So Money with Farnoosh Torabi

America is drowning in paper. If you stacked all the paper the average family uses in just one year, the piles would be as tall as a two-story house. And 43% of Americans categorize themselves as “disorganized.” Lisa Woodruff to the rescue. She is an organizational expert and author of THE PAPER SOLUTION: What to Shred, What to Save, and How to Stop It From Taking Over Your Life. Now more than ever, with the pandemic upon us, the need to have our paperwork organized is paramount. Lisa offers advice and free resources to help us all improve our relationship with paper. Check out www.organize365.com for Lisa's free emergency medical printables.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Myoshia Boykin-Anderson has had an incredible journey that led her to found her company AndTech Solutions in 2009. As a mother with no savings and no college degree, she was laid off from her corporate job and vowed to never put herself in that position again. Myoshia launched AndTech and it has grown into a seven-figure consulting firm providing custom application development and other technology services to some of the top organizations in the country. In our conversation, we discuss how, as a double minority, she overcame barriers to starting a thriving business in the field of tech, the inspiration born out of being a young, single mother and memories of her childhood classmate in Houston, Texas, George Floyd.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

In this week's Ask Farnoosh, CFP and founder of FIT Advisors, Anjali Jariwala joins to answer listeners' questions about bankruptcy, paying off debt, saving for a home and creating a financial plan.More about Anjali: She is the founder of FIT Advisors - a financial planning firm serving physicians and business owners virtually across the US. Prior to launching her own firm, Anjali spent over 6 years years working with Fortune 500 clients at a top 4 accounting firm, PricewaterhouseCoopers, and 2 years with a large, prestigious financial planning firm serving high net worth individuals. During her career, she would often share financial advice with family and friends, but began to realize that not only did most of them lack access to the best personal finance information, but also their busy family lives meant they just didn’t have the time to pull it all together on their own. So, she decided she could make a bigger impact by starting her own firm. Anjali utilizes her expertise in tax and finance to empower her clients to discover and reach their life goals while building a stable financial future. Anjali hosts Money Checkup podcast - a semi-monthly checkup that discusses the many facets of financial well-being. She was named one of Investment News Top 40 under 40 for 2019 and named one of Financial Advisor magazine’s Young Advisors To Watch for 2020. Anjali has been featured in Blomberg, US News and World Report, New York Times, USA Today, Business Insider, Investment News and more. Learn more about www.FitAdvisors.comLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

What is the deal with the stock market? How is the current recession different than the one from 2008/2009? How to think about real estate and your portfolio now? We are in conversation with the co-hosts of the BiggerPockets Money podcast, Scott Trench and Mindy Jensen. They're here to share their perspectives and best advice on how to navigate the economy now.Scott Trench is the CEO and President of BiggerPockets.com. Scott has dedicated his career to helping ordinary Americans build wealth in part through real estate investing. Since joining BiggerPockets in 2014, Scott has authored the wealth building book Set for Life and joined Mindy Jensen as a host of the BiggerPockets Money Podcast . He stays active in the BiggerPockets forums and contributed hundreds of articles, market analyses, and files to BiggerPockets. He has also contributed to other personal finance blogs, along with traditional news outlets including Time, CNBC, and NBC.Mindy Jensen has been the Community Manager for BiggerPockets.com for the last five years, helping less experienced folks learn how to invest in real estate the RIGHT way. She has spent the last 22 years live-in flipping houses, moving into very unattractive homes and making them beautiful - all while paying $0 in capital gains taxes because these homes are her primary residence.Mindy joins Scott Trench every Monday morning on the BiggerPockets Money Podcast to share the money stories of their guests. Mindy truly believes financial freedom is available for anyone. Mindy studied Fashion Design, the stupidest major ever.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

