So Money with Farnoosh Torabi

How much trash do you think you toss each day? How many plastic items do you own? Check your fridge and cupboards. My guess is we amass more waste than we really realize. Today's guest is here to inspire us to make small changes to live a "Zero Waste" lifestyle. Her name is Lauren Singer and she apparently only produced enough waste in the last 4 years to fit a 16 oz. mason jar. Unbelievable! Her lifestyle has caught the attention of The New York Times, Vogue and many other outlets. Lauren is the creator of the blog Trash is for Tossers and founder of the organic cleaning product company, The Simply Co.She graduated from NYU with a degree in Environmental Studies and prior to starting her own company, she was the Sustainability Manager at the NYC Department of Environmental Protection.In our conversation we discuss...how and why she decided to change her habits and live a Zero Waste lifestyle. What does that look like? She takes us through a typical day. How much has she saved, as a result of her new habits and what are some very simple ways you and I can reduce waste in our lives.For more information visit www.somoneypodcast.com.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Why are people discouraging me from paying off my mortgage if it will be financially liberating for me? I just got laid off... do I take unemployment or work part-time? Should I open a 0% APR interest rate credit card and transfer my student loan balance to that to avoid interest? Answering these questions and more on Ask Farnoosh this week.For more information visit www.somoneypodcast.com.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Josh Spodek has quite the resume. He holds FIVE Ivy League degrees including a PhD in Astrophysics, he's led seminars in leadership, entrepreneurship and sales at Harvard, Princeton and MIT, he's studied under a Nobel Prize winner and helped build an X-Ray observational satellite for NASA and holds six patents.He also serves as an adjunct professor at NYU, as well as a leadership coach and workshop leader at the Columbia Business School. He's also a columnist for Inc. He's the founder of Spodek Academy and out with a new book called Leadership Step by Step: Become the Person Others Follow.The topic of the day is leadership and how some of us are natural born leaders. We also discuss the difference between managing and leading and that time Josh was asked to step down as the leader of a company he founded. A wake-up call for Josh and an inspiring lesson that led to his work today.For more information visit www.somoneypodcast.com. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

From subsisting on Taco Bell and living in a garage at 40...to becoming a #1 New York Times bestselling author and coach earning more than she ever imagined, our guest is going to share how we can all master the mindset of making wealth.  Jen Sincero is the author of the New York Times best-seller "You Are a Badass: How to Stop Doubting Your Greatness and Start Living an Awesome Life" and has now released a follow-up called "You Are a Badass at Making Money: Master the Mindset of Wealth." In her latest book, she combines personal essays and advice to give readers the roadmap to a wealthier life. Jen is also a success coach and motivational speaker. She has spent more than a decade traveling the world to help people transform their lives and their bank accounts. Learn why she was always a little afraid of making more money. It had something to do with her relationship with her father. And, how to get over a victim mentality when it comes to you and your wealth.For more information visit www.somoneypodcast.com.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Once I pay off my credit card debt can I lower the spending limits... how will this affect my credit? My income is variable... what happens if I open a Roth IRA this year and earn more than the income limitation? I opened a traditional IRA but is a Roth better? Answering these questions and more on this week's Ask Farnoosh.For more information visit www.somoneypodcast.com.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Have you ever thought of quitting your job? Maybe you're too stressed and you need to get out now before you find the next thing? Or maybe you just want to travel for a bit to clear your head? This idea of taking time off of work without having a job lined up is becoming increasingly popular. But then,the thought can be scary because of the unknown. It's a big risk. In the current April issue of O, The Oprah Magazine I tackle how to best afford this move. How much money to have saved, how to secure health insurance and how to make a great comeback when you're ready to work again.In the column, I got to speak with some women who did this in all different circumstances and one woman in particular, Kristen Field. She's joining me on the podcast today to talk more about her personal experience, what she did with her time off and how she found work when she was ready to come back. How do you know when it's time to quit? How can you position a break on your resume so it doesn't look like this gaping hole?A little bit more about Kristen: She's now an independent consultant supporting the President and CEO of Lifeway Foods, Inc. and supports Step Up as the National Interim Coordinator of Expansion and Fundraising. Prior to her roles now, she worked as a Director of Finance for an Aldermanic campaign in Chicago's 38th Ward.For more information visit www.somoneypodcast.com.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

You know I LOVE real estate. I encourage you to share your questions for Ask Farnoosh. It's a topic I love. So I'm really excited to bring back today's guest, Scott McGillivray. You probably know him from HGTV's Income Property or Moving the McGillivrays but Scott is teaming up with Owners.com, which is an innovative online brokerage that offers tools and services to help buyers and sellers save money AND time. I'm all for that.If you want to know more about Scott's money past and the best day of the week to buy a home go back and check out his initial So Money interview in EP 398.In our conversation today, we talk about where the market is headed in 2017. Is this going to be a more expensive market for buyers, a cheaper market for buyers? How are interest rates going to drive the marketing? The financial sacrifices perspective homebuyers are willing to make to buy that home, because so many of us just want to become homeowners. At the same time, some people are just better off renting, and Scott has his take on who should buy and who should just rent.For more information visit www.somoneypodcast.com.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

How can you help your parents if they're behind on their retirement savings? Should you put extra payments toward your mortgage? What should you ask for in a relocation package? Answering these questions and more on this week's Ask Farnoosh.For more information visit www.somoneypodcast.com.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

You all know by now that I'm a big believer that when women earn more and participate in leadership roles the world is a better place. Today's guest is is the National Managing Director of the Deloitte Women's Initiative (WIN). Which is helping to achieve just that. Deepa Purushothaman is our guest today and through WIN, she works to help build opportunity, enrichment and new thinking around talent and inclusion in the workforce so that all leaders, especially women, thrive. She also leads the Social Impact service line of Deloitte Consulting LLP and has a lot of experience working in the private sector. Previously, she was part of the Telecommunications, Media and Technology practice where she helped clients nationally and globally to redefine their company evolution. In this episode learn about the financial hardship growing up that shaped the way she thinks about and runs her financial life, the critical business meeting years ago that defined her leadership style and what she thinks about whether women should take a page out of the male playbook when it comes to succeeding in the workplace.For more information visit www.somoneypodcast.com.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Do you want to be your own boss? My guest today is author of the new book "Boss Bitch: A Simple 12-Step Plan to Take Charge of Your Career." Nicole Lapin is here. In her new book she talks all about embracing confidence to be a boss at work, at your company and in life. More about Nicole... she's also the author of the New York Times bestseller Rich Bitch and the star of the nationally syndicated business competition reality show Hatched. You can also catch her in Redbook Magazine every month as their resident money columnist. She's been on So Money before on EP 57.Lots of great books on the market today related to women in the workplace and how to succeed. Nicole shares what differentiates Boss Bitch and how to tap into your inner badass to succeed at anything. To tell a great story you have to be brutally honest and Nicole is an open book. She shares the tough battles she's faced in her career, including lawsuits and failures. And we can't talk about women and work without getting real for a moment about how your career ambitions can impact your personal life. Nicole addresses female fertility and her decision to freeze her eggs, as a way to take control and better map out motherhood.  For more information visit www.somoneypodcast.com.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.