feels like to lead a digital bank as CEO (42:43) Looking back at how finance has changed over two decades(49:50) Why Investing Used To Feel So Daunting(50:36) Why SME Banking Matters Too (51:40) One Shiok Thing𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲!Reddit | Telegram𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗼𝗻 𝗼𝘂𝗿 𝘀𝗼𝗰𝗶𝗮𝗹𝘀TikTok | Instagram | Facebook𝘔𝘪𝘤𝘴 𝘢𝘯𝘥 𝘏𝘦𝘢𝘥𝘱𝘩𝘰𝘯𝘦𝘴 𝘧𝘳𝘰𝘮 @𝘴𝘩𝘶𝘳𝘦𝘌𝘥𝘪𝘵𝘦𝘥 𝘢𝘯𝘥 𝘮𝘪𝘹𝘦𝘥 𝘣𝘺 𝘛𝘳𝘪𝘴𝘵𝘦𝘯 𝘠𝘦𝘢𝘬