In his new book, Die with Zero, Bill Perkins challenges the notion of passing down your wealth. In fact during a health screening, his doctor asked in the evaluation about financial stress: “Do you have fears of running out of money?” Bill said, “I hope I run out of money!”We discuss the merits of spending more money in your living years, how to calculate getting to "enough" net worth and how to balance taking care of children and dependents with the notion of dying with zero.Bill is the CEO of BrisaMax Holdings. After training on Wall Street, he made his fortune in Houston as an energy trader. He has been Reuters, Financial Times, TIME magazine, Cigar Aficionado, BusinessInsider, and appears frequently on CNBC.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Delyanne The Money Coach Barros joins Farnoosh to answer the latest money questions from the audience. Questions include: Is it wise to use student loans to invest in the market? Why is one of my credit scores so different from the rest? Should I help my boyfriend with his credit card debt? How to become a professional investor without a college degree?Sticking with this week’s lineup of FIRE members who are bringing a fresh voice and face to the space, Farnoosh’s co-host today is Delyanne Barros who is new to the FIRE movement... A lawyer by day and founder of Delyanne the Money Coach a popular Instagram and TicTok feed. You can find her at MasterMyFire.com. Delyanne is Brazilian and the first in her family to accomplish many milestones including attending college, becoming an employment attorney, and conquering New York City. After living in NYC for 14 years, the mecca of the financial industry, Delyanne realized that her financial knowledge was limited to the outdated advice of her parents. Once she discovered the F.I.R.E. movement, she set on a path to retire from the traditional 9-5 grind at 45 years old. However, Delyanne quickly realized that the financial space was lacking the voices of people she could relate to, especially women and Latinas. That’s when she decided to become that voice and launch Delyanne The Money Coach where she provides coaching and education in a fun and relatable way. Delyanne is on a mission to educate and guide new investors to a life that is debt-free, abundant, and financially independent.  Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

We continue to take a closer look and have deeper conversations with some of the minority faces of the FIRE movement.On Monday we spoke with Paula Pant, a Nepalese-American woman and founder of the Afford Anything blog and podcast.Today, we’re in talks with married couple Amon and Christina Browning, founders of Our Rich Journey, a popular blog and YouTube channel: At the age of 39 and 41, Amon and Christina achieved financial independence and retired early (FIRE). They quit their federal government jobs, retired, and moved to Portugal with their two daughters (ages 11 and 12). On their FIRE journey, they lived and worked in California, Spain, and Japan while saving more than 70% of their income; they discovered “house hacks” to live rent and mortgage free for more than ten years; they learned to travel-hack free luxury vacations for their family all over the world.  Their YouTube channel (“Our Rich Journey”) documents the unique ways they save, make, and invest money - the FIRE way. In just over two years of starting their YouTube channel, their channel garnered more than 280,000 YouTube subscribers and over 13 million video views. Their FIRE story has been featured in numerous media outlets including Good Morning America, the UK's Daily Mail, and Parade Magazine.  Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

This week I’m chatting with a number of people who identify as members of the FIRE movement, which stands for Financial Independence Retire EarlY. The mission is to intensely save and invest —over half your income—so you can retire sometime by 40 or sooner. The movement is often associated with white men who have high earning careers in software engineering or finance. And as a result the FIRE saving and investing advice and pursuit of FIRE  can be inapplicable to many..  So this week we’re speaking to the minority members of the FIRE group that are making the movement more diverse, more inclusive and more relevant.Today we’re speaking with Paula Pant, a prominent leader of the Financial Independence Retire Early movement and an enthusiastic investor with a soft spot for spreadsheets. She is the Founder of Afford Anything, a personal finance and financial independence website and host of the award-winning Afford Anything podcast.Paula’s core belief that “you can afford anything, but not everything” is the backbone of Afford Anything. Through expert interviews and bi-weekly “Ask Paula” episodes, listeners learn to think critically about how they spend limited resources like time, money, and energy.Paula survived Covid 19 earlier this spring so our conversation starts there…and we dive into her financial belief systems in this unusual time…have they changed? Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Is it too risky to buy a home with someone you're not married to? What are some ways to protect yourself if you choose to be a co-borrower on the mortgage? In this week's Ask Farnoosh, host Farnoosh Torabi also addresses questions related to career pivots and how to transition to being a financial planner, as well as the best way to pay off high interest credit card debt. Does doing a balance-transfer make sense?Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Learn how one small business is transitioning to an all digital-only experience for its kid clientele and expanding its work force and creating job opportunities for more individuals at the same time. Sarah Fazam, founder of Bilingual Birdies, began the business over 12 years ago to encourage cross-cultural awareness through foreign language and live music curriculum. The programs teach Spanish, French, Mandarin, and English (ESL) through live music, movement, dance, puppetry, and theatre-based games. Sarah is of Mexican and Iranian descent. Her parents met in an ESL program, and as she says, "language is a part of my legacy." For more, check out www.bilingualbirdies.comLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.