So Money with Farnoosh Torabi

How do you make or take your coffee? Does it spark joy? Our guest Raj Jana has built a thriving business by turning the common experience of making coffee into kind of an art form and in the process has created a 6-figure per month business. A little more about Raj: He was born to Indian parents who came to the U.S. with only a few dollars in their pockets. He previously worked at Chevron as an engineer until a life changing moment at work that made Raj reevaluate his life path. Raj shares financial lessons learned from his upbringing, the changes he would try to make if he won the lottery and some high-level coffee talk. Like, what is a pour-over? And why is it Raj’s go-to coffee order?To learn more about Raj’s company, Java Presse Coffee, visit JavaPresse.com and follow him on Instagram @JavaPresseCoffLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

If you watch Bravo TV or follow New York City real estate, you know all about our next guest. Ryan Serhant is a star of Bravo's Million Dollar Listing New York and a top real estate broker in the City.His story began as a shy, out of work hand model. He  entered the real estate business in 2008 - in some ways the WORST time to be an agent in the real estate market. Ryan shares how he rose to become one of the top realtors in the world, his parlay into reality TV and advice for first-time buyers.His new book, Sell it Like Serhant comes out tomorrow, September 18. Also, Ryan and I will be at the 92nd Street Y in Manhattan, along with our friend Dan Schawbel, a NYT Bestselling author and millennial workplace expert. We'll be leading a discussion around Creating Human Connection in a Digital World. The event is on November 26 at 7pm. Reserve tickets at 92Y.org.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Is there any relationship between our Zodiac signs and how we spend, save and make financial decisions?In today's Ask Farnoosh, Farnoosh and co-host Brittney Castro, founder and CEO of Financially Wise, tackle your money questions, as well as share some of the insights from a recent Chase Slate Credit Outlook Survey which looked at how our astrological signs impact our spending and credit habits.Brittney, like Farnoosh, serves as a fellow Chase Slate Financial Education Ambassador.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

We’re going back to basics today in a special So Money bonus episode, talking about the best ways to start and execute financial goals.Our guest is Nikki Arwood, Regional Market Executive at Charles Schwab. In her role, Nikki leads 36 branches and over 200 employees in the Carolinas, Virginia, Maryland, DC, Kentucky, Tennessee, Arkansas and Mississippi. She has been in the financial services industry for 30 years, and has spent most of those years at Schwab. Nikki is a graduate of Georgetown University, where she majored in Sociology and was captain of the Women’s Basketball Team.Nikki and I discuss goal setting, finding the motivation to stay the course with your financial plan and a 30-Day financial cleanse from which we can all benefit.DISCLOSURE:Farnoosh has been compensated by Charles Schwab. Farnoosh is not affiliated with Schwab and the views she expresses may not necessarily reflect those of The Charles Schwab Corporation or its affiliates. Farnoosh is a client of Schwab.The Charles Schwab Foundation is a 501(c)(3) nonprofit, private foundation that is not part of Charles Schwab & Co., Inc. or its parent company, The Charles Schwab Corporation.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Imagine being at the grocery checkout with little kids. You’re desperate to leave because one kid’s crying, the other is hungry. And then, your credit card gets denied. And the next credit card gets denied. And this is food you need to prepare dinner.Our guest today experienced this and made two vows to herself when that happened. The first was to never run out of money again. The second: to never go grocery shopping again.She’s managed to do both quite well.I’m honored to welcome Chanie Wilschanski to the show. She’s a teacher turned entrepreneur, mom to four kids and the breadwinner in her marriage.We discuss her turning points, managing money and responsibilities in her big family as the breadwinner and advice for women who may be unsure about simulatenously pursuing a career AND parenthood.Chanie Wilschanski is an early childhood leadership coach and CEO of DiscoverED Consulting. You can learn more about Chanie on her website www.discoveredconsulting.com and follow her on Facebook. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

A life of uncertainty is one that is worth living. Welcome to So Money everybody, I’m your host, Farnoosh Torabi, thanks for joining. It may sound scary but our guest today offers some pretty profound insights and experiences around taking risks and dancing with your fears. It’s actually integral, he says, to living a good life. Jonathan Fields is on the podcast today, he is a New York City dad, husband, award winning author, media producer and entrepreneur. His latest book is Uncertainty - Turning Fear and Doubt Into Fuel for Brilliance. Jonathan’s current focus is Good Life Project. It’s a media and education venture. Maybe you’ve heard the popular podcast. It’s also a global movement that empowers people to live more engaged and connected lives. He and I discuss how to go about living a good life, financially speaking. The importance of living a life of uncertainty and being in your career, and being in the unfortunate middle, and how to get out. To learn more about Jonathan Fields visit www.jonathanfields.comLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

What would Farnoosh do if she scored $300 million playing the lottery? Can a spender become a saver? And what's the deal with credit cards? If we're not fans of debt, then what role do credit cards play? Co-host Meera Joshi is a fan of the show and has "an obsession for forecasting cash flows." By trade, she is a CPA and works in Private Equity Real Estate. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Have you ever read someone’s diary? Come on, you know you have...or wanted to at least. Today, we’re talking about Money Diaries: Everything you’ve ever wanted to know about your finances and everyone else’s.  It’s a new book out by author Lindsey Stanberry, who is the Work and Money Director at Refinery29, one of my favorite websites for all things; female empowerment, career, money, lifestyle, trends. Money Diaries started as a series on Refinery29, where Lindsey would share entries from millennial women all across the country, how they were spending every single dollar, every single cent. The book was inspired from that and it provides up close and juicy insights into how millennial women are handling their financial lives, or not handling their financial lives. We also will talk about Lindsey’s own financial journey to saving over a $100,000 to purchase her first home, how she is striking a balance between motherhood and her career. You can learn more about the Money Diaries book by visiting MoneyDiariesBook.com and follow Lindsey Stanberry on Twitter @LeStanberry.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

From broke to millions, our guest today is a financial warrior. Today, Kim Perell is the CEO of a digital marketing firm called Amobee, which has raked in hundreds of millions of dollars. But Kim’s journey had difficult beginnings. She landed what seemed to be a dream job in her 20’s working for a tech firm called XDrive, as the director of marketing. But then the dot-com bubble burst and she was left with the task of laying off several close friends and eventually, after the company went bankrupt, she was left unemployed.But no sooner than three months later, with $10,000 borrowed from her grandmother and credit card bills mounting, Kim rebooted her career and started a new business. It was the first of a few businesses which have gone on to produce hundreds of millions of of dollars.Her successes have led her to authoring a new book, The Execution Factor: The One Skill that Drives Success.  To learn more about Kim, visit www.KimPerell.com and follow her in Instagram @KimPerell.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Farnoosh and co-host Lisa Loperfido answer your money questions. Jaden asks how he can retire early by investing.  A real estate agent asks how she can leverage social media. And Liz wants to know if she and her live-in boyfriend should create a written agreement. Farnoosh references her Money article on the topic: http://time.com/money/3674425/unmarried-couples-finances/Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.