Money For Couples with Ramit Sethi

Ramit Sethi
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80 snips
Jan 3, 2023 • 2h 5min

76. Who should pay on a date? Money, dating & dealbreakers with Matthew Hussey

World-renowned dating and relationship expert, Matthew Hussey, sits with Ramit for an honest and wide-ranging one-on-one conversation on love, money, and the many layers of raw emotion and hidden messaging shared between them.Links mentioned in this episode Podcast: Love Life with Matthew Hussey Website: howtogettheguy.com Instagram: @thematthewhussey Connect with Ramit Get Money Coaching with Ramit  Download the Conscious Spending Plan Get my New York Times best-selling book Get my no-numbers journal Other episodes Instagram Twitter YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
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11 snips
Dec 27, 2022 • 1h 19min

75. “We 4x'd our salary as COVID nurses. The experience haunts us. So does the money”

Jenee and Dan are 31 and 34. They've been married for three years and they're travel nurses, moving from city to city to alleviate workforce pressures. During the pandemic, they earned up to 4X their salaries, allowing them to pay off their debts—but at a huge emotional and mental cost.Links mentioned in this episode Join my Money Coaching program Get the I Will Teach You to Be Rich book Get the IWT Rich Life Journal Download the Conscious Spending Plan Connect with Ramit Get Money Coaching with Ramit  Download the Conscious Spending Plan Get my New York Times best-selling book Get my no-numbers journal Other episodes Instagram Twitter YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
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30 snips
Dec 20, 2022 • 49min

74. “I’m $450k in debt but she still wants me to treat her to dinner” (Part Two)

We pick up part two of Serena and Nate’s conversation with an equity problem—a serious one, and one they didn’t realize they had. Serena earns considerably more for now, but Nate stands to triple her salary in a couple of years. His medical school debt, in the meantime, crushes him. He needs help but she doesn't see it. He can’t, or doesn’t, speak up. Can they meet one another where they are?Links mentioned in this episode Please take my podcast survey Join the Dream Job program Join the Earnable program Connect with Ramit Get Money Coaching with Ramit  Download the Conscious Spending Plan Get my New York Times best-selling book Get my no-numbers journal Other episodes Instagram Twitter YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
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6 snips
Dec 13, 2022 • 1h 9min

73. “I earn almost twice as much as my fiancé, but I make him split the rent” (Part One)

Nate and Serena are in their late 20s. They are engaged and live together, but a vast difference in their incomes creates an awkward dynamic when it comes to paying for shared expenses. They think their hot-button issue is a $3,000 loan between them—it’s a lot deeper than that. Resources Please take my podcast survey Join the Dream Job program Join the Earnable program Connect with Ramit Get Money Coaching with Ramit  Download the Conscious Spending Plan Other episodes Instagram Twitter YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
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44 snips
Dec 6, 2022 • 1h 12min

72. Answering questions about recessions, marrying the right person, and firing a financial advisor

This is a special solo episode where I answer questions from members of my Money Coaching program. In today’s episode: How to handle a recession, how I thought about marrying the right person, how to hire a financial advisor (one of my favorite stories), and how to apply some of my advice to your situation. Join Money Coaching here: iwt.com/moneycoaching00:01:16 — 1: What advice do you have about combining finances with a partner?00:08:35 — 2: How does your money strategy change for a recession?00:15:13 — 3: What would Ramit say to a single person who wants to marry the right person?00:23:11 — 4: $3 questions vs. $30,000 questions00:26:18 — 5: I'm a late starter. How do I calculate my contributions after age 50?00:28:50 — 6: How do I balance funding an emergency fund and contribute to retirement every month?00:33:01 — 7: What is your recommended asset allocation?00:33:11 — 8: I'm curious how others think about different kinds of debt.00:39:39 — 9: How do I fire a financial advisor?00:50:54 — 10: Should I continue contributing to my Roth IRA even when the market is doing so poorly?00:52:58 — 11: What is something about psychology Ramit wishes more people knew and took action on?00:56:36 — 12: How do I protect my kids and think about where I want my money to go when I die?01:03:09 — 13: I’m throwing out a humble brag after checking the history of my earnings at ssa.gov.01:04:30 — 14: I’d like to celebrate a win overcoming invisible money scripts while out to dinner with my family.Connect with Ramit Get Money Coaching with Ramit  Download the Conscious Spending Plan Other episodes Instagram Twitter YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
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11 snips
Nov 29, 2022 • 1h 15min

71. "We finally talked about money. I can't believe how little he's saved"

Emily and Alex are in their mid-30s and have been dating for two years. They recently had a discussion about money and Emily was disappointed to learn how little Alex had saved. What would you do if you talked about money with your partner and you were disappointed at what you discovered?Connect with Ramit Get Money Coaching with Ramit  Download the Conscious Spending Plan Other episodes Instagram Twitter YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
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33 snips
Nov 22, 2022 • 1h 39min

70. “My husband thinks savings for our kids’ education is a waste of money”

Amy wants to put money away for their kids’ college funds. She’s shocked when her husband, Gaby, says no -- and that “the kids can figure it out themselves.”They’re in their mid 30s with a household income of $115,000 in the Miami area. In today’s episode, we cover money psychology, class, and creating a vision of a shared Rich Life.Connect with Ramit Get Money Coaching with Ramit  Download the Conscious Spending Plan Other episodes Instagram Twitter YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
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13 snips
Nov 15, 2022 • 1h 23min

69. “We make almost $300k per year but we can’t afford our mortgage”

Chris and Camilla are 33 and 31 and they make almost $300k collectively living in a high cost of living area. They recently bought a vacation home, like everyone on TikTok tells you to do. Surprise, surprise—there’s no fairytale ending here, no mounds of passive income, no soaring property values or slam dunk investments.They thought they’d cash in on a hot market. But with the slow season approaching, they’ve realized they're losing money. How should they handle it? And (gasp) what might other people say if they have to sell?This episode is reminiscent of another Canadian couple, Eric and Elena, from episodes 49 and 50, who also bought a house they realized they couldn't afford. But I think you'll find this one fascinating for the differences—especially in the numbers.Connect with Ramit Website Instagram Twitter Facebook YouTube Linkedin If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
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11 snips
Nov 8, 2022 • 1h 18min

68. “I just learned he took out a secret $100,000 loan—two years ago”

Jan and Emily are in their thirties and recently bought a house. During the sales process, Emily discovered a $100k loan that Jan had taken out without her knowledge. To make matters worse, Jan admits he didn’t really have a plan on how to use this money to benefit their lives.Emily is the higher earner and lets Jan manage their money, adding to the feeling of betrayal that she keeps buried under a calm exterior. They are both supportive and willing to do the work—but Emily’s fear is real and must be processed out in the open.What happens in a relationship when trust with money is broken in such a profound way? How can you plan ahead or feel secure with your partner's decisions? It’s a path with obstacles, no doubt. Let’s see if we can help Jan and Emily navigate it.Connect with Ramit Website Instagram Twitter Facebook YouTube Linkedin If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.
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Nov 1, 2022 • 58min

67. “We spend $3,000/month on groceries for our 5 kids, and it’s ruining us”

Jim and Kasey are 45 and 41 with 5 young kids. They’ve been married for 18 years. But they admit that they don’t even know how they’ve made it this long with the serious communication problems in their relationship—specifically as they relate to money.Kasey goes about her life avoiding money, mostly unaware that they’re dipping into their savings each month to get by—even though Jim got a big raise recently. On the other hand, Jim knows the truth in their numbers but bottles up his emotions. When he tries to talk with Kasey about money, he does it in a way that Kasey can’t—or refuses to—grasp.In a few months, they won’t have any savings left. There’s too much at stake for them to continue on this destructive path. Let’s see if we can get them on the same page. Connect with Ramit Conscious spending plan  Get the follow up Website Instagram Twitter Facebook YouTube Linkedin If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media.

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